★ BEST INVESTING TOOLS COMPARISON ★
VOL. XCIV, NO. 247
Tool details checked July 22, 2026
Tool Comparison
ProjectionLab vs Wealthfolio
Pick ProjectionLab if
ProjectionLab
Free • From $129/yr · Web
- You care about backtesting, scenario & stress tests, and capital gains estimator, things Wealthfolio doesn't offer
Pick Wealthfolio if
Wealthfolio
Free • From $3.99/mo · Desktop · Mobile · Web
- You want the cheaper way in: plans start at $3.99/mo instead of $10.75/mo
- You do a lot of your research from your phone
- You care about performance attribution, risk metrics, and broker connectors, things ProjectionLab doesn't offer
Skip both if: Neither one clicks with how you research; there are strong third options.
See alternativesOutbound links may include affiliate or sponsor codes.
Our take
The bottom line
ProjectionLab and Wealthfolio cover a lot of the same ground (4 shared categories, including retirement calculator, monte carlo, and portfolio), so for the basics you won't go far wrong with either. The real difference is focus: only ProjectionLab gives you backtesting and scenario & stress tests, and only Wealthfolio gives you performance attribution and risk metrics.
What readers say
ProjectionLab
Vote once to reveal the community verdict.
Wealthfolio
Vote once to reveal the community verdict.
Key differences at a glance
- Cheaper paid plan
- Wealthfolio$3.99/mo vs $10.75/mo
- Mobile app
- Wealthfolio
- Desktop app
- Wealthfolio
- Broker sync
- Wealthfolio
- Asset coverage
- WealthfolioAdds currencies and cryptos
- Free plan
- Both
See for yourself
How they stack up
The side-by-side table: pricing, platforms, data, and coverage at a glance.ShowHide
How they stack up
The side-by-side table: pricing, platforms, data, and coverage at a glance.| Attribute | ||
|---|---|---|
| Pricing & plans | ||
Starting price | Free • From $129/yr | Free • From $3.99/mo |
Free tier | Yes | Yes |
Free trial | — | — |
Plan limits | Pro: included client seats: 10 and Pro: additional client seat price per month usd: 2 | 6 limits: Core app: broker sync: Not included, Core app: device sync: Not included +4 more |
| Platforms & access | ||
Web app | Yes | Yes |
Desktop app | No | Yes |
Mobile app | No | Yes |
API access | No | No |
Broker sync | No | Yes |
Integrations | — | SnapTrade and Docker |
| Audience & fit | ||
Experience level | Beginner, Intermediate, Advanced | Beginner, Intermediate, Advanced |
Best for | Retail Traders, Long-term Investors +1 more | Retail Traders, Pro Retail +3 more |
Categories covered | 7 | 8 |
Regions | — | — |
| Data & capabilities | ||
Data quality | — | Pricing: Vendor and Manual and Multi-currency |
Data partners | — | SnapTrade |
Capabilities | Monte Carlo | 7 signals: Performance attribution, Monte Carlo +5 more |
| Try it | Visit ProjectionLab | Visit Wealthfolio |
Where each one shines
What ProjectionLab and Wealthfolio each do best.ShowHide
Where each one shines
What ProjectionLab and Wealthfolio each do best.What ProjectionLab does best
- Build long-range personal financial plans around income, expenses, assets, liabilities, family milestones, housing decisions, retirement timing, and financial-independence goals.
- Run Monte Carlo simulations to examine a range of possible outcomes and estimate a plan's chance of success under user-selected assumptions.
- Backtest plans against historical periods and explore the effect of market volatility, black-swan events, different investment strategies, and portfolio blends.
- Review year-by-year projections for net worth, estimated taxes, cash flow, account drawdown, and legacy outcomes.
- Compare what-if scenarios such as changing retirement dates, working part-time, taking time off, buying a home, moving, or adjusting spending and saving.
What Wealthfolio does best
- Track investments across accounts with holdings, activities, income, allocation, benchmarks, true time-weighted returns, money-weighted returns, and multi-currency support.
- Keep net-worth assets and liabilities, spending, budgets, savings goals, contribution limits, and portfolio planning in the same local-first application.
- Model retirement and FIRE goals with year-by-year projections, Monte Carlo simulations, stress tests, and sensitivity analysis.
- Run the AGPL-3.0 application on macOS, Windows, Linux, or native iOS, or deploy the web edition on infrastructure you control with Docker.
