VOL. XCIV, NO. 247

Cash App Alternatives & Competitors

Checking

Replacement verdicts

Alternatives to Cash App

Curated replacements grouped by fit, tradeoffs, pricing flexibility, and platform access. Use this list to decide which Cash App competitor is worth testing first.

Looking for a Cash App replacement? We've profiled 20 alternatives by workflow fit, pricing flexibility, caveats, and platform access. Whether you need a free option to trial, mobile-ready workflows, or API integrations, this list helps you choose what to test first.

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Which Alternative Should You Use?

Revolut (Invest)

Closest replacement

Best for: Revolut customers who want investing inside the same money app.

Revolut (Invest) best matches the base workflow on brokerage trading, portfolio tracking, and market monitoring.
Revolut (Invest) shares Free pricing with the base tool.

Watch for: Fees depend on region and plan: Commission-free order allowances, execution commissions, Trading Pro pricing, crypto, commodities, and robo-advisor availability vary by entity and country.

Open Revolut Invest

Details Compare

Interactive Brokers (IBKR)

Best workflow fit

Best for: Active investors who need global multi-asset access, advanced orders, APIs, and volume-based commissions.

Interactive Brokers (IBKR) best matches the base workflow on brokerage trading, portfolio tracking, and broker-connected trading.
Interactive Brokers (IBKR) shares Free pricing with the base tool.

Watch for: Commission and market-data details vary by market: The record contains separate stock, ETF, options, futures, crypto, and market-data pricing notes by region and product.

Open IBKR account

Details Compare

E*TRADE from Morgan Stanley

Strong runner-up

Best for: U.S. self-directed investors who need several account types, research, retirement administration, and multiple trading platforms.

E*TRADE from Morgan Stanley best matches the base workflow on brokerage trading, portfolio tracking, and market monitoring.
E*TRADE from Morgan Stanley shares Free pricing with the base tool.

Watch for: Low default cash rate: The standard Bank Deposit Program pays 0.01% below $500,000 under the current tier schedule.

Details Compare

SMARTBROKER+

Strong runner-up

Best for: Eligible European residents who want a depot without custody fees and with low-cost gettex execution.

SMARTBROKER+ best matches the base workflow on brokerage trading, portfolio tracking, and options and trading workflows.
SMARTBROKER+ shares Free pricing with the base tool.

Watch for: Nine-country eligibility: New accounts are limited to residents of nine named European countries and exclude people subject to U.S. tax.

Open SMARTBROKER+

Details Compare

Detailed Alternatives

I want to

Pay lessFill a gapUpgrade overall

Our ranked order by workflow overlap and quality.

1

Closest replacement

Revolut (Invest)

Analyst pickTested by us

Bottom line: Revolut customers who want investing inside the same money app.

Keep

Brokerage
Portfolio
Downloadable Tax Reports

Gain

Watchlist
Alerts
News
ETF Analysis

Lose

Commission-free stock and ETF trading with fractional shares; investing starts at $1.
Coverage focuses on U.S.-listed stocks and ETFs available in Cash App; users search by company name or ticker.
Auto Invest lets users schedule recurring purchases of selected stocks or ETFs.
Round Ups automatically invest spare change from Cash App Card purchases into a chosen stock, Bitcoin, or savings balance.
Custom price-triggered orders for stocks and Bitcoin; these are not limit orders or guaranteed executions.

Watch out

Avoid as a full replacement if you rely on broker-connected trading.
Free-plan limits: Signup required, Investing requires eligible Revolut account and country availability, and Commission-free order allowances vary by plan.
Fees depend on region and plan: Commission-free order allowances, execution commissions, Trading Pro pricing, crypto, commodities, and robo-advisor availability vary by entity and country.

Price: Cash AppTransaction-priced · Fees vary by offer and jurisdiction
Revolut (Invest)Transaction-priced · Fees vary by offer and jurisdiction
Free tier: Paid only
Replacement: Drop-in replacement

Pricing checked 2026-08-23 via support.

Open Revolut Invest Compare

Full review and details

2

Drop-in replacement

E*TRADE from Morgan Stanley

Bottom line: U.S. self-directed investors who need several account types, research, retirement administration, and multiple trading platforms.

Keep

Brokerage
Portfolio
Downloadable Tax Reports

Gain

Watchlist
Advanced Order Types
Options
$0 online U.S. exchange-listed stock and ETF commissions; options cost $0.65 or $0.50 per contract by activity tier.

Lose

Commission-free stock and ETF trading with fractional shares; investing starts at $1.
Coverage focuses on U.S.-listed stocks and ETFs available in Cash App; users search by company name or ticker.
Auto Invest lets users schedule recurring purchases of selected stocks or ETFs.
Round Ups automatically invest spare change from Cash App Card purchases into a chosen stock, Bitcoin, or savings balance.
Custom price-triggered orders for stocks and Bitcoin; these are not limit orders or guaranteed executions.

