★ BEST INVESTING TOOLS COMPARISON ★
VOL. XCIV, NO. 247
Tool comparison edition
Tool Comparison
Fiscal.ai vs Gainify
Pick Fiscal.ai if
Fiscal.ai
Free • From $39/mo · Web · API
- You want an API so you can script or automate things
- You care about ETF analysis, fund analysis, and news, things Gainify doesn't offer
Pick Gainify if
Gainify
Free • From $9.92/yr · Web
- You want the cheaper way in: plans start at $9.92/mo instead of $39/mo
- You care about custom dashboards, US government trades, and scores, things Fiscal.ai doesn't offer
Skip both if: Neither one clicks with how you research; there are strong third options.
See alternativesOutbound links may include affiliate or sponsor codes.
Our take
The bottom line
Fiscal.ai and Gainify cover a lot of the same ground (20 shared categories, including stock ideas, screeners, and stock comparison), so for the basics you won't go far wrong with either. Fiscal.ai simply does more: 29 categories to Gainify's 24, including ETF analysis, fund analysis, and news. Gainify counters by starting cheaper at $9.92/mo.
What readers say
Fiscal.ai
Vote once to reveal the community verdict.
Gainify
Vote once to reveal the community verdict.
Key differences at a glance
- Cheaper paid plan
- Gainify$9.92/mo vs $39/mo
- Free trial
- Fiscal.ai7 days
- Broader coverage
- Fiscal.ai29 vs 24 categories
- API access
- Fiscal.ai
- Asset coverage
- Fiscal.aiAdds ETFs and mutual funds
- Free plan
- Both
See for yourself
How they stack up
The side-by-side table: pricing, platforms, data, and coverage at a glance.ShowHide
How they stack up
The side-by-side table: pricing, platforms, data, and coverage at a glance.| Attribute | ||
|---|---|---|
| Pricing & plans | ||
Starting price | Free • From $39/mo | Free • From $9.92/yr |
Free tier | Yes | Yes |
Free trial | 7 days | — |
Plan limits | 37 limits: Terminal - Free: financials history (annual): 10, Terminal - Free: financials history (quarterly): 6 +35 more | 16 limits: Starter: ai chat queries: 10/month, Starter: watchlists: 1 +14 more |
| Platforms & access | ||
Web app | Yes | Yes |
Mobile app | No | No |
API access | Yes | No |
Broker sync | No | No |
Integrations | MCP, Claude Connector +7 more | — |
| Audience & fit | ||
Experience level | Beginner, Intermediate, Advanced | Beginner, Intermediate, Advanced |
Best for | Retail Traders, Pro Retail +11 more | Retail Traders, Pro Retail +5 more |
Categories covered | 29 | 24 |
Regions | North America, Europe, APAC, LatAm, Middle East, Africa | North America, Europe, APAC, LatAm, Middle East, Africa |
| Data & capabilities | ||
Data quality | 3 signals: Latency: Real-time, 15-min Delayed, and End of Day, Granularity: EOD +1 more | 3 signals: Latency: Real-time and End of Day, Granularity: EOD +1 more |
Data partners | 5 partners: Fiscal.ai Data Feed, S&P Global Market Intelligence +3 more | 3 partners: S&P Global Market Intelligence, Financial Modeling Prep +1 more |
Capabilities | 6 signals: Custom formulas, Universe builder +4 more | 5 signals: Universe builder, Factors: Value, Quality, Momentum, and Growth +3 more |
Security | SOC2 and Status page | Encryption in transit |
| Try it | Visit Fiscal.ai | Visit Gainify |
Where each one shines
What Fiscal.ai and Gainify each do best.ShowHide
Where each one shines
What Fiscal.ai and Gainify each do best.What Fiscal.ai does best
- Research coverage for global stocks, ETFs, mutual funds, and funds through dashboards, watchlists, portfolio views, visualizations, fundamentals, estimates, transcripts, filings, news, and event data.
- AI Copilot, AI summaries, and AI-generated reports to speed up earnings review, filing review, peer comparison, financial analysis, and company research.
- Analysis of fundamentals, ratios, standardized financials, as-reported data, adjusted metrics, segment data, KPIs, analyst estimates, revisions, ratings, and price targets.
- Packaged Fiscal Skills in MCP clients for financial pulls, three-statement models, segment and KPI work, comp sets, valuation, industry reports, ownership activity, filing discovery, quality scores, and earnings reactions.
- Trace research back to source filings, transcripts, slides, company news, investor-relations material, and source-to-filing images or PDFs where supported.
What Gainify does best
- Gainify is discontinued historical context rather than a live product to buy; the current homepage says the service is closed and no longer available.
- The legacy profile to understand an AI stock analysis workflow that combined global screening, stock reports, AI chat, earnings recaps, charting, watchlists, and portfolio tracking.
- Views for reviewing the historical screener concept: 1,000+ filters, broad global ticker coverage, S&P Global data references, custom output columns, and fast watchlist workflows.
- Comparison tools for legacy stock reports that bundled company snapshots, Wall Street estimates, valuation metrics, ownership, dividends, financial history, forecasts, ratings, AI earnings summaries, and transcripts.
- Research tools for studying the Gainify Rating and Gainify Score as examples of explainable, multi-factor stock scoring for quality, value, growth, and related research dimensions.