- Use manual entry and CSV import for free without a Wealthfolio account or subscription.
Every detail we compared
Every tracked attribute for ProjectionLab and Wealthfolio, side by side.ShowHide
Every detail we compared
Every tracked attribute for ProjectionLab and Wealthfolio, side by side.| Attribute | ||
|---|---|---|
| Coverage & fit | ||
Asset types | StocksETFsBondsMutual FundsReal EstateOther | StocksETFsMutual FundsBondsCurrenciesCryptosReal EstateOther |
Experience | BeginnerIntermediateAdvanced | BeginnerIntermediateAdvanced |
Target audience | Retail TradersLong-term InvestorsFinancial Advisors | Retail TradersPro RetailLong-term InvestorsDividend InvestorsIndex/Passive Investors |
Coverage details | Not specified | Identifiers: Ticker and ISIN |
| Data | ||
Pricing sources | Not specified | VendorManual |
Data partners | Not specified | SnapTrade |
| Access & integrations | ||
Import methods | Manual | CSVBrokerOAuthManual |
Integrations | Not specified | SnapTradeDocker |
Export formats | Not specified | CSVJSON |
| Plans & trust | ||
Capability signals | Monte Carlo | Performance attributionMonte CarloBroker syncPortfolio attributionRebalancingMulti-currencyCost basis: FIFO |
Vendor & support | ProjectionLab LLCSupport: Email | Teymz Inc.Country: CanadaSupport: Email and Forum |
Green tags are exclusive to that tool in this comparison.
What you'll actually pay
Plans, billing, trials, and per-month pricing for both tools.ShowHide
What you'll actually pay
Plans, billing, trials, and per-month pricing for both tools.| Tier | ||
|---|---|---|
| Free plan | Free“Basic” | Free“Core app”broker sync: Not included · device sync: Not included |
| Entry paid plan | $129/yr≈ $10.75/mo“Premium” | $3.99/mo“Connect Basic”devices: 3 · institution connections: 0 |
| Tier 2 | $549/yr≈ $45.75/mo“Pro”included client seats: 10 · additional client seat price per month usd: 2 | $7.99/mo“Connect Essentials”institution connections: 5 |
| Top plan | — | $12.99/mo“Connect Duo”institution connections: 12 |
Questions we keep getting
What's the difference between ProjectionLab and Wealthfolio?
ProjectionLab leans toward retirement calculator, monte carlo, and backtesting, while Wealthfolio puts more weight on portfolio, data visualizations, and performance attribution. They overlap in 4 categories, so for most people it comes down to workflow preference and price.
How much do ProjectionLab and Wealthfolio cost?
Good news: both ProjectionLab and Wealthfolio have free plans, so you can run them side by side and only pay if you hit a wall.
Can I use ProjectionLab or Wealthfolio on my phone?
Wealthfolio lists a dedicated mobile app, so it travels better. ProjectionLab doesn't list a dedicated mobile app; its documented access is web.
Should I choose ProjectionLab or Wealthfolio?
It depends on what you're after. Pick ProjectionLab if backtesting and scenario & stress tests matter to you; go with Wealthfolio if you'd rather have performance attribution and risk metrics. And if you only need the basics both share, let price decide.
What asset classes do ProjectionLab and Wealthfolio cover?
Both cover stocks, ETFs, bonds, and mutual funds. Wealthfolio adds currencies and cryptos on top.
Can I export data from ProjectionLab and Wealthfolio?
Wealthfolio exports to CSV. ProjectionLab is stingier about getting data out.
Can ProjectionLab or Wealthfolio connect to my broker?
Wealthfolio syncs with brokers automatically. With ProjectionLab, you're entering holdings by hand or importing files.
Are ProjectionLab and Wealthfolio good for long-term investing?
Yes, both are aimed squarely at long-term investors. Compare their coverage, workflow, and price before assuming they solve the same long-term research job.
Can I track my portfolio with ProjectionLab or Wealthfolio?
Yes, both do portfolio tracking: holdings, performance, and allocation in one place.
Keep researching
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Curation & Accuracy
This directory blends AI‑assisted discovery with human curation. Entries are reviewed, edited, and organized with the goal of expanding coverage and sharpening quality over time. Your feedback helps steer improvements (because no single human can capture everything all at once).
Details change. Pricing, features, and availability may be incomplete or out of date. Treat listings as a starting point and verify on the provider’s site before making decisions. If you spot an error or a gap, send a quick note and I’ll adjust.