VOL. XCIV, NO. 247

★ FINANCIAL TOOLS & SERVICES DIRECTORY ★

PRICE: 5 CENTS

Sunday, October 19, 2025

Head-to-head

Office of Financial Research (U.S. Treasury) vs Variant comparison

Compare pricing, supported platforms, categories, and standout capabilities to decide which tool fits your workflow.

Quick takeaways

Office of Financial Research (U.S. Treasury) adds Data APIs, APIs & SDKs, Interest Rates, Yield Curves, Data Visualizations, Scores, Fund Holdings, and Blogs coverage that Variant skips.

Variant includes Stock Ideas, Forums, and AI categories that Office of Financial Research (U.S. Treasury) omits.

Office of Financial Research (U.S. Treasury) highlights: Short‑term Funding Monitor (STFM): curated repo/CP/CD/FF market charts plus **open REST API** (JSON, HTTPS) with series search, metadata, and spread endpoints; no tokens required., U.S. Money Market Fund Monitor: interactive holdings transparency by asset type, counterparty, country; per‑chart **CSV download**., and Hedge Fund Monitor (HFM): aggregated Form PF and related series via an **open REST API** (JSON) organized by datasets and mnemonics..

Variant is known for: AI Catalyst Finder scans filings, transcripts, and other documents to surface potential catalysts in public-company situations., Buyside discussion area with differentiated views and thousands of investor comments., and Predictions marketplace where users forecast outcomes and track sentiment on upcoming earnings events..

Office of Financial Research (U.S. Treasury) has a free tier, while Variant requires a paid plan.

Office of Financial Research (U.S. Treasury) logo

Office of Financial Research (U.S. Treasury)

financialresearch.gov

U.S. Treasury’s OFR publishes free, methods‑backed monitors and datasets (Short‑term Funding Monitor, U.S. Money Market Fund Monitor, Bank Systemic Risk Monitor, and the daily OFR Financial Stress Index). STFM and HFM provide open JSON APIs (no keys), CSV downloads are available from some monitors. Updates are end‑of‑day with documented lags (e.g., FSI ~T+2 business days; repo series T+1/T+2 depending on segment).

Platforms

Web
API

Pricing

Free

Quick highlights

  • Short‑term Funding Monitor (STFM): curated repo/CP/CD/FF market charts plus **open REST API** (JSON, HTTPS) with series search, metadata, and spread endpoints; no tokens required.
  • U.S. Money Market Fund Monitor: interactive holdings transparency by asset type, counterparty, country; per‑chart **CSV download**.
  • Hedge Fund Monitor (HFM): aggregated Form PF and related series via an **open REST API** (JSON) organized by datasets and mnemonics.
  • OFR Financial Stress Index (FSI): **daily** global market‑based stress index built from 33 variables; FSI values publish with a ~**two‑business‑day** lag.
  • Bank Systemic Risk Monitor: G‑SIB scores/surcharges, OFR Contagion Index, leverage/assets/equity; clear notes on refresh cadence (e.g., Basel scores annually, contagion index quarterly).

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Variant logo

Variant

variantinsights.com

Invite- and approval-based platform for professional and student investors. Variant combines an AI-powered “Catalyst Finder” with buyside discussions and a predictions marketplace focused on public-company outcomes and earnings sentiment. All content is user-generated (never investment advice), with strict prohibitions against material non-public information. Access is available via professional approval, student programs at select universities, or invite-only flows.

Platforms

Web

Pricing

Other

Quick highlights

  • AI Catalyst Finder scans filings, transcripts, and other documents to surface potential catalysts in public-company situations.
  • Buyside discussion area with differentiated views and thousands of investor comments.
  • Predictions marketplace where users forecast outcomes and track sentiment on upcoming earnings events.
  • Structured prediction markets focused on company-specific outcomes and event-driven scenarios.
  • Access models include professional approval-based signup, student signup at partner universities, and invite-only admission.

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Overlap

Shared focus areas

1 overlap

Both tools cover this research theme.

Where they differ

Office of Financial Research (U.S. Treasury)

Distinct strengths include:

  • Short‑term Funding Monitor (STFM): curated repo/CP/CD/FF market charts plus **open REST API** (JSON, HTTPS) with series search, metadata, and spread endpoints; no tokens required.
  • U.S. Money Market Fund Monitor: interactive holdings transparency by asset type, counterparty, country; per‑chart **CSV download**.
  • Hedge Fund Monitor (HFM): aggregated Form PF and related series via an **open REST API** (JSON) organized by datasets and mnemonics.
  • OFR Financial Stress Index (FSI): **daily** global market‑based stress index built from 33 variables; FSI values publish with a ~**two‑business‑day** lag.

