CME FedWatch Tool adds Central Bank Watcher, Interest Rates, Data APIs, Data Visualizations, and Calendar coverage that Wise (Interest & Stocks) skips.
VOL. XCIV, NO. 247
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Sunday, October 19, 2025
Head-to-head
CME FedWatch Tool vs Wise (Interest & Stocks) comparison
Compare pricing, supported platforms, categories, and standout capabilities to decide which tool fits your workflow.
Quick takeaways
Wise (Interest & Stocks) includes Wealth Management, and Downloadable Tax Reports categories that CME FedWatch Tool omits.
CME FedWatch Tool highlights: Meeting‑by‑meeting probabilities of FOMC target‑rate outcomes implied by Fed Funds futures., Compare view (current vs 1‑day/1‑week/1‑month ago) and Historical panel., and Fed ‘Dot Plot’ chart plus table view..
Wise (Interest & Stocks) is known for: Interest (UK/EEA): balances are invested in government money-market funds; you can spend anytime, but capital is at risk., Stocks: one-fund exposure via BlackRock’s iShares World Equity Index Fund (LU) Class N2 EUR, with currency conversions handled automatically., and Transparent Interest service fees shown per currency (e.g., GBP/EUR/USD) and subject to change..
Wise (Interest & Stocks) offers mobile access, which CME FedWatch Tool skips.
CME FedWatch Tool
cmegroup.com
Official CME probabilities for upcoming FOMC decisions, derived from 30‑Day Fed Funds (ZQ) futures. Web tool provides meeting‑by‑meeting probability matrices, comparisons over time, a historical download, and a Dot Plot view. A paid REST API is available for programmatic access. CME documents the probability‑tree methodology clearly; API snapshots update on business days at ~01:45 UTC. Media usage asks attribution to “CME FedWatch.”
Platforms
Pricing
Quick highlights
- Meeting‑by‑meeting probabilities of FOMC target‑rate outcomes implied by Fed Funds futures.
- Compare view (current vs 1‑day/1‑week/1‑month ago) and Historical panel.
- Fed ‘Dot Plot’ chart plus table view.
- One‑click PDF generation of the current page and Excel downloads for historical probabilities.
- Transparent methodology: unconditional probabilities via a binary probability tree built from implied EFFR, assuming 25 bp step sizes.
Community votes (overall)
Wise (Interest & Stocks)
wise.com
Investing features vary by country. In the UK/EEA, Interest allocates to government money-market funds; in the US, Interest is a bank program with pass-through FDIC insurance (not an investment). “Stocks” is a single BlackRock iShares World Equity Index mutual fund where available. Settlement speed (instant vs non-instant) and whether you invest from Balances or Jars differ by market. Fees are published per currency; Stocks adds a Wise service fee on top of the fund’s OCF.
Platforms
Pricing
Quick highlights
- Interest (UK/EEA): balances are invested in government money-market funds; you can spend anytime, but capital is at risk.
- Stocks: one-fund exposure via BlackRock’s iShares World Equity Index Fund (LU) Class N2 EUR, with currency conversions handled automatically.
- Transparent Interest service fees shown per currency (e.g., GBP/EUR/USD) and subject to change.
- Stocks includes a Wise service fee in addition to the fund’s ongoing charges.
- Availability, access speed (instant vs non-instant), and Balances vs Jars investing differ by country.
Community votes (overall)
Shared focus areas
1 overlapBoth tools cover this research theme.
Where they differ
CME FedWatch Tool
Distinct strengths include:
- Meeting‑by‑meeting probabilities of FOMC target‑rate outcomes implied by Fed Funds futures.
- Compare view (current vs 1‑day/1‑week/1‑month ago) and Historical panel.
- Fed ‘Dot Plot’ chart plus table view.
- One‑click PDF generation of the current page and Excel downloads for historical probabilities.
Wise (Interest & Stocks)
Distinct strengths include:
- Interest (UK/EEA): balances are invested in government money-market funds; you can spend anytime, but capital is at risk.
- Stocks: one-fund exposure via BlackRock’s iShares World Equity Index Fund (LU) Class N2 EUR, with currency conversions handled automatically.
- Transparent Interest service fees shown per currency (e.g., GBP/EUR/USD) and subject to change.
- Stocks includes a Wise service fee in addition to the fund’s ongoing charges.
Feature-by-feature breakdown
Attribute | CME FedWatch Tool | Wise (Interest & Stocks) |
---|---|---|
Categories Which research workflows each platform targets | Shared: APIs & SDKs Unique: Central Bank Watcher, Interest Rates, Data APIs, Data Visualizations, Calendar | Shared: APIs & SDKs Unique: Wealth Management, Downloadable Tax Reports |
Asset types Supported asset classes and universes | Futures | Mutual Funds, Currencies |
Experience levels Who each product is built for | Beginner, Intermediate, Advanced | Beginner, Intermediate, Advanced |
Platforms Where you can access the product | Web, API | Web, Mobile, API |
Pricing High-level pricing models | Free, Subscription | Free, Other |
Key features Core capabilities called out by each vendor | Unique
| Unique
|
Tested Verified by hands-on testing inside Find My Moat | Not yet | Not yet |
Editor pick Featured inside curated shortlists | Standard listing | Standard listing |
Frequently Asked Questions
Which workflows do CME FedWatch Tool and Wise (Interest & Stocks) both support?
Both platforms cover APIs & SDKs workflows, so you can research those use cases in either tool before digging into the feature differences below.
Do CME FedWatch Tool and Wise (Interest & Stocks) require subscriptions?
Both CME FedWatch Tool and Wise (Interest & Stocks) keep freemium access with optional paid upgrades, so you can trial each platform before committing.
Which tool has mobile access?
Wise (Interest & Stocks) ships a dedicated mobile experience, while CME FedWatch Tool focuses on web or desktop access.
What unique strengths set the two platforms apart?
CME FedWatch Tool differentiates itself with Meeting‑by‑meeting probabilities of FOMC target‑rate outcomes implied by Fed Funds futures., Compare view (current vs 1‑day/1‑week/1‑month ago) and Historical panel., and Fed ‘Dot Plot’ chart plus table view., whereas Wise (Interest & Stocks) stands out for Interest (UK/EEA): balances are invested in government money-market funds; you can spend anytime, but capital is at risk., Stocks: one-fund exposure via BlackRock’s iShares World Equity Index Fund (LU) Class N2 EUR, with currency conversions handled automatically., and Transparent Interest service fees shown per currency (e.g., GBP/EUR/USD) and subject to change..
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Curation & Accuracy
This directory blends AI‑assisted discovery with human curation. Entries are reviewed, edited, and organized with the goal of expanding coverage and sharpening quality over time. Your feedback helps steer improvements (because no single human can capture everything all at once).
Details change. Pricing, features, and availability may be incomplete or out of date. Treat listings as a starting point and verify on the provider’s site before making decisions. If you spot an error or a gap, send a quick note and I’ll adjust.