VOL. XCIV, NO. 247
A CURATED DIRECTORY OF FINANCIAL TOOLS AND RESOURCES
SMARTBROKER+ Review, Pricing, and Features
SMARTBROKER+
SMARTBROKER+ is a German brokerage with German and international exchange access. Custody is free, eligible gettex orders from €500 can cost €0, and eligible savings-plan executions are free. Venue, size, currency and product determine the final cost.
Best for
- Eligible European residents who want a depot without custody fees and with low-cost gettex execution.
- Recurring investors who use eligible stock, ETF, ETC and fund savings plans without execution fees.
- Investors who need German and international exchange access on web and mobile.
Watch out
- New accounts are limited to residents of nine named European countries and exclude people subject to U.S. tax.
- The €0 price requires gettex, an eligible premium partner and an order of at least €500. Other venues, currencies, taxes and products have different costs.
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Pricing
Key fees from the official fee schedule
Source-checked · Aug 23, 2026Account and securities custody
gettex stocks, bonds, ETFs/ETPs and funds
Tradegate, L&S Exchange and Baader Trading
Xetra
International exchanges
Eligible securities savings plans
Baader Bank securities-backed credit
The advertised 2.00%/1.75% rates belong to a separately opened Baader Bank interest account and are not generalized to settlement cash. Crypto-ETP trading inside the depot is distinct from the separately opened direct-crypto wallet. Direct crypto currently costs 0.90% of trade value plus venue adjustments and a €1 small-order charge below €500. Wallet opening is limited to eligible German residents and uses Tangany custody terms. See the SMARTBROKER+ fee schedule for your country.
Key features
- Stocks, ETFs, ETCs, funds, bonds and exchange-traded derivatives across German and international venues.
- Conditional €0 gettex execution from €500 and €1 execution below that threshold.
- Fee-free eligible stock, ETF, ETC, fund and crypto-ETP savings-plan execution from €1.
- Separate direct-crypto wallet for eligible German residents, priced at 0.90% plus venue adjustments.
- Free securities custody, settlement account and optional foreign-currency accounts.
- Web and mobile access with watchlists, price alerts and portfolio views.
- German annual tax documents and loss-certificate handling where applicable.
Broker details
Account and availability
Available in 9 countries
Not available: United States
Account
Individual self-directed securities account, Settlement and optional foreign-currency accounts · EUR base currency · No account minimum stated
Cash and trading
Interest on uninvested cash
Settlement-account rate not publicly stated
Interest on uninvested cash
2.00% p.a. variable to €100,000; 1.75% to €1,000,000
No interest above €1,000,000
Deposits
No SMARTBROKER+ fee stated
Transfer from the registered same-owner SEPA reference account · Bank-transfer timing varies
Withdrawals
No SMARTBROKER+ fee stated
Transfer to the registered same-owner SEPA reference account · After trade settlement and bank processing
Fractional shares
Limited availability
Eligible savings-plan stocks, ETFs, ETCs and funds · Savings plans from €1
Tax support · Germany
Country tax report provided
Tax support · 8 countries
Not confirmed
Austria, Belgium, France, Ireland, Italy, Luxembourg, Netherlands, Spain
Regulation and protection
Smartbroker AG
BaFin and Deutsche Bundesbank · Authorised under section 15 WpIG
Baader Bank AG
BaFin and Deutsche Bundesbank
Segregated customer securities
Customer securities are held apart from the custodian bank's insolvency estate. This does not protect against market loss or issuer failure.
German statutory deposit protection (EdB) · €100,000 per customer at Baader Bank
Eligible cash is aggregated across accounts at Baader Bank. The bank also participates in the German private-bank protection fund, subject to its separate rules.
Baader Bank AGSource-checked · Reviewed Aug 23, 2026 · Official sources: SMARTBROKER+ legal notice, SMARTBROKER+ conditions, SMARTBROKER+ account opening requirements, SMARTBROKER+ interest-account protection, SMARTBROKER+ interest account, SMARTBROKER+ foreign transfers, SMARTBROKER+ savings plans, SMARTBROKER+ tax help
FAQ
Is SMARTBROKER+ free?
SMARTBROKER+ should not be treated as free software. Brokerage access may have no monthly charge, but transaction, FX, market-data, custody, transfer, product, or spread costs can apply depending on the offer and jurisdiction. Check the broker details and official fee schedule.
Who is SMARTBROKER+ best for?
It suits beginner, intermediate, and advanced users.
What platforms and connections does SMARTBROKER+ support?
You can use SMARTBROKER+ on Web and Mobile.
Which markets does SMARTBROKER+ cover?
SMARTBROKER+ covers Europe. Examples include DE, FR, IT, ES, AT + 4 more. It tracks Stocks, ETFs, Mutual Funds, Bonds, and Cryptos. Identifiers include Ticker and ISIN.
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