Every detail we compared
Every tracked attribute for Fiscal.ai and Gainify, side by side.ShowHide
Every detail we compared
Every tracked attribute for Fiscal.ai and Gainify, side by side.| Attribute | ||
|---|---|---|
| Coverage & fit | ||
Asset types | StocksETFsMutual FundsFunds | Stocks |
Experience | BeginnerIntermediateAdvanced | BeginnerIntermediateAdvanced |
Target audience | Retail TradersPro RetailInstitutional InvestorsAnalystsQuants/DevelopersLong-term InvestorsValue InvestorsGrowth Investors+5 more | Retail TradersPro RetailLong-term InvestorsValue InvestorsGrowth InvestorsDividend InvestorsAnalysts |
Regions | North AmericaEuropeAPACLatAmMiddle EastAfrica | North AmericaEuropeAPACLatAmMiddle EastAfrica |
Coverage details | Identifiers: Ticker, CUSIP, ISIN, and FIGI | Identifiers: Ticker |
| Data | ||
Data freshness | Real-time15-min DelayedEnd of Day | Real-timeEnd of Day |
Data granularity | EOD | EOD |
Pricing sources | Not specified | VendorModel |
Data partners | Fiscal.ai Data FeedS&P Global Market IntelligenceMorningstarYChartsPerplexity | S&P Global Market IntelligenceFinancial Modeling PrepProprietary Derived Data |
| Access & integrations | ||
API protocols | REST | Not specified |
API auth & delivery | Auth: APIKeyWebhooks50 req/minDocs | Not specified |
Import methods | Manual | Manual |
Integrations | MCPClaude ConnectorChatGPTCodex CLICursorVS Code CopilotGemini CLIPerplexity+1 more | Not specified |
Export formats | CSVImagePDF | Image |
| Plans & trust | ||
Security & compliance | SOC2Status page | Encryption in transit |
Capability signals | Custom formulasUniverse builderPerformance attributionPortfolio attributionCitation pinningAI summaries: Filings, Transcripts, and News | Universe builderFactors: Value, Quality, Momentum, and GrowthPerformance attributionPortfolio attributionAI summaries: Transcripts |
Vendor & support | Stratosphere Technology Inc.Country: CanadaFounded 2021Support: Email | GainifyCountry: LithuaniaFounded 2024Support: Email |
Curation ratings | Methodology 5/5Reliability 4/5UX 5/5 | Methodology 3/5Reliability 3/5UX 4/5 |
Green tags are exclusive to that tool in this comparison.
What you'll actually pay
Plans, billing, trials, and per-month pricing for both tools.ShowHide
What you'll actually pay
Plans, billing, trials, and per-month pricing for both tools.| Tier | ||
|---|---|---|
| Free plan | Free“Terminal - Free”financials history (annual): 10 · financials history (quarterly): 6 · +8 more | Free“Starter”ai chat queries: 10/month · watchlists: 1 · +2 more |
| Entry paid plan | $39/mo“Terminal - Pro (Monthly)”financials history (annual): 15 · financials history (quarterly): 20 · +10 more | $9.92/yr≈ $9.92/mo“Investor”billing: $14.99 monthly or $9.92/month billed yearly. · ai chat queries: 50/month · +4 more |
| Top plan | $199/mo“Terminal - Enterprise (Monthly)”financials history (annual): 20+ · financials history (quarterly): 40+ · +10 more | $26.99/yr≈ $26.99/mo“Gainer Pro”billing: $36.99 monthly or $26.99/month billed yearly. · ai chat queries: 500/month · +4 more |
| Custom / enterprise | Contact sales“API - Paid” | — |
| Free trial | 7 days | — |
Questions we keep getting
What's the difference between Fiscal.ai and Gainify?
Fiscal.ai leans toward stock ideas, screeners, and stock comparison, while Gainify puts more weight on stock ideas, screeners, and stock comparison. They overlap in 20 categories, so for most people it comes down to workflow preference and price.
How much do Fiscal.ai and Gainify cost?
Good news: both Fiscal.ai and Gainify have free plans, so you can run them side by side and only pay if you hit a wall.
Does Fiscal.ai or Gainify have an API?
Fiscal.ai has an API for programmatic access and custom integrations. Gainify doesn't, so you're working through its interface.
Should I choose Fiscal.ai or Gainify?
It depends on what you're after. Pick Fiscal.ai if ETF analysis and fund analysis matter to you; go with Gainify if you'd rather have custom dashboards and US government trades. And if you only need the basics both share, let price decide.
What asset classes do Fiscal.ai and Gainify cover?
Both cover stocks. Fiscal.ai also handles ETFs, mutual funds, and funds.
Do Fiscal.ai and Gainify offer real-time data?
Yes, both serve real-time market data, so either works when timing matters.
Can I export data from Fiscal.ai and Gainify?
Fiscal.ai exports to CSV. Gainify is stingier about getting data out.
Are Fiscal.ai and Gainify good for long-term investing?
Yes, both are aimed squarely at long-term investors. Compare their coverage, workflow, and price before assuming they solve the same long-term research job.
Which has a better stock screener: Fiscal.ai or Gainify?
Both Fiscal.ai and Gainify include stock screeners, and they differ more in interface than raw power; try both and see which one clicks for you.
Can I track my portfolio with Fiscal.ai or Gainify?
Yes, both do portfolio tracking: holdings, performance, and allocation in one place.
Keep researching
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Curation & Accuracy
This directory blends AI‑assisted discovery with human curation. Entries are reviewed, edited, and organized with the goal of expanding coverage and sharpening quality over time. Your feedback helps steer improvements (because no single human can capture everything all at once).
Details change. Pricing, features, and availability may be incomplete or out of date. Treat listings as a starting point and verify on the provider’s site before making decisions. If you spot an error or a gap, send a quick note and I’ll adjust.