Watch out

Avoid as a full replacement if you rely on broker-connected trading.
Free-plan limits: Signup required, Brokerage features require an approved account and cleared funding, and Options, margin, futures, crypto and specialized registrations require separate eligibility.
Low default cash rate: The standard Bank Deposit Program pays 0.01% below $500,000 under the current tier schedule.

Price: Cash AppTransaction-priced · Fees vary by offer and jurisdiction
E*TRADE from Morgan StanleyTransaction-priced · Fees vary by offer and jurisdiction
Free tier: Paid only
Replacement: Drop-in replacement

Pricing checked 2026-08-23 via pricing.

Open E*TRADE Compare

Full review and details

3

Partial replacement

SMARTBROKER+

Bottom line: Eligible European residents who want a depot without custody fees and with low-cost gettex execution.

Keep

Brokerage
Portfolio
Downloadable Tax Reports

Gain

Watchlist
gettex orders in eligible securities cost €0 from €500 or €1 below €500 under the published premium-partner conditions.
Savings-plan execution is €0 for eligible stocks, ETFs, ETCs, funds and crypto ETPs.
Residents of Germany, France, Italy, Spain, Austria, the Netherlands, Belgium, Ireland and Luxembourg can apply, subject to approval.

Lose

Commission-free stock and ETF trading with fractional shares; investing starts at $1.
Coverage focuses on U.S.-listed stocks and ETFs available in Cash App; users search by company name or ticker.
Auto Invest lets users schedule recurring purchases of selected stocks or ETFs.
Round Ups automatically invest spare change from Cash App Card purchases into a chosen stock, Bitcoin, or savings balance.
Custom price-triggered orders for stocks and Bitcoin; these are not limit orders or guaranteed executions.

Watch out

Avoid as a full replacement if you rely on broker-connected trading and market monitoring.
Free-plan limits: Signup required, An approved depot and app-based identity verification are required, and €0 execution is conditional on gettex, premium-partner eligibility and €500 order value.
Nine-country eligibility: New accounts are limited to residents of nine named European countries and exclude people subject to U.S. tax.

Price: Cash AppTransaction-priced · Fees vary by offer and jurisdiction
SMARTBROKER+Transaction-priced · Fees vary by offer and jurisdiction
Free tier: Paid only
Replacement: Partial replacement

Pricing checked 2026-08-23 via pricing.

Open SMARTBROKER+Compare

Full review and details

4

Interactive Brokers (IBKR)Best workflow fitTransaction-priced · Fees vary by offer and jurisdictionPaid only

4

Best workflow fit

Interactive Brokers (IBKR)

Analyst pickTested by us

Bottom line: Active investors who need global multi-asset access, advanced orders, APIs, and volume-based commissions.

Keep

Brokerage
Portfolio

Gain

Advanced Order Types
Smart/Direct Routing
Paper Trading
Options

Lose

Downloadable Tax Reports
Commission-free stock and ETF trading with fractional shares; investing starts at $1.
Coverage focuses on U.S.-listed stocks and ETFs available in Cash App; users search by company name or ticker.
Auto Invest lets users schedule recurring purchases of selected stocks or ETFs.
Round Ups automatically invest spare change from Cash App Card purchases into a chosen stock, Bitcoin, or savings balance.

Watch out

Useful when you want to add paper trading, portfolio analytics, and financial data API instead of mirroring the current workflow.
Free-plan limits: Signup required, Brokerage account has no recurring platform fee in the profile, but trading commissions and add-on fees vary by product, and Real-time market data and Level II data generally require subscriptions.
Commission and market-data details vary by market: The record contains separate stock, ETF, options, futures, crypto, and market-data pricing notes by region and product.

Price: Cash AppTransaction-priced · Fees vary by offer and jurisdiction
Interactive Brokers (IBKR)Transaction-priced · Fees vary by offer and jurisdiction
Free tier: Paid only
Replacement: Partial replacement

Pricing checked 2026-08-23 via pricing.

Open IBKR account Compare

Full review and details

5

Fidelity (Fidelity Brokerage Services LLC)Partial replacementTransaction-priced · Fees vary by offer and jurisdictionPaid only

5

Partial replacement

Fidelity (Fidelity Brokerage Services LLC)

Bottom line: U.S. investors looking for $0 online stock and most ETF trades, research, tax documents, and several account types.

Keep

Brokerage
Portfolio

Gain

Watchlist
Advanced Order Types
Smart/Direct Routing
Order Book / Level II

Lose

Downloadable Tax Reports
Commission-free stock and ETF trading with fractional shares; investing starts at $1.
Coverage focuses on U.S.-listed stocks and ETFs available in Cash App; users search by company name or ticker.
Auto Invest lets users schedule recurring purchases of selected stocks or ETFs.
Round Ups automatically invest spare change from Cash App Card purchases into a chosen stock, Bitcoin, or savings balance.

