Tool Comparison
Quicken (Simplifi & Classic) vs Wealthfolio
- Paid from
- —
- Free plan
- No
- Platforms
- Desktop, Web, Mobile
Best if
- Delayed quotes won't cut it; you need real-time data
- You want watchlist, tax lots / lot optimization, and capital gains estimator.
- Paid from
- $2.99/mo, billed monthly
- Free plan
- Yes
- Platforms
- Desktop, Mobile, Web
Best if
- You'd rather start free and only pay if you outgrow it
- You want data visualizations, performance attribution, and risk metrics.
- You've outgrown the basics and want pro-level depth
Pick Quicken (Simplifi & Classic) if
Quicken (Simplifi & Classic)
Subscription · Desktop · Web · Mobile
- Delayed quotes won't cut it; you need real-time data
- You want watchlist, tax lots / lot optimization, and capital gains estimator.
Pick Wealthfolio if
Wealthfolio
Free • From $2.99/mo, billed monthly · Desktop · Mobile · Web
- You'd rather start free and only pay if you outgrow it
- You want data visualizations, performance attribution, and risk metrics.
- You've outgrown the basics and want pro-level depth
Skip both if: Neither one clicks with how you research; there are strong third options.
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Our take
The bottom line
Quicken (Simplifi & Classic) and Wealthfolio cover a lot of the same ground (2 shared categories, portfolio and broker connectors), so for the basics you won't go far wrong with either. Quicken (Simplifi & Classic) includes watchlist and tax lots / lot optimization, and Wealthfolio includes data visualizations and performance attribution.
What readers say
Quicken (Simplifi & Classic)
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Key differences at a glance
- Free plan
- Wealthfolio
- Real-time data
- Quicken (Simplifi & Classic)
What Quicken (Simplifi & Classic) does best
- Aggregate investment, retirement, brokerage, bank, credit, loan, and other household accounts across supported financial institutions.
- Simplifi on web and mobile for investment dashboards with holdings, balances, IRR, TWR, real-time prices, and a news feed based on owned securities.
- Quicken Classic desktop for deeper investment views, including performance, realized gains, asset-class grouping, account grouping, and historical snapshots.
- Portfolio Analyzer in US Classic Windows reports average annual return, asset allocation, standard-deviation-based risk, largest holdings, account concentration, and tax implications.
- Portfolio X-Ray in US Classic Premier or Business & Personal on Windows looks through mutual funds, ETFs, and equity funds to show underlying stock exposure.
What Wealthfolio does best
- Track investments across accounts with holdings, activities, income, allocation, benchmarks, true time-weighted returns, money-weighted returns, and multi-currency support.
- Keep net-worth assets and liabilities, spending, budgets, savings goals, contribution limits, and portfolio planning in the same local-first application.
- Model retirement and FIRE goals with year-by-year projections, Monte Carlo simulations, stress tests, and sensitivity analysis.
- Run the AGPL-3.0 application on macOS, Windows, Linux, or native iOS, or deploy the web edition on infrastructure you control with Docker.
- Use manual entry and CSV import for free without a Wealthfolio account or subscription.
