VOL. XCIV, NO. 247
A CURATED DIRECTORY OF FINANCIAL TOOLS AND RESOURCES
Qtrade Direct Investing Review, Pricing, and Features
Qtrade Direct Investing is a Canadian self-directed broker for stocks, ETFs, options, funds, and fixed income. Online equity, ETF, and fund commissions are $0, while options, account, product, FX, and service fees still apply.
Best for
- Canadian residents seeking $0 online equity, ETF and mutual-fund commissions.
- Investors who need portfolio analytics, research, and TFSA, FHSA, RRSP, RRIF, locked-in, or RESP accounts.
- Options traders comparing a $0 base commission with per-contract pricing.
Watch out
- New applicants must be Canadian residents and meet provincial or territorial age requirements.
- The reviewed official materials establish full-share DRIP purchases but not direct fractional orders.
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Pricing
Key fees from the official fee schedule
Source-checked · Aug 23, 2026Online equities and ETFs
Online options
Online mutual funds
Fixed income and exchange-traded debentures
USD RSP, RIF, or TFSA account
Formal trust account
This profile covers Qtrade Direct Investing. Qtrade Guided Portfolios is a separate managed service and is not included. The brokerage credit-balance table is separate from interest generated by GICs, bonds, money-market funds or savings products. Investor Plus requires at least C$500,000 in total Qtrade assets or 150 trades in the previous calendar quarter. It waives selected USD registered-account and DRS fees but does not remove product, market, FX, or other service charges. See the Qtrade Direct Investing fee schedule for your country.
Key features
- $0 online equity, ETF and mutual-fund commissions.
- Options at $0 base plus $0.75 per contract.
- CAD and USD cash and margin accounts plus major Canadian registered accounts.
- Portfolio analytics, research, watchlists and web/mobile trading.
- Canadian tax slips and a Trading Disposition Summary based on activity.
- Investor Plus benefits for clients with C$500,000 in assets or 150 trades in the previous calendar quarter.
Broker details
Account and availability
Available in 1 country
Account
Individual and joint CAD or USD cash and margin accounts, TFSA, FHSA, RRSP and spousal RRSP, RRIF, spousal RRIF and locked-in retirement accounts, RESP, Eligible corporate and other non-personal accounts · CAD, USD base currency · No general opening minimum stated
Cash and trading
Interest on uninvested cash
0% to C$2M; 0.10% above
Interest on uninvested cash
0%
Deposits
Electronic funds transfer $0
Electronic funds transfer or eligible account transfer from a Canadian institution · Varies by transfer method and deposit review
Withdrawals
EFT $0; cheque $10; transfer-out $150
Electronic funds transfer, cheque, registered withdrawal or account transfer · Varies by settlement and account type
Fractional shares
Not confirmed
Not established by the reviewed official sources
Tax support · Canada
Country tax report provided
Regulation and protection
Aviso Financial Inc. (Qtrade Direct Investing division)
Canadian Investment Regulatory Organization (CIRO)
Canadian Investor Protection Fund (CIPF) · Up to C$1,000,000 by CIPF account category
Applies to missing eligible client property after member insolvency, with separate general and registered-account aggregation rules. It does not cover market loss or unsuitable investments.
Source-checked · Reviewed Aug 23, 2026 · Official sources: Qtrade pricing, Qtrade Direct Investing account application, Qtrade registered accounts, Qtrade fees, Qtrade Investor Plus eligibility and benefits, About CIPF coverage, Qtrade interest rates, Qtrade dividend reinvestment authorization, Qtrade tax centre
FAQ
Is Qtrade Direct Investing free?
Qtrade Direct Investing should not be treated as free software. Brokerage access may have no monthly charge, but transaction, FX, market-data, custody, transfer, product, or spread costs can apply depending on the offer and jurisdiction. Check the broker details and official fee schedule.
Who is Qtrade Direct Investing best for?
It suits beginner, intermediate, and advanced users.
What platforms and connections does Qtrade Direct Investing support?
You can use Qtrade Direct Investing on Web and Mobile.
Which markets does Qtrade Direct Investing cover?
Qtrade Direct Investing covers North America. Examples include CA. It tracks Stocks, ETFs, Options, Mutual Funds, and Bonds. Identifiers include Ticker and CUSIP.
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