★ A CURATED DIRECTORY OF FINANCIAL TOOLS AND RESOURCES ★
VOL. XCIV, NO. 247
AJ Bell Review, Pricing, and Features
AJ Bell
AJ Bell is a broad UK investment platform covering taxable, ISA, LISA, junior, company, trust, and pension accounts. It combines percentage account charges with capped listed-asset custody, £5 share dealing, £1.50 fund dealing, and tiered FX. It is strongest for account breadth and long-term administration rather than commission-free trading.
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Pricing
Key fees from the official fee schedule
Source-checked · Jul 17, 2026Annual shares account charge
Annual funds account charge
Online share, ETF and bond trade
Online fund trade
International dealing FX
These rates apply to cleared cash inside AJ Bell investment accounts. The Cash savings hub is a separate account and cannot be opened inside an ISA, SIPP, or Dealing Account. See the AJ Bell fee schedule for your country.
Key features
- Dealing Account, Stocks and Shares ISA, Lifetime ISA, Junior ISA, SIPP, Junior SIPP, trust, and eligible company access.
- More than 4,000 funds plus UK and international shares, ETFs, investment trusts, gilts, and bonds.
- Wrapper-specific share account-charge caps and tiered fund account charges.
- Regular investing, limit orders, stop losses, portfolio monitoring, watchlists, and research tools.
- Variable interest on cleared GBP cash, with different rates for Dealing, ISA, SIPP, and drawdown accounts.
- Annual tax summary with capital-gains calculations for taxable Dealing Accounts.
- Web and mobile access with UK phone and secure-message support.
Broker details
Account and availability
Available in 1 country
Not available: Canada, United States
Account
Dealing Account (individual, joint or designated), Stocks and Shares ISA, Lifetime ISA, Junior ISA, SIPP and Junior SIPP, Bare trust, UK company and eligible pension accounts · GBP base currency · £25 monthly or £250 initial ISA subscription
Cash and trading
Interest on uninvested cash
1.75% AER
Interest on uninvested cash
0.75% AER on first £2,000; 0% above
First £2,000
Interest on uninvested cash
2.05% then 2.40% AER by tier
Deposits
No standard AJ Bell deposit fee stated
Instant bank payment, debit card or Direct Debit · Instant to 5 working days by method
Withdrawals
No standard online withdrawal fee stated
Payment to the registered bank account · Usually 1–3 working days after cash is available
Fractional shares
Not confirmed
Tax support · United Kingdom
Country tax report provided
Regulation and protection
AJ Bell Securities Limited
Financial Conduct Authority · FRN 155593; company 02723420
UK Financial Services Compensation Scheme · Up to £85,000 for eligible investment claims
AJ Bell holds client investments separately from its own assets. Compensation concerns eligible firm-default claims, not investment performance.
FSCS deposit protection for client-bank cash · Up to £120,000 per person per banking licence
AJ Bell pools client money across selected banks. Eligibility and aggregation with a customer's other deposits at each banking licence apply.
Source-checked · Reviewed Jul 17, 2026 · Official sources: Regulatory information, How can I apply for an AJ Bell account?, Dealing Account key features, AJ Bell charges, Are my savings or investments protected?, Interest rates paid on cash, How can I pay money into my account?, How do I withdraw money from my account?, Share fractions after a corporate action, Will you send me a tax summary?, Who can open a Cash savings hub?
FAQ
Is AJ Bell free?
AJ Bell should not be treated as free software. Brokerage access may have no monthly charge, but transaction, FX, market-data, custody, transfer, product, or spread costs can apply depending on the offer and jurisdiction. Check the broker details and official fee schedule.
Who is AJ Bell best for?
It suits beginner, intermediate, and advanced users.
What platforms and connections does AJ Bell support?
You can use AJ Bell on Web and Mobile.
Which markets does AJ Bell cover?
AJ Bell covers Europe and North America. It tracks Stocks, ETFs, Bonds, and Mutual Funds. Identifiers include Ticker and ISIN.
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Hey! Thanks for stopping by. I'm an independent investor with a soft spot for coding and the stock market - especially value investing (as you can probably tell from the tools I've collected here, haha). Hopefully you'll find something useful or interesting along the way.
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