BEST INVESTING TOOLS COMPARISON

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Checked September 24, 2026

Tool Comparison

Fiscal.ai vs Gainify

Paid from
$39/mo, billed monthly
Free plan
Yes
Platforms
Web, API

Best if

  • You want an API so you can script or automate things
  • You want ETF analysis, fund analysis, and news.
Paid from
$9.92/yr, billed annually
Free plan
Yes
Platforms
Web

Best if

  • You want custom dashboards, US government trades, and scores.

Pick Fiscal.ai if

Fiscal.ai logo

Fiscal.ai

fiscal.aiTested

Free • From $39/mo, billed monthly · Web · API

  • You want an API so you can script or automate things
  • You want ETF analysis, fund analysis, and news.

Pick Gainify if

Gainify logo logo placeholder

Gainify

gainify.io

Free • From $9.92/yr, billed annually · Web

  • You want custom dashboards, US government trades, and scores.

Skip both if: Neither one clicks with how you research; there are strong third options.

See alternatives

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Outbound links may include affiliate or sponsor codes.

Not set on either one? See the top 50 tools, ranked by user votes, or the deals page for big discounts on popular tools.

Our take

The bottom line

Fiscal.ai and Gainify cover a lot of the same ground (20 shared categories, including stock ideas, screeners, and stock comparison), so for the basics you won't go far wrong with either. Fiscal.ai simply does more: 29 categories to Gainify's 24, including ETF analysis, fund analysis, and news. Gainify counters by keeping things simpler.

What readers say

Fiscal.ai

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Gainify

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Key differences at a glance

Asset coverage
Fiscal.aiAdds ETFs and mutual funds
Free trial
Fiscal.ai14 days
Broader coverage
Fiscal.ai29 vs 24 categories
API access
Fiscal.ai
Free plan
Both
See the full side-by-side table
Fiscal.ai logo

What Fiscal.ai does best

  1. Research coverage for global stocks, ETFs, mutual funds, and funds through dashboards, watchlists, portfolio views, visualizations, fundamentals, estimates, transcripts, filings, news, and event data.
  2. Use AI Copilot, summaries, and generated reports for earnings, filings, peer comparisons, financial analysis, and company research.
  3. Analysis of fundamentals, ratios, standardized financials, as-reported data, adjusted metrics, segment data, KPIs, analyst estimates, revisions, ratings, and price targets.
  4. Run 24 documented Fiscal Skills in MCP clients for financial models, company snapshots, screens, valuation, ownership, fund letters, filings, credit, quality scores, and earnings analysis.
  5. Trace research back to source filings, transcripts, slides, company news, investor-relations material, and source-to-filing images or PDFs where supported.
Gainify logo logo placeholder

What Gainify does best

  1. Gainify is discontinued historical context rather than a live product to buy; the current homepage says the service is closed and no longer available.
  2. The legacy profile to understand an AI stock analysis workflow that combined global screening, stock reports, AI chat, earnings recaps, charting, watchlists, and portfolio tracking.
  3. Review the historical screener concept: 1,000+ filters, broad global ticker coverage, S&P Global data references, custom output columns, and fast watchlist workflows.
  4. Comparison tools for legacy stock reports that bundled company snapshots, Wall Street estimates, valuation metrics, ownership, dividends, financial history, forecasts, ratings, AI earnings summaries, and transcripts.
  5. Research tools for studying the Gainify Rating and Gainify Score as examples of explainable, multi-factor stock scoring for quality, value, growth, and related research dimensions.

Side by side

Pricing & plans
Starting price
Free • From $39/mo, billed monthly
Free • From $9.92/yr, billed annually
Free tier
Yes
Yes
Free trial
14 days
—
Platforms & access
Web app
Yes
Yes
Mobile app
No
No
API access
Yes
No
Broker sync
No
No
Integrations
MCP, Claude Connector +7 more
—
Coverage & data
Asset types
StocksETFsMutual FundsFunds
Stocks
Target audience
Retail TradersPro RetailInstitutional InvestorsAnalystsQuants/DevelopersLong-term InvestorsValue InvestorsGrowth Investors+5 more
Retail TradersPro RetailLong-term InvestorsValue InvestorsGrowth InvestorsDividend InvestorsAnalysts
Data freshness
Real-time15-min DelayedEnd of Day
Real-timeEnd of Day
Data granularity
TickEOD
EOD
Export formats
CSVImagePDF
Image

Pricing comparison

Free plan
Free“Terminal - Free”
Free“Starter”
Entry paid plan
$39/moBilled monthly“Terminal - Pro (Monthly)”
$9.92/yrBilled annually≈ $9.92/mo“Investor”
Top plan
$199/moBilled monthly“Terminal - Enterprise (Monthly)”
$26.99/yrBilled annually≈ $26.99/mo“Gainer Pro”
Custom / enterprise
Contact sales“API - Paid”
—
Free trial
14 days
—

