VOL. XCIV, NO. 247
A CURATED DIRECTORY OF FINANCIAL TOOLS AND RESOURCES
MyInvestor Review, Pricing, and Features
MyInvestor
MyInvestor combines Spanish banking with a self-directed stock and ETF broker. Standard stock and ETF trades cost 0.12% with €3 and €1 minimums; custody and inactivity are free. It handles Spanish tax reporting, but has no fractional shares and limits non-Spain access.
Best for
- Spanish residents who want a domestic bank and self-directed stock and ETF trading in one app.
- Investors who need Spanish tax reporting and W-8BEN handling for U.S. dividends.
- Spanish nationals elsewhere in the EU who meet the remote-opening requirements.
Watch out
- Foreign nationals must live in Spain. EU residence is supported for Spanish nationals, but the current account page conflicts on whether UK residents also qualify.
- Orders require at least one whole stock or ETF unit, so high-priced securities can be impractical for small portfolios.
Community votes (overall)
No votes yet. Be the first to rate this tool.
Pricing
Key fees from the official fee schedule
Source-checked · Aug 23, 2026Stocks
ETFs and other eligible ETPs
Standard currency conversion
Maintenance, custody, inactivity and dividends
MyInvestor requires a bank account and uses its cash for investments; changing current-account and deposit promotions are bank products, not a brokerage sweep APY. MyInvestor's robo-adviser, investment funds, pensions, deposits, alternative investments and lending products are separate from the self-directed stock and ETF brokerage profile. See the MyInvestor fee schedule for your country.
Key features
- More than 9,200 whole-share stocks and 1,300 ETFs, ETCs and ETNs across supported markets.
- Stock trades at 0.12% with a €3 minimum and €25 maximum.
- ETF and eligible ETP trades at 0.12% with a €1 minimum and €25 maximum.
- No maintenance, custody, inactivity or dividend-receipt fee from MyInvestor.
- Spanish annual tax reporting and W-8BEN handling for eligible U.S. dividends.
- Premium access can reduce ETF minimums and FX pricing and add a separate USD bank account.
- Linked bank-account promotions can pay interest on uninvested cash under separate eligibility and balance rules.
Broker details
Account and availability
Available in 27 countries
Account
Self-directed stocks and ETF brokerage linked to a MyInvestor current account · EUR, USD base currency · No brokerage minimum; whole-security price applies
Cash and trading
Interest on uninvested cash
Current promotion: 2.50% TAE; Premium new money up to 3.25% TAE
Deposits
No brokerage funding fee stated
Fund the linked MyInvestor current account by bank transfer, then place the securities order · Depends on bank-transfer receipt and order execution
Withdrawals
No brokerage withdrawal fee stated
Sell and settle into the linked MyInvestor account, then transfer by bank payment · After trade settlement and bank processing
Fractional shares
Not available
Stocks, ETFs · At least the market price of one whole security
Tax support · Spain
Country tax report provided
Tax support · 26 countries
Not confirmed
Austria, Belgium, Bulgaria, Croatia, Cyprus, Czechia, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Ireland, Italy, Latvia, Lithuania, Luxembourg, Malta, Netherlands, Poland, Portugal, Romania, Slovakia, Slovenia, Sweden
Regulation and protection
MyInvestor Banco, S.A.
Banco de España and CNMV · Banco de España 1544
Spanish Deposit Guarantee Fund: cash deposits · €100,000 per depositor at MyInvestor Banco
Applies to eligible bank-account cash and is aggregated across accounts at the bank. It is not protection against investment loss.
Spanish Deposit Guarantee Fund: non-return of securities · Up to €100,000 per investor and member credit institution
Separate from cash-deposit coverage and limited to failure to return entrusted eligible securities; it does not cover market or credit losses. Statutory exclusions apply.
Source-checked · Reviewed Aug 23, 2026 · Official sources: MyInvestor legal information, MyInvestor Banco CNMV register, MyInvestor stocks and ETFs, MyInvestor current account and eligibility, MyInvestor Premium, Spanish deposit guarantee for securities, MyInvestor investment tax FAQ
FAQ
Is MyInvestor free?
MyInvestor should not be treated as free software. Brokerage access may have no monthly charge, but transaction, FX, market-data, custody, transfer, product, or spread costs can apply depending on the offer and jurisdiction. Check the broker details and official fee schedule.
Who is MyInvestor best for?
It suits beginner, intermediate, and advanced users.
What platforms and connections does MyInvestor support?
You can use MyInvestor on Web and Mobile.
Which markets does MyInvestor cover?
MyInvestor covers Europe. It tracks Stocks and ETFs. Identifiers include Ticker and ISIN.
Suggest an edit
Keep Exploring
Information
Who runs this
I'm Jera Value, and I write every record here myself. I'm an independent investor who likes code and value investing, and I keep these notes because I use the tools for my own research. When a page is wrong, I fix it and say so.
- Tools
- 362
- Categories
- 120
- Tested
- 85
- Starred
- 38
How this site is funded
Some provider links pay me a commission. It costs you nothing. Sponsors can buy the ad slots marked as such. Neither moves a tool up the rankings or earns it a star. Your votes set the order, and I fix errors for free.
- Affiliate links
- Disclosed
- Sponsors
- Labeled
- Corrections
- Free
Curation & Accuracy
This directory blends AI‑assisted discovery with human curation. Entries are reviewed, edited, and organized with the goal of expanding coverage and sharpening quality over time. Your feedback helps steer improvements (because no single human can capture everything all at once).
Details change. Pricing, features, and availability may be incomplete or out of date. Treat listings as a starting point and verify on the provider’s site before making decisions. If you spot an error or a gap, send a quick note and I’ll adjust.