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National Bank Direct Brokerage Review, Pricing, and Features

National Bank Direct Brokerage logo

National Bank Direct Brokerage

nbdb.ca

National Bank Direct Brokerage offers Canadian residents $0 online commissions on Canadian and U.S. stocks and ETFs, plus options, mutual funds and fixed income. Its CAD/USD accounts span non-registered and major Canadian registered registrations. Annual administration, options, FX, transfer and service charges remain important to total cost.

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Pricing

Key fees from the official fee schedule

Source-checked · Jul 17, 2026

Online Canadian and U.S. stocks and ETFs

$0 commission

Online options

$1.25 per contract; $6.25 minimum

Annual administration fee

$100 unless a waiver applies

CAD–USD conversion spread

1.70% to 0.60% by transaction tier

This profile covers NBDB order-execution-only brokerage. InvestCube is a separate portfolio service with its own fees and is not included. The 0% credit-balance rate is ordinary uninvested brokerage cash and must not be replaced with yields from money-market, GIC or CashPerformer investments. See the National Bank Direct Brokerage fee schedule for your country.

Key features

  • $0 online Canadian and U.S. stock and ETF commissions.
  • Online options at $1.25 per contract with a $6.25 minimum.
  • CAD and USD cash, margin, short-selling and major registered accounts.
  • Mutual funds, GICs, bonds, debentures and other fixed-income access.
  • Canada and Quebec tax slips and annual tax guidance.

Broker details

Account and availability

Available in 1 country

Canada

Account

Individual and joint cash, margin and short-selling accounts, TFSA, FHSA, RRSP and spousal RRSP, RRIF, LIRA, LRSP and LIF variants, RESP and RDSP, Eligible legal-entity and special accounts · CAD, USD base currency · $0 general opening minimum stated

Cash and trading

Interest on uninvested cash

0% on non-invested credit balances

Deposits

EFT and incoming asset transfer $0; non-NBC wire $50

Electronic funds transfer, wire or eligible account transfer · Varies by method, review and account registration

Withdrawals

EFT $0; cheque $50; transfer-out $150 per account

Electronic funds transfer, cheque, registered withdrawal or account transfer · Varies by settlement and account type

Fractional shares

Not confirmed

Not established by the reviewed official sources

Tax support · Canada

Country tax report provided

Regulation and protection

National Bank Financial Inc. (NBDB division)

Canadian Investment Regulatory Organization (CIRO)

Canadian Investor Protection Fund (CIPF) · Up to C$1,000,000 by CIPF account category

Covers missing eligible client property after member insolvency within CIPF category limits, not market loss or investment performance.

Source-checked · Reviewed Jul 17, 2026 · Official sources: NBDB pricing, NBDB online account-opening requirements, NBDB account types, About CIPF coverage, NBDB registered-account transfer guide, NBDB regulatory information and tax statements

FAQ

Is National Bank Direct Brokerage free?

National Bank Direct Brokerage should not be treated as free software. Brokerage access may have no monthly charge, but transaction, FX, market-data, custody, transfer, product, or spread costs can apply depending on the offer and jurisdiction. Check the broker details and official fee schedule.

Who is National Bank Direct Brokerage best for?

It suits beginner, intermediate, and advanced users.

What platforms and connections does National Bank Direct Brokerage support?

You can use National Bank Direct Brokerage on Web and Mobile.

Which markets does National Bank Direct Brokerage cover?

National Bank Direct Brokerage covers North America. Examples include CA. It tracks Stocks, ETFs, Options, Mutual Funds, and Bonds. Identifiers include Ticker and CUSIP.

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Added 07/17/2026
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