Tool Comparison
Total Real Returns vs Wealthfolio
- Paid from
- $2.99/mo
- Free plan
- Yes
- Platforms
- Desktop, Mobile, Web
Best if
- You do a lot of your research from your phone
- You want portfolio, performance attribution, and monte carlo.
- You've outgrown the basics and want pro-level depth
Pick Total Real Returns instead if
Total Real Returns
Free · Web
- Go this way if it's completely free.
Start here
Wealthfolio
Free • From $2.99/mo · Desktop · Mobile · Web
- You do a lot of your research from your phone
- You want portfolio, performance attribution, and monte carlo.
- You've outgrown the basics and want pro-level depth
Skip both if: Neither one clicks with how you research; there are strong third options.
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Our take
The bottom line
Total Real Returns and Wealthfolio cover a lot of the same ground (2 shared categories, data visualizations and risk metrics), so for the basics you won't go far wrong with either. Wealthfolio simply does more: 8 categories to Total Real Returns's 2, including portfolio, performance attribution, and monte carlo, plus a mobile app. Total Real Returns counters by being completely free.
What readers say
Total Real Returns
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Wealthfolio
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Key differences at a glance
- Mobile app
- Wealthfolio
- Broader coverage
- Wealthfolio8 vs 2 categories
- Desktop app
- Wealthfolio
- Asset coverage
- WealthfolioAdds cryptos and real estate
- Free plan
- Both
What Total Real Returns does best
- Chart CPI-U inflation-adjusted total real returns with dividends reinvested for supported tickers.
- Toggle between real purchasing-power dollars and nominal total-return dollars.
- Comparison tools for multiple symbols on one chart with comma-separated ticker entry.
- Custom date ranges and normalization modes such as Start=1, End=1, IPO=1, and Off.
- Review total return, annualized and exponential trendline rates, R-squared, and growth of $10,000.
What Wealthfolio does best
- Track investments across accounts with holdings, activities, income, allocation, benchmarks, true time-weighted returns, money-weighted returns, and multi-currency support.
- Keep net-worth assets and liabilities, spending, budgets, savings goals, contribution limits, and portfolio planning in the same local-first application.
- Model retirement and FIRE goals with year-by-year projections, Monte Carlo simulations, stress tests, and sensitivity analysis.
- Run the AGPL-3.0 application on macOS, Windows, Linux, or native iOS, or deploy the web edition on infrastructure you control with Docker.
- Use manual entry and CSV import for free without a Wealthfolio account or subscription.
Side by side
Pricing comparison
See for yourself
Side by side
Price, platforms, data, and market coverage.ShowHide
Side by side
| Attribute | ||
|---|---|---|
| Pricing & plans | ||
Starting price | Free | Free • From $2.99/mo |
Free tier | Yes | Yes |
Free trial | — | — |
Plan limits | — | 9 limits: Core app: broker sync: Not included, Core app: device sync: Not included +7 more |
| Platforms & access | ||
Web app | Yes | Yes |
Desktop app | No | Yes |
Mobile app | No | Yes |
API access | No | No |
Broker sync | — | Yes |
Integrations | — | SnapTrade and Docker |
| Audience & fit | ||
Experience level | Beginner, Intermediate | Beginner, Intermediate, Advanced |
Best for | — | Retail Traders, Pro Retail +3 more |
Categories covered | 2 | 8 |
Regions | — | — |
| Data & capabilities | ||
Data quality | 3 signals: Latency: End of Day, Granularity: EOD +1 more | Pricing: Vendor and Manual and Multi-currency |
Data partners | — | SnapTrade |
Capabilities | — | 7 signals: Performance attribution, Monte Carlo +5 more |
Security | Status page | — |
| Try it | Visit Total Real Returns | Visit Wealthfolio |
Standout features
The best features of Total Real Returns and Wealthfolio.ShowHide
Standout features
What Total Real Returns does best
- Chart CPI-U inflation-adjusted total real returns with dividends reinvested for supported tickers.
- Toggle between real purchasing-power dollars and nominal total-return dollars.
- Comparison tools for multiple symbols on one chart with comma-separated ticker entry.
- Custom date ranges and normalization modes such as Start=1, End=1, IPO=1, and Off.
