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Scalable Capital Review, Pricing, and Features

By Jera Value · Verified Aug 2026

Scalable Capital offers eligible European investors a broker for stocks, ETFs, funds, bonds, and listed crypto products, alongside automated ETF portfolios. Recurring savings plans support regular purchases, while FREE and PRIME+ change eligible order fees and alert limits. Costs also depend on venue and order size. Account-connected CLI and MCP tools are available with login, two-factor authentication, and explicit order approval. Check regional availability and distinguish broker cash from the separate Overnight account.

Verdict

Worth it if you want European brokerage access and recurring ETF investment plans.

  • Regular saving: automate eligible investment-plan purchases
  • Broker comparison: choose a plan around venue and order activity
  • Managed investing: explore eligible Scalable Wealth portfolios

Skip it if you live outside supported markets or need a detailed stock-research terminal.

  • Regional rules: account and product availability vary
  • Trading costs: plan, venue, order size, and product charges matter
  • Connected orders: CLI and MCP require authentication and approval
Scalable Capital logo

Scalable Capital

scalable.capital

Web / Mobile · How this site is funded

Pricing

Key fees from the official fee schedule

Source-checked · Jul 16, 2026

FREE planFREE Broker

€0 per month

Standard tradesFREE Broker

€0.99 per trade

PRIME+ planPRIME+ Broker

€4.99 per month

Savings plans

€0 execution fee

Custody

€0

Venue fees, spreads and product costs can apply on top. See the Scalable Capital fee schedule for your country.

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Key features

  • Broker trading

    Buy supported shares, ETFs, funds, bonds, and listed products.

  • Savings plans

    Schedule eligible recurring investments with free plan execution.

  • Crypto ETPs

    Trade supported listed crypto exposure products.

  • Scalable Wealth

    Use available managed ETF portfolio options.

  • Account records

    Retrieve eligible transaction exports and annual tax PDFs.

  • Account connectors

    Use supported CLI or MCP tools with authentication and order approval.

Broker details

Account and availability

Available in 6 countries

AustriaFranceGermanyItalyNetherlandsSpain

Account

Individual brokerage account · EUR base currency

Cash and trading

Interest on uninvested cash

Broker cash: 0% p.a.

Interest on uninvested cash

Overnight account: 2.50% p.a. variable

Unlimited Overnight-account cash

Deposits

No fee listed

SEPA bank transfer from an account in your name · Instant with SEPA Instant; usually 1–2 banking days for standard SEPA

Withdrawals

No fee listed

Transfer to the verified reference account · After settlement; usually 1–2 banking days

Fractional shares

Limited availability

Eligible savings-plan securities

Tax support · Germany

Country tax report provided

Tax support · 5 countries

Country tax report provided

Austria, France, Italy, Netherlands, Spain

Regulation and protection

Scalable Capital Bank GmbH

BaFin and Deutsche Bundesbank

Securities segregation and return claim

Securities are not part of the broker's insolvency estate. This does not protect against market losses.

Statutory deposit protection for eligible bank cash · Generally up to €100,000 per depositor per bank

Cash can be distributed across Scalable and partner banks or qualifying money-market funds depending on the product.

Source-checked · Reviewed Jul 16, 2026 · Official sources: Requirements to sign up, What happens in case of insolvency, Trading costs, Current broker and Overnight interest rates, Deposits and withdrawals, How fractions work, Tax reports, German annual tax certificate

FAQ

Is Scalable Capital free?

Scalable Capital should not be treated as free software. Brokerage access may have no monthly charge, but transaction, FX, market-data, custody, transfer, product, or spread costs can apply depending on the offer and jurisdiction. Check the broker details and official fee schedule.

Who is Scalable Capital best for?

It suits beginner, intermediate, and advanced users.

What platforms and connections does Scalable Capital support?

You can use Scalable Capital on Web and Mobile. Integrations include Scalable CLI and Scalable MCP.

Which markets does Scalable Capital cover?

Scalable Capital covers Europe. Examples include DE, AT, FR, ES, IT + 1 more. It tracks Stocks, ETFs, Mutual Funds, and Bonds. Identifiers include Ticker.

Tool details

Highlights

  • Domain rating70: Ahrefs scores how strong a site's backlinks are, from 0 to 100. A high score usually means an established site that many others cite and trust.

Domain Rating by Ahrefs

Asset types

  • Stocks
  • ETFs
  • Mutual Funds
  • Bonds

Coverage regions

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Curation & Accuracy

This directory blends AI‑assisted discovery with human curation. Entries are reviewed, edited, and organized with the goal of expanding coverage and sharpening quality over time. Your feedback helps steer improvements (because no single human can capture everything all at once).

Details change. Pricing, features, and availability may be incomplete or out of date. Treat listings as a starting point and verify on the provider’s site before making decisions. If you spot an error or a gap, send a quick note and I’ll adjust.