VOL. XCIV, NO. 247
★ FINANCIAL TOOLS & SERVICES DIRECTORY ★
PRICE: 5 CENTS
Saturday, September 27, 2025
Investors comparing DEGIRO and N26 will find that Both DEGIRO and N26 concentrate on Brokerage, and Watchlist workflows, making them natural alternatives for similar investment research jobs. DEGIRO leans into Portfolio, Advanced Order Types, and Smart/Direct Routing, which can be decisive for teams that need depth over breadth. N26 stands out with Wealth Management that the competition lacks. Use the feature-by-feature table to inspect unique capabilities and confirm which roadmap best maps to your process.
Head-to-head
DEGIRO vs N26
Compare pricing, supported platforms, categories, and standout capabilities to decide which tool fits your workflow.
Quick takeaways
- DEGIRO adds Portfolio, Advanced Order Types, Smart/Direct Routing, and Order Book / Level II coverage that N26 skips.
- N26 includes Wealth Management categories that DEGIRO omits.
- DEGIRO highlights: Access to 45+ global exchanges across ~30 countries, covering shares, ETFs, bonds, options, and futures. Orders route either Direct-to-Market or via Morgan Stanley's Smart Order Router, depending on venue., Supported order types include Market, Limit, Stop Loss, Stop Limit, and Day/GTC. Trailing Stop is only available on Xetra and Frankfurt., and Market data: real-time quotes available through monthly subscriptions per exchange; otherwise quotes are usually delayed by 15 minutes. Users can toggle real-time feeds in account settings..
- N26 is known for: Unlimited commission-free trading in stocks and ETFs for all customers., Fractional investing available from as little as €1, with free recurring investment plans., and Access to thousands of instruments (3,000–4,000 depending on market)..
- N26 keeps a free entry point that DEGIRO lacks.
DEGIRO
degiro.com
European brokerage offering access to more than 45 exchanges across around 30 countries. Pricing is commission-based rather than subscription. Real-time quotes are available as per-exchange paid add-ons, while free quotes are typically delayed by 15 minutes. Short selling and derivatives access require an Active, Trader, or Day Trader profile. Certain order types (e.g. trailing stops) are only supported on select venues. U.S. BATS quotes become real-time after executing a U.S. trade and remain active until the end of the following month.
Platforms
Pricing
Quick highlights
- Access to 45+ global exchanges across ~30 countries, covering shares, ETFs, bonds, options, and futures. Orders route either Direct-to-Market or via Morgan Stanley's Smart Order Router, depending on venue.
- Supported order types include Market, Limit, Stop Loss, Stop Limit, and Day/GTC. Trailing Stop is only available on Xetra and Frankfurt.
- Market data: real-time quotes available through monthly subscriptions per exchange; otherwise quotes are usually delayed by 15 minutes. Users can toggle real-time feeds in account settings.
- U.S. BATS real-time quotes are included for free after completing a U.S. stock trade, valid through the end of the next month.
- Short selling (labelled 'Debit Securities') is offered on selected European exchanges for clients with an Active, Trader, or Day Trader profile.
N26
n26.com
Mobile-first bank with built-in investing. Customers can trade stocks, ETFs, and crypto directly in the app. Stock and ETF trades are free across all plans, with fractional investing and recurring plans available. Ready-made funds are powered by BlackRock, while crypto trading is supported by Bitpanda. Fees vary by asset and plan tier, and availability depends on country of residence.
Categories
Platforms
Pricing
Quick highlights
- Unlimited commission-free trading in stocks and ETFs for all customers.
- Fractional investing available from as little as €1, with free recurring investment plans.
- Access to thousands of instruments (3,000–4,000 depending on market).
- Automated investment plans offered on weekly, bi-weekly, monthly, or quarterly schedules.
- Ready-made funds managed by BlackRock, offered in three profiles: Mindful, Balanced, and Ambitious.
Shared focus areas
Both platforms align on these research themes, so you can stay within one workflow when your use case involves them.
Where they differ
DEGIRO
Distinct strengths include:
- Access to 45+ global exchanges across ~30 countries, covering shares, ETFs, bonds, options, and futures. Orders route either Direct-to-Market or via Morgan Stanley's Smart Order Router, depending on venue.
- Supported order types include Market, Limit, Stop Loss, Stop Limit, and Day/GTC. Trailing Stop is only available on Xetra and Frankfurt.
- Market data: real-time quotes available through monthly subscriptions per exchange; otherwise quotes are usually delayed by 15 minutes. Users can toggle real-time feeds in account settings.
- U.S. BATS real-time quotes are included for free after completing a U.S. stock trade, valid through the end of the next month.
N26
Distinct strengths include:
- Unlimited commission-free trading in stocks and ETFs for all customers.
- Fractional investing available from as little as €1, with free recurring investment plans.
- Access to thousands of instruments (3,000–4,000 depending on market).
- Automated investment plans offered on weekly, bi-weekly, monthly, or quarterly schedules.
Feature-by-feature breakdown
| Attribute | DEGIRO | N26 |
|---|---|---|
Categories Which research workflows each platform targets | Shared: Brokerage, Watchlist Unique: Portfolio, Advanced Order Types, Smart/Direct Routing, Order Book / Level II | Shared: Brokerage, Watchlist Unique: Wealth Management |
Asset types Supported asset classes and universes | Stocks, ETFs, Bonds, Options, Futures, Mutual Funds | Stocks, ETFs, Cryptos |
Experience levels Who each product is built for | Beginner, Intermediate, Advanced | Beginner, Intermediate, Advanced |
Platforms Where you can access the product | Web, Mobile | Mobile |
Pricing High-level pricing models | Other | Free, Subscription |
Key features Core capabilities called out by each vendor | Unique
| Unique
|
Tested Verified by hands-on testing inside Find My Moat | Yes | Not yet |
Editor pick Featured inside curated shortlists | Highlighted | Standard listing |
Frequently Asked Questions
Which workflows do DEGIRO and N26 both support?
Both platforms cover Brokerage, and Watchlist workflows, so you can research those use cases in either tool before digging into the feature differences below.
Which tool offers a free plan?
N26 offers a free entry point, while DEGIRO requires a paid subscription. Review the pricing table to see how the paid tiers compare.
How can you access DEGIRO and N26?
Both DEGIRO and N26 support web and mobile access, making it easy to keep tabs on research away from the desk.
What unique strengths set the two platforms apart?
DEGIRO differentiates itself with Access to 45+ global exchanges across ~30 countries, covering shares, ETFs, bonds, options, and futures. Orders route either Direct-to-Market or via Morgan Stanley's Smart Order Router, depending on venue., Supported order types include Market, Limit, Stop Loss, Stop Limit, and Day/GTC. Trailing Stop is only available on Xetra and Frankfurt., and Market data: real-time quotes available through monthly subscriptions per exchange; otherwise quotes are usually delayed by 15 minutes. Users can toggle real-time feeds in account settings., whereas N26 stands out for Unlimited commission-free trading in stocks and ETFs for all customers., Fractional investing available from as little as €1, with free recurring investment plans., and Access to thousands of instruments (3,000–4,000 depending on market)..
Curation & Accuracy
This directory blends AI‑assisted discovery with human curation. Entries are reviewed, edited, and organized with the goal of expanding coverage and sharpening quality over time. Your feedback helps steer improvements (because no single human can capture everything all at once).
Details change. Pricing, features, and availability may be incomplete or out of date. Treat listings as a starting point and verify on the provider’s site before making decisions. If you spot an error or a gap, send a quick note and I’ll adjust.