BEST INVESTING TOOLS COMPARISON

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Checked September 24, 2026

Tool Comparison

BUX vs Lightyear

Paid from
—
Free plan
No
Platforms
Mobile

Best if

  • You want downloadable tax reports.

Lightyear

Our pick for most investors
Review & pricing
Paid from
—
Free plan
No
Platforms
Web, Mobile

Best if

  • You want AI research, stock ideas, and ETF analysis.
  • You're a long-term investor who cares more about fundamentals than headlines

Pick BUX instead if

BUX logo

BUX

bux.com

Transaction-priced · Fees vary by offer and jurisdiction · Mobile

  • You want downloadable tax reports.
Our pick for most investors

Start here

Lightyear logo

Lightyear

lightyear.com

Transaction-priced · Fees vary by offer and jurisdiction · Web · Mobile

  • You want AI research, stock ideas, and ETF analysis.
  • You're a long-term investor who cares more about fundamentals than headlines

Skip both if: Neither one clicks with how you research; there are strong third options.

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Our take

The bottom line

BUX and Lightyear cover a lot of the same ground (3 shared categories, brokerage, portfolio, and watchlist), so for the basics you won't go far wrong with either. Lightyear simply does more: 8 categories to BUX's 4, including AI research, stock ideas, and ETF analysis. BUX counters by keeping things simpler.

What readers say

BUX

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Lightyear

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Key differences at a glance

Asset coverage
LightyearAdds bonds and funds
Broader coverage
Lightyear8 vs 4 categories
See the full side-by-side table
BUX logo

What BUX does best

  1. European and U.S. stocks, ETFs and ETCs through a mobile brokerage account.
  2. Fractional stocks, ETFs and ETCs through market orders and Investment Plans.
  3. Commission-free monthly Investment Plan purchase execution on all three tiers.
  4. Basic, Plus and Prime tiers with distinct order allowances, service fees and FX markups.
  5. Interest-bearing ABN AMRO Clearing Bank cash on Plus and Prime under current limits.
Lightyear logo

What Lightyear does best

  1. Trade U.S., UK, and European stocks, with fractional shares where supported.
  2. European accounts pay no Lightyear ETF execution or custody fee, although fund manager fees still apply.
  3. General investment and eligible business accounts can hold GBP, USD, and EUR.
  4. Build custom plans, use ready-made plans, and optionally automate purchases of eligible fractional instruments.
  5. Lightyear AI summarizes material-move news, explains possible price-chart drivers, and presents sourced bull and bear cases.

Side by side

Attribute
Pricing & plans
Starting price
Transaction-priced · Fees vary by offer and jurisdiction
Transaction-priced · Fees vary by offer and jurisdiction
Free tier
No
No
Free trial
—
—
Platforms & access
Web app
No
Yes
Mobile app
Yes
Yes
API access
No
No
Broker sync
—
No
Coverage & data
Asset types
StocksETFs
StocksETFsBondsFundsCryptos
Target audience
Not specified
Retail TradersLong-term InvestorsIndex/Passive Investors
Export formats
PDF
Not specified

Pricing comparison

Free plan
Free“BUX Basic”
Free“Account”
Entry paid plan
€2.99/mo“BUX Plus”
—
Top plan
€7.99/mo“BUX Prime”
—

See for yourself

Side by side

Price, platforms, data, and market coverage.
Show
Side-by-side comparison of BUX and Lightyear
Attribute
BUX logo
BUX
Lightyear logo
Lightyear
Pricing & plans
Starting price
Transaction-priced · Fees vary by offer and jurisdictionTransaction-priced · Fees vary by offer and jurisdiction
Free tier
NoNo
Free trial
——
Plan limits
13 limits: BUX Basic: monthly service fee eur: 0, BUX Basic: annual variable service fee percent: 0.2 +11 more9 limits: European account: US stock order: fee percent: 0.1, European account: US stock order: minimum usd: 0.1 +7 more
Platforms & access
Web app
NoYes
Mobile app
YesYes
API access
NoNo
Broker sync
—No
Audience & fit
Experience level
Beginner, IntermediateBeginner, Intermediate
Best for
—Retail Traders, Long-term Investors +1 more
Categories covered
48
Regions
EuropeNorth America, Europe
Data & capabilities
Data partners
—3 partners: Alpaca, BlackRock +1 more
Capabilities
—Multi-currency and AI summaries: News
Try itVisit BUXVisit Lightyear

