★ BEST INVESTING TOOLS COMPARISON ★
VOL. XCIV, NO. 247
Source check: Wealthfolio checked August 4, 2026
Tool Comparison
Ghostfolio vs Wealthfolio
Pick Ghostfolio instead if
Ghostfolio
Free • Paid plans available · Web · Mobile · API
- You want an API so you can script or automate things
- You care about APIs & data feeds, something Wealthfolio doesn't offer
Start here
Wealthfolio
Free • From $3.99/mo · Desktop · Mobile · Web
- You care about performance attribution, risk metrics, and monte carlo, things Ghostfolio doesn't offer
Skip both if: Neither one clicks with how you research; there are strong third options.
See alternativesOutbound links may include affiliate or sponsor codes.
Our take
The bottom line
Ghostfolio and Wealthfolio cover a lot of the same ground (2 shared categories, portfolio and data visualizations), so for the basics you won't go far wrong with either. Wealthfolio simply does more: 8 categories to Ghostfolio's 3, including performance attribution, risk metrics, and monte carlo. Ghostfolio counters by being completely free.
What readers say
Ghostfolio
Vote once to reveal the community verdict.
Wealthfolio
Vote once to reveal the community verdict.
Key differences at a glance
- Asset coverage
- WealthfolioAdds mutual funds and bonds
- Broader coverage
- Wealthfolio8 vs 3 categories
- Desktop app
- Wealthfolio
- API access
- Ghostfolio
- Free plan
- Both
See for yourself
How they stack up
The side-by-side table: pricing, platforms, data, and coverage at a glance.ShowHide
How they stack up
The side-by-side table: pricing, platforms, data, and coverage at a glance.| Attribute | ||
|---|---|---|
| Pricing & plans | ||
Starting price | Free • Paid plans available | Free • From $3.99/mo |
Free tier | Yes | Yes |
Free trial | — | — |
Plan limits | — | 6 limits: Core app: broker sync: Not included, Core app: device sync: Not included +4 more |
| Platforms & access | ||
Web app | Yes | Yes |
Desktop app | No | Yes |
Mobile app | Yes | Yes |
API access | Yes | No |
Broker sync | — | Yes |
Integrations | — | SnapTrade and Docker |
| Audience & fit | ||
Experience level | Beginner, Intermediate, Advanced | Beginner, Intermediate, Advanced |
Best for | Retail Traders and Long-term Investors | Retail Traders, Pro Retail +3 more |
Categories covered | 3 | 8 |
Regions | — | — |
| Data & capabilities | ||
Data quality | — | Pricing: Vendor and Manual and Multi-currency |
Data partners | Yahoo Finance and CoinGecko | SnapTrade |
Capabilities | — | 7 signals: Performance attribution, Monte Carlo +5 more |
Security | Status page | — |
| Try it | Visit Ghostfolio | Visit Wealthfolio |
Where each one shines
What Ghostfolio and Wealthfolio each do best.ShowHide
Where each one shines
What Ghostfolio and Wealthfolio each do best.What Ghostfolio does best
- Self-host an AGPL-3.0 open-source portfolio and personal finance dashboard, or use the managed Ghostfolio Premium cloud.
- Tracking net worth across cash, stocks, ETFs, cryptocurrencies, custom assets, accounts, and platforms.
- Management tools for portfolio activity with transaction create/read/update/delete workflows, imports, exports, charts, static risk analysis, and standard performance timeframes.
- The progressive web app and Android wrapper for mobile-first access to the same Ghostfolio instance.
- Deploy with official Docker images for common architectures and community templates for home-server platforms.
What Wealthfolio does best
- Track investments across accounts with holdings, activities, income, allocation, benchmarks, true time-weighted returns, money-weighted returns, and multi-currency support.
- Keep net-worth assets and liabilities, spending, budgets, savings goals, contribution limits, and portfolio planning in the same local-first application.
- Model retirement and FIRE goals with year-by-year projections, Monte Carlo simulations, stress tests, and sensitivity analysis.
- Run the AGPL-3.0 application on macOS, Windows, Linux, or native iOS, or deploy the web edition on infrastructure you control with Docker.
- Use manual entry and CSV import for free without a Wealthfolio account or subscription.
