BEST INVESTING TOOLS COMPARISON

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Checked September 24, 2026

Tool Comparison

DEGIRO vs Trading 212

DEGIRO

TestedOur pick for most investors
Review & pricing
Paid from
—
Free plan
No
Platforms
Web, Mobile

Best if

  • Delayed quotes won't cut it; you need real-time data
  • You want smart/direct routing, news, and calendar.
Paid from
—
Free plan
No
Platforms
Web, Mobile

Best if

    Our pick for most investors

    Start here

    DEGIRO logo

    DEGIRO

    degiro.comTested

    Transaction-priced · Fees vary by offer and jurisdiction · Web · Mobile

    • Delayed quotes won't cut it; you need real-time data
    • You want smart/direct routing, news, and calendar.

    Pick Trading 212 instead if

    Trading 212 logo

    Trading 212

    trading212.com

    Transaction-priced · Fees vary by offer and jurisdiction · Web · Mobile

    • Go this way if you prefer a simpler, more focused tool.

    Skip both if: Neither one clicks with how you research; there are strong third options.

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    Our take

    The bottom line

    DEGIRO and Trading 212 cover a lot of the same ground (5 shared categories, including brokerage, advanced order types, and portfolio), so for the basics you won't go far wrong with either. DEGIRO simply does more: 8 categories to Trading 212's 5, including smart/direct routing, news, and calendar. Trading 212 counters by keeping things simpler.

    What readers say

    DEGIRO

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    Trading 212

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    Key differences at a glance

    Real-time data
    DEGIRO
    Broader coverage
    DEGIRO8 vs 5 categories
    See the full side-by-side table
    DEGIRO logo

    What DEGIRO does best

    1. Web platform and mobile app with access to shares, ETFs, bonds, funds, options, futures, warrants, and leveraged products where local account settings allow.
    2. More than 45 markets across 30 countries; venue and product availability depends on the local DEGIRO country site and account profile.
    3. Order types include market, limit, stop loss, stop limit, day, good-till-cancelled, and trailing stops where the exchange supports them.
    4. Orders route direct to market on some venues and through the Morgan Stanley Smart Order Router on others, depending on product and market.
    5. Portfolio views, favourites lists, streaming or real-time quotes where available, market news, market overviews, and an economic calendar.
    Trading 212 logo

    What Trading 212 does best

    1. Direct Invest accounts for supported stocks and ETFs, separate from leveraged CFD exposure.
    2. Trading 212 commission and custody fees of zero for Invest, ISA, and SIPP, with entity-specific FX fees when conversion is required.
    3. Multi-currency Invest balances across supported currencies, subject to entity and residence availability.
    4. Fractional market, limit, stop, and stop-limit orders for most supported Invest and ISA instruments.
    5. Fractional owners receive proportional dividends and voting support, but fractions cannot transfer to another broker.

    Side by side

    Pricing & plans
    Starting price
    Transaction-priced · Fees vary by offer and jurisdiction
    Transaction-priced · Fees vary by offer and jurisdiction
    Free tier
    No
    No
    Free trial
    —
    —
    Platforms & access
    Web app
    Yes
    Yes
    Mobile app
    Yes
    Yes
    API access
    No
    No
    Coverage & data
    Asset types
    StocksETFsBondsMutual FundsOptionsFuturesOther
    StocksETFsCurrenciesCommoditiesOther
    Target audience
    Retail TradersPro Retail
    Not specified
    Data freshness
    StreamingReal-time15-min Delayed
    Not specified
    Export formats
    CSVExcelPDF
    CSVPDF

    See for yourself

    Side by side

    Price, platforms, data, and market coverage.
    Show
    Side-by-side comparison of DEGIRO and Trading 212
    Attribute
    DEGIRO logo
    DEGIRO
    Trading 212 logo
    Trading 212
    Pricing & plans
    Starting price
    Transaction-priced · Fees vary by offer and jurisdictionTransaction-priced · Fees vary by offer and jurisdiction
    Free tier
    NoNo
    Free trial
    ——
    Platforms & access
    Web app
    YesYes
    Mobile app
    YesYes
    API access
    NoNo
    Audience & fit
    Experience level
    Beginner, Intermediate, AdvancedBeginner, Intermediate, Advanced
    Best for
    Retail Traders and Pro Retail—
    Categories covered
    85
    Regions
    Europe, North AmericaEurope, APAC, LatAm, Middle East, Africa
    Data & capabilities
    Data quality
    Latency: Streaming, Real-time, and 15-min Delayed—
    Capabilities
    Multi-leg options—
    Try itVisit DEGIROVisit Trading 212

