VOL. XCIV, NO. 247
Hargreaves Lansdown Review, Pricing, and Features
By Jera Value · Verified Sep 2026
Hargreaves Lansdown gives UK investors a wide range of funds, listed securities, and account wrappers. Research investments, manage watchlists, and schedule eligible regular purchases across adult, junior, and retirement accounts. Its appeal is breadth and administration, but platform, dealing, foreign-exchange, and tax costs all matter. Compare the charges for your assets and trading pattern rather than judging the account by one headline fee.
Verdict
Worth it if you want UK funds and listed securities across several account wrappers.
- Account planning: combine UK wrappers and family accounts
- Fund investing: compare funds and listed investments
- Administration: use research, regular investing, and records
Skip it if you prioritize the lowest platform and dealing charges.
- Platform cost: percentage fees and asset-specific caps apply
- Dealing costs: one-off orders, FX, and taxes add charges
- Fractional shares: availability is not established in reviewed sources
Hargreaves Lansdown
Web / Mobile · How this site is funded
Pricing
Key fees from the official fee schedule
Source-checked · Aug 23, 2026Annual fund account charge
Annual shares, ETF and bond charge
One-off online fund trade
Online share, ETF and bond trade
Overseas share-dealing FX
These rates apply to cleared cash inside investment accounts. HL Cash ISA and Active Savings are separate savings products and must not be presented as automatic broker-cash rates. See the Hargreaves Lansdown fee schedule for your country.
Key features
UK account wrappers
Use eligible ISAs, LISAs, SIPPs, junior, taxable, and trust accounts.
Funds and listed investments
Buy supported funds, shares, ETFs, investment trusts, gilts, and bonds.
Research and watchlists
Review prices, charts, and holdings while following candidates.
Order controls
Place eligible limit and stop-loss orders.
Regular investing
Schedule monthly purchases with selected dealing fees waived.
Cash and tax records
Review eligible cash interest, certificates, and account reports.
Broker details
Account and availability
Available in 1 country
Account
Fund and Share Account, Stocks and Shares ISA, Lifetime ISA, Junior Stocks and Shares ISA, SIPP and Junior SIPP, Bare Trust Account · GBP base currency · £0 to open; invest from £1 or £25 monthly
Cash and trading
Interest on uninvested cash
1.31% to 2.17% AER by balance tier
Interest on uninvested cash
1.06% to 2.02% AER by balance tier
Interest on uninvested cash
2.02% to 2.63% AER by balance tier
Deposits
No standard HL funding fee stated
Debit card, bank payment or monthly Direct Debit · Method-dependent
Withdrawals
No standard online withdrawal fee stated
Payment to the verified same-name nominated bank account · After settlement; shares about 2 days, funds about 4
Fractional shares
Not confirmed
Tax support · United Kingdom
Country tax report provided
Regulation and protection
Hargreaves Lansdown Asset Management Limited
Financial Conduct Authority · FRN 115248; company 01896481
UK Financial Services Compensation Scheme · Up to £85,000 for eligible investment claims
Client assets are held in trust/nominee custody and segregated. Compensation concerns firm default and missing assets, not market losses.
FSCS deposit protection for client-bank cash · Up to £120,000 per person per banking licence
The limit aggregates all eligible deposits with that institution. HL spreads client money across approved banks; this is distinct from investment compensation.
Source-checked · Reviewed Aug 23, 2026 · Official sources: How safe is your investment?, Fund and Share Account, Investment-platform fee changes, Fund and Share Account charges, Interest rates for HL accounts, Withdrawal prerequisites and settlement, Finding consolidated tax certificates
FAQ
Is Hargreaves Lansdown free?
Hargreaves Lansdown should not be treated as free software. Brokerage access may have no monthly charge, but transaction, FX, market-data, custody, transfer, product, or spread costs can apply depending on the offer and jurisdiction. Check the broker details and official fee schedule.
Who is Hargreaves Lansdown best for?
It suits beginner, intermediate, and advanced users.
What platforms and connections does Hargreaves Lansdown support?
You can use Hargreaves Lansdown on Web and Mobile.
Which markets does Hargreaves Lansdown cover?
Hargreaves Lansdown covers Europe and North America. It tracks Stocks, ETFs, Bonds, and Mutual Funds. Identifiers include Ticker and ISIN.
Tool details
Highlights
- Domain rating74: Ahrefs scores how strong a site's backlinks are, from 0 to 100. A high score usually means an established site that many others cite and trust.
Domain Rating by Ahrefs
Asset types
- Stocks
- ETFs
- Bonds
- Mutual Funds
Coverage regions
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Comparisons
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Curation & Accuracy
This directory blends AI‑assisted discovery with human curation. Entries are reviewed, edited, and organized with the goal of expanding coverage and sharpening quality over time. Your feedback helps steer improvements (because no single human can capture everything all at once).
Details change. Pricing, features, and availability may be incomplete or out of date. Treat listings as a starting point and verify on the provider’s site before making decisions. If you spot an error or a gap, send a quick note and I’ll adjust.