VOL. XCIV, NO. 247
BEST INVESTING TOOLS COMPARISON
Source checks: AnnualReports.com checked September 30, 2026 · Fiscal.ai checked September 24, 2026
Tool Comparison
AnnualReports.com vs Fiscal.ai
- Paid from
- $39/mo
- Free plan
- Yes
- Platforms
- Web, API
Best if
- Delayed quotes won't cut it; you need real-time data
- You want an API so you can script or automate things
- You want stock ideas, screeners, and stock comparison.
Pick AnnualReports.com instead if
AnnualReports.com
Free · Web
- Go this way if it's completely free.
Start here
Fiscal.ai
Free • From $39/mo · Web · API
- Delayed quotes won't cut it; you need real-time data
- You want an API so you can script or automate things
- You want stock ideas, screeners, and stock comparison.
Skip both if: Neither one clicks with how you research; there are strong third options.
See alternativesOther tools you might like
Outbound links may include affiliate or sponsor codes.
Not set on either one? See the top 50 tools, ranked by user votes, or the deals page for big discounts on popular tools.
Our take
The bottom line
AnnualReports.com and Fiscal.ai cover a lot of the same ground (2 shared categories, improved filings and financials), so for the basics you won't go far wrong with either. Fiscal.ai simply does more: 29 categories to AnnualReports.com's 2, including stock ideas, screeners, and stock comparison. AnnualReports.com counters by being completely free.
What readers say
AnnualReports.com
No votes yet. Cast the first one.
Fiscal.ai
No votes yet. Cast the first one.
Key differences at a glance
- Real-time data
- Fiscal.ai
- Free trial
- Fiscal.ai14 days
- Broader coverage
- Fiscal.ai29 vs 2 categories
- API access
- Fiscal.ai
- Asset coverage
- Fiscal.aiAdds ETFs and mutual funds
- Free plan
- Both
What AnnualReports.com does best
- Find reports by company name or ticker.
- Open available PDF and HTML reports.
- Explore companies by sector and exchange.
- Read documents supplied by participating companies.
What Fiscal.ai does best
- Research coverage for global stocks, ETFs, mutual funds, and funds through dashboards, watchlists, portfolio views, visualizations, fundamentals, estimates, transcripts, filings, news, and event data.
- Use AI Copilot, summaries, and generated reports for earnings, filings, peer comparisons, financial analysis, and company research.
- Analysis of fundamentals, ratios, standardized financials, as-reported data, adjusted metrics, segment data, KPIs, analyst estimates, revisions, ratings, and price targets.
- Run 24 documented Fiscal Skills in MCP clients for financial models, company snapshots, screens, valuation, ownership, fund letters, filings, credit, quality scores, and earnings analysis.
- Trace research back to source filings, transcripts, slides, company news, investor-relations material, and source-to-filing images or PDFs where supported.
Side by side
Pricing comparison
See for yourself
Side by side
Price, platforms, data, and market coverage.ShowHide
Side by side
| Attribute | ||
|---|---|---|
| Pricing & plans | ||
Starting price | Free | Free • From $39/mo |
Free tier | Yes | Yes |
Free trial | — | 14 days |
Plan limits | — | 37 limits: Terminal - Free: financials history (annual): 10, Terminal - Free: financials history (quarterly): 6 +35 more |
| Platforms & access | ||
Web app | Yes | Yes |
Mobile app | No | No |
API access | No | Yes |
Broker sync | — | No |
Integrations | — | MCP, Claude Connector +7 more |
| Audience & fit | ||
Experience level | Beginner, Intermediate | Beginner, Intermediate, Advanced |
Best for | Value Investors, Analysts +1 more | Retail Traders, Pro Retail +11 more |
Categories covered | 2 | 29 |
Regions | North America, Europe, APAC | North America, Europe, APAC, LatAm, Middle East, Africa |
| Data & capabilities | ||
Data quality | — | 3 signals: Latency: Real-time, 15-min Delayed, and End of Day, Granularity: Tick and EOD +1 more |
Data partners | — | 5 partners: Fiscal.ai Data Feed, S&P Global Market Intelligence +3 more |
Capabilities | — | 4 signals: Custom formulas, Universe builder +2 more |
Security | — | SOC2 and Status page |
| Try it | Visit AnnualReports.com | Visit Fiscal.ai |
Standout features
The best features of AnnualReports.com and Fiscal.ai.ShowHide
Standout features
What AnnualReports.com does best
- Find reports by company name or ticker.
- Open available PDF and HTML reports.
- Explore companies by sector and exchange.
- Read documents supplied by participating companies.
What Fiscal.ai does best
- Research coverage for global stocks, ETFs, mutual funds, and funds through dashboards, watchlists, portfolio views, visualizations, fundamentals, estimates, transcripts, filings, news, and event data.
- Use AI Copilot, summaries, and generated reports for earnings, filings, peer comparisons, financial analysis, and company research.
- Analysis of fundamentals, ratios, standardized financials, as-reported data, adjusted metrics, segment data, KPIs, analyst estimates, revisions, ratings, and price targets.
- Run 24 documented Fiscal Skills in MCP clients for financial models, company snapshots, screens, valuation, ownership, fund letters, filings, credit, quality scores, and earnings analysis.
- Trace research back to source filings, transcripts, slides, company news, investor-relations material, and source-to-filing images or PDFs where supported.
