★ BEST INVESTING TOOLS COMPARISON ★
VOL. XCIV, NO. 247
Source check: Gainify checked August 4, 2026
Tool Comparison
Gainify vs SEC API (sec-api.io)
Pick Gainify if
Gainify
Free • From $9.92/yr · Web
- You want the cheaper way in: plans start at $9.92/mo instead of $55/mo
- You care about stock ideas, screeners, and stock comparison, things SEC API (sec-api.io) doesn't offer
- You're a long-term investor who cares more about fundamentals than headlines
Pick SEC API (sec-api.io) if
SEC API (sec-api.io)
Free • From $55/mo · Web · API
- You want an API so you can script or automate things
- You care about APIs & data feeds, regulatory filings monitoring, and management compensation, things Gainify doesn't offer
Skip both if: Neither one clicks with how you research; there are strong third options.
See alternativesOutbound links may include affiliate or sponsor codes.
Our take
The bottom line
Gainify and SEC API (sec-api.io) cover a lot of the same ground (3 shared categories, institutional ownership, financials, and insider data), so for the basics you won't go far wrong with either. Gainify simply does more: 24 categories to SEC API (sec-api.io)'s 7, including stock ideas, screeners, and stock comparison. SEC API (sec-api.io) counters by keeping things simpler.
What readers say
Gainify
Vote once to reveal the community verdict.
SEC API (sec-api.io)
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Key differences at a glance
- Cheaper paid plan
- Gainify$9.92/mo vs $55/mo
- Broader coverage
- Gainify24 vs 7 categories
- API access
- SEC API (sec-api.io)
- Global coverage
- Gainify
- Asset coverage
- SEC API (sec-api.io)Adds ETFs and mutual funds
- Free plan
- Both
See for yourself
How they stack up
The side-by-side table: pricing, platforms, data, and coverage at a glance.ShowHide
How they stack up
The side-by-side table: pricing, platforms, data, and coverage at a glance.| Attribute | ||
|---|---|---|
| Pricing & plans | ||
Starting price | Free • From $9.92/yr | Free • From $55/mo |
Free tier | Yes | Yes |
Free trial | — | — |
Plan limits | 16 limits: Starter: ai chat queries: 10/month, Starter: watchlists: 1 +14 more | 3 limits: Free Tier: api calls: 100, Personal & Startups: query api rate limit: 20 requests/second/API key +1 more |
| Platforms & access | ||
Web app | Yes | Yes |
Mobile app | No | No |
API access | No | Yes |
Broker sync | No | No |
| Audience & fit | ||
Experience level | Beginner, Intermediate, Advanced | Beginner, Intermediate, Advanced |
Best for | Retail Traders, Pro Retail +5 more | — |
Categories covered | 24 | 7 |
Regions | North America, Europe, APAC, LatAm, Middle East, Africa | North America |
| Data & capabilities | ||
Data quality | 3 signals: Latency: Real-time and End of Day, Granularity: EOD +1 more | Latency: Real-time |
Data partners | 3 partners: S&P Global Market Intelligence, Financial Modeling Prep +1 more | — |
Capabilities | 5 signals: Universe builder, Factors: Value, Quality, Momentum, and Growth +3 more | — |
Security | Encryption in transit | — |
| Try it | Visit Gainify | Visit SEC API (sec-api.io) |
Where each one shines
What Gainify and SEC API (sec-api.io) each do best.ShowHide
Where each one shines
What Gainify and SEC API (sec-api.io) each do best.What Gainify does best
- Gainify is discontinued historical context rather than a live product to buy; the current homepage says the service is closed and no longer available.
- The legacy profile to understand an AI stock analysis workflow that combined global screening, stock reports, AI chat, earnings recaps, charting, watchlists, and portfolio tracking.
- Views for reviewing the historical screener concept: 1,000+ filters, broad global ticker coverage, S&P Global data references, custom output columns, and fast watchlist workflows.
- Comparison tools for legacy stock reports that bundled company snapshots, Wall Street estimates, valuation metrics, ownership, dividends, financial history, forecasts, ratings, AI earnings summaries, and transcripts.
- Research tools for studying the Gainify Rating and Gainify Score as examples of explainable, multi-factor stock scoring for quality, value, growth, and related research dimensions.
What SEC API (sec-api.io) does best
- Search tools across SEC filings through query and full-text APIs covering all EDGAR form types and historical filings back to 1993.
- Real-time WebSocket filing streams when new SEC filings need to trigger alerts, workflows, or downstream processing quickly.
- Convert XBRL filings to standardized JSON financial statements for income statement, balance sheet, cash flow, and US GAAP line-item workflows.
- Extract clean filing sections such as MD&A, Risk Factors, and other 10-K, 10-Q, or 8-K sections for research or AI pipelines.
- Access to specialized APIs for Forms 3/4/5, 13F, 13D/G, Form 144, ADV, S-1, 424B4, Form C, Form D, Reg A, N-PORT, N-PX, and N-CEN data.
