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Testfol.io Review, Pricing, and Features

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Testfol.io

testfol.io
Free tier available

Testfol.io is a portfolio backtesting site for allocations, cash flows, rebalancing, tactical signals, correlations, and historical risk and return. Free use remains available; paid tiers add analytics, uploads, downloads, alerts, and cloud features. Backtests use historical assumptions and are not execution or guarantees.

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Pricing

Free • From $15/mo · 1-day trial · 4 plans

Free (Anonymous)

Use without signing in; backend-enforced session/tool caps apply.

Free
Free plan

Free account

Unlock higher limits, cloud saves, and sign-in-gated tools (e.g., Signal Analyzer).

Free
Free plan

Pro

Early-member paid tier with higher limits, uploads, downloads, alerts, and cloud saves.

$15/mo
1-day trial

Pro+

Early-member tier with the largest limits and more optimizer settings.

$30/mo
1-day trial

Deals

Keep today's Testfolio Pro or Pro+ rate while your subscription remains active

Key features

  • Tools for building multi-asset portfolio backtests using ETFs, mutual funds, stocks, cashflow legs, and rebalancing controls such as rebalance bands.
  • Review performance and risk statistics such as cumulative return, CAGR, money-weighted return, max drawdown, volatility, Sharpe, Sortino, and beta.
  • Asset Analyzer for historical performance analysis and daily-return correlations.
  • Testing tools for tactical allocation rules that swap between allocations using documented indicators, trading frequency, offsets, cashflows, benchmarks, and current-status views.
  • Portfolio Optimizer searches for asset allocation and use choices based on user-provided inputs.
  • Tools for exploring Backtest Optimizer, Efficient Frontier, Tactical Grid Search, guides, help pages, and calculator tools such as the Stock/ETF CAGR calculator.
  • Support for saving portfolios and strategies locally in the browser or to the cloud after signing in with a free account.
  • Download support for chart data as CSV from supported chart workflows.
  • Anonymous and free-account use are available. Some objectives, uploads, downloads, alerts, and higher limits require Pro or Pro+.
  • Testfol.io is portfolio-analysis software, not a broker, live portfolio tracker, intraday monitor, personalized advice engine, or proof that a backtest will work in the future.

Data partners

FRED

Used for some data series (per Help); not endorsed/certified by the Federal Reserve Bank of St. Louis.

FAQ

Is Testfol.io free?

Not entirely. Testfol.io includes a free tier, but its paid subscription options unlock more capacity. Visit the vendor site for current limits and pricing. A 1-day free trial is available on select plans.

Who is Testfol.io best for?

Testfol.io is built for Retail Traders, Pro Retail, Long-term Investors, and Quants/Developers. It suits intermediate and advanced users.

What platforms and connections does Testfol.io support?

You can use Testfol.io on Web.

Which markets does Testfol.io cover?

It tracks Stocks, ETFs, and Mutual Funds. Identifiers include Ticker.

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Information

About Me

Hey! Thanks for stopping by. I'm an independent investor with a soft spot for coding and the stock market - especially value investing (as you can probably tell from the tools I've collected here, haha). Hopefully you'll find something useful or interesting along the way.

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Added 01/04/2026
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Details change. Pricing, features, and availability may be incomplete or out of date. Treat listings as a starting point and verify on the provider’s site before making decisions. If you spot an error or a gap, send a quick note and I’ll adjust.