★ A CURATED DIRECTORY OF FINANCIAL TOOLS AND RESOURCES ★
VOL. XCIV, NO. 247
ProjectionLab Review, Pricing, and Features
ProjectionLab is a web-based financial and retirement planning simulator for mapping income, spending, investments, major life events, financial independence, and estate outcomes over time. Users can compare what-if plans, run Monte Carlo simulations and historical backtests, and inspect annual cash-flow and estimated-tax results. The free Basic plan covers forecasting and core simulations; Premium adds deeper cash-flow, tax, withdrawal, reporting, and multi-plan tools, while Pro adds client management for advisors and coaches. It is a manual planning model, not a live account aggregator, brokerage, or substitute for professional advice.
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Pricing
Free • From $129/yr · 3 plans
Basic
Free plan for forecasting, financial planning, Monte Carlo simulation, historical backtesting, and flexible modeling.
Premium
DIY financial and retirement planning plan with advanced cash-flow, tax, withdrawal, scenario, reporting, and estate tools.
Pro
Advisor and coach plan with client-plan management and 10 included client seats.
Key features
- Build long-range personal financial plans around income, expenses, assets, liabilities, family milestones, housing decisions, retirement timing, and financial-independence goals.
- Run Monte Carlo simulations to examine a range of possible outcomes and estimate a plan's chance of success under user-selected assumptions.
- Backtest plans against historical periods and explore the effect of market volatility, black-swan events, different investment strategies, and portfolio blends.
- Review year-by-year projections for net worth, estimated taxes, cash flow, account drawdown, and legacy outcomes.
- Compare what-if scenarios such as changing retirement dates, working part-time, taking time off, buying a home, moving, or adjusting spending and saving.
- Premium tools include cash-flow projections, tax estimation and optimization, withdrawal strategies, Roth-conversion and capital-gains-harvesting modeling, estate planning, downloadable reports, and multiple plans.
- Pro adds an advisor dashboard, client-plan management, 10 included client seats, and additional client seats priced separately.
- ProjectionLab does not link directly to bank or brokerage accounts; users enter and maintain planning data and assumptions themselves.
- ProjectionLab is a planning and simulation product, not trade execution, portfolio accounting, tax preparation, or individualized financial, tax, or legal advice.
FAQ
Is ProjectionLab free?
Not entirely. ProjectionLab includes a free tier, but its paid subscription options unlock more capacity. Visit the vendor site for current limits and pricing.
Who is ProjectionLab best for?
ProjectionLab is built for Retail Traders, Long-term Investors, and Financial Advisors. It suits beginner, intermediate, and advanced users.
What platforms and connections does ProjectionLab support?
You can use ProjectionLab on Web.
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About Me
Hey! Thanks for stopping by. I'm an independent investor with a soft spot for coding and the stock market - especially value investing (as you can probably tell from the tools I've collected here, haha). Hopefully you'll find something useful or interesting along the way.
Find me here:
- Twitter / X: @Jera_Value
- Website: Jera Value
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Details change. Pricing, features, and availability may be incomplete or out of date. Treat listings as a starting point and verify on the provider’s site before making decisions. If you spot an error or a gap, send a quick note and I’ll adjust.