★ BEST INVESTING TOOLS COMPARISON ★
VOL. XCIV, NO. 247
Source checks: DEGIRO checked July 16, 2026 · Trading 212 checked July 17, 2026
Tool Comparison
DEGIRO vs Trading 212
Start here
DEGIRO
Transaction-priced · Fees vary by offer and jurisdiction · Web · Mobile
- Delayed quotes won't cut it; you need real-time data
- You care about smart/direct routing, news, and calendar, things Trading 212 doesn't offer
Pick Trading 212 instead if
Trading 212
Transaction-priced · Fees vary by offer and jurisdiction · Web · Mobile
- Go this way if you prefer a simpler, more focused tool.
Skip both if: Neither one clicks with how you research; there are strong third options.
See alternativesOutbound links may include affiliate or sponsor codes.
Our take
The bottom line
DEGIRO and Trading 212 cover a lot of the same ground (5 shared categories, including brokerage, advanced order types, and portfolio), so for the basics you won't go far wrong with either. DEGIRO simply does more: 8 categories to Trading 212's 5, including smart/direct routing, news, and calendar. Trading 212 counters by keeping things simpler.
What readers say
DEGIRO
Vote once to reveal the community verdict.
Trading 212
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Key differences at a glance
- Real-time data
- DEGIRO
- Broader coverage
- DEGIRO8 vs 5 categories
See for yourself
How they stack up
The side-by-side table: pricing, platforms, data, and coverage at a glance.ShowHide
How they stack up
The side-by-side table: pricing, platforms, data, and coverage at a glance.| Attribute | ||
|---|---|---|
| Pricing & plans | ||
Starting price | Transaction-priced · Fees vary by offer and jurisdiction | Transaction-priced · Fees vary by offer and jurisdiction |
Free tier | No | No |
Free trial | — | — |
| Platforms & access | ||
Web app | Yes | Yes |
Mobile app | Yes | Yes |
API access | No | No |
| Audience & fit | ||
Experience level | Beginner, Intermediate, Advanced | Beginner, Intermediate, Advanced |
Best for | Retail Traders and Pro Retail | — |
Categories covered | 8 | 5 |
Regions | Europe, North America | Europe, APAC, LatAm, Middle East, Africa |
| Data & capabilities | ||
Data quality | Latency: Streaming, Real-time, and 15-min Delayed | — |
Capabilities | Multi-leg options | — |
| Try it | Visit DEGIRO | Visit Trading 212 |
Where each one shines
What DEGIRO and Trading 212 each do best.ShowHide
Where each one shines
What DEGIRO and Trading 212 each do best.What DEGIRO does best
- Web platform and mobile app with access to shares, ETFs, bonds, funds, options, futures, warrants, and leveraged products where local account settings allow.
- More than 45 markets across 30 countries; venue and product availability depends on the local DEGIRO country site and account profile.
- Order types include market, limit, stop loss, stop limit, day, good-till-cancelled, and trailing stops where the exchange supports them.
- Orders route direct to market on some venues and through the Morgan Stanley Smart Order Router on others, depending on product and market.
- Portfolio views, favourites lists, streaming or real-time quotes where available, market news, market overviews, and an economic calendar.
What Trading 212 does best
- Direct Invest accounts for supported stocks and ETFs, separate from leveraged CFD exposure.
- Trading 212 commission and custody fees of zero for Invest, ISA, and SIPP, with entity-specific FX fees when conversion is required.
- Multi-currency Invest balances across supported currencies, subject to entity and residence availability.
- Fractional market, limit, stop, and stop-limit orders for most supported Invest and ISA instruments.
- Fractional owners receive proportional dividends and voting support, but fractions cannot transfer to another broker.
Every detail we compared
Every tracked attribute for DEGIRO and Trading 212, side by side.ShowHide
Every detail we compared
Every tracked attribute for DEGIRO and Trading 212, side by side.| Attribute | ||
|---|---|---|
| Coverage & fit | ||
Asset types | StocksETFsBondsMutual FundsOptionsFuturesOther | StocksETFsCurrenciesCommoditiesOther |
Experience | BeginnerIntermediateAdvanced | BeginnerIntermediateAdvanced |
Target audience | Retail TradersPro Retail | Not specified |
Regions | EuropeNorth America | EuropeAPACLatAmMiddle EastAfrica |
Coverage details | Identifiers: Ticker and ISIN | Identifiers: Ticker and ISIN |
| Data | ||
Data freshness | StreamingReal-time15-min Delayed | Not specified |
| Access & integrations | ||
Export formats | CSVExcelPDF | CSVPDF |
| Plans & trust | ||
Capability signals | Multi-leg options | Not specified |
Vendor & support | flatexDEGIRO Bank SE (DEGIRO brand)Country: GermanySupport: Email and Phone | Trading 212Country: United KingdomSupport: Chat |
Green tags are exclusive to that tool in this comparison.
Questions we keep getting
What's the difference between DEGIRO and Trading 212?
DEGIRO leans toward brokerage, advanced order types, and smart/direct routing, while Trading 212 puts more weight on brokerage, advanced order types, and portfolio. They overlap in 5 categories, so for most people it comes down to workflow preference and price.
How much do DEGIRO and Trading 212 cost?
Neither has a free plan; you'll need a paid subscription for the full feature set of either. Check each tool's current plan details before buying.
Should I choose DEGIRO or Trading 212?
It depends on what you're after. Pick DEGIRO if smart/direct routing and news matter to you; go with Trading 212 if you prefer its overall approach. And if you only need the basics both share, let price decide.
What asset classes do DEGIRO and Trading 212 cover?
Both cover stocks, ETFs, and other. DEGIRO also handles bonds, mutual funds, and options. Trading 212 adds currencies and commodities on top.
Does DEGIRO or Trading 212 have real-time data?
DEGIRO offers real-time data, which matters if you trade actively. Trading 212 runs on delayed or end-of-day data, which is perfectly fine for longer-term investors who don't live and die by the tick.
Can I export data from DEGIRO and Trading 212?
Yes, both export to spreadsheets (CSV), which is handy if you like running your own numbers.
Can I track my portfolio with DEGIRO or Trading 212?
Yes, both do portfolio tracking: holdings, performance, and allocation in one place.
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Curation & Accuracy
This directory blends AI‑assisted discovery with human curation. Entries are reviewed, edited, and organized with the goal of expanding coverage and sharpening quality over time. Your feedback helps steer improvements (because no single human can capture everything all at once).
Details change. Pricing, features, and availability may be incomplete or out of date. Treat listings as a starting point and verify on the provider’s site before making decisions. If you spot an error or a gap, send a quick note and I’ll adjust.