VOL. XCIV, NO. 247
★ A CURATED DIRECTORY OF FINANCIAL TOOLS AND RESOURCES ★
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Saturday, January 17, 2026
Robinhood Review, Pricing, and Features
Retail brokerage + crypto trading platform with an optional Robinhood Gold subscription. Self-directed U.S. listed/OTC securities trading is $0 commission (regulatory fees may apply). Gold is $5/month or $50/year and gates perks like $1,000 interest-free margin, Morningstar Equity Research, preferred APY in the brokerage High-Yield Cash Program, preferred IRA match rate, higher Instant deposit limits, and discounted index options/futures fees. Crypto fees depend on routing (market-maker routing: no commissions; Smart Exchange Routing: tiered fee).
Community votes (overall)
Key features
- Commission-free ($0) trading for U.S. listed and OTC securities (including ETFs and closed-end funds) and their options via app or website; regulatory trading fees may be passed through.
- Index options contract fees: Non‑Gold rate $0.50/contract vs Gold rate $0.35/contract (plus exchange/regulatory fees).
- Robinhood Gold subscription ($5/month or $50/year) includes: first $1,000 of margin borrowing interest-free; discounted futures commissions; preferred APY in the brokerage High‑Yield Cash Program; preferred IRA deposit match rate; increased Instant deposit limits; Morningstar Equity Research; and access to the Robinhood Gold Card (credit card).
- Crypto trading routing models: market maker routing has “No commissions”; Smart Exchange Routing charges tiered fees based on trailing 30‑day crypto trading volume and routes to partner exchanges (listed as EDX Markets, Inc. and Bitstamp USA, Inc.).
- Crypto transfers: $0 fee from Robinhood Crypto, but transfers require network (“gas”) fees paid to miners/validators; crypto staking has a 25% commission on staking rewards.
- Robinhood Strategies (investment adviser) offers discretionary managed portfolios (primarily ETFs; may include exchange-listed stocks at certain portfolio values) and provides AI-generated “Digests” that summarize news/market data for managed holdings; Digests are available only to Strategies clients with an active Robinhood Gold subscription.
- Public status page exists but is marked “retired” and directs users to @AskRobinhood for outage/maintenance updates.
Data partners
Listed as a partner exchange for Smart Exchange Routing in Robinhood Crypto fee schedule.
Listed as a partner exchange for Smart Exchange Routing in Robinhood Crypto fee schedule.
FAQ
Is Robinhood free?
Not entirely. Robinhood includes a free tier, but its paid subscription options unlock more capacity. Visit the vendor site for current limits and pricing.
Who is Robinhood best for?
Robinhood is built for Retail Traders and Pro Retail. It suits beginner, intermediate, and advanced users.
What platforms and connections does Robinhood support?
You can use Robinhood on Mobile and Web. Integrations include EDX Markets and Bitstamp USA.
Which markets does Robinhood cover?
Robinhood covers North America. It tracks Stocks, ETFs, Closed-End Funds, Options, Futures, and Cryptos. Identifiers include Ticker.
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About Me
Hey! Thanks for stopping by. I'm an independent investor with a soft spot for coding and the stock market - especially value investing (as you can probably tell from the tools I've collected here, haha). Hopefully you'll find something useful or interesting along the way.
Find me here:
- Twitter / X: @Jera_Value
- Substack: Jera Value
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