★ BEST INVESTING TOOLS COMPARISON ★
VOL. XCIV, NO. 247
Source check: Wealthfolio checked July 22, 2026
Tool Comparison
okama vs Wealthfolio
Pick okama if
okama
Free · Web · API
- You want an API so you can script or automate things
- You care about quant, correlation, and backtesting, things Wealthfolio doesn't offer
Pick Wealthfolio if
Wealthfolio
Free • From $3.99/mo · Desktop · Mobile · Web
- You do a lot of your research from your phone
- You care about performance attribution, retirement calculator, and broker connectors, things okama doesn't offer
- You're a long-term investor who cares more about fundamentals than headlines
Skip both if: Neither one clicks with how you research; there are strong third options.
See alternativesOutbound links may include affiliate or sponsor codes.
Our take
The bottom line
okama and Wealthfolio cover a lot of the same ground (4 shared categories, including data visualizations, portfolio, and risk metrics), so for the basics you won't go far wrong with either. The real difference is focus: only okama gives you quant and correlation, and only Wealthfolio gives you performance attribution and retirement calculator.
What readers say
okama
Vote once to reveal the community verdict.
Wealthfolio
Vote once to reveal the community verdict.
Key differences at a glance
- Mobile app
- Wealthfolio
- Desktop app
- Wealthfolio
- API access
- okama
- Broker sync
- Wealthfolio
- Free plan
- Both
See for yourself
How they stack up
The side-by-side table: pricing, platforms, data, and coverage at a glance.ShowHide
How they stack up
The side-by-side table: pricing, platforms, data, and coverage at a glance.| Attribute | ||
|---|---|---|
| Pricing & plans | ||
Starting price | Free | Free • From $3.99/mo |
Free tier | Yes | Yes |
Free trial | — | — |
Plan limits | — | 6 limits: Core app: broker sync: Not included, Core app: device sync: Not included +4 more |
| Platforms & access | ||
Web app | Yes | Yes |
Desktop app | No | Yes |
Mobile app | No | Yes |
API access | Yes | No |
Broker sync | No | Yes |
Integrations | — | SnapTrade and Docker |
| Audience & fit | ||
Experience level | Beginner, Intermediate, Advanced | Beginner, Intermediate, Advanced |
Best for | — | Retail Traders, Pro Retail +3 more |
Categories covered | 10 | 8 |
Regions | North America, Europe, APAC, Middle East | — |
| Data & capabilities | ||
Data quality | 3 signals: Latency: End of Day and 15-min Delayed, Granularity: EOD +1 more | Pricing: Vendor and Manual and Multi-currency |
Data partners | — | SnapTrade |
Capabilities | 4 signals: VaR/ES, Monte Carlo +2 more | 7 signals: Performance attribution, Monte Carlo +5 more |
| Try it | Visit okama | Visit Wealthfolio |
Where each one shines
What okama and Wealthfolio each do best.ShowHide
Where each one shines
What okama and Wealthfolio each do best.What okama does best
- Web widgets for efficient frontier visualization, asset comparison, and adjusted monthly portfolio risk/return analysis.
- Work in Python for constrained mean-variance optimization, multi-period efficient-frontier optimization, rebalancing constraints, and portfolio simulations.
- Analysis of risk with VaR, CVaR, semideviation, drawdowns, volatility, correlations, and related portfolio statistics.
- Tools for running Monte Carlo simulations and wealth-index forecasts with percentile bands for scenario analysis.
- Modeling for contributions and withdrawals when testing portfolio paths, cash-flow assumptions, or retirement-style scenarios.
What Wealthfolio does best
- Track investments across accounts with holdings, activities, income, allocation, benchmarks, true time-weighted returns, money-weighted returns, and multi-currency support.
- Keep net-worth assets and liabilities, spending, budgets, savings goals, contribution limits, and portfolio planning in the same local-first application.
- Model retirement and FIRE goals with year-by-year projections, Monte Carlo simulations, stress tests, and sensitivity analysis.
- Run the AGPL-3.0 application on macOS, Windows, Linux, or native iOS, or deploy the web edition on infrastructure you control with Docker.
- Use manual entry and CSV import for free without a Wealthfolio account or subscription.
