BEST INVESTING TOOLS COMPARISON

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Checked September 24, 2026

Tool Comparison

Financial Modeling Prep (FMP) vs Roic AI

Paid from
$22/mo
Free plan
Yes
Platforms
Web, Desktop, API

Best if

  • You want the cheaper way in: plans start at $22/mo instead of $29/mo
  • Delayed quotes won't cut it; you need real-time data
  • You want calendar, dividends, and IPO.
Paid from
$29/mo
Free plan
Yes
Platforms
Web, API

Best if

  • You want stock handbook, AI research, and AI chat.

Pick Financial Modeling Prep (FMP) if

Financial Modeling Prep (FMP) logo

Financial Modeling Prep (FMP)

site.financialmodelingprep.comTested

Free • From $264/yr · Web · Desktop · API

  • You want the cheaper way in: plans start at $22/mo instead of $29/mo
  • Delayed quotes won't cut it; you need real-time data
  • You want calendar, dividends, and IPO.

Pick Roic AI if

Roic AI logo

Roic AI

roic.aiTested

Free • From $29/mo · Web · API

  • You want stock handbook, AI research, and AI chat.

Skip both if: Neither one clicks with how you research; there are strong third options.

See alternatives

Other tools you might like

Outbound links may include affiliate or sponsor codes.

Not set on either one? See the top 50 tools, ranked by user votes, or the deals page for big discounts on popular tools.

Our take

The bottom line

Financial Modeling Prep (FMP) and Roic AI cover a lot of the same ground (7 shared categories, including screeners, APIs & data feeds, and news), so for the basics you won't go far wrong with either. Financial Modeling Prep (FMP) simply does more: 19 categories to Roic AI's 10, including calendar, dividends, and IPO. Roic AI counters by keeping things simpler.

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Financial Modeling Prep (FMP)

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Key differences at a glance

Cheaper paid plan
Financial Modeling Prep (FMP)$22/mo vs $29/mo
Broader coverage
Financial Modeling Prep (FMP)19 vs 10 categories
Desktop app
Financial Modeling Prep (FMP)
Real-time data
Financial Modeling Prep (FMP)
Free plan
Both
See the full side-by-side table
Financial Modeling Prep (FMP) logo

What Financial Modeling Prep (FMP) does best

  1. Use one API for market data, fundamentals, news, calendars, macro indicators, ESG, ownership, analyst data, transcripts, funds, crypto, foreign exchange, and commodities.
  2. Tools for building with REST endpoints, WebSocket streaming for real-time stocks, crypto, and FX, an API playground, documentation, changelog, cycle-time pages, and a public status page.
  3. Access to real-time quotes plus intraday and end-of-day historical bars, with higher tiers adding longer history, technical indicators, 1-minute intraday charting, and bulk delivery.
  4. Access to standardized and as-reported financial statements, key metrics, ratios, financial scores, enterprise values, segment revenue, DCF models, and other valuation metrics.
  5. Calendar and corporate-action endpoints for earnings, IPO prospectuses, dividends, splits, economic releases, and related event research.
Roic AI logo

What Roic AI does best

  1. Research coverage for public companies through web pages that combine business summaries, financial statements, earnings call transcripts, news, identifiers, and stock split history.
  2. The stock screener to filter companies by exchange, industry, revenue, market cap, operating margin, geography, and related criteria.
  3. Access the REST API with an API key and receive JSON by default or spreadsheet-ready TSV where supported.
  4. Financial statement, transcript, news, stock split, company-logo, ticker-search, and spreadsheet batch endpoints from the API surface.
  5. Use the Excel or Google Sheets add-in, spreadsheet batch endpoints, and TSV output for financial models.

Side by side

Pricing & plans
Starting price
Free • From $264/yr
Free • From $29/mo
Free tier
Yes
Yes
Free trial
—
—
Platforms & access
Web app
Yes
Yes
Desktop app
Yes
No
Mobile app
No
No
API access
Yes
Yes
Broker sync
—
No
Integrations
Excel Add-in, Google Sheets Add-on +3 more
Microsoft Excel, Google Sheets +6 more
Coverage & data
Asset types
StocksETFsMutual FundsFundsCurrenciesCryptosCommoditiesOther
StocksETFsClosed-End Funds
Target audience
Retail TradersPro RetailInstitutional InvestorsQuants/DevelopersAnalystsAsset ManagersHedge FundsStudents/Researchers
Not specified
Data freshness
StreamingReal-timeEnd of Day
Not specified
Data granularity
MinuteEOD
EOD
Export formats
CSVJSON
ExcelJSON

