★ BEST INVESTING TOOLS COMPARISON ★
VOL. XCIV, NO. 247
Tool comparison edition
Tool Comparison
FinancialReports.eu vs Fiscal.ai
FinancialReports.eu
Best for regulatory filings monitoring and IPO
Free • From $31.58/mo
Fiscal.ai
Best for stock ideas and stock comparison
Free • From $468/yr
Outbound links may include affiliate or sponsor codes.
The verdict
The bottom line
FinancialReports.eu and Fiscal.ai cover a lot of the same ground (8 shared categories, including improved filings, insider data, and alerts), so for the basics you won't go far wrong with either. Fiscal.ai simply does more: 29 categories to FinancialReports.eu's 10, including stock ideas, stock comparison, and data visualizations. FinancialReports.eu counters by starting cheaper at $31.58/mo.
Key differences at a glance
- Cheaper paid plan
- FinancialReports.eu$31.58/mo vs $39/mo
- Free trial
- Fiscal.ai14 days
- Broader coverage
- Fiscal.ai29 vs 10 categories
- Free plan
- Both
Choose
FinancialReports.eu if…
- You want the cheaper way in: plans start at $31.58/mo instead of $39/mo
- You care about regulatory filings monitoring and IPO, things Fiscal.ai doesn't offer
Choose
Fiscal.ai if…
- You care about stock ideas, stock comparison, and data visualizations, things FinancialReports.eu doesn't offer
- You're a long-term investor who cares more about fundamentals than headlines
Comparison snapshot
| Attribute | ||
|---|---|---|
| Pricing & plans | ||
Starting price | Free • From $31.58/mo | Free • From $468/yr |
Free tier | Yes | Yes |
Free trial | — | 14 days |
Plan limits | 3 limits: Free (Limited views/API testing): api calls: 100 API calls/year for testing, Analyst (Annual): billed: $379/year +1 more | 61 limits: Terminal - Free: financials history (annual): 10, Terminal - Free: financials history (quarterly): 6 +59 more |
| Platforms & access | ||
Web app | Yes | Yes |
Mobile app | No | No |
API access | Yes | Yes |
Broker sync | — | No |
Integrations | — | MCP, Claude Connector +7 more |
| Audience & fit | ||
Experience level | Beginner, Intermediate, Advanced | Beginner, Intermediate, Advanced |
Best for | — | Retail Traders, Pro Retail +11 more |
Categories covered | 10 | 29 |
Regions | Europe, Middle East | North America, Europe, APAC, LatAm, Middle East, Africa |
| Data & capabilities | ||
Data quality | 4 signals: Latency: Real-time and End of Day, Granularity: EOD +2 more | 3 signals: Latency: Real-time, 15-min Delayed, and End of Day, Granularity: EOD +1 more |
Data partners | — | 5 partners: Fiscal.ai Data Feed, S&P Global Market Intelligence +3 more |
Capabilities | Universe builder and AI summaries: Filings | 6 signals: Custom formulas, Universe builder +4 more |
Security | Data residency: EU and SSO: OIDC | SOC2 and Status page |
| Try it | Visit FinancialReports.eu | Visit Fiscal.ai |
Standout features
What FinancialReports.eu does best
- Real-time filings ingestion (<5 min typical) across 44 European markets; public API page now lists 33,501 companies and 15,414,728 historical filings.
- Programmatic access to filings, company metadata, languages, countries, filing types, sources; Markdown extraction endpoint for filing text.
- API docs include a 2026 changelog with MCP connector write operations and beta AI RAG Agent API endpoints for programmatic interaction with the AI assistant.
- Watchlist & email alerts the moment a tracked company files; ‘Live Filings Feed’ UI (30‑minute update cycle).
- Insider trades browser and country drill‑downs; IPO/exchange/index reference sections.
What Fiscal.ai does best
- Modern web-based research terminal with dashboards, customizable watchlists, portfolio views, and visualizations across 100,000+ global stocks, ETFs, mutual funds, and funds.
- Deep fundamentals and segment/KPI coverage, including proprietary KPI feeds for 2,250+ companies in the pricing table and largest 2,300 companies globally by market capitalization in API docs; history depth scales by plan tier.
- AI Copilot for conversational research plus AI summaries and AI-generated reports, designed to speed up earnings, filings, and peer comparisons.
- Fiscal MCP is now documented as a first-class integration surface: Fiscal.ai is an official Claude Connector, and the same Streamable HTTP MCP endpoint works with ChatGPT developer mode, Cursor, Codex CLI, VS Code Copilot, Gemini CLI and other MCP clients via OAuth or API-key bearer auth.
- Fiscal Skills provide packaged analyst workflows for MCP clients, including financials pull, three-statement model, segments/KPIs, comp set, valuation, industry report, ownership activity, filing finder, quality scores and earnings reaction.