Every detail we compared
Every tracked attribute for okama and Wealthfolio, side by side.ShowHide
Every detail we compared
Every tracked attribute for okama and Wealthfolio, side by side.| Attribute | ||
|---|---|---|
| Coverage & fit | ||
Asset types | StocksETFsCommoditiesCurrenciesMutual Funds | StocksETFsMutual FundsBondsCurrenciesCryptosReal EstateOther |
Experience | BeginnerIntermediateAdvanced | BeginnerIntermediateAdvanced |
Target audience | Not specified | Retail TradersPro RetailLong-term InvestorsDividend InvestorsIndex/Passive Investors |
Regions | North AmericaEuropeAPACMiddle East | Not specified |
Coverage details | Identifiers: Ticker | Identifiers: Ticker and ISIN |
| Data | ||
Data freshness | End of Day15-min Delayed | Not specified |
Data granularity | EOD | Not specified |
Pricing sources | Not specified | VendorManual |
Data partners | Not specified | SnapTrade |
| Access & integrations | ||
API protocols | REST | Not specified |
API auth & delivery | Auth: NoneSDKs: Python | Not specified |
Import methods | Not specified | CSVBrokerOAuthManual |
Integrations | Not specified | SnapTradeDocker |
Export formats | Not specified | CSVJSON |
| Plans & trust | ||
Capability signals | VaR/ESMonte CarloRebalancingCorrelation | Performance attributionMonte CarloBroker syncPortfolio attributionRebalancingMulti-currencyCost basis: FIFO |
Vendor & support | MBK Development LLCSupport: Forum | Teymz Inc.Country: CanadaSupport: Email and Forum |
Curation ratings | Methodology 4/5Reliability 4/5UX 3/5 | Not specified |
Green tags are exclusive to that tool in this comparison.
What you'll actually pay
Plans, billing, trials, and per-month pricing for both tools.ShowHide
What you'll actually pay
Plans, billing, trials, and per-month pricing for both tools.| Tier | ||
|---|---|---|
| Free plan | Free | Free“Core app”broker sync: Not included · device sync: Not included |
| Entry paid plan | — | $3.99/mo“Connect Basic”devices: 3 · institution connections: 0 |
| Tier 2 | — | $7.99/mo“Connect Essentials”institution connections: 5 |
| Top plan | — | $12.99/mo“Connect Duo”institution connections: 12 |
Questions we keep getting
What's the difference between okama and Wealthfolio?
okama leans toward quant, data visualizations, and portfolio, while Wealthfolio puts more weight on portfolio, data visualizations, and performance attribution. They overlap in 4 categories, so for most people it comes down to workflow preference and price.
How much do okama and Wealthfolio cost?
Good news: both okama and Wealthfolio have free plans, so you can run them side by side and only pay if you hit a wall.
Can I use okama or Wealthfolio on my phone?
Wealthfolio lists a dedicated mobile app, so it travels better. okama doesn't list a dedicated mobile app; its documented access is web and API.
Does okama or Wealthfolio have an API?
okama has an API for programmatic access and custom integrations. Wealthfolio doesn't, so you're working through its interface.
Should I choose okama or Wealthfolio?
It depends on what you're after. Pick okama if quant and correlation matter to you; go with Wealthfolio if you'd rather have performance attribution and retirement calculator. And if you only need the basics both share, let price decide.
What asset classes do okama and Wealthfolio cover?
Both cover stocks, ETFs, currencies, and mutual funds. okama also handles commodities. Wealthfolio adds bonds, cryptos, and real estate on top.
Can I export data from okama and Wealthfolio?
Wealthfolio exports to CSV. okama is stingier about getting data out.
Can okama or Wealthfolio connect to my broker?
Wealthfolio syncs with brokers automatically. With okama, you're entering holdings by hand or importing files.
Can I track my portfolio with okama or Wealthfolio?
Yes, both do portfolio tracking: holdings, performance, and allocation in one place.
Keep researching
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Feedback
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Curation & Accuracy
This directory blends AI‑assisted discovery with human curation. Entries are reviewed, edited, and organized with the goal of expanding coverage and sharpening quality over time. Your feedback helps steer improvements (because no single human can capture everything all at once).
Details change. Pricing, features, and availability may be incomplete or out of date. Treat listings as a starting point and verify on the provider’s site before making decisions. If you spot an error or a gap, send a quick note and I’ll adjust.