★ BEST INVESTING TOOLS COMPARISON ★
VOL. XCIV, NO. 247
Tool details checked August 23, 2026
Tool Comparison
Asset Allocation Interactive (AAI) vs ProjectionLab
Pick Asset Allocation Interactive (AAI) instead if
Asset Allocation Interactive (AAI)
Free · Web
- You care about valuation models, something ProjectionLab doesn't offer
Start here
ProjectionLab
Free • From $129/yr · Web
- You care about retirement calculator, monte carlo, and backtesting, things Asset Allocation Interactive (AAI) doesn't offer
- You're newer to investing and want something approachable
- You're a long-term investor who cares more about fundamentals than headlines
Skip both if: Neither one clicks with how you research; there are strong third options.
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Our take
The bottom line
Asset Allocation Interactive (AAI) and ProjectionLab cover a lot of the same ground (2 shared categories, data visualizations and portfolio), so for the basics you won't go far wrong with either. ProjectionLab simply does more: 7 categories to Asset Allocation Interactive (AAI)'s 3, including retirement calculator, monte carlo, and backtesting. Asset Allocation Interactive (AAI) counters by being completely free.
What readers say
Asset Allocation Interactive (AAI)
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ProjectionLab
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Key differences at a glance
- Broader coverage
- ProjectionLab7 vs 3 categories
- Free trial
- ProjectionLab7 days
- Beginner friendly
- ProjectionLab
- Free plan
- Both
See for yourself
How they stack up
The side-by-side table: pricing, platforms, data, and coverage at a glance.ShowHide
How they stack up
The side-by-side table: pricing, platforms, data, and coverage at a glance.| Attribute | ||
|---|---|---|
| Pricing & plans | ||
Starting price | Free | Free • From $129/yr |
Free tier | Yes | Yes |
Free trial | — | 7 days |
Plan limits | — | Pro: included client seats: 10 and Pro: additional client seat price per month usd: 2 |
| Platforms & access | ||
Web app | Yes | Yes |
Mobile app | No | No |
API access | No | No |
Broker sync | — | No |
Integrations | — | JSON import and export, Lunch Money +3 more |
| Audience & fit | ||
Experience level | Intermediate, Advanced | Beginner, Intermediate, Advanced |
Best for | Retail Traders, Pro Retail +4 more | Retail Traders, Long-term Investors +1 more |
Categories covered | 3 | 7 |
Regions | — | — |
| Data & capabilities | ||
Data quality | Multi-currency | — |
Capabilities | — | Monte Carlo |
| Try it | Visit Asset Allocation Interactive (AAI) | Visit ProjectionLab |
Where each one shines
What Asset Allocation Interactive (AAI) and ProjectionLab each do best.ShowHide
Where each one shines
What Asset Allocation Interactive (AAI) and ProjectionLab each do best.What Asset Allocation Interactive (AAI) does best
- Explore capital-market assumptions for more than 140 assets, including equities, bonds, commodities, currencies, real estate, hedge funds, and private assets.
- Compare 10-year expected returns across six currencies using annualized geometric averages.
- Switch between valuation-dependent and yield-and-growth models to compare forecasts.
- Build, save, customize, and blend model portfolios for allocation work.
- Review expected return and risk estimates for individual assets or complete portfolios.
What ProjectionLab does best
- Build long-range personal financial plans around income, expenses, assets, liabilities, family milestones, housing decisions, retirement timing, and financial-independence goals.
- Run Monte Carlo simulations to examine a range of possible outcomes and estimate a plan's chance of success under user-selected assumptions.
- Backtest plans against historical periods and explore the effect of market volatility, black-swan events, different investment strategies, and portfolio blends.
- Review year-by-year projections for net worth, estimated taxes, cash flow, account drawdown, and legacy outcomes.
- Compare what-if scenarios such as changing retirement dates, working part-time, taking time off, buying a home, moving, or adjusting spending and saving.