Watch out

Useful when you want to add options data, portfolio analytics, and charting and technical analysis instead of mirroring the current workflow.
Free-plan limits: Signup required, Brokerage use requires an approved Fidelity account, and Options, international trading, margin, crypto, and active-trader workflows have separate rules or approvals.
Not all trades are free: Options contracts, secondary bonds/CDs, crypto transactions, professional options fees, regulatory fees, and certain ETF purchase service fees can apply.

Price: Cash AppTransaction-priced · Fees vary by offer and jurisdiction
Fidelity (Fidelity Brokerage Services LLC)Transaction-priced · Fees vary by offer and jurisdiction
Free tier: Paid only
Replacement: Partial replacement

Pricing checked 2026-08-23 via pricing.

Open Fidelity account Compare

Full review and details

6

Merrill EdgeDrop-in replacementTransaction-priced · Fees vary by offer and jurisdictionPaid only

6

Drop-in replacement

Merrill Edge

Bottom line: U.S. Bank of America customers valuing linked banking, immediate eligible transfers, and relationship-level visibility.

Keep

Brokerage
Portfolio
Downloadable Tax Reports

Gain

Watchlist
Advanced Order Types
Options
$0 online stock and ETF commissions and $0 option base commission plus $0.65 per contract.

Lose

Commission-free stock and ETF trading with fractional shares; investing starts at $1.
Coverage focuses on U.S.-listed stocks and ETFs available in Cash App; users search by company name or ticker.
Auto Invest lets users schedule recurring purchases of selected stocks or ETFs.
Round Ups automatically invest spare change from Cash App Card purchases into a chosen stock, Bitcoin, or savings balance.
Custom price-triggered orders for stocks and Bitcoin; these are not limit orders or guaranteed executions.

Watch out

Avoid as a full replacement if you rely on broker-connected trading and filings and transcript research.
Free-plan limits: Signup required, Brokerage use requires an approved Merrill account, and Options, margin, trust, estate and business accounts have additional rules.
Low standard cash rate: The standard bank sweep pays 0.01% below $1 million under the current rate sheet.

Price: Cash AppTransaction-priced · Fees vary by offer and jurisdiction
Merrill EdgeTransaction-priced · Fees vary by offer and jurisdiction
Free tier: Paid only
Replacement: Drop-in replacement

Pricing checked 2026-08-23 via pricing.

Open Merrill Edge Compare

Full review and details

7

WebullPartial replacementTransaction-priced · Fees vary by offer and jurisdictionPaid only

7

Partial replacement

Webull

Bottom line: Eligible U.S. traders looking for mobile, web, and desktop execution with $0 online commissions for U.S.-listed stocks and ETFs.

Keep

Brokerage
Portfolio
Downloadable Tax Reports

Gain

Watchlist
Advanced Order Types
Options
$0 online commissions for U.S.-listed stocks and ETFs, subject to disclosed exceptions and regulatory charges.

Lose

Commission-free stock and ETF trading with fractional shares; investing starts at $1.
Coverage focuses on U.S.-listed stocks and ETFs available in Cash App; users search by company name or ticker.
Auto Invest lets users schedule recurring purchases of selected stocks or ETFs.
Round Ups automatically invest spare change from Cash App Card purchases into a chosen stock, Bitcoin, or savings balance.
Custom price-triggered orders for stocks and Bitcoin; these are not limit orders or guaranteed executions.

Watch out

Avoid as a full replacement if you rely on broker-connected trading and filings and transcript research.
Free-plan limits: Signup required, Trading requires an approved eligible brokerage account, and Options, margin, entity and IRA access have additional rules.
U.S. eligibility rules: Applicants need a U.S. address, SSN or ITIN, and permanent-resident or accepted-visa status.

Price: Cash AppTransaction-priced · Fees vary by offer and jurisdiction
WebullTransaction-priced · Fees vary by offer and jurisdiction
Free tier: Paid only
Replacement: Partial replacement

Pricing checked 2026-08-23 via pricing.

Open Webull Compare

Full review and details

8

FreetradeDrop-in replacementTransaction-priced · Fees vary by offer and jurisdictionPaid only

8

Drop-in replacement

Freetrade

Bottom line: UK tax residents looking for commission-free app-first investing with a free GIA, ISA, and SIPP.

Keep

Brokerage
Portfolio
Downloadable Tax Reports

Gain

Advanced Order Types
Watchlist
Basic includes GIA, Stocks and Shares ISA, Junior Stocks and Shares ISA, and SIPP with no monthly subscription.
Standard costs £5.99 monthly or £59.88 annually; Plus costs £11.99 monthly or £119.88 annually.

