★ BEST INVESTING TOOLS COMPARISON ★
VOL. XCIV, NO. 247
Source check: GeminIQ checked July 16, 2026
Tool Comparison
Fiscal.ai vs GeminIQ
Start here
Fiscal.ai
Free • From $39/mo · Web · API
- Delayed quotes won't cut it; you need real-time data
- You want an API so you can script or automate things
- You care about stock ideas, portfolio, and ETF analysis, things GeminIQ doesn't offer
Pick GeminIQ instead if
GeminIQ
Free • From $29/mo · Web
- You want the cheaper way in: plans start at $29/mo instead of $39/mo
- You care about custom dashboards, something Fiscal.ai doesn't offer
Skip both if: Neither one clicks with how you research; there are strong third options.
See alternativesOutbound links may include affiliate or sponsor codes.
Our take
The bottom line
Fiscal.ai and GeminIQ cover a lot of the same ground (8 shared categories, including screeners, stock comparison, and data visualizations), so for the basics you won't go far wrong with either. Fiscal.ai simply does more: 29 categories to GeminIQ's 9, including stock ideas, portfolio, and ETF analysis. GeminIQ counters by starting cheaper at $29/mo.
What readers say
Fiscal.ai
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GeminIQ
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Key differences at a glance
- Cheaper paid plan
- GeminIQ$29/mo vs $39/mo
- Broader coverage
- Fiscal.ai29 vs 9 categories
- API access
- Fiscal.ai
- Real-time data
- Fiscal.ai
- Global coverage
- Fiscal.ai
- Asset coverage
- Fiscal.aiAdds ETFs and mutual funds
See for yourself
How they stack up
The side-by-side table: pricing, platforms, data, and coverage at a glance.ShowHide
How they stack up
The side-by-side table: pricing, platforms, data, and coverage at a glance.| Attribute | ||
|---|---|---|
| Pricing & plans | ||
Starting price | Free • From $39/mo | Free • From $29/mo |
Free tier | Yes | Yes |
Free trial | 14 days | 7 days |
Plan limits | 37 limits: Terminal - Free: financials history (annual): 10, Terminal - Free: financials history (quarterly): 6 +35 more | 13 limits: Free: historical financial data: 3 years, Free: calculated financial metrics: 24 +11 more |
| Platforms & access | ||
Web app | Yes | Yes |
Mobile app | No | No |
API access | Yes | No |
Broker sync | No | No |
Integrations | MCP, Claude Connector +7 more | — |
| Audience & fit | ||
Experience level | Beginner, Intermediate, Advanced | Intermediate, Advanced |
Best for | Retail Traders, Pro Retail +11 more | Retail Traders, Pro Retail +6 more |
Categories covered | 29 | 9 |
Regions | North America, Europe, APAC, LatAm, Middle East, Africa | North America |
| Data & capabilities | ||
Data quality | 3 signals: Latency: Real-time, 15-min Delayed, and End of Day, Granularity: EOD +1 more | — |
Data partners | 5 partners: Fiscal.ai Data Feed, S&P Global Market Intelligence +3 more | SEC EDGAR |
Capabilities | 6 signals: Custom formulas, Universe builder +4 more | Universe builder and Factors: Value, Quality, and Growth |
Security | SOC2 and Status page | — |
| Try it | Visit Fiscal.ai | Visit GeminIQ |
Where each one shines
What Fiscal.ai and GeminIQ each do best.ShowHide
Where each one shines
What Fiscal.ai and GeminIQ each do best.What Fiscal.ai does best
- Research global stocks, ETFs, mutual funds, and funds through dashboards, watchlists, portfolio views, visualizations, fundamentals, estimates, transcripts, filings, news, and event data.
- Use AI Copilot, AI summaries, and AI-generated reports to speed up earnings review, filing review, peer comparison, financial analysis, and company research.
- Analyze fundamentals, ratios, standardized financials, as-reported data, adjusted metrics, segment data, KPIs, analyst estimates, revisions, ratings, and price targets.
- Use packaged Fiscal Skills in MCP clients for financial pulls, three-statement models, segment and KPI work, comp sets, valuation, industry reports, ownership activity, filing discovery, quality scores, and earnings reactions.
- Trace research back to source filings, transcripts, slides, company news, investor-relations material, and source-to-filing images or PDFs where supported.
What GeminIQ does best
- Review cleaned and structured balance sheet, income statement, cash flow, equity, and comprehensive income data from 10-K and 10-Q filings while retaining the company-specific reporting structure.
- Trace financial values and calculated metrics through their XBRL tags to the original SEC filing.
- Build custom annual or quarterly tables from selected financial line items, then save metric sets for reuse across companies.
- Create line, bar, and area charts, compare multiple metrics or companies, and apply scale and normalization transformations.
- Screen U.S. public companies with multiple stackable financial conditions and source-traceable results on paid plans.