Standout features

The best features of BUX and Lightyear.
Show
BUX logo

What BUX does best

  1. European and U.S. stocks, ETFs and ETCs through a mobile brokerage account.
  2. Fractional stocks, ETFs and ETCs through market orders and Investment Plans.
  3. Commission-free monthly Investment Plan purchase execution on all three tiers.
  4. Basic, Plus and Prime tiers with distinct order allowances, service fees and FX markups.
  5. Interest-bearing ABN AMRO Clearing Bank cash on Plus and Prime under current limits.
Lightyear logo

What Lightyear does best

  1. Trade U.S., UK, and European stocks, with fractional shares where supported.
  2. European accounts pay no Lightyear ETF execution or custody fee, although fund manager fees still apply.
  3. General investment and eligible business accounts can hold GBP, USD, and EUR.
  4. Build custom plans, use ready-made plans, and optionally automate purchases of eligible fractional instruments.
  5. Lightyear AI summarizes material-move news, explains possible price-chart drivers, and presents sourced bull and bear cases.

All details

Every attribute we track for BUX and Lightyear.
Show
Attribute
BUX logo
BUX
Lightyear logo
Lightyear
Coverage & fit
Asset types
StocksETFs
StocksETFsBondsFundsCryptos
Experience
BeginnerIntermediate
BeginnerIntermediate
Target audience
Not specified
Retail TradersLong-term InvestorsIndex/Passive Investors
Regions
Europe
North AmericaEurope
Coverage details
8 countriesIdentifiers: Ticker and ISIN
Countries: US, GB, and EEExchanges: XNYS, XNAS, and XLONIdentifiers: Ticker
Data
Data partners
Not specified
AlpacaBlackRockJ.P. Morgan Asset Management
Access & integrations
Import methods
Not specified
Manual
Export formats
PDF
Not specified
Plans & trust
Capability signals
Not specified
Multi-currencyAI summaries: News
Vendor & support
BUX B.V.Country: NetherlandsSupport: Chat and Email
Lightyear Financial Ltd.Country: United KingdomSupport: Email and Chat

Green tags are exclusive to that tool in this comparison.

Pricing

Plans, billing, free trials, and monthly prices.
Show
Plan-by-plan pricing comparison of BUX and Lightyear
Tier
BUX logo
BUX
Lightyear logo
Lightyear
Free plan
Free“BUX Basic”monthly service fee eur: 0 · annual variable service fee percent: 0.2 · +3 more
Free“Account”
Entry paid plan
€2.99/mo“BUX Plus”annual variable service fee percent above eur250000: 0.1 · cash interest percent to eur100000: 1.75 · +2 more
—
Top plan
€7.99/mo“BUX Prime”annual variable service fee percent above eur500000: 0.1 · cash interest percent to eur100000: 2 · +2 more
—

Questions we keep getting

What's the difference between BUX and Lightyear?

BUX leans toward brokerage, portfolio, and watchlist, while Lightyear puts more weight on brokerage, portfolio, and watchlist. They overlap in 3 categories, so for most people it comes down to workflow preference and price.

How much do BUX and Lightyear cost?

Neither has a free plan; you'll need a paid subscription for the full feature set of either. Check each tool's current plan details before buying.

Should I choose BUX or Lightyear?

It depends on what you're after. Pick BUX if downloadable tax reports matter to you; go with Lightyear if you'd rather have AI research and stock ideas. And if you only need the basics both share, let price decide.

What asset classes do BUX and Lightyear cover?

Both cover stocks and ETFs. Lightyear adds bonds, funds, and cryptos on top.

Can I track my portfolio with BUX or Lightyear?

Yes, both do portfolio tracking: holdings, performance, and allocation in one place.

Feedback

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Curation & Accuracy

This directory blends AI‑assisted discovery with human curation. Entries are reviewed, edited, and organized with the goal of expanding coverage and sharpening quality over time. Your feedback helps steer improvements (because no single human can capture everything all at once).

Details change. Pricing, features, and availability may be incomplete or out of date. Treat listings as a starting point and verify on the provider’s site before making decisions. If you spot an error or a gap, send a quick note and I’ll adjust.