★ BEST INVESTING TOOLS COMPARISON ★
VOL. XCIV, NO. 247
Tool details checked August 23, 2026
Tool Comparison
ProjectionLab vs rotki
Pick ProjectionLab if
ProjectionLab
Free • From $129/yr · Web
- You care about retirement calculator, monte carlo, and backtesting, things rotki doesn't offer
- You're newer to investing and want something approachable
- You're a long-term investor who cares more about fundamentals than headlines
Pick rotki if
rotki
Free • Contact for pricing · Web · Desktop · Mobile
- You do a lot of your research from your phone
- You care about on-chain analytics, wallet / address monitoring, and downloadable tax reports, things ProjectionLab doesn't offer
Skip both if: Neither one clicks with how you research; there are strong third options.
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Our take
The bottom line
ProjectionLab and rotki cover a lot of the same ground (2 shared categories, capital gains estimator and portfolio), so for the basics you won't go far wrong with either. The real difference is focus: only ProjectionLab gives you retirement calculator and monte carlo, and only rotki gives you on-chain analytics and wallet / address monitoring.
What readers say
ProjectionLab
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rotki
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Key differences at a glance
- Mobile app
- rotki
- Free trial
- ProjectionLab7 days
- Desktop app
- rotki
- Beginner friendly
- ProjectionLab
- Free plan
- Both
See for yourself
How they stack up
The side-by-side table: pricing, platforms, data, and coverage at a glance.ShowHide
How they stack up
The side-by-side table: pricing, platforms, data, and coverage at a glance.| Attribute | ||
|---|---|---|
| Pricing & plans | ||
Starting price | Free • From $129/yr | Free • Contact for pricing |
Free tier | Yes | Yes |
Free trial | 7 days | — |
Plan limits | Pro: included client seats: 10 and Pro: additional client seat price per month usd: 2 | — |
| Platforms & access | ||
Web app | Yes | Yes |
Desktop app | No | Yes |
Mobile app | No | Yes |
API access | No | No |
Broker sync | No | No |
Integrations | JSON import and export, Lunch Money +3 more | Centralized exchanges, EVM networks +4 more |
| Audience & fit | ||
Experience level | Beginner, Intermediate, Advanced | Intermediate, Advanced |
Best for | Retail Traders, Long-term Investors +1 more | Retail Traders, Pro Retail +1 more |
Categories covered | 7 | 5 |
Regions | — | — |
| Data & capabilities | ||
Capabilities | Monte Carlo | DEX data and Wallet tracking |
| Try it | Visit ProjectionLab | Visit rotki |
Where each one shines
What ProjectionLab and rotki each do best.ShowHide
Where each one shines
What ProjectionLab and rotki each do best.What ProjectionLab does best
- Build long-range personal financial plans around income, expenses, assets, liabilities, family milestones, housing decisions, retirement timing, and financial-independence goals.
- Run Monte Carlo simulations to examine a range of possible outcomes and estimate a plan's chance of success under user-selected assumptions.
- Backtest plans against historical periods and explore the effect of market volatility, black-swan events, different investment strategies, and portfolio blends.
- Review year-by-year projections for net worth, estimated taxes, cash flow, account drawdown, and legacy outcomes.
- Compare what-if scenarios such as changing retirement dates, working part-time, taking time off, buying a home, moving, or adjusting spending and saving.
What rotki does best
- Local encrypted storage for portfolio, exchange, wallet, DeFi, and accounting data.
- Read-only exchange API connections, blockchain accounts, RPC endpoints, and CSV imports.
- Readable transaction decoding, history events, asset and liability views, and net-worth tracking.
- Configurable profit-and-loss accounting and tax-report exports for supported activity.
- Free AGPLv3 desktop application with optional Premium limits, analytics, encrypted sync, and data enrichment.
Every detail we compared
Every tracked attribute for ProjectionLab and rotki, side by side.ShowHide
Every detail we compared
Every tracked attribute for ProjectionLab and rotki, side by side.| Attribute | ||
|---|---|---|
| Coverage & fit | ||
Asset types | StocksETFsBondsMutual FundsReal EstateOther | CryptosCurrenciesOther |
Experience | BeginnerIntermediateAdvanced | IntermediateAdvanced |
Target audience | Retail TradersLong-term InvestorsFinancial Advisors | Retail TradersPro RetailQuants/Developers |
| Access & integrations | ||
Import methods | Manual | CSVManual |
Integrations | JSON import and exportLunch MoneyYNABMonarch MoneyPlugin API | Centralized exchangesEVM networksBitcoin accountsGnosis PayMoneriumDocker |
Export formats | JSON | CSV |
| Plans & trust | ||
Capability signals | Monte Carlo | DEX dataWallet tracking |
Vendor & support | ProjectionLab LLCSupport: Email | Rotki Solutions GmbHCountry: DESupport: Email and Forum |
Green tags are exclusive to that tool in this comparison.
What you'll actually pay
Plans, billing, trials, and per-month pricing for both tools.ShowHide
What you'll actually pay
Plans, billing, trials, and per-month pricing for both tools.| Tier | ||
|---|---|---|
| Free plan | Free“Basic” | Free“Free local tier” |
| Entry paid plan | $129/yr≈ $10.75/mo“Premium” | €25/mo“Basic” |
| Top plan | $549/yr≈ $45.75/mo“Pro”included client seats: 10 · additional client seat price per month usd: 2 | — |
| Custom / enterprise | — | Contact sales“Custom” |
| Free trial | 7 days | — |
Questions we keep getting
What's the difference between ProjectionLab and rotki?
ProjectionLab leans toward retirement calculator, monte carlo, and backtesting, while rotki puts more weight on portfolio, on-chain analytics, and wallet / address monitoring. They overlap in 2 categories, so for most people it comes down to workflow preference and price.
How much do ProjectionLab and rotki cost?
Good news: both ProjectionLab and rotki have free plans, so you can run them side by side and only pay if you hit a wall.
Which is better for beginners: ProjectionLab or rotki?
ProjectionLab is the friendlier place to start; its interface takes less getting used to. Both work fine once you're past the basics.
Can I use ProjectionLab or rotki on my phone?
rotki lists a dedicated mobile app, so it travels better. ProjectionLab doesn't list a dedicated mobile app; its documented access is web.
Should I choose ProjectionLab or rotki?
It depends on what you're after. Pick ProjectionLab if retirement calculator and monte carlo matter to you; go with rotki if you'd rather have on-chain analytics and wallet / address monitoring. And if you only need the basics both share, let price decide.
What asset classes do ProjectionLab and rotki cover?
Both cover other. ProjectionLab also handles stocks, ETFs, and bonds. rotki adds cryptos and currencies on top.
Can I export data from ProjectionLab and rotki?
rotki exports to CSV. ProjectionLab is stingier about getting data out.
Can I track my portfolio with ProjectionLab or rotki?
Yes, both do portfolio tracking: holdings, performance, and allocation in one place.
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Curation & Accuracy
This directory blends AI‑assisted discovery with human curation. Entries are reviewed, edited, and organized with the goal of expanding coverage and sharpening quality over time. Your feedback helps steer improvements (because no single human can capture everything all at once).
Details change. Pricing, features, and availability may be incomplete or out of date. Treat listings as a starting point and verify on the provider’s site before making decisions. If you spot an error or a gap, send a quick note and I’ll adjust.