Every detail we compared
Every tracked attribute for Fiscal.ai and GeminIQ, side by side.ShowHide
Every detail we compared
Every tracked attribute for Fiscal.ai and GeminIQ, side by side.| Attribute | ||
|---|---|---|
| Coverage & fit | ||
Asset types | StocksETFsMutual FundsFunds | Stocks |
Experience | BeginnerIntermediateAdvanced | IntermediateAdvanced |
Target audience | Retail TradersPro RetailInstitutional InvestorsAnalystsQuants/DevelopersLong-term InvestorsValue InvestorsGrowth Investors+5 more | Retail TradersPro RetailAnalystsLong-term InvestorsValue InvestorsGrowth InvestorsQuality InvestorsStudents/Researchers |
Regions | North AmericaEuropeAPACLatAmMiddle EastAfrica | North America |
Coverage details | Identifiers: Ticker, CUSIP, ISIN, and FIGI | Countries: USIdentifiers: Ticker |
| Data | ||
Data freshness | Real-time15-min DelayedEnd of Day | Not specified |
Data granularity | EOD | Not specified |
Data partners | Fiscal.ai Data FeedS&P Global Market IntelligenceMorningstarYChartsPerplexity | SEC EDGAR |
| Access & integrations | ||
API protocols | REST | Not specified |
API auth & delivery | Auth: APIKeyWebhooks50 req/minDocs | Not specified |
Import methods | Manual | Not specified |
Integrations | MCPClaude ConnectorChatGPTCodex CLICursorVS Code CopilotGemini CLIPerplexity+1 more | Not specified |
Export formats | CSVImagePDF | Not specified |
| Plans & trust | ||
Security & compliance | SOC2Status page | Not specified |
Capability signals | Custom formulasUniverse builderPerformance attributionPortfolio attributionCitation pinningAI summaries: Filings, Transcripts, and News | Universe builderFactors: Value, Quality, and Growth |
Vendor & support | Stratosphere Technology Inc.Country: CanadaFounded 2021Support: Email | GeminIQ LLC |
Curation ratings | Methodology 5/5Reliability 4/5UX 5/5 | Not specified |
Green tags are exclusive to that tool in this comparison.
What you'll actually pay
Plans, billing, trials, and per-month pricing for both tools.ShowHide
What you'll actually pay
Plans, billing, trials, and per-month pricing for both tools.| Tier | ||
|---|---|---|
| Free plan | Free“Terminal - Free”financials history (annual): 10 · financials history (quarterly): 6 · +8 more | Freehistorical financial data: 3 years · calculated financial metrics: 24 · +7 more |
| Entry paid plan | $39/mo“Terminal - Pro (Monthly)”financials history (annual): 15 · financials history (quarterly): 20 · +10 more | $29/mo“Annual Plan”historical financial data: 17+ years, vendor-reported · calculated financial metrics: 50+, vendor-reported |
| Top plan | $199/mo“Terminal - Enterprise (Monthly)”financials history (annual): 20+ · financials history (quarterly): 40+ · +10 more | $39/mo“Monthly Plan”historical financial data: 17+ years, vendor-reported · calculated financial metrics: 50+, vendor-reported |
| Custom / enterprise | Contact sales“API - Paid” | — |
| Free trial | 14 days | 7 days |
Questions we keep getting
What's the difference between Fiscal.ai and GeminIQ?
Fiscal.ai leans toward stock ideas, screeners, and stock comparison, while GeminIQ puts more weight on financials, improved filings, and data visualizations. They overlap in 8 categories, so for most people it comes down to workflow preference and price.
How much do Fiscal.ai and GeminIQ cost?
Good news: both Fiscal.ai and GeminIQ have free plans, so you can run them side by side and only pay if you hit a wall.
Which is better for beginners: Fiscal.ai or GeminIQ?
Fiscal.ai is the friendlier place to start; its interface takes less getting used to. Both work fine once you're past the basics.
Does Fiscal.ai or GeminIQ have an API?
Fiscal.ai has an API for programmatic access and custom integrations. GeminIQ doesn't, so you're working through its interface.
Should I choose Fiscal.ai or GeminIQ?
It depends on what you're after. Pick Fiscal.ai if stock ideas and portfolio matter to you; go with GeminIQ if you'd rather have custom dashboards. And if you only need the basics both share, let price decide.
What asset classes do Fiscal.ai and GeminIQ cover?
Both cover stocks. Fiscal.ai also handles ETFs, mutual funds, and funds.
Does Fiscal.ai or GeminIQ have real-time data?
Fiscal.ai offers real-time data, which matters if you trade actively. GeminIQ runs on delayed or end-of-day data, which is perfectly fine for longer-term investors who don't live and die by the tick.
Which covers international markets: Fiscal.ai or GeminIQ?
Fiscal.ai has documented international coverage (North America, Europe, APAC, LatAm, and more), so it's the safer bet if you hold non-US stocks. GeminIQ is more region-specific, mainly North America.
Can I export data from Fiscal.ai and GeminIQ?
Fiscal.ai exports to CSV. GeminIQ is stingier about getting data out.
Are Fiscal.ai and GeminIQ good for long-term investing?
Yes, both are aimed squarely at long-term investors. Compare their coverage, workflow, and price before assuming they solve the same long-term research job.
Which has a better stock screener: Fiscal.ai or GeminIQ?
Both Fiscal.ai and GeminIQ include stock screeners, and they differ more in interface than raw power; try both and see which one clicks for you.
Can I track my portfolio with Fiscal.ai or GeminIQ?
Fiscal.ai handles portfolio tracking. GeminIQ is really a research tool; you'd track your portfolio elsewhere.
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Curation & Accuracy
This directory blends AI‑assisted discovery with human curation. Entries are reviewed, edited, and organized with the goal of expanding coverage and sharpening quality over time. Your feedback helps steer improvements (because no single human can capture everything all at once).
Details change. Pricing, features, and availability may be incomplete or out of date. Treat listings as a starting point and verify on the provider’s site before making decisions. If you spot an error or a gap, send a quick note and I’ll adjust.