VOL. XCIV, NO. 247

★ FINANCIAL TOOLS & SERVICES DIRECTORY ★

PRICE: 5 CENTS

Sunday, October 19, 2025

View Financial DatasetsView Wise (Interest & Stocks) Home My Collections

Head-to-head

Financial Datasets vs Wise (Interest & Stocks) comparison

Compare pricing, supported platforms, categories, and standout capabilities to decide which tool fits your workflow.

Quick takeaways

Financial Datasets adds Data APIs, News, Financials, Insider Data, 13F, and Interest Rates coverage that Wise (Interest & Stocks) skips.

Wise (Interest & Stocks) includes Wealth Management, and Downloadable Tax Reports categories that Financial Datasets omits.

Financial Datasets highlights: REST API covering financial statements (income/balance/cash‑flow), financial metrics, stock prices (snapshot + minute/day/week/month/year), SEC filings lists & item extraction, insider trades, institutional ownership (13F), segmented revenues, company news with sentiment, interest‑rate snapshots, and crypto prices., US coverage only with 30,000+ tickers (active & delisted) and 30+ years of fundamentals; endpoint‑specific counts vary (e.g., prices/metrics pages show different tickers)., and Real‑time endpoints where applicable (e.g., stock price snapshot, Form 4 updates, news/press releases via RSS, interest‑rate announcements); historical series for backtesting..

Wise (Interest & Stocks) is known for: Interest (UK/EEA): balances are invested in government money-market funds; you can spend anytime, but capital is at risk., Stocks: one-fund exposure via BlackRock’s iShares World Equity Index Fund (LU) Class N2 EUR, with currency conversions handled automatically., and Transparent Interest service fees shown per currency (e.g., GBP/EUR/USD) and subject to change..

Wise (Interest & Stocks) offers mobile access, which Financial Datasets skips.

Financial Datasets logo

Financial Datasets

financialdatasets.ai

Developer‑first US‑equities API designed for AI agents and quant apps: real‑time quotes + minute/EOD historical prices, standardized financial statements & metrics, SEC filings (with section extraction), insider trades (Form 4), institutional ownership (13F), company news with sentiment, segmented financials, interest‑rate snapshots, and crypto prices. Auth via X‑API‑KEY; Developer plan includes 1,000 req/min; Pro supports unlimited and redistribution. Also offers a Model Context Protocol (MCP) server and community integrations (LangChain, Dify, n8n). US market only; options/indices/FX not yet covered.

Platforms

Web
API

Pricing

Free
Subscription
Other

Quick highlights

  • REST API covering financial statements (income/balance/cash‑flow), financial metrics, stock prices (snapshot + minute/day/week/month/year), SEC filings lists & item extraction, insider trades, institutional ownership (13F), segmented revenues, company news with sentiment, interest‑rate snapshots, and crypto prices.
  • US coverage only with 30,000+ tickers (active & delisted) and 30+ years of fundamentals; endpoint‑specific counts vary (e.g., prices/metrics pages show different tickers).
  • Real‑time endpoints where applicable (e.g., stock price snapshot, Form 4 updates, news/press releases via RSS, interest‑rate announcements); historical series for backtesting.
  • Simple auth (X‑API‑KEY) and straightforward request model; OpenAPI schema published; tickers lists available per endpoint (e.g., /prices/tickers).
  • AI/agent integrations: official remote MCP server (HTTP/SSE) for assistants; ecosystem plugs include LangChain toolkit, a Dify plugin, and example n8n workflows.

Community votes (overall)

0% upvotes 0% downvotes
You haven't voted yet
View full profileVisit site
Wise (Interest & Stocks) logo

Wise (Interest & Stocks)

wise.com

Investing features vary by country. In the UK/EEA, Interest allocates to government money-market funds; in the US, Interest is a bank program with pass-through FDIC insurance (not an investment). “Stocks” is a single BlackRock iShares World Equity Index mutual fund where available. Settlement speed (instant vs non-instant) and whether you invest from Balances or Jars differ by market. Fees are published per currency; Stocks adds a Wise service fee on top of the fund’s OCF.

Platforms

Web
Mobile
API

Pricing

Free
Other

Quick highlights

  • Interest (UK/EEA): balances are invested in government money-market funds; you can spend anytime, but capital is at risk.
  • Stocks: one-fund exposure via BlackRock’s iShares World Equity Index Fund (LU) Class N2 EUR, with currency conversions handled automatically.
  • Transparent Interest service fees shown per currency (e.g., GBP/EUR/USD) and subject to change.
  • Stocks includes a Wise service fee in addition to the fund’s ongoing charges.
  • Availability, access speed (instant vs non-instant), and Balances vs Jars investing differ by country.

Community votes (overall)

0% upvotes 0% downvotes
You haven't voted yet
View full profileVisit site
Overlap

Shared focus areas

1 overlap

Both tools cover this research theme.

Where they differ

Financial Datasets

Distinct strengths include:

Data APIs
News
Financials
Insider Data
13F
Interest Rates
  • REST API covering financial statements (income/balance/cash‑flow), financial metrics, stock prices (snapshot + minute/day/week/month/year), SEC filings lists & item extraction, insider trades, institutional ownership (13F), segmented revenues, company news with sentiment, interest‑rate snapshots, and crypto prices.
  • US coverage only with 30,000+ tickers (active & delisted) and 30+ years of fundamentals; endpoint‑specific counts vary (e.g., prices/metrics pages show different tickers).
  • Real‑time endpoints where applicable (e.g., stock price snapshot, Form 4 updates, news/press releases via RSS, interest‑rate announcements); historical series for backtesting.
  • Simple auth (X‑API‑KEY) and straightforward request model; OpenAPI schema published; tickers lists available per endpoint (e.g., /prices/tickers).

