VOL. XCIV, NO. 247
★ A CURATED DIRECTORY OF FINANCIAL TOOLS AND RESOURCES ★
PRICE: 0 CENTS
Thursday, January 8, 2026
Testfol.io Review, Pricing, and Features
Free, web-based portfolio backtesting and analysis toolkit ("testfolio"). Optional free account unlocks higher limits, cloud saves, and some sign-in-gated tools. Market data updates at 9PM Eastern on weekdays.
Community votes (overall)
Key features
- Portfolio Backtester for constructing multi-asset portfolios (tickers like ETFs, mutual funds, and stocks) with cashflow legs and rebalancing controls (incl. rebalance bands).
- Backtest results include performance & risk statistics such as cumulative return, CAGR, MWRR, max drawdown, volatility, Sharpe/Sortino, beta, etc.
- Asset Analyzer for historical performance analysis and correlations; correlations are calculated using daily returns.
- Tactical Allocation Backtester for building trading signals and strategies that swap between allocations (indicator definitions and tool limits documented in Help).
- Portfolio Optimizer to find best asset allocation and leverage for given inputs.
- Saved portfolios/strategies can be stored on-device (browser localStorage) and/or saved to the cloud when signed in.
- Free account sign-in supports a one-time email code; password sign-in is also available. Signal Analyzer and Dual Signal Analyzer are locked until you sign in.
- Chart data can be downloaded as CSV via the "Save" button under charts (per changelog).
- Calculator Suite includes a Stock/ETF CAGR calculator.
- Help notes the site uses the FRED API for some data series (not endorsed/certified by the Federal Reserve Bank of St. Louis).
Data partners
Used for some data series (per Help); not endorsed/certified by the Federal Reserve Bank of St. Louis.
FAQ
Is Testfol.io free?
Testfol.io is free to use. Visit the vendor site for the latest limits and onboarding details.
Who is Testfol.io best for?
Testfol.io is built for Retail Traders, Pro Retail, Long-term Investors, and Quants/Developers. It suits intermediate and advanced users.
What platforms and connections does Testfol.io support?
You can use Testfol.io on Web.
Which markets does Testfol.io cover?
It tracks Stocks, ETFs, and Mutual Funds. Identifiers include Ticker.
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Information
About Me
Hey! Thanks for stopping by. I'm an independent investor with a soft spot for coding and the stock market - especially value investing (as you can probably tell from the tools I've collected here, haha). Hopefully you'll find something useful or interesting along the way.
Find me here:
- Twitter / X: @Jera_Value
- Substack: Jera Value
Got questions or suggestions? I'm all ears!
Missing a Tool?
Discovered a gem I don't have here yet? Drop the link below and I'll check it out ASAP. Tagging me on X works too! Can't wait to see what you've found!
Got ideas for new features?
Suggest on XStarred Tools
These are my top picks. Tools I've tested thoroughly and found to be excellent. They do their job really well, and I use them a lot. If you're not already familiar with them, I highly recommend checking them out.
Tested Tools
These are tools I've tried and found to be solid, but not standout. Think of them as passing an initial quality screen: worth exploring, though not all will be exceptional.
Curation & Accuracy
This directory blends AI‑assisted discovery with human curation. Entries are reviewed, edited, and organized with the goal of expanding coverage and sharpening quality over time. Your feedback helps steer improvements (because no single human can capture everything all at once).
Details change. Pricing, features, and availability may be incomplete or out of date. Treat listings as a starting point and verify on the provider’s site before making decisions. If you spot an error or a gap, send a quick note and I’ll adjust.