★ BEST INVESTING TOOLS COMPARISON ★
VOL. XCIV, NO. 247
Tool comparison edition
Tool Comparison
Financial Modeling Prep (FMP) vs InsiderScore (VerityData | InsiderScore)
Financial Modeling Prep (FMP)
Best for screeners and news
Free • From $22/mo
InsiderScore (VerityData | InsiderScore)
Best for corporate actions & special situations and alerts
Subscription
Outbound links may include affiliate or sponsor codes.
The verdict
The bottom line
Financial Modeling Prep (FMP) and InsiderScore (VerityData | InsiderScore) cover a lot of the same ground (3 shared categories, APIs & data feeds, institutional ownership, and insider data), so for the basics you won't go far wrong with either. Financial Modeling Prep (FMP) simply does more: 19 categories to InsiderScore (VerityData | InsiderScore)'s 7, including screeners, news, and calendar. InsiderScore (VerityData | InsiderScore) counters by keeping things simpler.
Key differences at a glance
- Free plan
- Financial Modeling Prep (FMP)
- Broader coverage
- Financial Modeling Prep (FMP)19 vs 7 categories
- Desktop app
- Financial Modeling Prep (FMP)
- Global coverage
- Financial Modeling Prep (FMP)
- Beginner friendly
- Financial Modeling Prep (FMP)
Choose
Financial Modeling Prep (FMP) if…
- You'd rather start free and only pay if you outgrow it
- You care about screeners, news, and calendar, things InsiderScore (VerityData | InsiderScore) doesn't offer
- You're newer to investing and want something approachable
Choose
InsiderScore (VerityData | InsiderScore) if…
- You care about corporate actions & special situations, alerts, and watchlist, things Financial Modeling Prep (FMP) doesn't offer
Comparison snapshot
| Attribute | ||
|---|---|---|
| Pricing & plans | ||
Starting price | Free • From $22/mo | Subscription |
Free tier | Yes | No |
Free trial | — | — |
Plan limits | 20 limits: Basic: api calls per day: 250, Basic: timeframe: End of Day +18 more | — |
| Platforms & access | ||
Web app | Yes | Yes |
Desktop app | Yes | No |
Mobile app | No | No |
API access | Yes | Yes |
Broker sync | — | No |
Integrations | Excel Add-in, Google Sheets Add-on +3 more | SFTP, VerityRMS +2 more |
| Audience & fit | ||
Experience level | Beginner, Intermediate, Advanced | Intermediate, Advanced |
Best for | Retail Traders, Pro Retail +6 more | — |
Categories covered | 19 | 7 |
Regions | North America, Europe, APAC, LatAm, Middle East, Africa | North America |
| Data & capabilities | ||
Data quality | 4 signals: Latency: Streaming, Real-time, and End of Day, Granularity: Minute and EOD +2 more | 4 signals: Latency: Real-time and End of Day, Granularity: EOD +2 more |
Capabilities | Universe builder and Yield curves | — |
Security | Status page | — |
| Try it | Visit Financial Modeling Prep (FMP) | Visit InsiderScore (VerityData | InsiderScore) |
Standout features
What Financial Modeling Prep (FMP) does best
- Multi‑asset data coverage via a single API: equities, ETFs, mutual funds, indexes, forex, crypto, commodities, macroeconomic indicators, ESG and ownership datasets, organized into Market Data, Fundamental & Company Data, News & Calendar Data, Advanced Data, Ownership and Other Markets.
- Real‑time quotes plus intraday (1‑minute, 5‑minute, 30‑minute, 1‑hour) and end‑of‑day historical bars for stocks and other assets; Premium and Ultimate tiers add intraday chart endpoints, technical indicators and up to 30+ years of history, with Ultimate including 1‑minute intraday charting and full historical access.
- Fundamental statement APIs with audited, standardized and as‑reported income statements, balance sheets and cash‑flow statements (annual, quarterly and TTM), plus key metrics, ratios, financial scores, enterprise values and product/geographic segment revenue breakdowns.
- Built‑in valuation and advanced metrics including DCF models, owner earnings and other formula‑based indicators documented in the Financial Formulas section, with a Custom DCF Calculator and Advanced Market Metrics (e.g., sector performance, technical indicators) available on higher‑tier plans.
- Economics APIs for treasury yield curves, macro indicators such as CPI, GDP and unemployment, economic‑data release calendars and market risk‑premium estimates, designed for macro research, forecasting and risk modeling.
What InsiderScore (VerityData | InsiderScore) does best
- Cleaned & context‑rich Form 4 dataset (history back to 2003/2004) with analyst review, 10b5‑1 plan tagging, and noise reduction (e.g., RSU/tax‑related sales).
- Comprehensive buyback database covering open plans initiated since at least 2004 plus quarterly and special updates, including ASRs, tender offers, Dutch auctions, and NCIBs; newer point-in-time feeds are documented.
- Institutional holdings feeds covering 13F, 13D, and 13G (PIT and historical), with instrument typing (e.g., common, ETFs, calls/puts, debt) and event flags.
- Management Changes database (CEO/CFO/Board and key officers) with ~40 fields per event and PDF report generation.
- ‘Unusual Event’ composite signals (e.g., buyback at low price with insider buying) for long/short idea generation.