Lose

Commission-free stock and ETF trading with fractional shares; investing starts at $1.
Coverage focuses on U.S.-listed stocks and ETFs available in Cash App; users search by company name or ticker.
Auto Invest lets users schedule recurring purchases of selected stocks or ETFs.
Round Ups automatically invest spare change from Cash App Card purchases into a chosen stock, Bitcoin, or savings balance.
Custom price-triggered orders for stocks and Bitcoin; these are not limit orders or guaranteed executions.

Watch out

Avoid as a full replacement if you rely on broker-connected trading and filings and transcript research.
Free-plan limits: Signup required, An approved UK-resident brokerage account is required, and Basic charges 0.99% FX on non-GBP trades and pays 1% AER only up to £1,000 cash.
UK tax residents only: Opening requires UK tax residence and a qualifying same-name GBP account. U.S. citizens and dual nationals are not accepted.

Price: Cash AppTransaction-priced · Fees vary by offer and jurisdiction
FreetradeTransaction-priced · Fees vary by offer and jurisdiction
Free tier: Paid only
Replacement: Drop-in replacement

Pricing checked 2026-08-23 via pricing.

Open Freetrade Compare

Full review and details

9

AJ BellDrop-in replacementTransaction-priced · Fees vary by offer and jurisdictionPaid only

9

Drop-in replacement

AJ Bell

Bottom line: UK investors looking for taxable, ISA, LISA, junior, trust, company, and pension accounts with one provider.

Keep

Brokerage
Portfolio
Downloadable Tax Reports

Gain

Watchlist
Advanced Order Types
Share custody is 0.25% with monthly caps from £2.50 to £10 depending on the account wrapper.
Fund custody is generally 0.25% on the first £250,000, 0.10% on the next £250,000, then zero.

Lose

Commission-free stock and ETF trading with fractional shares; investing starts at $1.
Coverage focuses on U.S.-listed stocks and ETFs available in Cash App; users search by company name or ticker.
Auto Invest lets users schedule recurring purchases of selected stocks or ETFs.
Round Ups automatically invest spare change from Cash App Card purchases into a chosen stock, Bitcoin, or savings balance.
Custom price-triggered orders for stocks and Bitcoin; these are not limit orders or guaranteed executions.

Watch out

Avoid as a full replacement if you rely on broker-connected trading.
Free-plan limits: Signup required, Brokerage access requires an approved eligible UK account, and Shares, funds, FX, taxes, levies, and investment products can each add charges.
UK tax residence required: New online accounts require UK tax residence. U.S. and Canadian citizens or tax residents are excluded.

Price: Cash AppTransaction-priced · Fees vary by offer and jurisdiction
AJ BellTransaction-priced · Fees vary by offer and jurisdiction
Free tier: Paid only
Replacement: Drop-in replacement

Pricing checked 2026-08-23 via pricing.

Open AJ Bell Compare

Full review and details

10

Hargreaves LansdownDrop-in replacementTransaction-priced · Fees vary by offer and jurisdictionPaid only

10

Drop-in replacement

Hargreaves Lansdown

Bottom line: UK investors looking for broad funds, shares, ETFs, bonds, ISA, LISA, junior, trust, and pension accounts in one established platform.

Keep

Brokerage
Portfolio
Downloadable Tax Reports

Gain

Watchlist
Advanced Order Types
Funds have a tiered annual account charge starting at 0.35%; listed assets are generally 0.35% capped at £150 per account annually.
One-off online fund trades cost £1.95; listed-security trades cost £6.95 or £3.95 after 20+ prior-month trades.

Lose

Commission-free stock and ETF trading with fractional shares; investing starts at $1.
Coverage focuses on U.S.-listed stocks and ETFs available in Cash App; users search by company name or ticker.
Auto Invest lets users schedule recurring purchases of selected stocks or ETFs.
Round Ups automatically invest spare change from Cash App Card purchases into a chosen stock, Bitcoin, or savings balance.
Custom price-triggered orders for stocks and Bitcoin; these are not limit orders or guaranteed executions.

Watch out

Avoid as a full replacement if you rely on broker-connected trading.
Free-plan limits: Signup required, Brokerage use requires an approved account and applicable UK residence/wrapper eligibility, and Platform, dealing, FX, tax, levy, and product charges can apply.
Percentage platform charge: Funds and most listed assets carry 0.35% entry-tier account charges, with different tiers, caps, and junior-account exceptions.

Price: Cash AppTransaction-priced · Fees vary by offer and jurisdiction
Hargreaves LansdownTransaction-priced · Fees vary by offer and jurisdiction
Free tier: Paid only
Replacement: Drop-in replacement

Pricing checked 2026-08-23 via pricing.

Open an HL account Compare

Full review and details

11

Trading 212Drop-in replacementTransaction-priced · Fees vary by offer and jurisdictionPaid only

11

Drop-in replacement

Trading 212

Bottom line: Eligible investors looking for app-first commission-free stock and ETF execution with multi-currency Invest accounts.

