VOL. XCIV, NO. 247
A CURATED DIRECTORY OF FINANCIAL TOOLS AND RESOURCES
Hargreaves Lansdown Review, Pricing, and Features
Hargreaves Lansdown
Hargreaves Lansdown offers UK funds, listed securities, research, service, and a wide range of tax wrappers. Its strength is account breadth and administration. Frequent traders should compare platform, dealing, and FX charges rather than assume the broadest service is the cheapest.
Best for
- UK investors looking for broad funds, shares, ETFs, bonds, ISA, LISA, junior, trust, and pension accounts in one established platform.
- Long-term investors valuing UK research, service, tax certificates, and wrapper choice over rock-bottom platform fees.
- Households consolidating taxable investments, ISAs, SIPPs, and junior accounts with one provider.
Watch out
- Funds and most listed assets carry 0.35% entry-tier account charges, with different tiers, caps, and junior-account exceptions.
- Online funds cost £1.95 and listed securities generally cost £6.95 or £3.95 after 20+ prior-month trades. FX and taxes can add more.
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Pricing
Key fees from the official fee schedule
Source-checked · Aug 23, 2026Annual fund account charge
Annual shares, ETF and bond charge
One-off online fund trade
Online share, ETF and bond trade
Overseas share-dealing FX
These rates apply to cleared cash inside investment accounts. HL Cash ISA and Active Savings are separate savings products and must not be presented as automatic broker-cash rates. See the Hargreaves Lansdown fee schedule for your country.
Key features
- Fund and Share Account, Stocks and Shares ISA, Lifetime ISA, junior accounts, SIPP, Junior SIPP, and Bare Trust access.
- Thousands of funds plus UK and overseas shares, ETFs, investment trusts, gilts, and corporate bonds.
- HL research, live share prices, watchlists, portfolio tracking, charts, stop losses, and limit orders.
- Regular monthly investing with selected dealing fees waived.
- Interest paid on cleared investment-account cash using account-specific balance tiers.
- Consolidated tax certificates for taxable-account income and interest, plus investment reports.
- Web and mobile account management with a UK support desk.
Broker details
Account and availability
Available in 1 country
Account
Fund and Share Account, Stocks and Shares ISA, Lifetime ISA, Junior Stocks and Shares ISA, SIPP and Junior SIPP, Bare Trust Account · GBP base currency · £0 to open; invest from £1 or £25 monthly
Cash and trading
Interest on uninvested cash
1.31% to 2.17% AER by balance tier
Interest on uninvested cash
1.06% to 2.02% AER by balance tier
Interest on uninvested cash
2.02% to 2.63% AER by balance tier
Deposits
No standard HL funding fee stated
Debit card, bank payment or monthly Direct Debit · Method-dependent
Withdrawals
No standard online withdrawal fee stated
Payment to the verified same-name nominated bank account · After settlement; shares about 2 days, funds about 4
Fractional shares
Not confirmed
Tax support · United Kingdom
Country tax report provided
Regulation and protection
Hargreaves Lansdown Asset Management Limited
Financial Conduct Authority · FRN 115248; company 01896481
UK Financial Services Compensation Scheme · Up to £85,000 for eligible investment claims
Client assets are held in trust/nominee custody and segregated. Compensation concerns firm default and missing assets, not market losses.
FSCS deposit protection for client-bank cash · Up to £120,000 per person per banking licence
The limit aggregates all eligible deposits with that institution. HL spreads client money across approved banks; this is distinct from investment compensation.
Source-checked · Reviewed Aug 23, 2026 · Official sources: How safe is your investment?, Fund and Share Account, Investment-platform fee changes, Fund and Share Account charges, Interest rates for HL accounts, Withdrawal prerequisites and settlement, Finding consolidated tax certificates
FAQ
Is Hargreaves Lansdown free?
Hargreaves Lansdown should not be treated as free software. Brokerage access may have no monthly charge, but transaction, FX, market-data, custody, transfer, product, or spread costs can apply depending on the offer and jurisdiction. Check the broker details and official fee schedule.
Who is Hargreaves Lansdown best for?
It suits beginner, intermediate, and advanced users.
What platforms and connections does Hargreaves Lansdown support?
You can use Hargreaves Lansdown on Web and Mobile.
Which markets does Hargreaves Lansdown cover?
Hargreaves Lansdown covers Europe and North America. It tracks Stocks, ETFs, Bonds, and Mutual Funds. Identifiers include Ticker and ISIN.
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I'm Jera Value, and I write every record here myself. I'm an independent investor who likes code and value investing, and I keep these notes because I use the tools for my own research. When a page is wrong, I fix it and say so.
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Details change. Pricing, features, and availability may be incomplete or out of date. Treat listings as a starting point and verify on the provider’s site before making decisions. If you spot an error or a gap, send a quick note and I’ll adjust.