Every detail we compared
Every tracked attribute for Gainify and SEC API (sec-api.io), side by side.ShowHide
Every detail we compared
Every tracked attribute for Gainify and SEC API (sec-api.io), side by side.| Attribute | ||
|---|---|---|
| Coverage & fit | ||
Asset types | Stocks | StocksETFsMutual FundsFunds |
Experience | BeginnerIntermediateAdvanced | BeginnerIntermediateAdvanced |
Target audience | Retail TradersPro RetailLong-term InvestorsValue InvestorsGrowth InvestorsDividend InvestorsAnalysts | Not specified |
Regions | North AmericaEuropeAPACLatAmMiddle EastAfrica | North America |
Coverage details | Identifiers: Ticker | Countries: USIdentifiers: Ticker and CUSIP |
| Data | ||
Data freshness | Real-timeEnd of Day | Real-time |
Data granularity | EOD | Not specified |
Pricing sources | VendorModel | Not specified |
Data partners | S&P Global Market IntelligenceFinancial Modeling PrepProprietary Derived Data | Not specified |
| Access & integrations | ||
API protocols | Not specified | RESTWebSocket |
API auth & delivery | Not specified | Auth: APIKeySDKs: Python |
Import methods | Manual | Not specified |
Export formats | Image | JSONPDF |
| Plans & trust | ||
Security & compliance | Encryption in transit | Not specified |
Capability signals | Universe builderFactors: Value, Quality, Momentum, and GrowthPerformance attributionPortfolio attributionAI summaries: Transcripts | Not specified |
Vendor & support | GainifyCountry: LithuaniaFounded 2024Support: Email | Data2Value GmbHSupport: Email |
Curation ratings | Methodology 3/5Reliability 3/5UX 4/5 | Methodology 4/5Reliability 4/5UX 4/5 |
Green tags are exclusive to that tool in this comparison.
What you'll actually pay
Plans, billing, trials, and per-month pricing for both tools.ShowHide
What you'll actually pay
Plans, billing, trials, and per-month pricing for both tools.| Tier | ||
|---|---|---|
| Free plan | Free“Starter”ai chat queries: 10/month · watchlists: 1 · +2 more | Free“Free Tier”api calls: 100 |
| Entry paid plan | $9.92/yr≈ $9.92/mo“Investor”billing: $14.99 monthly or $9.92/month billed yearly. · ai chat queries: 50/month · +4 more | $55/mo“Personal & Startups”query api rate limit: 20 requests/second/API key |
| Top plan | $26.99/yr≈ $26.99/mo“Gainer Pro”billing: $36.99 monthly or $26.99/month billed yearly. · ai chat queries: 500/month · +4 more | $239/mo“Business (Internal Use)”query api rate limit: 40 requests/second/API key |
| Custom / enterprise | — | Contact sales“Enterprise & Institutions” |
Questions we keep getting
What's the difference between Gainify and SEC API (sec-api.io)?
Gainify leans toward stock ideas, screeners, and stock comparison, while SEC API (sec-api.io) puts more weight on APIs & data feeds, regulatory filings monitoring, and insider data. They overlap in 3 categories, so for most people it comes down to workflow preference and price.
How much do Gainify and SEC API (sec-api.io) cost?
Good news: both Gainify and SEC API (sec-api.io) have free plans, so you can run them side by side and only pay if you hit a wall.
Does Gainify or SEC API (sec-api.io) have an API?
SEC API (sec-api.io) has an API for programmatic access and custom integrations. Gainify doesn't, so you're working through its interface.
Should I choose Gainify or SEC API (sec-api.io)?
It depends on what you're after. Pick Gainify if stock ideas and screeners matter to you; go with SEC API (sec-api.io) if you'd rather have APIs & data feeds and regulatory filings monitoring. And if you only need the basics both share, let price decide.
What asset classes do Gainify and SEC API (sec-api.io) cover?
Both cover stocks. SEC API (sec-api.io) adds ETFs, mutual funds, and funds on top.
Do Gainify and SEC API (sec-api.io) offer real-time data?
Yes, both serve real-time market data, so either works when timing matters.
Which covers international markets: Gainify or SEC API (sec-api.io)?
Gainify has documented international coverage (North America, Europe, APAC, LatAm, and more), so it's the safer bet if you hold non-US stocks. SEC API (sec-api.io) is more region-specific, mainly North America.
Which has a better stock screener: Gainify or SEC API (sec-api.io)?
Gainify has a stock screener for surfacing ideas; SEC API (sec-api.io) doesn't, and focuses its energy elsewhere.
Can I track my portfolio with Gainify or SEC API (sec-api.io)?
Gainify handles portfolio tracking. SEC API (sec-api.io) is really a research tool; you'd track your portfolio elsewhere.
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Curation & Accuracy
This directory blends AI‑assisted discovery with human curation. Entries are reviewed, edited, and organized with the goal of expanding coverage and sharpening quality over time. Your feedback helps steer improvements (because no single human can capture everything all at once).
Details change. Pricing, features, and availability may be incomplete or out of date. Treat listings as a starting point and verify on the provider’s site before making decisions. If you spot an error or a gap, send a quick note and I’ll adjust.