See for yourself

Side by side

Price, platforms, data, and market coverage.
Show
Side-by-side comparison of Fiscal.ai and Gainify
Attribute
Fiscal.ai logo
Fiscal.ai
Gainify logo logo placeholder
Gainify
Pricing & plans
Starting price
Free • From $39/mo, billed monthlyFree • From $9.92/yr, billed annually
Free tier
YesYes
Free trial
14 days—
Plan limits
37 limits: Terminal - Free: financials history (annual): 10, Terminal - Free: financials history (quarterly): 6 +35 more16 limits: Starter: ai chat queries: 10/month, Starter: watchlists: 1 +14 more
Platforms & access
Web app
YesYes
Mobile app
NoNo
API access
YesNo
Broker sync
NoNo
Integrations
MCP, Claude Connector +7 more—
Audience & fit
Experience level
Beginner, Intermediate, AdvancedBeginner, Intermediate, Advanced
Best for
Retail Traders, Pro Retail +11 moreRetail Traders, Pro Retail +5 more
Categories covered
2924
Regions
North America, Europe, APAC, LatAm, Middle East, AfricaNorth America, Europe, APAC, LatAm, Middle East, Africa
Data & capabilities
Data quality
3 signals: Latency: Real-time, 15-min Delayed, and End of Day, Granularity: Tick and EOD +1 more3 signals: Latency: Real-time and End of Day, Granularity: EOD +1 more
Data partners
5 partners: Fiscal.ai Data Feed, S&P Global Market Intelligence +3 more3 partners: S&P Global Market Intelligence, Financial Modeling Prep +1 more
Capabilities
4 signals: Custom formulas, Universe builder +2 more5 signals: Universe builder, Factors: Value, Quality, Momentum, and Growth +3 more
Security
SOC2 and Status pageEncryption in transit
Try itVisit Fiscal.aiVisit Gainify

Standout features

The best features of Fiscal.ai and Gainify.
Show
Fiscal.ai logo

What Fiscal.ai does best

  1. Research coverage for global stocks, ETFs, mutual funds, and funds through dashboards, watchlists, portfolio views, visualizations, fundamentals, estimates, transcripts, filings, news, and event data.
  2. Use AI Copilot, summaries, and generated reports for earnings, filings, peer comparisons, financial analysis, and company research.
  3. Analysis of fundamentals, ratios, standardized financials, as-reported data, adjusted metrics, segment data, KPIs, analyst estimates, revisions, ratings, and price targets.
  4. Run 24 documented Fiscal Skills in MCP clients for financial models, company snapshots, screens, valuation, ownership, fund letters, filings, credit, quality scores, and earnings analysis.
  5. Trace research back to source filings, transcripts, slides, company news, investor-relations material, and source-to-filing images or PDFs where supported.
Gainify logo logo placeholder

What Gainify does best

  1. Gainify is discontinued historical context rather than a live product to buy; the current homepage says the service is closed and no longer available.
  2. The legacy profile to understand an AI stock analysis workflow that combined global screening, stock reports, AI chat, earnings recaps, charting, watchlists, and portfolio tracking.
  3. Review the historical screener concept: 1,000+ filters, broad global ticker coverage, S&P Global data references, custom output columns, and fast watchlist workflows.
  4. Comparison tools for legacy stock reports that bundled company snapshots, Wall Street estimates, valuation metrics, ownership, dividends, financial history, forecasts, ratings, AI earnings summaries, and transcripts.
  5. Research tools for studying the Gainify Rating and Gainify Score as examples of explainable, multi-factor stock scoring for quality, value, growth, and related research dimensions.