Wise (Interest & Stocks)

Distinct strengths include:

Wealth Management
Downloadable Tax Reports
  • Interest (UK/EEA): balances are invested in government money-market funds; you can spend anytime, but capital is at risk.
  • Stocks: one-fund exposure via BlackRock’s iShares World Equity Index Fund (LU) Class N2 EUR, with currency conversions handled automatically.
  • Transparent Interest service fees shown per currency (e.g., GBP/EUR/USD) and subject to change.
  • Stocks includes a Wise service fee in addition to the fund’s ongoing charges.

Feature-by-feature breakdown

AttributeFinancial DatasetsWise (Interest & Stocks)
Categories

Which research workflows each platform targets

Shared: APIs & SDKs

Unique: Data APIs, News, Financials, Insider Data, 13F, Interest Rates

Shared: APIs & SDKs

Unique: Wealth Management, Downloadable Tax Reports

Asset types

Supported asset classes and universes

Stocks, Cryptos

Mutual Funds, Currencies

Experience levels

Who each product is built for

Intermediate, Advanced

Beginner, Intermediate, Advanced

Platforms

Where you can access the product

Web, API

Web, Mobile, API

Pricing

High-level pricing models

Free, Subscription, Other

Free, Other

Key features

Core capabilities called out by each vendor

Unique

  • REST API covering financial statements (income/balance/cash‑flow), financial metrics, stock prices (snapshot + minute/day/week/month/year), SEC filings lists & item extraction, insider trades, institutional ownership (13F), segmented revenues, company news with sentiment, interest‑rate snapshots, and crypto prices.
  • US coverage only with 30,000+ tickers (active & delisted) and 30+ years of fundamentals; endpoint‑specific counts vary (e.g., prices/metrics pages show different tickers).
  • Real‑time endpoints where applicable (e.g., stock price snapshot, Form 4 updates, news/press releases via RSS, interest‑rate announcements); historical series for backtesting.
  • Simple auth (X‑API‑KEY) and straightforward request model; OpenAPI schema published; tickers lists available per endpoint (e.g., /prices/tickers).
  • AI/agent integrations: official remote MCP server (HTTP/SSE) for assistants; ecosystem plugs include LangChain toolkit, a Dify plugin, and example n8n workflows.
  • Flexible pricing: subscriptions (Developer $200/mo; Pro $1,000/mo; Enterprise) plus pay‑as‑you‑go credits with per‑endpoint pricing and some free endpoints (e.g., company facts, earnings press releases, macro rates).

Unique

  • Interest (UK/EEA): balances are invested in government money-market funds; you can spend anytime, but capital is at risk.
  • Stocks: one-fund exposure via BlackRock’s iShares World Equity Index Fund (LU) Class N2 EUR, with currency conversions handled automatically.
  • Transparent Interest service fees shown per currency (e.g., GBP/EUR/USD) and subject to change.
  • Stocks includes a Wise service fee in addition to the fund’s ongoing charges.
  • Availability, access speed (instant vs non-instant), and Balances vs Jars investing differ by country.
  • US Interest: opt-in bank program with pass-through FDIC insurance via partner banks—classified as a banking feature, not an investment product.
Tested

Verified by hands-on testing inside Find My Moat

Not yet

Not yet

Editor pick

Featured inside curated shortlists

Standard listing

Standard listing

Frequently Asked Questions

Which workflows do Financial Datasets and Wise (Interest & Stocks) both support?

Both platforms cover APIs & SDKs workflows, so you can research those use cases in either tool before digging into the feature differences below.

Do Financial Datasets and Wise (Interest & Stocks) require subscriptions?

Both Financial Datasets and Wise (Interest & Stocks) keep freemium access with optional paid upgrades, so you can trial each platform before committing.

Which tool has mobile access?

Wise (Interest & Stocks) ships a dedicated mobile experience, while Financial Datasets focuses on web or desktop access.

What unique strengths set the two platforms apart?

Financial Datasets differentiates itself with REST API covering financial statements (income/balance/cash‑flow), financial metrics, stock prices (snapshot + minute/day/week/month/year), SEC filings lists & item extraction, insider trades, institutional ownership (13F), segmented revenues, company news with sentiment, interest‑rate snapshots, and crypto prices., US coverage only with 30,000+ tickers (active & delisted) and 30+ years of fundamentals; endpoint‑specific counts vary (e.g., prices/metrics pages show different tickers)., and Real‑time endpoints where applicable (e.g., stock price snapshot, Form 4 updates, news/press releases via RSS, interest‑rate announcements); historical series for backtesting., whereas Wise (Interest & Stocks) stands out for Interest (UK/EEA): balances are invested in government money-market funds; you can spend anytime, but capital is at risk., Stocks: one-fund exposure via BlackRock’s iShares World Equity Index Fund (LU) Class N2 EUR, with currency conversions handled automatically., and Transparent Interest service fees shown per currency (e.g., GBP/EUR/USD) and subject to change..

Keep exploring

Stay on top of related tools

Browse the categories and profiles that overlap most with this comparison to round out your shortlist.

Curation & Accuracy

This directory blends AI‑assisted discovery with human curation. Entries are reviewed, edited, and organized with the goal of expanding coverage and sharpening quality over time. Your feedback helps steer improvements (because no single human can capture everything all at once).

Details change. Pricing, features, and availability may be incomplete or out of date. Treat listings as a starting point and verify on the provider’s site before making decisions. If you spot an error or a gap, send a quick note and I’ll adjust.