★ A CURATED DIRECTORY OF FINANCIAL TOOLS AND RESOURCES ★
VOL. XCIV, NO. 247
MyInvestor Review, Pricing, and Features
MyInvestor
MyInvestor combines Spanish banking with a self-directed stock and ETF broker. Standard stock and ETF trades cost 0.12% with €3 and €1 minimums respectively, while custody and inactivity are free. It handles Spanish tax reporting and U.S. dividend paperwork, but does not offer fractional shares and limits access outside Spain to eligible Spanish nationals resident in the EU.
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Pricing
Key fees from the official fee schedule
Source-checked · Jul 17, 2026Stocks
ETFs and other eligible ETPs
Standard currency conversion
Maintenance, custody, inactivity and dividends
MyInvestor requires a bank account and uses its cash for investments; changing current-account and deposit promotions are bank products, not a brokerage sweep APY. MyInvestor's robo-adviser, investment funds, pensions, deposits, alternative investments and lending products are separate from the self-directed stock and ETF brokerage profile. See the MyInvestor fee schedule for your country.
Key features
- Thousands of whole-share stocks and UCITS ETFs across Spain, Europe, the U.S., Canada and other supported exchanges.
- Stock trades at 0.12% with a €3 minimum and €25 maximum.
- ETF and eligible ETP trades at 0.12% with a €1 minimum and €25 maximum.
- No maintenance, custody, inactivity or dividend-receipt fee from MyInvestor.
- Spanish annual tax reporting and W-8BEN handling for eligible U.S. dividends.
- Premium access can reduce ETF minimums and FX pricing and add a separate USD bank account.
Broker details
Account and availability
Available in 27 countries
Account
Self-directed stocks and ETF brokerage linked to a MyInvestor current account · EUR, USD base currency · No brokerage minimum; whole-security price applies
Cash and trading
Interest on uninvested cash
Uses the linked bank account's current variable offer
Deposits
No brokerage funding fee stated
Fund the linked MyInvestor current account by bank transfer, then place the securities order · Depends on bank-transfer receipt and order execution
Withdrawals
No brokerage withdrawal fee stated
Sell and settle into the linked MyInvestor account, then transfer by bank payment · After trade settlement and bank processing
Fractional shares
Not available
Stocks, ETFs · At least the market price of one whole security
Tax support · Spain
Country tax report provided
Tax support · 26 countries
Not confirmed
Austria, Belgium, Bulgaria, Croatia, Cyprus, Czechia, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Ireland, Italy, Latvia, Lithuania, Luxembourg, Malta, Netherlands, Poland, Portugal, Romania, Slovakia, Slovenia, Sweden
Regulation and protection
MyInvestor Banco, S.A.
Banco de España and CNMV · Banco de España 1544
Spanish Deposit Guarantee Fund — cash deposits · €100,000 per depositor at MyInvestor Banco
Applies to eligible bank-account cash and is aggregated across accounts at the bank. It is not protection against investment loss.
Spanish Deposit Guarantee Fund — non-return of securities · Up to €100,000 per investor and member credit institution
Separate from cash-deposit coverage and limited to failure to return entrusted eligible securities; it does not cover market or credit losses. Statutory exclusions apply.
Source-checked · Reviewed Jul 17, 2026 · Official sources: MyInvestor legal information, MyInvestor Banco CNMV register, MyInvestor stocks and ETFs, MyInvestor current account and eligibility, MyInvestor Premium, Spanish deposit guarantee for securities, MyInvestor investment tax FAQ
FAQ
Is MyInvestor free?
MyInvestor should not be treated as free software. Brokerage access may have no monthly charge, but transaction, FX, market-data, custody, transfer, product, or spread costs can apply depending on the offer and jurisdiction. Check the broker details and official fee schedule.
Who is MyInvestor best for?
It suits beginner, intermediate, and advanced users.
What platforms and connections does MyInvestor support?
You can use MyInvestor on Web and Mobile.
Which markets does MyInvestor cover?
MyInvestor covers Europe. It tracks Stocks and ETFs. Identifiers include Ticker and ISIN.
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Information
About Me
Hey! Thanks for stopping by. I'm an independent investor with a soft spot for coding and the stock market - especially value investing (as you can probably tell from the tools I've collected here, haha). Hopefully you'll find something useful or interesting along the way.
Find me here:
- Twitter / X: @Jera_Value
- Website: Jera Value
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