VOL. XCIV, NO. 247

★ FINANCIAL TOOLS & SERVICES DIRECTORY ★

PRICE: 5 CENTS

Sunday, December 7, 2025

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Tool Comparison

Ghostfolio vs Scalable Capital comparison

Compare pricing, supported platforms, categories, and standout capabilities to decide which tool fits your workflow.

Quick takeaways

Ghostfolio adds Data Visualizations, and APIs & SDKs coverage that Scalable Capital skips.

Scalable Capital includes Brokerage, Wealth Management, Watchlist, and Downloadable Tax Reports categories that Ghostfolio omits.

In depth comparison

Ghostfolio

ghostfol.io

Open‑source, privacy‑focused wealth management dashboard that can be self‑hosted for free or used via the managed Ghostfolio Premium cloud. Premium adds a professionally sourced market‑data feed and hosted infrastructure on top of the core portfolio tracking features.

Platforms

WebMobileAPI

Pricing

FreeSubscription

Quick highlights

Open-source wealth management software and personal finance dashboard to track net worth across cash, stocks, ETFs and cryptocurrencies on multiple platforms, with a privacy-focused design.
Multi-account portfolio tracking with full transaction CRUD, various charts, static risk analysis and performance over standard timeframes such as Today, WTD, MTD, YTD, 1Y, 5Y and Max.
Progressive Web App (PWA) with a mobile-first UI plus an official Android wrapper, so the same Ghostfolio instance can be used on desktop and mobile.
Self-hosting support via AGPL-3.0 code and official Docker images for linux/amd64, arm/v7 and arm64, plus community templates for popular home-server platforms.
Public REST API secured with bearer tokens, including endpoints for importing activities (fees, dividends, interest, liabilities, buys/sells) and for exposing a read-only public portfolio performance endpoint.

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Scalable Capital

scalable.capital

Retail broker and robo-advisor for EU investors. Two main plans: FREE (trades €0.99 on gettex/EIE for orders ≥€250; free savings plans) and PRIME+ (€4.99/month flat for trades ≥€250; savings plans also free). Both offer variable 2% p.a. interest on cash balances, capped at €50k (FREE) or €500k (PRIME+). PRIME tiers unlock CSV export of all transactions. Annual tax certificates are provided as downloadable PDFs.

Platforms

WebMobile

Pricing

FreeSubscription

Quick highlights

Transparent pricing: FREE plan at €0.99 per trade (gettex/EIE, min. €250) and PRIME+ at €4.99/month flat for trades above €250. Xetra available at €3.99/trade. Savings plans are always free.
Earn variable 2% annual interest on uninvested cash, with caps of €50k (FREE) and €500k (PRIME+). Cash is safeguarded with partner banks and money-market funds.
Access to more than 625,000 derivatives (certificates, knock-outs, warrants), with flat-rate trading included in PRIME+.
Crypto exposure through regulated exchange-traded products in Germany, no wallet needed. Savings plans start from as little as €1.
Trading venues include gettex (Munich Stock Exchange), the European Investor Exchange, and Xetra.

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Where they differ

Ghostfolio

Distinct strengths include:

Data Visualizations APIs & SDKs

Open-source wealth management software and personal finance dashboard to track net worth across cash, stocks, ETFs and cryptocurrencies on multiple platforms, with a privacy-focused design.
Multi-account portfolio tracking with full transaction CRUD, various charts, static risk analysis and performance over standard timeframes such as Today, WTD, MTD, YTD, 1Y, 5Y and Max.
Progressive Web App (PWA) with a mobile-first UI plus an official Android wrapper, so the same Ghostfolio instance can be used on desktop and mobile.
Self-hosting support via AGPL-3.0 code and official Docker images for linux/amd64, arm/v7 and arm64, plus community templates for popular home-server platforms.

Scalable Capital

Distinct strengths include:

Brokerage Wealth Management Watchlist Downloadable Tax Reports

Transparent pricing: FREE plan at €0.99 per trade (gettex/EIE, min. €250) and PRIME+ at €4.99/month flat for trades above €250. Xetra available at €3.99/trade. Savings plans are always free.
Earn variable 2% annual interest on uninvested cash, with caps of €50k (FREE) and €500k (PRIME+). Cash is safeguarded with partner banks and money-market funds.
Access to more than 625,000 derivatives (certificates, knock-outs, warrants), with flat-rate trading included in PRIME+.
Crypto exposure through regulated exchange-traded products in Germany, no wallet needed. Savings plans start from as little as €1.