Pricing comparison

Free plan
Free“Basic”
Free
Entry paid plan
$264/yr≈ $22/mo“Starter”
$29/mo“Individual”
Tier 2
$708/yr≈ $59/mo“Premium”
$89/mo“Professional”
Top plan
$1788/yr≈ $149/mo“Ultimate”
—
Custom / enterprise
Contact sales“Enterprise”
Contact sales“Enterprise”

See for yourself

Side by side

Price, platforms, data, and market coverage.
Show
Side-by-side comparison of Financial Modeling Prep (FMP) and Roic AI
Attribute
Financial Modeling Prep (FMP) logo
Financial Modeling Prep (FMP)
Roic AI logo
Roic AI
Pricing & plans
Starting price
Free • From $264/yrFree • From $29/mo
Free tier
YesYes
Free trial
——
Plan limits
23 limits: Basic: api calls per day: 250, Basic: timeframe: End of Day +21 more22 limits: Free: api requests per minute: 5, Free: historical data: 2 years +20 more
Platforms & access
Web app
YesYes
Desktop app
YesNo
Mobile app
NoNo
API access
YesYes
Broker sync
—No
Integrations
Excel Add-in, Google Sheets Add-on +3 moreMicrosoft Excel, Google Sheets +6 more
Audience & fit
Experience level
Beginner, Intermediate, AdvancedBeginner, Intermediate, Advanced
Best for
Retail Traders, Pro Retail +6 more—
Categories covered
1910
Regions
North America, Europe, APAC, LatAm, Middle East, AfricaNorth America, Europe, APAC, LatAm, Middle East, Africa
Data & capabilities
Data quality
4 signals: Latency: Streaming, Real-time, and End of Day, Granularity: Minute and EOD +2 moreGranularity: EOD
Capabilities
Universe builder and Yield curvesUniverse builder
Security
SOC2 and Status page—
Try itVisit Financial Modeling Prep (FMP)Visit Roic AI

Standout features

The best features of Financial Modeling Prep (FMP) and Roic AI.
Show
Financial Modeling Prep (FMP) logo

What Financial Modeling Prep (FMP) does best

  1. Use one API for market data, fundamentals, news, calendars, macro indicators, ESG, ownership, analyst data, transcripts, funds, crypto, foreign exchange, and commodities.
  2. Tools for building with REST endpoints, WebSocket streaming for real-time stocks, crypto, and FX, an API playground, documentation, changelog, cycle-time pages, and a public status page.
  3. Access to real-time quotes plus intraday and end-of-day historical bars, with higher tiers adding longer history, technical indicators, 1-minute intraday charting, and bulk delivery.
  4. Access to standardized and as-reported financial statements, key metrics, ratios, financial scores, enterprise values, segment revenue, DCF models, and other valuation metrics.
  5. Calendar and corporate-action endpoints for earnings, IPO prospectuses, dividends, splits, economic releases, and related event research.
Roic AI logo

What Roic AI does best

  1. Research coverage for public companies through web pages that combine business summaries, financial statements, earnings call transcripts, news, identifiers, and stock split history.
  2. The stock screener to filter companies by exchange, industry, revenue, market cap, operating margin, geography, and related criteria.
  3. Access the REST API with an API key and receive JSON by default or spreadsheet-ready TSV where supported.
  4. Financial statement, transcript, news, stock split, company-logo, ticker-search, and spreadsheet batch endpoints from the API surface.
  5. Use the Excel or Google Sheets add-in, spreadsheet batch endpoints, and TSV output for financial models.