Keep

Brokerage
Portfolio
Downloadable Tax Reports

Gain

Advanced Order Types
Watchlist
Invest supports direct beneficial ownership of supported stocks and ETFs; CFDs are distinct leveraged derivatives.
Trading commission and custody are free for Invest, ISA, and SIPP; Invest currency conversion is generally 0.15% and 0.4% for the Australian offer.

Lose

Commission-free stock and ETF trading with fractional shares; investing starts at $1.
Coverage focuses on U.S.-listed stocks and ETFs available in Cash App; users search by company name or ticker.
Auto Invest lets users schedule recurring purchases of selected stocks or ETFs.
Round Ups automatically invest spare change from Cash App Card purchases into a chosen stock, Bitcoin, or savings balance.
Custom price-triggered orders for stocks and Bitcoin; these are not limit orders or guaranteed executions.

Watch out

Avoid as a full replacement if you rely on broker-connected trading.
Free-plan limits: Signup required, Trading requires an approved personal account in a supported residence, and FX costs vary by product and entity; taxes, spreads, product costs, and CFD financing can also apply.
Invest and CFD are different products: Invest positions represent beneficial ownership of supported securities. CFDs are leveraged derivatives without ownership of the underlying asset.

Price: Cash AppTransaction-priced · Fees vary by offer and jurisdiction
Trading 212Transaction-priced · Fees vary by offer and jurisdiction
Free tier: Paid only
Replacement: Drop-in replacement

Pricing checked 2026-08-23 via pricing.

Open Trading 212 Compare

Full review and details

12

Rakuten SecuritiesPartial replacementTransaction-priced · Fees vary by offer and jurisdictionPaid only

12

Partial replacement

Rakuten Securities

Bottom line: Japan residents who need Japanese and U.S. securities, funds, bonds, and derivatives in one account.

Keep

Brokerage
Portfolio
Downloadable Tax Reports

Gain

Watchlist
Options
Zero Course domestic cash-equity brokerage is ¥0 when its SOR/R-Cross conditions are accepted.
U.S. stock and ETF commissions are 0.495%, with a $0 minimum and $22 maximum before other charges.

Lose

Commission-free stock and ETF trading with fractional shares; investing starts at $1.
Coverage focuses on U.S.-listed stocks and ETFs available in Cash App; users search by company name or ticker.
Auto Invest lets users schedule recurring purchases of selected stocks or ETFs.
Round Ups automatically invest spare change from Cash App Card purchases into a chosen stock, Bitcoin, or savings balance.
Custom price-triggered orders for stocks and Bitcoin; these are not limit orders or guaranteed executions.

Watch out

Avoid as a full replacement if you rely on broker-connected trading and market monitoring.
Free-plan limits: Signup required, Applicants must be Japan residents and pass identity, tax and account screening, and Zero Course domestic pricing has SOR/R-Cross and electronic-service conditions.
Japan residents only: The modeled account is not open as a general overseas route, and non-resident customers face restrictions.

Price: Cash AppTransaction-priced · Fees vary by offer and jurisdiction
Rakuten SecuritiesTransaction-priced · Fees vary by offer and jurisdiction
Free tier: Paid only
Replacement: Partial replacement

Pricing checked 2026-08-23 via pricing.

Open Rakuten Securities Compare

Full review and details

13

SBI SecuritiesPartial replacementTransaction-priced · Fees vary by offer and jurisdictionPaid only

13

Partial replacement

SBI Securities

Bottom line: Japan residents who need domestic shares, U.S. securities, funds, bonds, and derivatives in one account.

Keep

Brokerage
Portfolio
Downloadable Tax Reports

Gain

Watchlist
Options
Zero Revolution lists ¥0 brokerage for eligible domestic cash, margin and S-share orders under its conditions.
U.S. security commissions are 0.495%, with a $0 minimum and $22 maximum before other charges.

Lose

Commission-free stock and ETF trading with fractional shares; investing starts at $1.
Coverage focuses on U.S.-listed stocks and ETFs available in Cash App; users search by company name or ticker.
Auto Invest lets users schedule recurring purchases of selected stocks or ETFs.
Round Ups automatically invest spare change from Cash App Card purchases into a chosen stock, Bitcoin, or savings balance.
Custom price-triggered orders for stocks and Bitcoin; these are not limit orders or guaranteed executions.

Watch out

Avoid as a full replacement if you rely on broker-connected trading and market monitoring.
Free-plan limits: Signup required, Applicants must be Japan residents and pass identity, My Number and bank-account checks, and Domestic zero brokerage requires electronic-delivery and course conditions.
Japan residents only: SBI limits opening to domestic residents and states it does not hold overseas securities-business licenses.

Price: Cash AppTransaction-priced · Fees vary by offer and jurisdiction
SBI SecuritiesTransaction-priced · Fees vary by offer and jurisdiction
Free tier: Paid only
Replacement: Partial replacement

Pricing checked 2026-08-23 via pricing.

