★ A CURATED DIRECTORY OF FINANCIAL TOOLS AND RESOURCES ★
VOL. XCIV, NO. 247
Scalable Capital Review, Pricing, and Features
Scalable Capital
Scalable Capital is a European broker and wealth platform for stocks, ETFs, funds, bonds, crypto ETPs, derivatives, savings plans, and automated ETF portfolios. It is strongest for eligible EU investors who want low-cost recurring investing and simple web/mobile execution, not a public API or research terminal.
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Pricing
Key fees from the official fee schedule
Source-checked · Jul 16, 2026FREE planFREE Broker
Standard tradesFREE Broker
PRIME+ planPRIME+ Broker
Savings plans
Custody
Venue fees, spreads and product costs can apply on top. See the Scalable Capital fee schedule for your country.
Key features
- Stock and ETF trading through supported European venues, with FREE and PRIME+ plans using different fee rules and order-size assumptions.
- Free savings plans, including small recurring investments where supported.
- PRIME+ offers flat broker pricing for eligible trades instead of a fee per order on the FREE plan.
- Supported stocks, ETFs, mutual funds, bonds, derivatives, and crypto ETPs from a web or mobile brokerage workflow.
- Scalable Wealth runs automated ETF-based portfolios, with management fees that step down at higher account sizes.
- Variable interest on eligible cash or overnight products; rates, bank distribution, and money-market fund usage vary by plan and market.
- Annual tax certificates download as PDFs directly from the platform.
- Broker transactions export as CSV on PRIME tiers for portfolio analysis, record keeping, or external tools.
- No stock screener, public API, tax engine, advisor workstation, or personalized investment advice.
Broker details
Account and availability
Available in 6 countries
Account
Individual brokerage account · EUR base currency
Cash and trading
Interest on uninvested cash
Broker cash: 0% p.a.
Interest on uninvested cash
Overnight account: 2.50% p.a. variable
Unlimited Overnight-account cash
Deposits
No fee listed
SEPA bank transfer from an account in your name · Instant with SEPA Instant; usually 1–2 banking days for standard SEPA
Withdrawals
No fee listed
Transfer to the verified reference account · After settlement; usually 1–2 banking days
Fractional shares
Limited availability
Eligible savings-plan securities
Tax support · Germany
Country tax report provided
Tax support · 5 countries
Country tax report provided
Austria, France, Italy, Netherlands, Spain
Regulation and protection
Scalable Capital Bank GmbH
BaFin and Deutsche Bundesbank
Securities segregation and return claim
Securities are not part of the broker's insolvency estate. This does not protect against market losses.
Statutory deposit protection for eligible bank cash · Generally up to €100,000 per depositor per bank
Cash can be distributed across Scalable and partner banks or qualifying money-market funds depending on the product.
Source-checked · Reviewed Jul 16, 2026 · Official sources: Requirements to sign up, What happens in case of insolvency, Trading costs, Current broker and Overnight interest rates, Deposits and withdrawals, How fractions work, Tax reports, German annual tax certificate
FAQ
Is Scalable Capital free?
Scalable Capital should not be treated as free software. Brokerage access may have no monthly charge, but transaction, FX, market-data, custody, transfer, product, or spread costs can apply depending on the offer and jurisdiction. Check the broker details and official fee schedule.
Who is Scalable Capital best for?
It suits beginner, intermediate, and advanced users.
What platforms and connections does Scalable Capital support?
You can use Scalable Capital on Web and Mobile.
Which markets does Scalable Capital cover?
Scalable Capital covers Europe. Examples include DE, AT, FR, ES, IT + 1 more. It tracks Stocks, ETFs, Mutual Funds, and Bonds. Identifiers include Ticker.
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Hey! Thanks for stopping by. I'm an independent investor with a soft spot for coding and the stock market - especially value investing (as you can probably tell from the tools I've collected here, haha). Hopefully you'll find something useful or interesting along the way.
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