Every detail we compared
Every tracked attribute for Asset Allocation Interactive (AAI) and ProjectionLab, side by side.ShowHide
Every detail we compared
Every tracked attribute for Asset Allocation Interactive (AAI) and ProjectionLab, side by side.| Attribute | ||
|---|---|---|
| Coverage & fit | ||
Asset types | StocksBondsCommoditiesFuturesCurrenciesReal EstateHedge FundsPrivate Funds+1 more | StocksETFsBondsMutual FundsReal EstateOther |
Experience | IntermediateAdvanced | BeginnerIntermediateAdvanced |
Target audience | Retail TradersPro RetailInstitutional InvestorsFinancial AdvisorsAnalystsStudents/Researchers | Retail TradersLong-term InvestorsFinancial Advisors |
| Access & integrations | ||
Import methods | Not specified | Manual |
Integrations | Not specified | JSON import and exportLunch MoneyYNABMonarch MoneyPlugin API |
Export formats | Excel | JSON |
| Plans & trust | ||
Capability signals | Not specified | Monte Carlo |
Vendor & support | Research Affiliates, LLCCountry: United StatesFounded 2002 | ProjectionLab LLCSupport: Email |
Green tags are exclusive to that tool in this comparison.
What you'll actually pay
Plans, billing, trials, and per-month pricing for both tools.ShowHide
What you'll actually pay
Plans, billing, trials, and per-month pricing for both tools.| Tier | ||
|---|---|---|
| Free plan | Free | Free“Basic” |
| Entry paid plan | — | $129/yr≈ $10.75/mo“Premium” |
| Top plan | — | $549/yr≈ $45.75/mo“Pro”included client seats: 10 · additional client seat price per month usd: 2 |
| Free trial | — | 7 days |
Questions we keep getting
What's the difference between Asset Allocation Interactive (AAI) and ProjectionLab?
Asset Allocation Interactive (AAI) leans toward valuation models, data visualizations, and portfolio, while ProjectionLab puts more weight on retirement calculator, monte carlo, and backtesting. They overlap in 2 categories, so for most people it comes down to workflow preference and price.
How much do Asset Allocation Interactive (AAI) and ProjectionLab cost?
Good news: both Asset Allocation Interactive (AAI) and ProjectionLab have free plans, so you can run them side by side and only pay if you hit a wall.
Which is better for beginners: Asset Allocation Interactive (AAI) or ProjectionLab?
ProjectionLab is the friendlier place to start; its interface takes less getting used to. Both work fine once you're past the basics.
Should I choose Asset Allocation Interactive (AAI) or ProjectionLab?
It depends on what you're after. Pick Asset Allocation Interactive (AAI) if valuation models matter to you; go with ProjectionLab if you'd rather have retirement calculator and monte carlo. And if you only need the basics both share, let price decide.
What asset classes do Asset Allocation Interactive (AAI) and ProjectionLab cover?
Both cover stocks, bonds, real estate, and other. Asset Allocation Interactive (AAI) also handles commodities, futures, and currencies. ProjectionLab adds ETFs and mutual funds on top.
Can I export data from Asset Allocation Interactive (AAI) and ProjectionLab?
Asset Allocation Interactive (AAI) exports to Excel. ProjectionLab is stingier about getting data out.
Can I track my portfolio with Asset Allocation Interactive (AAI) or ProjectionLab?
Yes, both do portfolio tracking: holdings, performance, and allocation in one place.
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Curation & Accuracy
This directory blends AI‑assisted discovery with human curation. Entries are reviewed, edited, and organized with the goal of expanding coverage and sharpening quality over time. Your feedback helps steer improvements (because no single human can capture everything all at once).
Details change. Pricing, features, and availability may be incomplete or out of date. Treat listings as a starting point and verify on the provider’s site before making decisions. If you spot an error or a gap, send a quick note and I’ll adjust.