All details
Every attribute we track for AnnualReports.com and Fiscal.ai.ShowHide
All details
| Attribute | ||
|---|---|---|
| Coverage & fit | ||
Asset types | Stocks | StocksETFsMutual FundsFunds |
Experience | BeginnerIntermediate | BeginnerIntermediateAdvanced |
Target audience | Value InvestorsAnalystsStudents/Researchers | Retail TradersPro RetailInstitutional InvestorsAnalystsQuants/DevelopersLong-term InvestorsValue InvestorsGrowth Investors+5 more |
Regions | North AmericaEuropeAPAC | North AmericaEuropeAPACLatAmMiddle EastAfrica |
Coverage details | 4 countriesIdentifiers: Ticker | Identifiers: Ticker, CUSIP, ISIN, and FIGI |
| Data | ||
Data freshness | Not specified | Real-time15-min DelayedEnd of Day |
Data granularity | Not specified | TickEOD |
Data partners | Not specified | Fiscal.ai Data FeedS&P Global Market IntelligenceMorningstarYChartsPerplexity |
| Access & integrations | ||
API protocols | Not specified | REST |
API auth & delivery | Not specified | Auth: APIKeyWebhooks50 req/minDocs |
Import methods | Not specified | Manual |
Integrations | Not specified | MCPClaude ConnectorChatGPTCodex CLICursorVS Code CopilotGemini CLIPerplexity+1 more |
Export formats | PDF | CSVImagePDF |
| Plans & trust | ||
Security & compliance | Not specified | SOC2Status page |
Capability signals | Not specified | Custom formulasUniverse builderCitation pinningAI summaries: Filings, Transcripts, and News |
Vendor & support | Not specified | Stratosphere Technology Inc.Country: CanadaFounded 2021Support: Email |
Curation ratings | Not specified | Methodology 5/5Reliability 4/5UX 5/5 |
Green tags are exclusive to that tool in this comparison.
Pricing
Plans, billing, free trials, and monthly prices.ShowHide
Pricing
| Tier | ||
|---|---|---|
| Free plan | Free | Free“Terminal - Free”financials history (annual): 10 · financials history (quarterly): 6 · +8 more |
| Entry paid plan | — | $39/mo“Terminal - Pro (Monthly)”financials history (annual): 15 · financials history (quarterly): 20 · +10 more |
| Top plan | — | $199/mo“Terminal - Enterprise (Monthly)”financials history (annual): 20+ · financials history (quarterly): 40+ · +10 more |
| Custom / enterprise | — | Contact sales“API - Paid” |
| Free trial | — | 14 days |
Questions we keep getting
What's the difference between AnnualReports.com and Fiscal.ai?
AnnualReports.com leans toward improved filings and financials, while Fiscal.ai puts more weight on stock ideas, screeners, and stock comparison. They overlap in 2 categories, so for most people it comes down to workflow preference and price.
How much do AnnualReports.com and Fiscal.ai cost?
Good news: both AnnualReports.com and Fiscal.ai have free plans, so you can run them side by side and only pay if you hit a wall.
Which is better for beginners: AnnualReports.com or Fiscal.ai?
Honestly, neither is aimed at beginners. Expect a learning curve either way; that's the trade-off for the depth they offer.
Does AnnualReports.com or Fiscal.ai have an API?
Fiscal.ai has an API for programmatic access and custom integrations. AnnualReports.com doesn't, so you're working through its interface.
Should I choose AnnualReports.com or Fiscal.ai?
It depends on what you're after. Pick AnnualReports.com if you prefer its overall approach; go with Fiscal.ai if you'd rather have stock ideas and screeners. And if you only need the basics both share, let price decide.
What asset classes do AnnualReports.com and Fiscal.ai cover?
Both cover stocks. Fiscal.ai adds ETFs, mutual funds, and funds on top.
Does AnnualReports.com or Fiscal.ai have real-time data?
Fiscal.ai offers real-time data, which matters if you trade actively. AnnualReports.com runs on delayed or end-of-day data, which is perfectly fine for longer-term investors who don't live and die by the tick.
Can I export data from AnnualReports.com and Fiscal.ai?
Fiscal.ai exports to CSV. AnnualReports.com is stingier about getting data out.
Are AnnualReports.com and Fiscal.ai good for long-term investing?
Yes, both are aimed squarely at long-term investors. Compare their coverage, workflow, and price before assuming they solve the same long-term research job.
Which has a better stock screener: AnnualReports.com or Fiscal.ai?
Fiscal.ai has a stock screener for surfacing ideas; AnnualReports.com doesn't, and focuses its energy elsewhere.
Can I track my portfolio with AnnualReports.com or Fiscal.ai?
Fiscal.ai handles portfolio tracking. AnnualReports.com is really a research tool; you'd track your portfolio elsewhere.
Keep researching
More comparisons to check
Other tools you might like
Keep Exploring
Feedback
Spot stale pricing, missing features, or a comparison that feels off? Send feedback on the verdict, table, alternatives, or recommendation.
Curation & Accuracy
This directory blends AI‑assisted discovery with human curation. Entries are reviewed, edited, and organized with the goal of expanding coverage and sharpening quality over time. Your feedback helps steer improvements (because no single human can capture everything all at once).
Details change. Pricing, features, and availability may be incomplete or out of date. Treat listings as a starting point and verify on the provider’s site before making decisions. If you spot an error or a gap, send a quick note and I’ll adjust.