Open SBI Securities Compare

Full review and details

14

Scalable CapitalPartial replacementTransaction-priced · Fees vary by offer and jurisdictionPaid only

14

Partial replacement

Scalable Capital

Bottom line: European investors comparing low-cost broker plans for stocks, ETFs, funds, bonds, crypto ETPs, derivatives, and savings plans.

Keep

Brokerage
Portfolio
Downloadable Tax Reports

Gain

Wealth Management
Watchlist
FREE costs €0 per month and PRIME+ costs €4.99. Through August 31, 2026, eligible EIX and gettex trades cost €0.99 on FREE and €0 on PRIME+ above €250. From September 1, gettex trades will cost €1.99 on both plans. Xetra currently costs €1.99. Savings plan executions are free.
Earn variable 2.5% annual interest on uninvested cash per current EU pricing pages; PRIME+ can distribute cash across up to five banks for up to 5 x €100,000 statutory deposit protection, otherwise cash may be held at banks or in money-market funds.

Lose

Commission-free stock and ETF trading with fractional shares; investing starts at $1.
Coverage focuses on U.S.-listed stocks and ETFs available in Cash App; users search by company name or ticker.
Auto Invest lets users schedule recurring purchases of selected stocks or ETFs.
Round Ups automatically invest spare change from Cash App Card purchases into a chosen stock, Bitcoin, or savings balance.
Custom price-triggered orders for stocks and Bitcoin; these are not limit orders or guaranteed executions.

Watch out

Avoid as a full replacement if you rely on broker-connected trading and filings and transcript research.
Free-plan limits: Signup required, Brokerage use requires an eligible Scalable account, and FREE and PRIME+ plans have different order-fee rules.
Region-limited broker: Coverage is focused on supported European countries and local regulatory/product availability.

Price: Cash AppTransaction-priced · Fees vary by offer and jurisdiction
Scalable CapitalTransaction-priced · Fees vary by offer and jurisdiction
Free tier: Paid only
Replacement: Partial replacement

Pricing checked 2026-08-23 via pricing.

Compare Scalable costs Compare

Full review and details

15

SoFi InvestPartial replacementTransaction-priced · Fees vary by offer and jurisdictionPaid only

15

Partial replacement

SoFi Invest

Bottom line: Eligible U.S. investors who want self-directed investing in the SoFi app.

Keep

Brokerage
Portfolio
Downloadable Tax Reports

Gain

Watchlist
Options
$0 stated online commissions for U.S. stocks, ETFs, and listed options, with other charges possible.
Eligible fractional stock and ETF purchases start at $5 and support quantities to five decimals.

Lose

Commission-free stock and ETF trading with fractional shares; investing starts at $1.
Coverage focuses on U.S.-listed stocks and ETFs available in Cash App; users search by company name or ticker.
Auto Invest lets users schedule recurring purchases of selected stocks or ETFs.
Round Ups automatically invest spare change from Cash App Card purchases into a chosen stock, Bitcoin, or savings balance.
Custom price-triggered orders for stocks and Bitcoin; these are not limit orders or guaranteed executions.

Watch out

Avoid as a full replacement if you rely on broker-connected trading and market monitoring.
Free-plan limits: Signup required, Trading requires an approved eligible brokerage account, and The self-directed investing minimum is $5.
U.S.-resident eligibility: Residents abroad and in U.S. territories are excluded. U.S. address, taxpayer ID, and qualifying status are required.

Price: Cash AppTransaction-priced · Fees vary by offer and jurisdiction
SoFi InvestTransaction-priced · Fees vary by offer and jurisdiction
Free tier: Paid only
Replacement: Partial replacement

Pricing checked 2026-08-23 via pricing.

Open SoFi Invest Compare

Full review and details

16

WealthsimplePartial replacementTransaction-priced · Fees vary by offer and jurisdictionPaid only

16

Partial replacement

Wealthsimple

Bottom line: Canadian residents seeking $0 online commissions for listed Canadian and U.S. stocks and ETFs.

Keep

Brokerage
Portfolio
Downloadable Tax Reports

Gain

Watchlist
Options
Canadian and U.S. listed stock and ETF trades have $0 stated online commission.
Fractional stock and ETF market orders start at $1.

Lose

Commission-free stock and ETF trading with fractional shares; investing starts at $1.
Coverage focuses on U.S.-listed stocks and ETFs available in Cash App; users search by company name or ticker.
Auto Invest lets users schedule recurring purchases of selected stocks or ETFs.
Round Ups automatically invest spare change from Cash App Card purchases into a chosen stock, Bitcoin, or savings balance.
Custom price-triggered orders for stocks and Bitcoin; these are not limit orders or guaranteed executions.

