VOL. XCIV, NO. 247
BEST INVESTING TOOLS COMPARISON
Source checks: Curvo Backtest checked September 30, 2026 · Wealthfolio checked September 24, 2026
Tool Comparison
Curvo Backtest vs Wealthfolio
- Paid from
- —
- Free plan
- Yes
- Platforms
- Web
Best if
- You want backtesting and correlation.
- Paid from
- $2.99/mo
- Free plan
- Yes
- Platforms
- Desktop, Mobile, Web
Best if
- You do a lot of your research from your phone
- You want performance attribution, retirement calculator, and broker connectors.
- You've outgrown the basics and want pro-level depth
Pick Curvo Backtest if
Curvo Backtest
Free · Web
- You want backtesting and correlation.
Pick Wealthfolio if
Wealthfolio
Free • From $2.99/mo · Desktop · Mobile · Web
- You do a lot of your research from your phone
- You want performance attribution, retirement calculator, and broker connectors.
- You've outgrown the basics and want pro-level depth
Skip both if: Neither one clicks with how you research; there are strong third options.
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Our take
The bottom line
Curvo Backtest and Wealthfolio cover a lot of the same ground (4 shared categories, including portfolio, risk metrics, and monte carlo), so for the basics you won't go far wrong with either. Curvo Backtest includes backtesting and correlation, and Wealthfolio includes performance attribution and retirement calculator.
What readers say
Curvo Backtest
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Wealthfolio
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Key differences at a glance
- Mobile app
- Wealthfolio
- Desktop app
- Wealthfolio
- Asset coverage
- WealthfolioAdds stocks and bonds
- Free plan
- Both
What Curvo Backtest does best
- Set fund weights and compare allocations.
- Model returns using underlying index histories.
- Include each fund's TER in the simulation.
- Test allocation drift thresholds.
- Send a link to the portfolio setup.
What Wealthfolio does best
- Track investments across accounts with holdings, activities, income, allocation, benchmarks, true time-weighted returns, money-weighted returns, and multi-currency support.
- Keep net-worth assets and liabilities, spending, budgets, savings goals, contribution limits, and portfolio planning in the same local-first application.
- Model retirement and FIRE goals with year-by-year projections, Monte Carlo simulations, stress tests, and sensitivity analysis.
- Run the AGPL-3.0 application on macOS, Windows, Linux, or native iOS, or deploy the web edition on infrastructure you control with Docker.
- Use manual entry and CSV import for free without a Wealthfolio account or subscription.
Side by side
Pricing comparison
See for yourself
Side by side
Price, platforms, data, and market coverage.ShowHide
Side by side
| Attribute | ||
|---|---|---|
| Pricing & plans | ||
Starting price | Free | Free • From $2.99/mo |
Free tier | Yes | Yes |
Free trial | — | — |
Plan limits | — | 9 limits: Core app: broker sync: Not included, Core app: device sync: Not included +7 more |
| Platforms & access | ||
Web app | Yes | Yes |
Desktop app | No | Yes |
Mobile app | No | Yes |
API access | No | No |
Broker sync | — | Yes |
Integrations | — | SnapTrade and Docker |
| Audience & fit | ||
Experience level | Beginner, Intermediate | Beginner, Intermediate, Advanced |
Best for | Index/Passive Investors and Long-term Investors | Retail Traders, Pro Retail +3 more |
Categories covered | 6 | 8 |
Regions | Europe | — |
| Data & capabilities | ||
Data quality | Adjustments: TotalReturn and Pricing: Model | Pricing: Vendor and Manual and Multi-currency |
Data partners | — | SnapTrade |
Capabilities | Monte Carlo and Rebalancing | 7 signals: Performance attribution, Monte Carlo +5 more |
| Try it | Visit Curvo Backtest | Visit Wealthfolio |
Standout features
The best features of Curvo Backtest and Wealthfolio.ShowHide
Standout features
What Curvo Backtest does best
- Set fund weights and compare allocations.
- Model returns using underlying index histories.
- Include each fund's TER in the simulation.
- Test allocation drift thresholds.
- Send a link to the portfolio setup.
What Wealthfolio does best
- Track investments across accounts with holdings, activities, income, allocation, benchmarks, true time-weighted returns, money-weighted returns, and multi-currency support.
- Keep net-worth assets and liabilities, spending, budgets, savings goals, contribution limits, and portfolio planning in the same local-first application.