Side by side
Pricing comparison
See for yourself
Side by side
Price, platforms, data, and market coverage.ShowHide
Side by side
| Attribute | ||
|---|---|---|
| Pricing & plans | ||
Starting price | Subscription | Free • From $2.99/mo, billed monthly |
Free tier | No | Yes |
Free trial | — | — |
Plan limits | 7 limits: Quicken Business & Personal: businesses: 10, Quicken Classic Deluxe: observed offer: 40% off the first year shown September 24, 2026; generic pricing page... +5 more | 9 limits: Core app: broker sync: Not included, Core app: device sync: Not included +7 more |
| Platforms & access | ||
Web app | Yes | Yes |
Desktop app | Yes | Yes |
Mobile app | Yes | Yes |
API access | No | No |
Broker sync | Yes | Yes |
Integrations | TurboTax | SnapTrade and Docker |
| Audience & fit | ||
Experience level | Beginner, Intermediate | Beginner, Intermediate, Advanced |
Best for | Retail Traders and Long-term Investors | Retail Traders, Pro Retail +3 more |
Categories covered | 9 | 8 |
Regions | North America | — |
| Data & capabilities | ||
Data quality | 5 signals: Latency: Real-time and End of Day, Granularity: EOD +3 more | Pricing: Vendor and Manual and Multi-currency |
Data partners | — | SnapTrade |
Capabilities | 4 signals: Broker sync, Tax lots +2 more | 7 signals: Performance attribution, Monte Carlo +5 more |
Security | Encryption at rest and Encryption in transit | — |
| Try it | Visit Quicken (Simplifi & Classic) | Visit Wealthfolio |
Standout features
The best features of Quicken (Simplifi & Classic) and Wealthfolio.ShowHide
Standout features
What Quicken (Simplifi & Classic) does best
- Aggregate investment, retirement, brokerage, bank, credit, loan, and other household accounts across supported financial institutions.
- Simplifi on web and mobile for investment dashboards with holdings, balances, IRR, TWR, real-time prices, and a news feed based on owned securities.
- Quicken Classic desktop for deeper investment views, including performance, realized gains, asset-class grouping, account grouping, and historical snapshots.
- Portfolio Analyzer in US Classic Windows reports average annual return, asset allocation, standard-deviation-based risk, largest holdings, account concentration, and tax implications.
- Portfolio X-Ray in US Classic Premier or Business & Personal on Windows looks through mutual funds, ETFs, and equity funds to show underlying stock exposure.
What Wealthfolio does best
- Track investments across accounts with holdings, activities, income, allocation, benchmarks, true time-weighted returns, money-weighted returns, and multi-currency support.
- Keep net-worth assets and liabilities, spending, budgets, savings goals, contribution limits, and portfolio planning in the same local-first application.
- Model retirement and FIRE goals with year-by-year projections, Monte Carlo simulations, stress tests, and sensitivity analysis.
- Run the AGPL-3.0 application on macOS, Windows, Linux, or native iOS, or deploy the web edition on infrastructure you control with Docker.
- Use manual entry and CSV import for free without a Wealthfolio account or subscription.
All details
Every attribute we track for Quicken (Simplifi & Classic) and Wealthfolio.ShowHide
All details
| Attribute | ||
|---|---|---|
| Coverage & fit | ||
Asset types | StocksETFsMutual FundsBondsCryptosFunds | StocksETFsMutual FundsBondsCurrenciesCryptosReal EstateOther |
Experience | BeginnerIntermediate | BeginnerIntermediateAdvanced |
Target audience | Retail TradersLong-term Investors | Retail TradersPro RetailLong-term InvestorsDividend InvestorsIndex/Passive Investors |
Regions | North America | Not specified |
Coverage details | Countries: US and CAIdentifiers: Ticker | Identifiers: Ticker and ISIN |
| Data | ||
Data freshness | Real-timeEnd of Day | Not specified |
Data granularity | EOD | Not specified |
Pricing sources | Not specified | VendorManual |
Data partners | Not specified | SnapTrade |
| Access & integrations | ||
Import methods | Manual | CSVBrokerOAuthManual |
Integrations | TurboTax | SnapTradeDocker |
Export formats | CSVExcel | CSVJSON |
| Plans & trust | ||
Security & compliance | Encryption at restEncryption in transit | Not specified |
Capability signals | Broker syncTax lotsMulti-currencyCost basis: FIFO and LIFO | Performance attributionMonte CarloBroker syncPortfolio attributionRebalancingMulti-currencyCost basis: FIFO |
Vendor & support | Quicken Inc.Country: USFounded 1983Support: Chat, Phone, and Forum | Teymz Inc.Country: CanadaSupport: Email and Forum |
Green tags are exclusive to that tool in this comparison.