Watch out

Avoid as a full replacement if you rely on broker-connected trading and market monitoring.
Free-plan limits: Signup required, An approved Canadian-resident brokerage account is required, and Currency conversion, index-option, exercise, instant-withdrawal and product costs can apply.
Canada-only eligibility: Individual applicants must reside in Canada and meet provincial or territorial age-of-majority requirements.

Price: Cash AppTransaction-priced · Fees vary by offer and jurisdiction
WealthsimpleTransaction-priced · Fees vary by offer and jurisdiction
Free tier: Paid only
Replacement: Partial replacement

Pricing checked 2026-08-23 via pricing.

Open Wealthsimple Compare

Full review and details

17

MyInvestorPartial replacementTransaction-priced · Fees vary by offer and jurisdictionPaid only

17

Partial replacement

MyInvestor

Bottom line: Spanish residents who want a domestic bank and self-directed stock and ETF trading in one app.

Keep

Brokerage
Portfolio
Downloadable Tax Reports

Gain

Wealth Management
Stocks cost 0.12% per trade with a €3 minimum and €25 maximum; ETFs use the same percentage with a €1 minimum.
Standard FX conversion is 0.30%, including foreign-currency dividend conversion.
Whole securities only: the minimum practical order is one share or ETF unit.

Lose

Commission-free stock and ETF trading with fractional shares; investing starts at $1.
Coverage focuses on U.S.-listed stocks and ETFs available in Cash App; users search by company name or ticker.
Auto Invest lets users schedule recurring purchases of selected stocks or ETFs.
Round Ups automatically invest spare change from Cash App Card purchases into a chosen stock, Bitcoin, or savings balance.
Custom price-triggered orders for stocks and Bitcoin; these are not limit orders or guaranteed executions.

Watch out

Avoid as a full replacement if you rely on broker-connected trading and market monitoring.
Free-plan limits: Signup required, An approved MyInvestor bank account and identity checks are required, and Stock and ETF trades use percentage fees with minimums and external venue charges.
Conditional access outside Spain: Foreign nationals must live in Spain. EU residence is supported for Spanish nationals, but the current account page conflicts on whether UK residents also qualify.

Price: Cash AppTransaction-priced · Fees vary by offer and jurisdiction
MyInvestorTransaction-priced · Fees vary by offer and jurisdiction
Free tier: Paid only
Replacement: Partial replacement

Pricing checked 2026-08-23 via pricing.

Open MyInvestor Compare

Full review and details

18

Vanguard BrokeragePartial replacementTransaction-priced · Fees vary by offer and jurisdictionPaid only

18

Partial replacement

Vanguard Brokerage

Bottom line: U.S. long-term investors who center portfolios on Vanguard mutual funds and ETFs.

Keep

Brokerage
Portfolio
Downloadable Tax Reports

Gain

Watchlist
Online stocks and ETFs trade at $0 commission; standard options cost $1 per contract.
Vanguard ETF dollar-based orders start at $1, while non-Vanguard securities are not generalized as fraction-eligible.
Vanguard Cash Deposit pays 1.75% variable APY as of August 20, 2026 and is eligible for program-bank FDIC coverage.

Lose

Commission-free stock and ETF trading with fractional shares; investing starts at $1.
Coverage focuses on U.S.-listed stocks and ETFs available in Cash App; users search by company name or ticker.
Auto Invest lets users schedule recurring purchases of selected stocks or ETFs.
Round Ups automatically invest spare change from Cash App Card purchases into a chosen stock, Bitcoin, or savings balance.
Custom price-triggered orders for stocks and Bitcoin; these are not limit orders or guaranteed executions.

Watch out

Avoid as a full replacement if you rely on broker-connected trading and market monitoring.
Free-plan limits: Signup required, New accounts require eligible U.S. status, address, and identity details, and Options, margin and specialized registrations require approval or separate rules.
Fractional scope is narrow: Dollar-based ETF trading is documented for Vanguard ETFs, not generalized to non-Vanguard stocks and ETFs.

Price: Cash AppTransaction-priced · Fees vary by offer and jurisdiction
Vanguard BrokerageTransaction-priced · Fees vary by offer and jurisdiction
Free tier: Paid only
Replacement: Partial replacement

Pricing checked 2026-08-23 via pricing.

Open Vanguard Compare

Full review and details

19

DEGIROPartial replacementTransaction-priced · Fees vary by offer and jurisdictionPaid only

19

Partial replacement

DEGIRO

Analyst pickTested by us

Bottom line: European investors looking for low-cost self-directed access to stocks, ETFs, bonds, funds, options, and futures.

Keep

Brokerage
Portfolio
Downloadable Tax Reports

Gain

Advanced Order Types
Smart/Direct Routing
Watchlist
News

Lose

Commission-free stock and ETF trading with fractional shares; investing starts at $1.
Coverage focuses on U.S.-listed stocks and ETFs available in Cash App; users search by company name or ticker.
Auto Invest lets users schedule recurring purchases of selected stocks or ETFs.
Round Ups automatically invest spare change from Cash App Card purchases into a chosen stock, Bitcoin, or savings balance.
Custom price-triggered orders for stocks and Bitcoin; these are not limit orders or guaranteed executions.

