VOL. XCIV, NO. 247
A CURATED DIRECTORY OF FINANCIAL TOOLS AND RESOURCES
Cash App Review, Pricing, and Features
Cash App Investing is a U.S. beginner brokerage inside the Cash App. It offers stocks, ETFs, Bitcoin, fractional shares, recurring buys, Round Ups, and tax forms. The tradeoff is simplicity: there are no options, bonds, advanced research, broad order types, portfolio analytics, or international access.
Best for
- U.S. beginners looking for simple $1 fractional stock, ETF, or Bitcoin purchases inside an app they already use for payments.
- People comparing payment apps that include basic brokerage services.
- Users who value recurring buys and Round Ups more than research or order controls.
Watch out
- Standard accounts require legal age. U.S. residents aged 13-17 need a sponsored Family Investing Account. The product lacks advanced trading, research, options, bonds, and broad market tools.
- Cash App does not charge stock commissions, but sell trades incur regulatory fees, some Bitcoin market trades have fees or spread, and outbound stock transfers cost $75. Bitcoin Auto Invest and Round Ups currently have zero fees and spread.
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Pricing
Key fees from the official fee schedule
Source-checked · Jul 16, 2026Stock and ETF trades
External brokerage transfer
Bitcoin and other Cash App services are not offered by Cash App Investing LLC and are not covered by its SIPC membership. See the Cash App Investing fee schedule for your country.
Key features
- Buying and selling U.S.-listed stocks and ETFs with fractional shares and small-dollar purchases where Cash App supports the security.
- Auto Invest to schedule recurring purchases of selected stocks, ETFs, or Bitcoin.
- Round Ups to invest spare change from Cash App Card purchases into a chosen stock, Bitcoin, or savings balance.
- Trading access for Bitcoin inside the same app, including send and receive support through the Lightning Network where available.
- Custom price-triggered orders for stocks and Bitcoin; these are not guaranteed limit orders.
- Download support for tax documents such as Composite Form 1099 for equities and 1099-B for Bitcoin where applicable.
- Brokerage custody and protections: securities are provided through Cash App Investing LLC, while Bitcoin is not SIPC-protected.
- Standard accounts require legal age. Residents aged 13 to 17 can use a Family Investing Account sponsored by a parent or guardian.
- Costs beyond stock commissions include sell-trade regulatory fees, outbound transfer fees, and fees or spreads on some Bitcoin market trades. Bitcoin Auto Invest and Round Ups have zero fees and spread under current terms.
- Fractional shares are not transferable and may need to be sold during an account transfer or closure.
- Cash App is suited to simple beginner investing, not for advanced trading, deep research, options, bonds, portfolio analytics, tax-lot optimization, or professional tools.
Broker details
Account and availability
Available in 1 country
Account
Taxable self-directed account, Family Investing account · USD base currency · No account minimum; purchases generally start at $1
Cash and trading
Interest on uninvested cash
No brokerage cash interest
Deposits
No brokerage funding fee stated
Transfer from the linked Cash App balance when placing an order
Withdrawals
No brokerage withdrawal fee stated
Automatic transfer of settled sale proceeds to the Cash App balance
Fractional shares
Available
Eligible NYSE- and Nasdaq-listed stocks and ETFs · $1; Round Ups can be smaller
Tax support · United States
Country tax report provided
Regulation and protection
Cash App Investing LLC
SEC and FINRA; member SIPC
Securities Investor Protection Corporation (SIPC) · $500,000, including a $250,000 cash limit
Covers missing customer securities and eligible brokerage cash if the SIPC member fails; it does not cover market losses. Sale proceeds are automatically moved to the separate Cash App balance and are no longer SIPC-protected there.
Source-checked · Reviewed Jul 16, 2026 · Official sources: Cash App Investing Customer Relationship Summary, Cash App Investing disclosures, Cash App Investing Customer Account Agreement, Cash App Investing House Rules, Stocks on Cash App
FAQ
Is Cash App free?
Cash App should not be treated as free software. Brokerage access may have no monthly charge, but transaction, FX, market-data, custody, transfer, product, or spread costs can apply depending on the offer and jurisdiction. Check the broker details and official fee schedule.
Who is Cash App best for?
It suits beginner and intermediate users.
What platforms and connections does Cash App support?
You can use Cash App on Mobile and Web.
Which markets does Cash App cover?
Cash App covers North America. Examples include US. It tracks Stocks, ETFs, and Cryptos. Identifiers include Ticker.
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