All details

Every attribute we track for Fiscal.ai and Gainify.
Show
Attribute
Fiscal.ai logo
Fiscal.ai
Gainify logo logo placeholder
Gainify
Coverage & fit
Asset types
StocksETFsMutual FundsFunds
Stocks
Experience
BeginnerIntermediateAdvanced
BeginnerIntermediateAdvanced
Target audience
Retail TradersPro RetailInstitutional InvestorsAnalystsQuants/DevelopersLong-term InvestorsValue InvestorsGrowth Investors+5 more
Retail TradersPro RetailLong-term InvestorsValue InvestorsGrowth InvestorsDividend InvestorsAnalysts
Regions
North AmericaEuropeAPACLatAmMiddle EastAfrica
North AmericaEuropeAPACLatAmMiddle EastAfrica
Coverage details
Identifiers: Ticker, CUSIP, ISIN, and FIGI
Identifiers: Ticker
Data
Data freshness
Real-time15-min DelayedEnd of Day
Real-timeEnd of Day
Data granularity
TickEOD
EOD
Pricing sources
Not specified
VendorModel
Data partners
Fiscal.ai Data FeedS&P Global Market IntelligenceMorningstarYChartsPerplexity
S&P Global Market IntelligenceFinancial Modeling PrepProprietary Derived Data
Access & integrations
API protocols
REST
Not specified
API auth & delivery
Auth: APIKeyWebhooks50 req/minDocs
Not specified
Import methods
Manual
Manual
Integrations
MCPClaude ConnectorChatGPTCodex CLICursorVS Code CopilotGemini CLIPerplexity+1 more
Not specified
Export formats
CSVImagePDF
Image
Plans & trust
Security & compliance
SOC2Status page
Encryption in transit
Capability signals
Custom formulasUniverse builderCitation pinningAI summaries: Filings, Transcripts, and News
Universe builderFactors: Value, Quality, Momentum, and GrowthPerformance attributionPortfolio attributionAI summaries: Transcripts
Vendor & support
Stratosphere Technology Inc.Country: CanadaFounded 2021Support: Email
GainifyCountry: LithuaniaFounded 2024Support: Email
Curation ratings
Methodology 5/5Reliability 4/5UX 5/5
Methodology 3/5Reliability 3/5UX 4/5

Green tags are exclusive to that tool in this comparison.

Pricing

Plans, billing, free trials, and monthly prices.
Show
Plan-by-plan pricing comparison of Fiscal.ai and Gainify
Tier
Fiscal.ai logo
Fiscal.ai
Gainify logo logo placeholder
Gainify
Free plan
Free“Terminal - Free”financials history (annual): 10 · financials history (quarterly): 6 · +8 more
Free“Starter”ai chat queries: 10/month · watchlists: 1 · +2 more
Entry paid plan
$39/moBilled monthly“Terminal - Pro (Monthly)”financials history (annual): 15 · financials history (quarterly): 20 · +10 more
$9.92/yrBilled annually≈ $9.92/mo“Investor”billing: $14.99 monthly or $9.92/month billed yearly. · ai chat queries: 50/month · +4 more
Top plan
$199/moBilled monthly“Terminal - Enterprise (Monthly)”financials history (annual): 20+ · financials history (quarterly): 40+ · +10 more
$26.99/yrBilled annually≈ $26.99/mo“Gainer Pro”billing: $36.99 monthly or $26.99/month billed yearly. · ai chat queries: 500/month · +4 more
Custom / enterprise
Contact sales“API - Paid”
—
Free trial14 days—

Questions we keep getting

What's the difference between Fiscal.ai and Gainify?

Fiscal.ai leans toward stock ideas, screeners, and stock comparison, while Gainify puts more weight on stock ideas, screeners, and stock comparison. They overlap in 20 categories, so for most people it comes down to workflow preference and price.

How much do Fiscal.ai and Gainify cost?

Good news: both Fiscal.ai and Gainify have free plans, so you can run them side by side and only pay if you hit a wall.

Does Fiscal.ai or Gainify have an API?

Fiscal.ai has an API for programmatic access and custom integrations. Gainify doesn't, so you're working through its interface.

Should I choose Fiscal.ai or Gainify?

It depends on what you're after. Pick Fiscal.ai if ETF analysis and fund analysis matter to you; go with Gainify if you'd rather have custom dashboards and US government trades. And if you only need the basics both share, let price decide.

What asset classes do Fiscal.ai and Gainify cover?

Both cover stocks. Fiscal.ai also handles ETFs, mutual funds, and funds.

Do Fiscal.ai and Gainify offer real-time data?

Yes, both serve real-time market data, so either works when timing matters.

Can I export data from Fiscal.ai and Gainify?

Fiscal.ai exports to CSV. Gainify is stingier about getting data out.

Are Fiscal.ai and Gainify good for long-term investing?

Yes, both are aimed squarely at long-term investors. Compare their coverage, workflow, and price before assuming they solve the same long-term research job.

Which has a better stock screener: Fiscal.ai or Gainify?

Both Fiscal.ai and Gainify include stock screeners, and they differ more in interface than raw power; try both and see which one clicks for you.

Can I track my portfolio with Fiscal.ai or Gainify?

Yes, both do portfolio tracking: holdings, performance, and allocation in one place.

Feedback

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Curation & Accuracy

This directory blends AI‑assisted discovery with human curation. Entries are reviewed, edited, and organized with the goal of expanding coverage and sharpening quality over time. Your feedback helps steer improvements (because no single human can capture everything all at once).

Details change. Pricing, features, and availability may be incomplete or out of date. Treat listings as a starting point and verify on the provider’s site before making decisions. If you spot an error or a gap, send a quick note and I’ll adjust.