★ BEST INVESTING TOOLS COMPARISON ★
VOL. XCIV, NO. 247
Source checks: BMO InvestorLine checked July 17, 2026 · DEGIRO checked July 16, 2026
Tool Comparison
BMO InvestorLine vs DEGIRO
Pick BMO InvestorLine instead if
BMO InvestorLine
Transaction-priced · Fees vary by offer and jurisdiction · Web · Mobile
- You care about options, something DEGIRO doesn't offer
Start here
DEGIRO
Transaction-priced · Fees vary by offer and jurisdiction · Web · Mobile
- Delayed quotes won't cut it; you need real-time data
- You care about advanced order types, smart/direct routing, and news, things BMO InvestorLine doesn't offer
Skip both if: Neither one clicks with how you research; there are strong third options.
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Our take
The bottom line
BMO InvestorLine and DEGIRO cover a lot of the same ground (4 shared categories, including brokerage, portfolio, and watchlist), so for the basics you won't go far wrong with either. DEGIRO simply does more: 8 categories to BMO InvestorLine's 5, including advanced order types, smart/direct routing, and news. BMO InvestorLine counters by keeping things simpler.
What readers say
BMO InvestorLine
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DEGIRO
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Key differences at a glance
- Real-time data
- DEGIRO
- Broader coverage
- DEGIRO8 vs 5 categories
- Global coverage
- DEGIRO
- Asset coverage
- DEGIROAdds futures and other
See for yourself
How they stack up
The side-by-side table: pricing, platforms, data, and coverage at a glance.ShowHide
How they stack up
The side-by-side table: pricing, platforms, data, and coverage at a glance.| Attribute | ||
|---|---|---|
| Pricing & plans | ||
Starting price | Transaction-priced · Fees vary by offer and jurisdiction | Transaction-priced · Fees vary by offer and jurisdiction |
Free tier | No | No |
Free trial | — | — |
| Platforms & access | ||
Web app | Yes | Yes |
Mobile app | Yes | Yes |
API access | No | No |
| Audience & fit | ||
Experience level | Beginner, Intermediate, Advanced | Beginner, Intermediate, Advanced |
Best for | — | Retail Traders and Pro Retail |
Categories covered | 5 | 8 |
Regions | North America | Europe, North America |
| Data & capabilities | ||
Data quality | — | Latency: Streaming, Real-time, and 15-min Delayed |
Capabilities | — | Multi-leg options |
| Try it | Visit BMO InvestorLine | Visit DEGIRO |
Where each one shines
What BMO InvestorLine and DEGIRO each do best.ShowHide
Where each one shines
What BMO InvestorLine and DEGIRO each do best.What BMO InvestorLine does best
- Canadian and U.S. stocks and ETFs with standard and active pricing.
- More than 100 selected ETFs eligible for conditional $0 commissions.
- Options, mutual funds, bonds, GICs, CDRs and IPO access.
- CAD and USD non-registered and major Canadian registered accounts.
- BMO bank transfers, external bill payments and account transfers.
What DEGIRO does best
- Web platform and mobile app with access to shares, ETFs, bonds, funds, options, futures, warrants, and leveraged products where local account settings allow.
- More than 45 markets across 30 countries; venue and product availability depends on the local DEGIRO country site and account profile.
- Order types include market, limit, stop loss, stop limit, day, good-till-cancelled, and trailing stops where the exchange supports them.
- Orders route direct to market on some venues and through the Morgan Stanley Smart Order Router on others, depending on product and market.
- Portfolio views, favourites lists, streaming or real-time quotes where available, market news, market overviews, and an economic calendar.
Every detail we compared
Every tracked attribute for BMO InvestorLine and DEGIRO, side by side.ShowHide
Every detail we compared
Every tracked attribute for BMO InvestorLine and DEGIRO, side by side.| Attribute | ||
|---|---|---|
| Coverage & fit | ||
Asset types | StocksETFsOptionsMutual FundsBonds | StocksETFsBondsMutual FundsOptionsFuturesOther |
Experience | BeginnerIntermediateAdvanced | BeginnerIntermediateAdvanced |
Target audience | Not specified | Retail TradersPro Retail |
Regions | North America | EuropeNorth America |
Coverage details | Countries: CAIdentifiers: Ticker and CUSIP | Identifiers: Ticker and ISIN |
| Data | ||
Data freshness | Not specified | StreamingReal-time15-min Delayed |
| Access & integrations | ||
Export formats | CSVPDF | CSVExcelPDF |
| Plans & trust | ||
Capability signals | Not specified | Multi-leg options |
Vendor & support | BMO InvestorLine Inc.Country: CanadaSupport: Phone and Chat | flatexDEGIRO Bank SE (DEGIRO brand)Country: GermanySupport: Email and Phone |
Green tags are exclusive to that tool in this comparison.
Questions we keep getting
What's the difference between BMO InvestorLine and DEGIRO?
BMO InvestorLine leans toward brokerage, portfolio, and watchlist, while DEGIRO puts more weight on brokerage, advanced order types, and smart/direct routing. They overlap in 4 categories, so for most people it comes down to workflow preference and price.
How much do BMO InvestorLine and DEGIRO cost?
Neither has a free plan; you'll need a paid subscription for the full feature set of either. Check each tool's current plan details before buying.
Should I choose BMO InvestorLine or DEGIRO?
It depends on what you're after. Pick BMO InvestorLine if options matter to you; go with DEGIRO if you'd rather have advanced order types and smart/direct routing. And if you only need the basics both share, let price decide.
What asset classes do BMO InvestorLine and DEGIRO cover?
Both cover stocks, ETFs, options, and mutual funds. DEGIRO adds futures and other on top.
Does BMO InvestorLine or DEGIRO have real-time data?
DEGIRO offers real-time data, which matters if you trade actively. BMO InvestorLine runs on delayed or end-of-day data, which is perfectly fine for longer-term investors who don't live and die by the tick.
Which covers international markets: BMO InvestorLine or DEGIRO?
DEGIRO has documented international coverage (Europe and North America), so it's the safer bet if you hold non-US stocks. BMO InvestorLine is more region-specific, mainly North America.
Can I export data from BMO InvestorLine and DEGIRO?
Yes, both export to spreadsheets (CSV), which is handy if you like running your own numbers.
Can I track my portfolio with BMO InvestorLine or DEGIRO?
Yes, both do portfolio tracking: holdings, performance, and allocation in one place.
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Curation & Accuracy
This directory blends AI‑assisted discovery with human curation. Entries are reviewed, edited, and organized with the goal of expanding coverage and sharpening quality over time. Your feedback helps steer improvements (because no single human can capture everything all at once).
Details change. Pricing, features, and availability may be incomplete or out of date. Treat listings as a starting point and verify on the provider’s site before making decisions. If you spot an error or a gap, send a quick note and I’ll adjust.