Pricing
Plans, billing, free trials, and monthly prices.ShowHide
Pricing
| Tier | ||
|---|---|---|
| Free plan | — | Free“Core app”broker sync: Not included · device sync: Not included |
| Entry paid plan | SubscriptionBilled annually“Quicken Simplifi” | $2.99/moBilled monthly“Connect Basic”devices: 6 · institution connections: 0 · +1 more |
| Tier 2 | SubscriptionBilled annually“Quicken Business & Personal”businesses: 10 | $7.99/moBilled monthly“Connect Essentials”institution connections: 5 · annual price usd: 79 |
| Tier 3 | SubscriptionBilled annually“Quicken Classic Deluxe”observed offer: 40% off the first year shown September 24, 2026; generic pricing page... · displayed monthly equivalent: $6.99, billed annually | $12.99/moBilled monthly“Connect Duo”institution connections: 12 · annual price usd: 129 |
| Tier 4 | SubscriptionBilled annually“Quicken Classic Premier”observed offer: 40% off the first year shown September 24, 2026; generic pricing page... · displayed monthly equivalent: $7.99, billed annually | — |
| Tier 5 | SubscriptionBilled annually“Quicken Family Enterprise” | — |
| Top plan | SubscriptionBilled annually“Quicken Classic Business & Personal”observed offer: 40% off the first year shown September 24, 2026; generic pricing page... · displayed monthly equivalent: $10.99, billed annually | — |
Questions we keep getting
What's the difference between Quicken (Simplifi & Classic) and Wealthfolio?
Quicken (Simplifi & Classic) leans toward portfolio, watchlist, and tax lots / lot optimization, while Wealthfolio puts more weight on portfolio, data visualizations, and performance attribution. They overlap in 2 categories, so for most people it comes down to workflow preference and price.
Is Quicken (Simplifi & Classic) or Wealthfolio free to use?
Wealthfolio has a free tier, so you can get started without paying anything. Quicken (Simplifi & Classic) is paid-only. If budget matters, start with Wealthfolio and see how far it takes you before opening your wallet.
Which is better for beginners: Quicken (Simplifi & Classic) or Wealthfolio?
Honestly, neither is aimed at beginners. Expect a learning curve either way; that's the trade-off for the depth they offer.
Should I choose Quicken (Simplifi & Classic) or Wealthfolio?
It depends on what you're after. Pick Quicken (Simplifi & Classic) if watchlist and tax lots / lot optimization matter to you; go with Wealthfolio if you'd rather have data visualizations and performance attribution. And if you only need the basics both share, let price decide.
What asset classes do Quicken (Simplifi & Classic) and Wealthfolio cover?
Both cover stocks, ETFs, mutual funds, and bonds. Quicken (Simplifi & Classic) also handles funds. Wealthfolio adds currencies, real estate, and other on top.
Does Quicken (Simplifi & Classic) or Wealthfolio have real-time data?
Quicken (Simplifi & Classic) offers real-time data, which matters if you trade actively. Wealthfolio runs on delayed or end-of-day data, which is perfectly fine for longer-term investors who don't live and die by the tick.
Can I export data from Quicken (Simplifi & Classic) and Wealthfolio?
Yes, both export to spreadsheets (CSV), which is handy if you like running your own numbers.
Can Quicken (Simplifi & Classic) or Wealthfolio connect to my broker?
Yes, both connect to brokers, so your portfolio syncs automatically instead of you keying in every trade.
Are Quicken (Simplifi & Classic) and Wealthfolio good for long-term investing?
Yes, both are aimed squarely at long-term investors. Compare their coverage, workflow, and price before assuming they solve the same long-term research job.
Can I track my portfolio with Quicken (Simplifi & Classic) or Wealthfolio?
Yes, both do portfolio tracking: holdings, performance, and allocation in one place.
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