★ A CURATED DIRECTORY OF FINANCIAL TOOLS AND RESOURCES ★
VOL. XCIV, NO. 247
interactive investor Review, Pricing, and Features
interactive investor
interactive investor is a flat-fee UK platform for self-directed Trading Accounts, ISAs, SIPPs, Junior ISAs, and family portfolios. Its Core, Plus, and Premium subscriptions suit investors who value predictable platform charges and broad global choice, but trade, FX, and special-service costs still vary by plan.
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Pricing
Key fees from the official fee schedule
Source-checked · Jul 17, 2026Core monthly plan
Plus monthly plan
Premium monthly plan
Online fund trade
UK or US listed trade
Other international share trade
Foreign exchange
The listed rates apply to cleared cash inside ii investment accounts. Cash Savings is a separate Flagstone deposit-platform account and its bank rates must not be shown as automatic broker-cash interest. This brokerage profile covers ii's self-directed accounts. Managed ISA and managed pension portfolios are distinct managed offerings even when a price plan grants access without another account fee. See the interactive investor fee schedule for your country.
Key features
- Trading Account, Stocks and Shares ISA, and Personal Pension on every current plan.
- Junior ISA, joint account, and family benefits on Plus and Premium.
- More than 40,000 UK and international shares, funds, ETFs, investment trusts, bonds, and gilts.
- Direct access to 17 international exchanges and up to nine currencies in Trading Accounts and SIPPs.
- Free regular investing plus plan-specific included monthly trades and ad-hoc dealing prices.
- Research, insights, watchlists, portfolio tools, voting, limit orders, and stop orders.
- Tiered monthly interest on eligible cleared GBP, USD, and EUR cash balances.
- Consolidated Tax Certificates, statements, and contract notes for applicable taxable activity.
Broker details
Account and availability
Available in 1 country
Account
Trading Account, Joint Trading Account (Plus or Premium), Stocks and Shares ISA, Junior ISA (Plus or Premium), Personal Pension (SIPP), Company and trust accounts with additional fee · GBP, USD, EUR, CAD, HKD, SGD, AUD, SEK, CHF base currency · No minimum stated; monthly plan fee starts when funded
Cash and trading
Interest on uninvested cash
0.80% to 1.81% AER by balance tier
Interest on uninvested cash
1.11% to 2.12% AER by balance tier
Interest on uninvested cash
1.71% to 2.32% AER by balance tier
Interest on uninvested cash
0.25% to 2.02% AER by account and tier
Interest on uninvested cash
SIPP 1.00%; Trading Account 0.25% AER
Deposits
No standard ii deposit fee stated
Instant bank payment, debit card, bank transfer or Direct Debit · Instant for supported bank payment or stored debit card
Withdrawals
No standard online cash-withdrawal fee stated
Bank transfer to the nominated bank account · After trade settlement and bank verification
Fractional shares
Not confirmed
Tax support · United Kingdom
Country tax report provided
Regulation and protection
Interactive Investor Services Limited
Financial Conduct Authority · FRN 141282; company 02101863
UK Financial Services Compensation Scheme · Up to £85,000 per eligible claimant
Investments have trust status, are kept separate, and are registered to a nominee/custodian. Coverage concerns an eligible shortfall after firm default, not market losses.
FSCS deposit protection for client-bank cash · Up to £120,000 per person per bank
Client money has trust status and is spread across designated bank accounts; direct deposits at the same bank aggregate toward the limit.
Source-checked · Reviewed Jul 17, 2026 · Official sources: Interactive Investor disclosures, Trading Account, Fees and charges, How your money is held and protected, Cash interest rates, Instant Bank Payment, General investing with ii, Share dealing account, Cash Savings with Flagstone
FAQ
Is interactive investor free?
No. interactive investor does not offer a free plan. Expect subscription pricing when you onboard. Check the vendor site for the most recent offers.
Who is interactive investor best for?
It suits beginner, intermediate, and advanced users.
What platforms and connections does interactive investor support?
You can use interactive investor on Web and Mobile.
Which markets does interactive investor cover?
interactive investor covers Europe, North America, and APAC. It tracks Stocks, ETFs, Bonds, and Mutual Funds. Identifiers include Ticker and ISIN.
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Hey! Thanks for stopping by. I'm an independent investor with a soft spot for coding and the stock market - especially value investing (as you can probably tell from the tools I've collected here, haha). Hopefully you'll find something useful or interesting along the way.
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