Every detail we compared
Every tracked attribute for Ghostfolio and Wealthfolio, side by side.ShowHide
Every detail we compared
Every tracked attribute for Ghostfolio and Wealthfolio, side by side.| Attribute | ||
|---|---|---|
| Coverage & fit | ||
Asset types | StocksETFsCryptosOther | StocksETFsMutual FundsBondsCurrenciesCryptosReal EstateOther |
Experience | BeginnerIntermediateAdvanced | BeginnerIntermediateAdvanced |
Target audience | Retail TradersLong-term Investors | Retail TradersPro RetailLong-term InvestorsDividend InvestorsIndex/Passive Investors |
Coverage details | Identifiers: Ticker | Identifiers: Ticker and ISIN |
| Data | ||
Pricing sources | Not specified | VendorManual |
Data partners | Yahoo FinanceCoinGecko | SnapTrade |
| Access & integrations | ||
API protocols | REST | Not specified |
API auth & delivery | Auth: APIKeyDocs | Not specified |
Import methods | CSVManual | CSVBrokerOAuthManual |
Integrations | Not specified | SnapTradeDocker |
Export formats | JSON | CSVJSON |
| Plans & trust | ||
Security & compliance | Status page | Not specified |
Capability signals | Not specified | Performance attributionMonte CarloBroker syncPortfolio attributionRebalancingMulti-currencyCost basis: FIFO |
Vendor & support | Ghostfolio GmbHCountry: SwitzerlandFounded 2025Support: Email, Chat, and Forum | Teymz Inc.Country: CanadaSupport: Email and Forum |
Green tags are exclusive to that tool in this comparison.
What you'll actually pay
Plans, billing, trials, and per-month pricing for both tools.ShowHide
What you'll actually pay
Plans, billing, trials, and per-month pricing for both tools.| Tier | ||
|---|---|---|
| Free plan | Free“Self-hosted (Open Source)” | Free“Core app”broker sync: Not included · device sync: Not included |
| Entry paid plan | Subscription“Ghostfolio Premium (Cloud)” | $3.99/mo“Connect Basic”devices: 3 · institution connections: 0 |
| Tier 2 | — | $7.99/mo“Connect Essentials”institution connections: 5 |
| Top plan | — | $12.99/mo“Connect Duo”institution connections: 12 |
Questions we keep getting
What's the difference between Ghostfolio and Wealthfolio?
Ghostfolio leans toward portfolio, data visualizations, and APIs & data feeds, while Wealthfolio puts more weight on portfolio, data visualizations, and performance attribution. They overlap in 2 categories, so for most people it comes down to workflow preference and price.
How much do Ghostfolio and Wealthfolio cost?
Good news: both Ghostfolio and Wealthfolio have free plans, so you can run them side by side and only pay if you hit a wall.
Does Ghostfolio or Wealthfolio have an API?
Ghostfolio has an API for programmatic access and custom integrations. Wealthfolio doesn't, so you're working through its interface.
Should I choose Ghostfolio or Wealthfolio?
It depends on what you're after. Pick Ghostfolio if APIs & data feeds matter to you; go with Wealthfolio if you'd rather have performance attribution and risk metrics. And if you only need the basics both share, let price decide.
What asset classes do Ghostfolio and Wealthfolio cover?
Both cover stocks, ETFs, cryptos, and other. Wealthfolio adds mutual funds, bonds, and currencies on top.
Can I export data from Ghostfolio and Wealthfolio?
Wealthfolio exports to CSV. Ghostfolio is stingier about getting data out.
Are Ghostfolio and Wealthfolio good for long-term investing?
Yes, both are aimed squarely at long-term investors. Compare their coverage, workflow, and price before assuming they solve the same long-term research job.
Can I track my portfolio with Ghostfolio or Wealthfolio?
Yes, both do portfolio tracking: holdings, performance, and allocation in one place.
Feedback
Spot stale pricing, missing features, or a comparison that feels off? Send feedback on the verdict, table, alternatives, or recommendation.
Curation & Accuracy
This directory blends AI‑assisted discovery with human curation. Entries are reviewed, edited, and organized with the goal of expanding coverage and sharpening quality over time. Your feedback helps steer improvements (because no single human can capture everything all at once).
Details change. Pricing, features, and availability may be incomplete or out of date. Treat listings as a starting point and verify on the provider’s site before making decisions. If you spot an error or a gap, send a quick note and I’ll adjust.