    Standout features

    The best features of DEGIRO and Trading 212.
    Show
    DEGIRO logo

    What DEGIRO does best

    1. Web platform and mobile app with access to shares, ETFs, bonds, funds, options, futures, warrants, and leveraged products where local account settings allow.
    2. More than 45 markets across 30 countries; venue and product availability depends on the local DEGIRO country site and account profile.
    3. Order types include market, limit, stop loss, stop limit, day, good-till-cancelled, and trailing stops where the exchange supports them.
    4. Orders route direct to market on some venues and through the Morgan Stanley Smart Order Router on others, depending on product and market.
    5. Portfolio views, favourites lists, streaming or real-time quotes where available, market news, market overviews, and an economic calendar.
    Trading 212 logo

    What Trading 212 does best

    1. Direct Invest accounts for supported stocks and ETFs, separate from leveraged CFD exposure.
    2. Trading 212 commission and custody fees of zero for Invest, ISA, and SIPP, with entity-specific FX fees when conversion is required.
    3. Multi-currency Invest balances across supported currencies, subject to entity and residence availability.
    4. Fractional market, limit, stop, and stop-limit orders for most supported Invest and ISA instruments.
    5. Fractional owners receive proportional dividends and voting support, but fractions cannot transfer to another broker.

    All details

    Every attribute we track for DEGIRO and Trading 212.
    Show
    Attribute
    DEGIRO logo
    DEGIRO
    Trading 212 logo
    Trading 212
    Coverage & fit
    Asset types
    StocksETFsBondsMutual FundsOptionsFuturesOther
    StocksETFsCurrenciesCommoditiesOther
    Experience
    BeginnerIntermediateAdvanced
    BeginnerIntermediateAdvanced
    Target audience
    Retail TradersPro Retail
    Not specified
    Regions
    EuropeNorth America
    EuropeAPACLatAmMiddle EastAfrica
    Coverage details
    Identifiers: Ticker and ISIN
    Identifiers: Ticker and ISIN
    Data
    Data freshness
    StreamingReal-time15-min Delayed
    Not specified
    Access & integrations
    Export formats
    CSVExcelPDF
    CSVPDF
    Plans & trust
    Capability signals
    Multi-leg options
    Not specified
    Vendor & support
    flatexDEGIRO Bank SE (DEGIRO brand)Country: GermanySupport: Email and Phone
    Trading 212Country: United KingdomSupport: Chat

    Green tags are exclusive to that tool in this comparison.

    Questions we keep getting

    What's the difference between DEGIRO and Trading 212?

    DEGIRO leans toward brokerage, advanced order types, and smart/direct routing, while Trading 212 puts more weight on brokerage, advanced order types, and portfolio. They overlap in 5 categories, so for most people it comes down to workflow preference and price.

    How much do DEGIRO and Trading 212 cost?

    Neither has a free plan; you'll need a paid subscription for the full feature set of either. Check each tool's current plan details before buying.

    Should I choose DEGIRO or Trading 212?

    It depends on what you're after. Pick DEGIRO if smart/direct routing and news matter to you; go with Trading 212 if you prefer its overall approach. And if you only need the basics both share, let price decide.

    What asset classes do DEGIRO and Trading 212 cover?

    Both cover stocks, ETFs, and other. DEGIRO also handles bonds, mutual funds, and options. Trading 212 adds currencies and commodities on top.

    Does DEGIRO or Trading 212 have real-time data?

    DEGIRO offers real-time data, which matters if you trade actively. Trading 212 runs on delayed or end-of-day data, which is perfectly fine for longer-term investors who don't live and die by the tick.

    Can I export data from DEGIRO and Trading 212?

    Yes, both export to spreadsheets (CSV), which is handy if you like running your own numbers.

    Can I track my portfolio with DEGIRO or Trading 212?

    Yes, both do portfolio tracking: holdings, performance, and allocation in one place.

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    Curation & Accuracy

    This directory blends AI‑assisted discovery with human curation. Entries are reviewed, edited, and organized with the goal of expanding coverage and sharpening quality over time. Your feedback helps steer improvements (because no single human can capture everything all at once).

    Details change. Pricing, features, and availability may be incomplete or out of date. Treat listings as a starting point and verify on the provider’s site before making decisions. If you spot an error or a gap, send a quick note and I’ll adjust.