All details

Every attribute we track for Financial Modeling Prep (FMP) and Roic AI.
Show
Attribute
Financial Modeling Prep (FMP) logo
Financial Modeling Prep (FMP)
Roic AI logo
Roic AI
Coverage & fit
Asset types
StocksETFsMutual FundsFundsCurrenciesCryptosCommoditiesOther
StocksETFsClosed-End Funds
Experience
BeginnerIntermediateAdvanced
BeginnerIntermediateAdvanced
Target audience
Retail TradersPro RetailInstitutional InvestorsQuants/DevelopersAnalystsAsset ManagersHedge FundsStudents/Researchers
Not specified
Regions
North AmericaEuropeAPACLatAmMiddle EastAfrica
North AmericaEuropeAPACLatAmMiddle EastAfrica
Coverage details
Identifiers: Ticker, CUSIP, ISIN, and CIK
Identifiers: Ticker, ISIN, and CUSIP
Data
Data freshness
StreamingReal-timeEnd of Day
Not specified
Data granularity
MinuteEOD
EOD
Pricing sources
Exchange
Not specified
Access & integrations
API protocols
RESTWebSocket
REST
API auth & delivery
Auth: APIKeySDKs: Python, R, and GoDocs
Auth: APIKey
Integrations
Excel Add-inGoogle Sheets Add-onPerplexity AIFinance ToolkitWisesheets
Microsoft ExcelGoogle SheetsClaudeChatGPTCursorVS Code CopilotCodexMCP Server
Export formats
CSVJSON
ExcelJSON
Plans & trust
Security & compliance
SOC2Status page
Not specified
Capability signals
Universe builderYield curves
Universe builder
Vendor & support
Financial Modeling PrepSupport: Email and Chat
Roic AI, Inc.Support: Email

Green tags are exclusive to that tool in this comparison.

Pricing

Plans, billing, free trials, and monthly prices.
Show
Plan-by-plan pricing comparison of Financial Modeling Prep (FMP) and Roic AI
Tier
Financial Modeling Prep (FMP) logo
Financial Modeling Prep (FMP)Cheaper start
Roic AI logo
Roic AI
Free plan
Free“Basic”api calls per day: 250 · timeframe: End of Day · +3 more
Freeapi requests per minute: 5 · historical data: 2 years · +4 more
Entry paid plan
$264/yr≈ $22/mo“Starter”api calls per minute: 300 · historical years: 5 · +3 more
$29/mo“Individual”api requests per minute: 300 · historical data: 5 years · +4 more
Tier 2
$708/yr≈ $59/mo“Premium”api calls per minute: 750 · historical years: 30 · +3 more
$89/mo“Professional”api requests: Unlimited · historical data: All available years · +4 more
Top plan
$1788/yr≈ $149/mo“Ultimate”api calls per minute: 3,000 · historical years: 30+ · +3 more
—
Custom / enterprise
Contact sales“Enterprise”api calls per minute: 3,000+ · bandwidth30 day: 1TB+ · +1 more
Contact sales“Enterprise”api requests: Unlimited · commercial use api: Yes · +2 more

Questions we keep getting

What's the difference between Financial Modeling Prep (FMP) and Roic AI?

Financial Modeling Prep (FMP) leans toward screeners, APIs & data feeds, and news, while Roic AI puts more weight on financials, transcripts, and news. They overlap in 7 categories, so for most people it comes down to workflow preference and price.

How much do Financial Modeling Prep (FMP) and Roic AI cost?

Good news: both Financial Modeling Prep (FMP) and Roic AI have free plans, so you can run them side by side and only pay if you hit a wall.

Do Financial Modeling Prep (FMP) and Roic AI have APIs?

Yes, both offer API access, so developers and quants can pull data programmatically or wire up their own integrations.

Should I choose Financial Modeling Prep (FMP) or Roic AI?

It depends on what you're after. Pick Financial Modeling Prep (FMP) if calendar and dividends matter to you; go with Roic AI if you'd rather have stock handbook and AI research. And if you only need the basics both share, let price decide.

What asset classes do Financial Modeling Prep (FMP) and Roic AI cover?

Both cover stocks and ETFs. Financial Modeling Prep (FMP) also handles mutual funds, funds, and currencies. Roic AI adds closed-end funds on top.

Does Financial Modeling Prep (FMP) or Roic AI have real-time data?

Financial Modeling Prep (FMP) offers real-time data, which matters if you trade actively. Roic AI runs on delayed or end-of-day data, which is perfectly fine for longer-term investors who don't live and die by the tick.

Can I export data from Financial Modeling Prep (FMP) and Roic AI?

Yes, both export to spreadsheets (Financial Modeling Prep (FMP): CSV; Roic AI: Excel), which is handy if you like running your own numbers.

Which has a better stock screener: Financial Modeling Prep (FMP) or Roic AI?

Both Financial Modeling Prep (FMP) and Roic AI include stock screeners, and they differ more in interface than raw power; try both and see which one clicks for you.

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Details change. Pricing, features, and availability may be incomplete or out of date. Treat listings as a starting point and verify on the provider’s site before making decisions. If you spot an error or a gap, send a quick note and I’ll adjust.