★ BEST INVESTING TOOLS COMPARISON ★
VOL. XCIV, NO. 247
Tool details checked July 17, 2026
Tool Comparison
Merrill Edge vs Public.com
Pick Merrill Edge if
Merrill Edge
Transaction-priced · Fees vary by offer and jurisdiction · Web · Mobile · Desktop
- You care about advanced order types, something Public.com doesn't offer
Pick Public.com if
Public.com
Transaction-priced · Fees vary by offer and jurisdiction · Web · Mobile
Skip both if: Neither one clicks with how you research; there are strong third options.
See alternativesOutbound links may include affiliate or sponsor codes.
Our take
The bottom line
Merrill Edge and Public.com cover a lot of the same ground (5 shared categories, including brokerage, portfolio, and watchlist), so for the basics you won't go far wrong with either. On paper they're closely matched, so let pricing, platform fit, and the details below break the tie.
What readers say
Merrill Edge
Vote once to reveal the community verdict.
Public.com
Vote once to reveal the community verdict.
Key differences at a glance
- Asset coverage
- Merrill EdgeAdds mutual funds
- Desktop app
- Merrill Edge
See for yourself
How they stack up
The side-by-side table: pricing, platforms, data, and coverage at a glance.ShowHide
How they stack up
The side-by-side table: pricing, platforms, data, and coverage at a glance.| Attribute | ||
|---|---|---|
| Pricing & plans | ||
Starting price | Transaction-priced · Fees vary by offer and jurisdiction | Transaction-priced · Fees vary by offer and jurisdiction |
Free tier | No | No |
Free trial | — | — |
| Platforms & access | ||
Web app | Yes | Yes |
Desktop app | Yes | No |
Mobile app | Yes | Yes |
API access | No | No |
| Audience & fit | ||
Experience level | Beginner, Intermediate, Advanced | Beginner, Intermediate, Advanced |
Best for | — | — |
Categories covered | 6 | 5 |
Regions | North America | North America |
| Try it | Visit Merrill Edge | Visit Public.com |
Where each one shines
What Merrill Edge and Public.com each do best.ShowHide
Where each one shines
What Merrill Edge and Public.com each do best.What Merrill Edge does best
- Individual, joint, custodial, trust, estate, IRA, and eligible small-business self-directed accounts.
- Stocks, ETFs, mutual funds, bonds, CDs, options, margin, and research tools.
- Merrill website, mobile app, and MarketPro active-trading workflows.
- Connected Bank of America and Merrill account visibility with immediate eligible internal transfers.
- Tiered Bank Deposit Program sweep for uninvested brokerage cash.
What Public.com does best
- Regular-hours U.S.-listed stock and ETF trades with $0 stated commission.
- Listed stock and ETF options with no base commission or standard contract fee.
- Eligible stock and ETF fractions from $5, with security and transfer limitations.
- Cash or margin brokerage plus Traditional and Roth IRA registrations.
- Recurring Investment Plans spanning up to 20 stock and ETF symbols per purchase.
Every detail we compared
Every tracked attribute for Merrill Edge and Public.com, side by side.ShowHide
Every detail we compared
Every tracked attribute for Merrill Edge and Public.com, side by side.| Attribute | ||
|---|---|---|
| Coverage & fit | ||
Asset types | StocksETFsOptionsBondsMutual Funds | StocksETFsOptionsBonds |
Experience | BeginnerIntermediateAdvanced | BeginnerIntermediateAdvanced |
Regions | North America | North America |
Coverage details | Identifiers: Ticker and CUSIP | Identifiers: Ticker and CUSIP |
| Access & integrations | ||
Export formats | CSVPDF | CSVPDF |
| Plans & trust | ||
Vendor & support | Merrill Lynch, Pierce, Fenner & Smith IncorporatedCountry: United StatesSupport: Phone and Chat | Open to the Public Investing, Inc.Country: United StatesSupport: Chat and Email |
Green tags are exclusive to that tool in this comparison.
What you'll actually pay
Plans, billing, trials, and per-month pricing for both tools.ShowHide
What you'll actually pay
Plans, billing, trials, and per-month pricing for both tools.| Tier | ||
|---|---|---|
| Free plan | — | Free“Standard” |
| Entry paid plan | — | $10/mo“Public Premium” |
Questions we keep getting
What's the difference between Merrill Edge and Public.com?
Merrill Edge leans toward brokerage, portfolio, and watchlist, while Public.com puts more weight on brokerage, portfolio, and watchlist. They overlap in 5 categories, so for most people it comes down to workflow preference and price.
How much do Merrill Edge and Public.com cost?
Neither has a free plan; you'll need a paid subscription for the full feature set of either. Check each tool's current plan details before buying.
Should I choose Merrill Edge or Public.com?
It depends on what you're after. Pick Merrill Edge if advanced order types matter to you; go with Public.com if you prefer its overall approach. And if you only need the basics both share, let price decide.
What asset classes do Merrill Edge and Public.com cover?
Both cover stocks, ETFs, options, and bonds. Merrill Edge also handles mutual funds.
Can I export data from Merrill Edge and Public.com?
Yes, both export to spreadsheets (CSV), which is handy if you like running your own numbers.
Can I track my portfolio with Merrill Edge or Public.com?
Yes, both do portfolio tracking: holdings, performance, and allocation in one place.
Feedback
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Curation & Accuracy
This directory blends AI‑assisted discovery with human curation. Entries are reviewed, edited, and organized with the goal of expanding coverage and sharpening quality over time. Your feedback helps steer improvements (because no single human can capture everything all at once).
Details change. Pricing, features, and availability may be incomplete or out of date. Treat listings as a starting point and verify on the provider’s site before making decisions. If you spot an error or a gap, send a quick note and I’ll adjust.