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Firstrade Review, Pricing, and Features

Firstrade offers U.S. and supported international investors online stocks, ETFs, mutual funds, options, and fixed income through a web and mobile brokerage. Its stated online commissions for stocks, ETFs, mutual funds, and options are $0, although regulatory, fund, short-borrow, fixed-income, transfer, and service costs remain. International eligibility is limited to an explicit 27-country matrix.

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Pricing

Key fees from the official fee schedule

Source-checked · Jul 17, 2026

Online stocks, ETFs and mutual funds

$0 commission

Online listed options

$0 commission and $0 contract fee

Fixed-income transactions

Net-yield pricing; primary-market CDs $30

The Apex sweep is a brokerage cash feature, not a separately opened savings account. Cash receives FDIC eligibility only after it reaches a program bank; otherwise SIPC rules apply. International access is limited to the official supported-country matrix and individual or joint registrations. It should not be generalized to every non-U.S. resident or to international entity accounts. See the Firstrade fee schedule for your country.

Key features

  • Online stocks, ETFs, mutual funds, and listed options with $0 stated commission.
  • Selected stock and ETF fractions using dollar or share orders during market hours.
  • U.S. individual, joint, custodial, education, IRA, entity, and club registrations.
  • International individual and eligible joint brokerage for 27 named countries and regions.
  • Treasuries, agencies, municipals, bonds, and CDs using net-yield or disclosed transaction pricing.
  • Same-owner ACH, USD checks, wires, and account transfers, subject to registration limits.
  • U.S. 1099-series and international 1042-S reporting where applicable.

Broker details

Account and availability

Available in 1 countryU.S. brokerage

United States

Available in 27 countriesInternational

AustriaBelgiumChinaCzechiaDenmarkFinlandFranceGermanyHong Kong SAR ChinaIndiaIrelandIsraelItalyJapanMacao SAR ChinaMalaysiaMexicoNew ZealandNorwayPolandPortugalSingaporeSouth KoreaSpainSwedenTaiwanUnited Kingdom

AccountU.S. brokerage

Individual and joint cash or margin brokerage, Custodial brokerage and Coverdell ESA, Traditional, Roth, rollover, SEP and SIMPLE IRA, Eligible entity and investment-club accounts · USD base currency · $0 stock-trading minimum

AccountInternational

International individual cash or margin brokerage, International joint brokerage where accepted · USD base currency · $0 stock-trading minimum

Cash and trading

Interest on uninvested cash

Variable APY; contact Firstrade for the current rate

DepositsU.S. brokerage

ACH $0; other method and bank fees can apply

Same-owner ACH at a U.S. bank, USD check, domestic or international wire, or account transfer · ACH profile setup typically 2–3 business days; wire timing varies

WithdrawalsU.S. brokerage

ACH $0; other method, transfer and bank fees can apply

Same-owner ACH, check, domestic or international wire, or account transfer · Varies by method, settlement and deposit hold

DepositsInternational

ACH $0; bank and wire fees can apply

Wire, or ACH when the customer has an eligible same-name U.S. bank account · Incoming wire generally 1–2 business days after receipt

WithdrawalsInternational

ACH $0; bank and wire fees can apply

Wire, or ACH to an eligible same-name U.S. bank account · Varies by method, settlement and withdrawal review

Fractional shares

Limited availability

Selected equities and ETFs · $5 purchase minimum

Tax support · United StatesU.S. brokerage

Country tax report provided

Tax support · 27 countriesInternational

Country tax report provided

Austria, Belgium, China, Czechia, Denmark, Finland, France, Germany, Hong Kong SAR China, India, Ireland, Israel, Italy, Japan, Macao SAR China, Malaysia, Mexico, New Zealand, Norway, Poland, Portugal, Singapore, South Korea, Spain, Sweden, Taiwan, United Kingdom

Regulation and protection

Firstrade Securities Inc.

SEC and FINRA; member SIPC · CRD 16843; SEC 8-34642

Securities Investor Protection Corporation (SIPC) · $500,000, including a $250,000 cash limit

Covers missing eligible assets after broker failure, not market loss. Apex has excess coverage with a $150 million aggregate policy limit, subject to its terms and sublimits.

Apex FDIC bank sweep · $250,000 per depositor, ownership category and program bank

Only cash swept to a program bank qualifies, aggregated with other same-capacity deposits. Cash at Apex or in transit is subject to SIPC instead.

Source-checked · Reviewed Jul 17, 2026 · Official sources: Firstrade Securities broker report, Firstrade form center, Firstrade international accounts, Firstrade pricing, Firstrade FDIC sweep program, Fund your Firstrade account, Firstrade fractional share trading disclosure, Firstrade tax center

FAQ

Is Firstrade free?

Firstrade should not be treated as free software. Brokerage access may have no monthly charge, but transaction, FX, market-data, custody, transfer, product, or spread costs can apply depending on the offer and jurisdiction. Check the broker details and official fee schedule.

Who is Firstrade best for?

It suits beginner, intermediate, and advanced users.

What platforms and connections does Firstrade support?

You can use Firstrade on Web and Mobile.

Which markets does Firstrade cover?

Firstrade covers North America, Europe, APAC, LatAm, and Middle East. It tracks Stocks, ETFs, Options, Mutual Funds, and Bonds. Identifiers include Ticker and CUSIP.

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