VOL. XCIV, NO. 247
A CURATED DIRECTORY OF FINANCIAL TOOLS AND RESOURCES
Freetrade Review, Pricing, and Features
Freetrade
Freetrade is an app-first UK broker with GIA, Stocks and Shares ISA, Junior ISA, and SIPP accounts. Basic is free; Standard and Plus exchange a monthly subscription for lower FX, higher capped cash interest, and extra service. It suits long-term investors more than users who need margin, derivatives, or multi-currency cash.
Best for
- UK tax residents looking for commission-free app-first investing with a free GIA, ISA, and SIPP.
- Long-term investors who prefer fixed optional subscriptions over per-trade dealing commissions.
- Investors buying U.S. shares by GBP value needing fractional access and simple recurring orders.
Watch out
- Opening requires UK tax residence and a qualifying same-name GBP account. U.S. citizens and dual nationals are not accepted.
- Non-GBP FX costs range from 0.99% to 0.39%, while cash-interest rates and caps require the applicable Basic, Standard, or Plus plan.
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Pricing
Key fees from the official fee schedule
Source-checked · Aug 23, 2026Basic plan
Standard plan
Plus plan
Stock, ETF and investment-trust dealing
Basic non-GBP trade FX
Standard non-GBP trade FX
Plus non-GBP trade FX
See the Freetrade fee schedule for your country.
Key features
- Commission-free dealing in the available stocks, ETFs, investment trusts, funds, gilts, and UK Treasury bills.
- A free Basic plan with GIA, Stocks and Shares ISA, Junior Stocks and Shares ISA, and SIPP access.
- Optional Standard and Plus plans with lower FX fees and higher capped GBP cash interest.
- U.S.-listed fractional shares bought by GBP value, with proportional dividends and voting support.
- Recurring orders, limit orders, stop losses, portfolio monitoring, and watchlists.
- UK/US proxy voting where supported and selected corporate-action handling.
- Monthly statements, contract notes, activity CSV, and SIPP annual statements where applicable.
- Same-name linked GBP bank funding and withdrawals; Plus includes faster withdrawals.
Broker details
Account and availability
Available in 1 country
Account
General Investment Account, Stocks and Shares ISA, Junior Stocks and Shares ISA (JISA), Self-Invested Personal Pension (SIPP) · GBP base currency · No universal account minimum stated
Cash and trading
Interest on uninvested cash
1% AER
Up to £1,000 across eligible accounts
Interest on uninvested cash
2.5% AER
Up to £2,000 across eligible accounts
Interest on uninvested cash
3.5% AER
Up to £3,000 across eligible accounts
Deposits
No Freetrade fee stated
Transfer or Direct Debit from the linked same-name GBP account · Bank transfer can be near-instant; Direct Debit takes days
Withdrawals
No fee stated; Plus includes same-day service
Faster Payment to the verified linked bank account · Basic/Standard 2 to 3 days; Plus same working day
Fractional shares
Limited availability
Supported U.S.-listed stocks · £0.10 minimum buy order
Tax support · United Kingdom
Statements only
Regulation and protection
Freetrade Limited
Financial Conduct Authority · FRN 783189; company 09797821
UK Financial Services Compensation Scheme eligibility · Subject to FSCS eligibility and limits
Client money and securities are segregated, with securities registered to Freetrade Nominees Limited. FSCS does not protect market performance; crypto ETNs are excluded.
Source-checked · Reviewed Aug 23, 2026 · Official sources: Corporate and regulatory information, Account types, Investment plans, Freetrade account setup requirements, Client money and asset safeguarding, Linked bank-account requirements, Withdrawal timing, Fractional-share availability, Minimum order limit, Activity-feed and statement export
FAQ
Is Freetrade free?
Freetrade should not be treated as free software. Brokerage access may have no monthly charge, but transaction, FX, market-data, custody, transfer, product, or spread costs can apply depending on the offer and jurisdiction. Check the broker details and official fee schedule.
Who is Freetrade best for?
It suits beginner and intermediate users.
What platforms and connections does Freetrade support?
You can use Freetrade on Web and Mobile.
Which markets does Freetrade cover?
Freetrade covers Europe and North America. It tracks Stocks, ETFs, Bonds, and Mutual Funds. Identifiers include Ticker and ISIN.
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