Variant

Distinct strengths include:

  • AI Catalyst Finder scans filings, transcripts, and other documents to surface potential catalysts in public-company situations.
  • Buyside discussion area with differentiated views and thousands of investor comments.
  • Predictions marketplace where users forecast outcomes and track sentiment on upcoming earnings events.
  • Structured prediction markets focused on company-specific outcomes and event-driven scenarios.

Feature-by-feature breakdown

AttributeOffice of Financial Research (U.S. Treasury)Variant
Categories

Which research workflows each platform targets

Shared: Market Sentiment

Unique: Data APIs, APIs & SDKs, Interest Rates, Yield Curves, Data Visualizations, Scores, Fund Holdings, Blogs

Shared: Market Sentiment

Unique: Stock Ideas, Forums, AI

Asset types

Supported asset classes and universes

Bonds, Mutual Funds, Hedge Funds

Stocks

Experience levels

Who each product is built for

Beginner, Intermediate, Advanced

Intermediate, Advanced

Platforms

Where you can access the product

Web, API

Web

Pricing

High-level pricing models

Free

Other

Key features

Core capabilities called out by each vendor

Unique

  • Short‑term Funding Monitor (STFM): curated repo/CP/CD/FF market charts plus **open REST API** (JSON, HTTPS) with series search, metadata, and spread endpoints; no tokens required.
  • U.S. Money Market Fund Monitor: interactive holdings transparency by asset type, counterparty, country; per‑chart **CSV download**.
  • Hedge Fund Monitor (HFM): aggregated Form PF and related series via an **open REST API** (JSON) organized by datasets and mnemonics.
  • OFR Financial Stress Index (FSI): **daily** global market‑based stress index built from 33 variables; FSI values publish with a ~**two‑business‑day** lag.
  • Bank Systemic Risk Monitor: G‑SIB scores/surcharges, OFR Contagion Index, leverage/assets/equity; clear notes on refresh cadence (e.g., Basel scores annually, contagion index quarterly).
  • U.S. Repo Markets Data Release: preliminary series posted most weekdays (~3 p.m. ET) with T+1 (cleared) and T+2 (tri‑party) lags; quarterly validated ‘final’ releases.

Unique

  • AI Catalyst Finder scans filings, transcripts, and other documents to surface potential catalysts in public-company situations.
  • Buyside discussion area with differentiated views and thousands of investor comments.
  • Predictions marketplace where users forecast outcomes and track sentiment on upcoming earnings events.
  • Structured prediction markets focused on company-specific outcomes and event-driven scenarios.
  • Access models include professional approval-based signup, student signup at partner universities, and invite-only admission.
  • Strict community standards: insights and analysis only, no investment advice, and zero tolerance for MNPI.
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Frequently Asked Questions

Which workflows do Office of Financial Research (U.S. Treasury) and Variant both support?

Both platforms cover Market Sentiment workflows, so you can research those use cases in either tool before digging into the feature differences below.

Which tool offers a free plan?

Office of Financial Research (U.S. Treasury) offers a free entry point, while Variant requires a paid subscription. Review the pricing table to see how the paid tiers compare.

How can you access Office of Financial Research (U.S. Treasury) and Variant?

Both Office of Financial Research (U.S. Treasury) and Variant prioritize web or desktop access. Investors wanting a mobile-first workflow may need to rely on responsive web views.

What unique strengths set the two platforms apart?

Office of Financial Research (U.S. Treasury) differentiates itself with Short‑term Funding Monitor (STFM): curated repo/CP/CD/FF market charts plus **open REST API** (JSON, HTTPS) with series search, metadata, and spread endpoints; no tokens required., U.S. Money Market Fund Monitor: interactive holdings transparency by asset type, counterparty, country; per‑chart **CSV download**., and Hedge Fund Monitor (HFM): aggregated Form PF and related series via an **open REST API** (JSON) organized by datasets and mnemonics., whereas Variant stands out for AI Catalyst Finder scans filings, transcripts, and other documents to surface potential catalysts in public-company situations., Buyside discussion area with differentiated views and thousands of investor comments., and Predictions marketplace where users forecast outcomes and track sentiment on upcoming earnings events..

Curation & Accuracy

This directory blends AI‑assisted discovery with human curation. Entries are reviewed, edited, and organized with the goal of expanding coverage and sharpening quality over time. Your feedback helps steer improvements (because no single human can capture everything all at once).

Details change. Pricing, features, and availability may be incomplete or out of date. Treat listings as a starting point and verify on the provider’s site before making decisions. If you spot an error or a gap, send a quick note and I’ll adjust.