- Model retirement and FIRE goals with year-by-year projections, Monte Carlo simulations, stress tests, and sensitivity analysis.
- Run the AGPL-3.0 application on macOS, Windows, Linux, or native iOS, or deploy the web edition on infrastructure you control with Docker.
- Use manual entry and CSV import for free without a Wealthfolio account or subscription.
All details
Every attribute we track for Curvo Backtest and Wealthfolio.ShowHide
All details
| Attribute | ||
|---|---|---|
| Coverage & fit | ||
Asset types | ETFsMutual Funds | StocksETFsMutual FundsBondsCurrenciesCryptosReal EstateOther |
Experience | BeginnerIntermediate | BeginnerIntermediateAdvanced |
Target audience | Index/Passive InvestorsLong-term Investors | Retail TradersPro RetailLong-term InvestorsDividend InvestorsIndex/Passive Investors |
Regions | Europe | Not specified |
Coverage details | Identifiers: ISIN and Ticker | Identifiers: Ticker and ISIN |
| Data | ||
Pricing sources | Model | VendorManual |
Data partners | Not specified | SnapTrade |
| Access & integrations | ||
Import methods | Not specified | CSVBrokerOAuthManual |
Integrations | Not specified | SnapTradeDocker |
Export formats | Not specified | CSVJSON |
| Plans & trust | ||
Capability signals | Monte CarloRebalancing | Performance attributionMonte CarloBroker syncPortfolio attributionRebalancingMulti-currencyCost basis: FIFO |
Vendor & support | Not specified | Teymz Inc.Country: CanadaSupport: Email and Forum |
Green tags are exclusive to that tool in this comparison.
Pricing
Plans, billing, free trials, and monthly prices.ShowHide
Pricing
| Tier | ||
|---|---|---|
| Free plan | Free | Free“Core app”broker sync: Not included · device sync: Not included |
| Entry paid plan | — | $2.99/mo“Connect Basic”devices: 6 · institution connections: 0 · +1 more |
| Tier 2 | — | $7.99/mo“Connect Essentials”institution connections: 5 · annual price usd: 79 |
| Top plan | — | $12.99/mo“Connect Duo”institution connections: 12 · annual price usd: 129 |
Questions we keep getting
What's the difference between Curvo Backtest and Wealthfolio?
Curvo Backtest leans toward backtesting, portfolio, and risk metrics, while Wealthfolio puts more weight on portfolio, data visualizations, and performance attribution. They overlap in 4 categories, so for most people it comes down to workflow preference and price.
How much do Curvo Backtest and Wealthfolio cost?
Good news: both Curvo Backtest and Wealthfolio have free plans, so you can run them side by side and only pay if you hit a wall.
Which is better for beginners: Curvo Backtest or Wealthfolio?
Honestly, neither is aimed at beginners. Expect a learning curve either way; that's the trade-off for the depth they offer.
Can I use Curvo Backtest or Wealthfolio on my phone?
Wealthfolio lists a dedicated mobile app, so it travels better. Curvo Backtest doesn't list a dedicated mobile app; its documented access is web.
Should I choose Curvo Backtest or Wealthfolio?
It depends on what you're after. Pick Curvo Backtest if backtesting and correlation matter to you; go with Wealthfolio if you'd rather have performance attribution and retirement calculator. And if you only need the basics both share, let price decide.
What asset classes do Curvo Backtest and Wealthfolio cover?
Both cover ETFs and mutual funds. Wealthfolio adds stocks, bonds, and currencies on top.
Can I export data from Curvo Backtest and Wealthfolio?
Wealthfolio exports to CSV. Curvo Backtest is stingier about getting data out.
Are Curvo Backtest and Wealthfolio good for long-term investing?
Yes, both are aimed squarely at long-term investors. Compare their coverage, workflow, and price before assuming they solve the same long-term research job.
Can I track my portfolio with Curvo Backtest or Wealthfolio?
Yes, both do portfolio tracking: holdings, performance, and allocation in one place.
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Curation & Accuracy
This directory blends AI‑assisted discovery with human curation. Entries are reviewed, edited, and organized with the goal of expanding coverage and sharpening quality over time. Your feedback helps steer improvements (because no single human can capture everything all at once).
Details change. Pricing, features, and availability may be incomplete or out of date. Treat listings as a starting point and verify on the provider’s site before making decisions. If you spot an error or a gap, send a quick note and I’ll adjust.