Data & access details
| Attribute | ||
|---|---|---|
| Coverage & fit | ||
Asset types | StocksETFsMutual FundsFundsCurrenciesCryptosCommoditiesOther | StocksETFsOptionsBonds |
Experience | BeginnerIntermediateAdvanced | IntermediateAdvanced |
Target audience | Retail TradersPro RetailInstitutional InvestorsQuants/DevelopersAnalystsAsset ManagersHedge FundsStudents/Researchers | Not specified |
Regions | North AmericaEuropeAPACLatAmMiddle EastAfrica | North America |
Coverage details | Identifiers: Ticker, CUSIP, ISIN, and CIK | Countries: US and CAIdentifiers: Ticker and CUSIP |
| Data | ||
Data freshness | StreamingReal-timeEnd of Day | Real-timeEnd of Day |
Data granularity | MinuteEOD | EOD |
Pricing sources | Exchange | Not specified |
| Access & integrations | ||
API protocols | RESTWebSocket | REST |
API auth & delivery | Auth: APIKeySDKs: Python, R, and GoDocs | Auth: APIKey |
Integrations | Excel Add-inGoogle Sheets Add-onPerplexity AIFinance ToolkitWisesheets | SFTPVerityRMSPower BITableau |
Export formats | CSVJSON | CSVExcelJSONPDF |
| Plans & trust | ||
Security & compliance | Status page | Not specified |
Capability signals | Universe builderYield curves | Not specified |
Vendor & support | Financial Modeling PrepSupport: Email and Chat | Verity (VerityData | InsiderScore)Country: USFounded 2004Support: Email and Phone |
Curation ratings | Not specified | Methodology 4/5Reliability 5/5UX 4/5 |
Green tags are exclusive to that tool in this comparison.
Pricing breakdown
$22/mo
Starting price
Plans & pricing
- api calls per day: 250
- timeframe: End of Day
- +3 more
- api calls per minute: 300
- historical years: 5
- +3 more
- api calls per minute: 750
- historical years: 30
- +3 more
- api calls per minute: 3,000
- historical years: 30+
- +3 more
—
Starting price
Plans & pricing
Coverage overlap
Shared categories
3Where the two tools cover the same ground.
Financial Modeling Prep (FMP) strengths
16What you only get with Financial Modeling Prep (FMP).
InsiderScore (VerityData | InsiderScore) strengths
4What you only get with InsiderScore (VerityData | InsiderScore).
Community category leaders
Vote sentiment comparison
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Frequently Asked Questions
What's the difference between Financial Modeling Prep (FMP) and InsiderScore (VerityData | InsiderScore)?
Financial Modeling Prep (FMP) leans toward screeners, APIs & data feeds, and news, while InsiderScore (VerityData | InsiderScore) puts more weight on insider data, institutional ownership, and corporate actions & special situations. They overlap in 3 categories, so for most people it comes down to workflow preference and price.
Is Financial Modeling Prep (FMP) or InsiderScore (VerityData | InsiderScore) free to use?
Financial Modeling Prep (FMP) has a free tier, so you can get started without paying anything. InsiderScore (VerityData | InsiderScore) is paid-only. If budget matters, start with Financial Modeling Prep (FMP) and see how far it takes you before opening your wallet.
Which is better for beginners: Financial Modeling Prep (FMP) or InsiderScore (VerityData | InsiderScore)?
Financial Modeling Prep (FMP) is the friendlier place to start; its interface takes less getting used to. Both work fine once you're past the basics.
Do Financial Modeling Prep (FMP) and InsiderScore (VerityData | InsiderScore) have APIs?
Yes, both offer API access, so developers and quants can pull data programmatically or wire up their own integrations.
Should I choose Financial Modeling Prep (FMP) or InsiderScore (VerityData | InsiderScore)?
It depends on what you're after. Pick Financial Modeling Prep (FMP) if screeners and news matter to you; go with InsiderScore (VerityData | InsiderScore) if you'd rather have corporate actions & special situations and alerts. And if you only need the basics both share, let price decide.
What asset classes do Financial Modeling Prep (FMP) and InsiderScore (VerityData | InsiderScore) cover?
Both cover stocks and ETFs. Financial Modeling Prep (FMP) also handles mutual funds, funds, and currencies. InsiderScore (VerityData | InsiderScore) adds options and bonds on top.
Do Financial Modeling Prep (FMP) and InsiderScore (VerityData | InsiderScore) offer real-time data?
Yes, both serve real-time market data, so either works when timing matters.
Which covers international markets: Financial Modeling Prep (FMP) or InsiderScore (VerityData | InsiderScore)?
Financial Modeling Prep (FMP) has documented international coverage (North America, Europe, APAC, LatAm, and more), so it's the safer bet if you hold non-US stocks. InsiderScore (VerityData | InsiderScore) is more region-specific, mainly North America.
Can I export data from Financial Modeling Prep (FMP) and InsiderScore (VerityData | InsiderScore)?
Yes, both export to spreadsheets (CSV), which is handy if you like running your own numbers.
Which has a better stock screener: Financial Modeling Prep (FMP) or InsiderScore (VerityData | InsiderScore)?
Financial Modeling Prep (FMP) has a stock screener for surfacing ideas; InsiderScore (VerityData | InsiderScore) doesn't, and focuses its energy elsewhere.
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Curation & Accuracy
This directory blends AI‑assisted discovery with human curation. Entries are reviewed, edited, and organized with the goal of expanding coverage and sharpening quality over time. Your feedback helps steer improvements (because no single human can capture everything all at once).
Details change. Pricing, features, and availability may be incomplete or out of date. Treat listings as a starting point and verify on the provider’s site before making decisions. If you spot an error or a gap, send a quick note and I’ll adjust.