★ A CURATED DIRECTORY OF FINANCIAL TOOLS AND RESOURCES ★

Checking

Qtrade Direct Investing Review, Pricing, and Features

Qtrade Direct Investing logo

Qtrade Direct Investing

qtrade.ca

Qtrade Direct Investing is a Canadian self-directed broker for stocks, ETFs, options, mutual funds and fixed income. Current online equity, ETF and mutual-fund commissions are $0, with paid options contracts and specialized account, product, FX and service charges. Its research and portfolio-analysis tools complement a broad Canadian account range.

Community votes (overall)

Vote to see how the community rates this tool. One vote unlocks results across the whole site, or sign in to see them now.

Pricing

Key fees from the official fee schedule

Source-checked · Jul 17, 2026

Online equities and ETFs

$0 commission

Online options

$0 plus $0.75 per contract

Online mutual funds

$0 commission

Fixed income and exchange-traded debentures

$1 per $1,000 face; $24.99 min, $250 max

This profile covers Qtrade Direct Investing. Qtrade Guided Portfolios is a separate managed service and is not included. The brokerage credit-balance table is separate from interest generated by GICs, bonds, money-market funds or savings products. See the Qtrade Direct Investing fee schedule for your country.

Key features

  • $0 online equity, ETF and mutual-fund commissions.
  • Options at $0 base plus $0.75 per contract.
  • CAD and USD cash and margin accounts plus major Canadian registered accounts.
  • Portfolio analytics, research, watchlists and web/mobile trading.
  • Canadian tax slips and a Trading Disposition Summary based on activity.

Broker details

Account and availability

Available in 1 country

Canada

Account

Individual and joint CAD or USD cash and margin accounts, TFSA, FHSA, RRSP and spousal RRSP, RRIF, spousal RRIF and locked-in retirement accounts, RESP, Eligible corporate and other non-personal accounts · CAD, USD base currency · No general opening minimum stated

Cash and trading

Interest on uninvested cash

0% to C$2M; 0.10% above

Interest on uninvested cash

0%

Deposits

Electronic funds transfer $0

Electronic funds transfer or eligible account transfer from a Canadian institution · Varies by transfer method and deposit review

Withdrawals

EFT $0; cheque $10; transfer-out $150

Electronic funds transfer, cheque, registered withdrawal or account transfer · Varies by settlement and account type

Fractional shares

Not confirmed

Not established by the reviewed official sources

Tax support · Canada

Country tax report provided

Regulation and protection

Aviso Financial Inc. (Qtrade Direct Investing division)

Canadian Investment Regulatory Organization (CIRO)

Canadian Investor Protection Fund (CIPF) · Up to C$1,000,000 by CIPF account category

Applies to missing eligible client property after member insolvency, with separate general and registered-account aggregation rules. It does not cover market loss or unsuitable investments.

Source-checked · Reviewed Jul 17, 2026 · Official sources: Qtrade pricing, Qtrade Direct Investing account application, Qtrade registered accounts, Qtrade fees, About CIPF coverage, Qtrade interest rates, Qtrade dividend reinvestment authorization, Qtrade tax centre

FAQ

Is Qtrade Direct Investing free?

Qtrade Direct Investing should not be treated as free software. Brokerage access may have no monthly charge, but transaction, FX, market-data, custody, transfer, product, or spread costs can apply depending on the offer and jurisdiction. Check the broker details and official fee schedule.

Who is Qtrade Direct Investing best for?

It suits beginner, intermediate, and advanced users.

What platforms and connections does Qtrade Direct Investing support?

You can use Qtrade Direct Investing on Web and Mobile.

Which markets does Qtrade Direct Investing cover?

Qtrade Direct Investing covers North America. Examples include CA. It tracks Stocks, ETFs, Options, Mutual Funds, and Bonds. Identifiers include Ticker and CUSIP.

Suggest an edit

Tip: Be specific (e.g., exact plan names, dates).4000 left

Keep Exploring

Information

About Me

Hey! Thanks for stopping by. I'm an independent investor with a soft spot for coding and the stock market - especially value investing (as you can probably tell from the tools I've collected here, haha). Hopefully you'll find something useful or interesting along the way.

Find me here:

Got questions or suggestions? I'm all ears!

Missing a Tool?

Discovered a gem I don't have here yet? Drop the link below and I'll check it out ASAP. Tagging me on X works too! Can't wait to see what you've found!

OR

Got ideas for new features?

Suggest on X

Prefer email? Reach me at support@findmymoat.com

Starred Tools

These are my top picks. Tools I've tested thoroughly and found to be excellent. They do their job really well, and I use them a lot. If you're not already familiar with them, I highly recommend checking them out.

Tested Tools

These are tools I've tried and found to be solid, but not standout. Think of them as passing an initial quality screen: worth exploring, though not all will be exceptional.

Added 07/17/2026
Find My Moat

Curation & Accuracy

This directory blends AI‑assisted discovery with human curation. Entries are reviewed, edited, and organized with the goal of expanding coverage and sharpening quality over time. Your feedback helps steer improvements (because no single human can capture everything all at once).

Details change. Pricing, features, and availability may be incomplete or out of date. Treat listings as a starting point and verify on the provider’s site before making decisions. If you spot an error or a gap, send a quick note and I’ll adjust.