Feature-by-feature breakdown

Attribute	Ghostfolio	Scalable Capital
Categories Which research workflows each platform targets	Shared: Portfolio Unique: Data Visualizations, APIs & SDKs	Shared: Portfolio Unique: Brokerage, Wealth Management, Watchlist, Downloadable Tax Reports
Asset types Supported asset classes and universes	Stocks, ETFs, Cryptos, Other	Stocks, ETFs, Mutual Funds, Bonds
Experience levels Who each product is built for	Beginner, Intermediate, Advanced	Beginner, Intermediate, Advanced
Platforms Where you can access the product	Web, Mobile, API	Web, Mobile
Pricing High-level pricing models	Free, Subscription	Free, Subscription
Key features Core capabilities called out by each vendor	Unique Open-source wealth management software and personal finance dashboard to track net worth across cash, stocks, ETFs and cryptocurrencies on multiple platforms, with a privacy-focused design. Multi-account portfolio tracking with full transaction CRUD, various charts, static risk analysis and performance over standard timeframes such as Today, WTD, MTD, YTD, 1Y, 5Y and Max. Progressive Web App (PWA) with a mobile-first UI plus an official Android wrapper, so the same Ghostfolio instance can be used on desktop and mobile. Self-hosting support via AGPL-3.0 code and official Docker images for linux/amd64, arm/v7 and arm64, plus community templates for popular home-server platforms. Public REST API secured with bearer tokens, including endpoints for importing activities (fees, dividends, interest, liabilities, buys/sells) and for exposing a read-only public portfolio performance endpoint. Data import and export flows including manual entry, CSV file import and JSON/API-based imports, with ongoing improvements documented in the changelog.	Unique Transparent pricing: FREE plan at €0.99 per trade (gettex/EIE, min. €250) and PRIME+ at €4.99/month flat for trades above €250. Xetra available at €3.99/trade. Savings plans are always free. Earn variable 2% annual interest on uninvested cash, with caps of €50k (FREE) and €500k (PRIME+). Cash is safeguarded with partner banks and money-market funds. Access to more than 625,000 derivatives (certificates, knock-outs, warrants), with flat-rate trading included in PRIME+. Crypto exposure through regulated exchange-traded products in Germany, no wallet needed. Savings plans start from as little as €1. Trading venues include gettex (Munich Stock Exchange), the European Investor Exchange, and Xetra. Automated ETF-based portfolios offered via Scalable Wealth, with management fees up to 0.75% p.a., stepping down at higher account sizes (€100k/€500k).
Tested Verified by hands-on testing inside Find My Moat	Not yet	Not yet
Editor pick Featured inside curated shortlists	Standard listing	Standard listing

Frequently Asked Questions

Which workflows do Ghostfolio and Scalable Capital both support?

Both platforms cover Portfolio workflows, so you can research those use cases in either tool before digging into the feature differences below.

Do Ghostfolio and Scalable Capital require subscriptions?

Both Ghostfolio and Scalable Capital keep freemium access with optional paid upgrades, so you can trial each platform before committing.

How can you access Ghostfolio and Scalable Capital?

Both Ghostfolio and Scalable Capital support web and mobile access, making it easy to keep tabs on research away from the desk.

What unique strengths set the two platforms apart?

Ghostfolio differentiates itself with Open-source wealth management software and personal finance dashboard to track net worth across cash, stocks, ETFs and cryptocurrencies on multiple platforms, with a privacy-focused design., Multi-account portfolio tracking with full transaction CRUD, various charts, static risk analysis and performance over standard timeframes such as Today, WTD, MTD, YTD, 1Y, 5Y and Max., and Progressive Web App (PWA) with a mobile-first UI plus an official Android wrapper, so the same Ghostfolio instance can be used on desktop and mobile., whereas Scalable Capital stands out for Transparent pricing: FREE plan at €0.99 per trade (gettex/EIE, min. €250) and PRIME+ at €4.99/month flat for trades above €250. Xetra available at €3.99/trade. Savings plans are always free., Earn variable 2% annual interest on uninvested cash, with caps of €50k (FREE) and €500k (PRIME+). Cash is safeguarded with partner banks and money-market funds., and Access to more than 625,000 derivatives (certificates, knock-outs, warrants), with flat-rate trading included in PRIME+..

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