Watch out

Avoid as a full replacement if you rely on broker-connected trading and filings and transcript research.
Free-plan limits: Signup required, Trading requires an approved brokerage account, and Transaction, handling, currency-conversion, connectivity, and market-data fees can apply.
Execution-only broker: DEGIRO does not provide investment advice or portfolio management.

Price: Cash AppTransaction-priced · Fees vary by offer and jurisdiction
DEGIROTransaction-priced · Fees vary by offer and jurisdiction
Free tier: Paid only
Replacement: Partial replacement

Pricing checked 2026-08-23 via pricing.

Open DEGIRO account Compare

Full review and details

20

Charles SchwabPartial replacementTransaction-priced · Fees vary by offer and jurisdictionPaid only

20

Partial replacement

Charles Schwab

Bottom line: U.S. investors who want brokerage, trading platforms, research, tax workflows, and several asset classes in one account.

Keep

Brokerage
Portfolio

Gain

Watchlist
Options
Paper Trading
Advanced Order Types

Lose

Downloadable Tax Reports
Commission-free stock and ETF trading with fractional shares; investing starts at $1.
Coverage focuses on U.S.-listed stocks and ETFs available in Cash App; users search by company name or ticker.
Auto Invest lets users schedule recurring purchases of selected stocks or ETFs.
Round Ups automatically invest spare change from Cash App Card purchases into a chosen stock, Bitcoin, or savings balance.

Watch out

Avoid as a full replacement if you rely on filings and transcript research.
Free-plan limits: Signup required, Brokerage use requires an approved Schwab account, and Options, futures, forex, margin, and API workflows require separate approval or authorization.
Advanced products need approval: Options, futures, forex, margin, and crypto access have separate approval, risk, and eligibility requirements.

Price: Cash AppTransaction-priced · Fees vary by offer and jurisdiction
Charles SchwabTransaction-priced · Fees vary by offer and jurisdiction
Free tier: Paid only
Replacement: Partial replacement

Pricing checked 2026-08-23 via pricing.

Open Schwab account Compare

Full review and details

What This Shortlist Tells You

Revolut (Invest) is the closest drop-in replacement with overlapping coverage in Brokerage, Portfolio, and Downloadable Tax Reports while adding Watchlist and Alerts coverage and Access to 4,000+ stocks and ETFs directly in-app, with investments starting from as little as $/€1. and In Spain, stock and ETP allowances are one order on Standard, three on Plus, five on Premium, and ten on Metal or Ultra. Extra orders cost 0.25%, or 0.12% with Ultra or Trading Pro, with a €1 minimum. Bond orders are outside the allowance. features (workflow overlap ~100%).

Round out your stack with new coverage areas like Watchlist, Alerts, News, and ETF Analysis.

Coverage Snapshot

Where alternatives already align

Most shared categories across the top matches.

Brokerage×20Portfolio×20Downloadable Tax Reports×17

New angles introduced

Categories the alternatives add beyond Cash App.

Watchlist+19Advanced Order Types+11Options+10News+5Smart/Direct Routing+4Order Book / Level II+3Wealth Management+3Alerts+2

Access & Pricing

Free options

0/20

0 picks introduce a free tier you can start with.

Mobile ready

20/20

20 matches support mobile alongside Cash App.

API availability

2/20

2 of the shortlisted tools expose API endpoints for automation-heavy workflows.

Quality checks

3 starred / 3 tested

3 tools are flagged as analyst picks; 3 have been hands-on tested.

Avg. coverage overlap

95%

Average percentage of categories shared with the base tool.

Frequently Asked Questions

What are the best alternatives to Cash App?

Cash App users most often consider Revolut (Invest), E*TRADE from Morgan Stanley, and SMARTBROKER+ as their go-to alternatives.

Which workflows do the top Cash App alternatives cover?

Expect deep coverage across Brokerage, Downloadable Tax Reports, and Portfolio, so you can port most Cash App workflows without much friction.

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Live AnalyticsSee what users are clicking, searching, and voting for across the site.

Research ToolsFind screeners, data platforms, portfolio trackers, and research tools.

Feedback

Missing an alternative, or is a listing out of date? Tell me and I will look.

Curation & Accuracy

This directory blends AI‑assisted discovery with human curation. Entries are reviewed, edited, and organized with the goal of expanding coverage and sharpening quality over time. Your feedback helps steer improvements (because no single human can capture everything all at once).

Details change. Pricing, features, and availability may be incomplete or out of date. Treat listings as a starting point and verify on the provider’s site before making decisions. If you spot an error or a gap, send a quick note and I’ll adjust.