Data & access details
| Attribute | ||
|---|---|---|
| Coverage & fit | ||
Asset types | StocksETFsMutual FundsClosed-End Funds | StocksETFsMutual FundsFunds |
Experience | BeginnerIntermediateAdvanced | BeginnerIntermediateAdvanced |
Target audience | Not specified | Retail TradersPro RetailInstitutional InvestorsAnalystsQuants/DevelopersLong-term InvestorsValue InvestorsGrowth Investors+5 more |
Regions | EuropeMiddle East | North AmericaEuropeAPACLatAmMiddle EastAfrica |
Coverage details | Identifiers: ISIN and Ticker | Identifiers: Ticker, CUSIP, ISIN, and FIGI |
| Data | ||
Data freshness | Real-timeEnd of Day | Real-time15-min DelayedEnd of Day |
Data granularity | EOD | EOD |
Data partners | Not specified | Fiscal.ai Data FeedS&P Global Market IntelligenceMorningstarYChartsPerplexity |
| Access & integrations | ||
API protocols | REST | REST |
API auth & delivery | Auth: APIKeySDKs: PythonWebhooks | Auth: APIKeyWebhooks50 req/minDocs |
Import methods | Not specified | Manual |
Integrations | Not specified | MCPClaude ConnectorChatGPTCodex CLICursorVS Code CopilotGemini CLIPerplexity+1 more |
Export formats | JSONPDF | CSVImagePDF |
| Plans & trust | ||
Security & compliance | Data residency: EUSSO: OIDC | SOC2Status page |
Capability signals | Universe builderAI summaries: Filings | Custom formulasUniverse builderPerformance attributionPortfolio attributionCitation pinningAI summaries: Filings, Transcripts, and News |
Vendor & support | FINANCIALREPORTS PTE. LTD.Country: SingaporeSupport: Email | Stratosphere Technology Inc.Country: CanadaFounded 2021Support: Email |
Curation ratings | Methodology 4/5Reliability 4/5UX 4/5 | Methodology 5/5Reliability 4/5UX 5/5 |
Green tags are exclusive to that tool in this comparison.
Pricing breakdown
$31.58/mo
Lower starting price
Plans & pricing
- api calls: 100 API calls/year for testing
- billed: $379/year
- guarantee: 30-day money-back guarantee
$468/yr
Starting price
Plans & pricing
- financials history (annual): 10
- financials history (quarterly): 6
- +8 more
- financials history (annual): 15
- financials history (quarterly): 20
- +10 more
- financials history (annual): 15
- financials history (quarterly): 20
- +10 more
- financials history (annual): 20+
- financials history (quarterly): 40+
- +10 more
- financials history (annual): 20+
- financials history (quarterly): 40+
- +10 more
- api calls per day: 250
- burst requests per minute: 50
- +1 more
Coverage overlap
Shared categories
8Where the two tools cover the same ground.
FinancialReports.eu strengths
2What you only get with FinancialReports.eu.
Fiscal.ai strengths
21Community category leaders
Vote sentiment comparison
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Frequently Asked Questions
What's the difference between FinancialReports.eu and Fiscal.ai?
FinancialReports.eu leans toward improved filings, regulatory filings monitoring, and IPO, while Fiscal.ai puts more weight on stock ideas, screeners, and stock comparison. They overlap in 8 categories, so for most people it comes down to workflow preference and price.
How much do FinancialReports.eu and Fiscal.ai cost?
Good news: both FinancialReports.eu and Fiscal.ai have free plans, so you can run them side by side and only pay if you hit a wall.
Do FinancialReports.eu and Fiscal.ai have APIs?
Yes, both offer API access, so developers and quants can pull data programmatically or wire up their own integrations.
Should I choose FinancialReports.eu or Fiscal.ai?
It depends on what you're after. Pick FinancialReports.eu if regulatory filings monitoring and IPO matter to you; go with Fiscal.ai if you'd rather have stock ideas and stock comparison. And if you only need the basics both share, let price decide.
What asset classes do FinancialReports.eu and Fiscal.ai cover?
Both cover stocks, ETFs, and mutual funds. FinancialReports.eu also handles closed-end funds. Fiscal.ai adds funds on top.
Do FinancialReports.eu and Fiscal.ai offer real-time data?
Yes, both serve real-time market data, so either works when timing matters.
Can I export data from FinancialReports.eu and Fiscal.ai?
Fiscal.ai exports to CSV. FinancialReports.eu is stingier about getting data out.
Which has a better stock screener: FinancialReports.eu or Fiscal.ai?
Both FinancialReports.eu and Fiscal.ai include stock screeners, and they differ more in interface than raw power; try both and see which one clicks for you.
Can I track my portfolio with FinancialReports.eu or Fiscal.ai?
Fiscal.ai handles portfolio tracking. FinancialReports.eu is really a research tool; you'd track your portfolio elsewhere.
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Curation & Accuracy
This directory blends AI‑assisted discovery with human curation. Entries are reviewed, edited, and organized with the goal of expanding coverage and sharpening quality over time. Your feedback helps steer improvements (because no single human can capture everything all at once).
Details change. Pricing, features, and availability may be incomplete or out of date. Treat listings as a starting point and verify on the provider’s site before making decisions. If you spot an error or a gap, send a quick note and I’ll adjust.