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Fidelity (Fidelity Brokerage Services LLC) Review, Pricing, and Features

Fidelity (Fidelity Brokerage Services LLC) logo

Fidelity (Fidelity Brokerage Services LLC)

fidelity.com

Fidelity combines a U.S. brokerage, research, mobile and active-trader apps, options, bonds, mutual funds, fractional shares, and a separate crypto account. It has no public trading API, and several products and data services have separate fees.

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Pricing

Key fees from the official fee schedule

Source-checked · Aug 23, 2026

Online U.S. stocks and most ETFs

$0 commission

Online options

$0 base + $0.65 per contract

See the Fidelity fee schedule for your country.

Key features

  • Direct access to a Fidelity brokerage account for U.S. stocks, ETFs, options, bonds, mutual funds, fractional shares, and eligible crypto rather than using a standalone market-data website.
  • Online U.S. stock and most ETF trades have no Fidelity commission. Regulatory charges, professional-data fees, and certain ETF purchase fees can apply.
  • Trading access for options with a $0 online base commission plus $0.65 per contract, with eligibility, margin, and options-approval requirements where applicable.
  • Fidelity Trader+ provides real-time quotes, Level II data, charting, alerts, and trading across web, desktop, and mobile. Active Trader Pro remains available to eligible clients.
  • Place advanced conditional orders such as Contingent, Multi-Contingent, OCO, OTO, and OTOCO from Fidelity.com or Active Trader Pro.
  • Analysis of options chains with real-time Greeks and multi-leg strategy support inside Active Trader Pro.
  • Purchase options for fractional U.S. stocks and ETFs through Stocks by the Slice from as little as $1.
  • Access to international equity trading across 25 countries and 16 currencies when the account and market are eligible.
  • Fidelity research, news, fundamentals, watchlists, mobile apps, PDF statements, confirmations, and CSV/Excel transaction exports for ongoing account review.
  • Fidelity Crypto separately from the brokerage workflow; supported coins and the 1% buy/sell transaction fee are disclosed as distinct crypto terms.
  • Fidelity has no public trading API or data-redistribution service. Advanced products require eligibility and availability checks.

Broker details

Account and availability

Available in 1 country

United States

Account

Individual and joint taxable brokerage, Traditional, Roth and rollover IRA, Custodial, trust and business accounts · USD base currency · $0 minimum for a standard retail brokerage account

Cash and trading

Interest on uninvested cash

Variable yield or APY

Deposits

No Fidelity fee for standard EFT

Electronic funds transfer, bank wire, check or eligible account transfer · EFT deposits have processing and collection periods

Withdrawals

Varies by method

Electronic funds transfer, bank wire or check

Fractional shares

Available

Eligible U.S. stocks and ETFs · $1 or 0.001 shares

Tax support · United States

Country tax report provided

Regulation and protection

Fidelity Brokerage Services LLC

SEC and FINRA; member NYSE and SIPC

Securities Investor Protection Corporation (SIPC) · $500,000, including a $250,000 cash limit

Covers missing cash and securities if the brokerage fails; it does not protect against market loss. Eligible bank-sweep deposits use separate FDIC rules.

Excess SIPC coverage · No per-customer securities limit; $1.9 million cash limit; $1 billion aggregate policy limit

Applies after SIPC coverage is exhausted and does not protect against market losses.

Source-checked · Reviewed Aug 23, 2026 · Official sources: The Fidelity Account, Safeguarding your accounts, Brokerage commission and fee schedule, Fractional shares, Cash Management Account FAQs, Processing and hold times, Guide to IRS tax forms

FAQ

Is Fidelity (Fidelity Brokerage Services LLC) free?

Fidelity (Fidelity Brokerage Services LLC) should not be treated as free software. Brokerage access may have no monthly charge, but transaction, FX, market-data, custody, transfer, product, or spread costs can apply depending on the offer and jurisdiction. Check the broker details and official fee schedule.

Who is Fidelity (Fidelity Brokerage Services LLC) best for?

It suits beginner, intermediate, and advanced users.

What platforms and connections does Fidelity (Fidelity Brokerage Services LLC) support?

You can use Fidelity (Fidelity Brokerage Services LLC) on Web, Mobile, and Desktop. Integrations include Quicken and QuickBooks.

Which markets does Fidelity (Fidelity Brokerage Services LLC) cover?

Fidelity (Fidelity Brokerage Services LLC) covers North America, Europe, and APAC. It tracks Stocks, ETFs, Options, Bonds, Mutual Funds, and Cryptos. Identifiers include Ticker.

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