- Review total return, annualized and exponential trendline rates, R-squared, and growth of $10,000.
What Wealthfolio does best
- Track investments across accounts with holdings, activities, income, allocation, benchmarks, true time-weighted returns, money-weighted returns, and multi-currency support.
- Keep net-worth assets and liabilities, spending, budgets, savings goals, contribution limits, and portfolio planning in the same local-first application.
- Model retirement and FIRE goals with year-by-year projections, Monte Carlo simulations, stress tests, and sensitivity analysis.
- Run the AGPL-3.0 application on macOS, Windows, Linux, or native iOS, or deploy the web edition on infrastructure you control with Docker.
- Use manual entry and CSV import for free without a Wealthfolio account or subscription.
All details
Every attribute we track for Total Real Returns and Wealthfolio.ShowHide
All details
| Attribute | ||
|---|---|---|
| Coverage & fit | ||
Asset types | StocksETFsMutual FundsBondsCurrencies | StocksETFsMutual FundsBondsCurrenciesCryptosReal EstateOther |
Experience | BeginnerIntermediate | BeginnerIntermediateAdvanced |
Target audience | Not specified | Retail TradersPro RetailLong-term InvestorsDividend InvestorsIndex/Passive Investors |
Coverage details | Identifiers: Ticker | Identifiers: Ticker and ISIN |
| Data | ||
Data freshness | End of Day | Not specified |
Data granularity | EOD | Not specified |
Pricing sources | Not specified | VendorManual |
Data partners | Not specified | SnapTrade |
| Access & integrations | ||
Import methods | Not specified | CSVBrokerOAuthManual |
Integrations | Not specified | SnapTradeDocker |
Export formats | Not specified | CSVJSON |
| Plans & trust | ||
Security & compliance | Status page | Not specified |
Capability signals | Not specified | Performance attributionMonte CarloBroker syncPortfolio attributionRebalancingMulti-currencyCost basis: FIFO |
Vendor & support | Not specified | Teymz Inc.Country: CanadaSupport: Email and Forum |
Green tags are exclusive to that tool in this comparison.
Pricing
Plans, billing, free trials, and monthly prices.ShowHide
Pricing
| Tier | ||
|---|---|---|
| Free plan | Free“Public website” | Free“Core app”broker sync: Not included · device sync: Not included |
| Entry paid plan | — | $2.99/mo“Connect Basic”devices: 6 · institution connections: 0 · +1 more |
| Tier 2 | — | $7.99/mo“Connect Essentials”institution connections: 5 · annual price usd: 79 |
| Top plan | — | $12.99/mo“Connect Duo”institution connections: 12 · annual price usd: 129 |
Questions we keep getting
What's the difference between Total Real Returns and Wealthfolio?
Total Real Returns leans toward data visualizations and risk metrics, while Wealthfolio puts more weight on portfolio, data visualizations, and performance attribution. They overlap in 2 categories, so for most people it comes down to workflow preference and price.
How much do Total Real Returns and Wealthfolio cost?
Good news: both Total Real Returns and Wealthfolio have free plans, so you can run them side by side and only pay if you hit a wall.
Which is better for beginners: Total Real Returns or Wealthfolio?
Honestly, neither is aimed at beginners. Expect a learning curve either way; that's the trade-off for the depth they offer.
Can I use Total Real Returns or Wealthfolio on my phone?
Wealthfolio lists a dedicated mobile app, so it travels better. Total Real Returns doesn't list a dedicated mobile app; its documented access is web.
Should I choose Total Real Returns or Wealthfolio?
It depends on what you're after. Pick Total Real Returns if you prefer its overall approach; go with Wealthfolio if you'd rather have portfolio and performance attribution. And if you only need the basics both share, let price decide.
What asset classes do Total Real Returns and Wealthfolio cover?
Both cover stocks, ETFs, mutual funds, and bonds. Wealthfolio adds cryptos, real estate, and other on top.
Can I export data from Total Real Returns and Wealthfolio?
Wealthfolio exports to CSV. Total Real Returns is stingier about getting data out.
Can I track my portfolio with Total Real Returns or Wealthfolio?
Wealthfolio handles portfolio tracking. Total Real Returns is really a research tool; you'd track your portfolio elsewhere.
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