VOL. XCIV, NO. 247
BEST INVESTING TOOLS COMPARISON
Tool details checked August 23, 2026
Tool Comparison
getquin vs Lightyear
Pick getquin if
getquin
Free • From $99.99/yr · Web · Mobile
- You'd rather start free and only pay if you outgrow it
- Delayed quotes won't cut it; you need real-time data
- You want institutional ownership, market sentiment, and dividends.
Pick Lightyear if
Lightyear
Transaction-priced · Fees vary by offer and jurisdiction · Web · Mobile
- You want brokerage, ETF analysis, and fund analysis.
Skip both if: Neither one clicks with how you research; there are strong third options.
See alternativesOutbound links may include affiliate or sponsor codes.
Our take
The bottom line
getquin and Lightyear cover a lot of the same ground (4 shared categories, including portfolio, watchlist, and stock ideas), so for the basics you won't go far wrong with either. getquin simply does more: 13 categories to Lightyear's 8, including institutional ownership, market sentiment, and dividends. Lightyear counters by keeping things simpler.
What readers say
getquin
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Lightyear
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Key differences at a glance
- Free plan
- getquin
- Broader coverage
- getquin13 vs 8 categories
- Real-time data
- getquin
- Broker sync
- getquin
See for yourself
How they stack up
The side-by-side table: pricing, platforms, data, and coverage at a glance.ShowHide
How they stack up
The side-by-side table: pricing, platforms, data, and coverage at a glance.| Attribute | ||
|---|---|---|
| Pricing & plans | ||
Starting price | Free • From $99.99/yr | Transaction-priced · Fees vary by offer and jurisdiction |
Free tier | Yes | No |
Free trial | — | — |
Plan limits | — | 6 limits: European account: currency conversion: fee percent: 0.35, UK personal account trading: fx fee percent: 0.1 +4 more |
| Platforms & access | ||
Web app | Yes | Yes |
Mobile app | Yes | Yes |
API access | No | No |
Broker sync | Yes | No |
| Audience & fit | ||
Experience level | Beginner, Intermediate | Beginner, Intermediate |
Best for | Retail Traders, Long-term Investors +1 more | Retail Traders, Long-term Investors +1 more |
Categories covered | 13 | 8 |
Regions | Europe, North America | North America, Europe |
| Data & capabilities | ||
Data quality | 3 signals: Latency: Real-time, Multi-currency +1 more | — |
Data partners | — | 3 partners: Alpaca, BlackRock +1 more |
Capabilities | Broker sync and Multi-currency | Multi-currency and AI summaries: News |
Security | 3 signals: Status page, Encryption at rest +1 more | — |
| Try it | Visit getquin | Visit Lightyear |
Where each one shines
What getquin and Lightyear each do best.ShowHide
Where each one shines
What getquin and Lightyear each do best.What getquin does best
- Tracking portfolio and net worth across investments, bank accounts, brokers, wallets, and other assets in one app.
- Connections for supported broker and bank accounts through secure API or open-banking connections, with file and manual import available where needed.
- Tracking many asset classes, including stocks, ETFs, funds, crypto, DeFi investments, real estate, angel investments, collectibles, art, commodities, and other alternatives.
- Dividend tracking and dividend calendar views for cumulative payouts, forward dividend forecasts, growth rates, yields, and personal portfolio income timing.
- Getquin AI and DeepDive-style analysis to inspect holdings by country, sector, currency, asset class, diversification, and concentration.
What Lightyear does best
- Trade U.S., UK, and European stocks, with fractional shares where supported.
- European accounts pay no Lightyear ETF execution or custody fee, although fund manager fees still apply.
- General investment and eligible business accounts can hold GBP, USD, and EUR.
- Build custom plans, use ready-made plans, and optionally automate purchases of eligible fractional instruments.
- Lightyear AI summarizes material-move news, explains possible price-chart drivers, and presents sourced bull and bear cases.
Every detail we compared
Every tracked attribute for getquin and Lightyear, side by side.ShowHide
Every detail we compared
Every tracked attribute for getquin and Lightyear, side by side.| Attribute | ||
|---|---|---|
| Coverage & fit | ||
Asset types | StocksETFsFundsCryptosReal EstateCommoditiesOther | StocksETFsBondsFundsCryptos |
Experience | BeginnerIntermediate | BeginnerIntermediate |
Target audience | Retail TradersLong-term InvestorsDividend Investors | Retail TradersLong-term InvestorsIndex/Passive Investors |
Regions | EuropeNorth America | North AmericaEurope |
Coverage details | Identifiers: Ticker and ISIN | Countries: US, GB, and EEExchanges: XNYS, XNAS, and XLONIdentifiers: Ticker |
| Data | ||
Data freshness | Real-time | Not specified |
Data partners | Not specified | AlpacaBlackRockJ.P. Morgan Asset Management |
| Access & integrations | ||
Import methods | BrokerOAuthManual | Manual |
| Plans & trust | ||
Security & compliance | Status pageEncryption at restEncryption in transit | Not specified |
Capability signals | Broker syncMulti-currency | Multi-currencyAI summaries: News |
Vendor & support | QUIN Technologies GmbHCountry: GermanyFounded 2020Support: Email | Lightyear Financial Ltd.Country: United KingdomSupport: Email and Chat |
Green tags are exclusive to that tool in this comparison.
What you'll actually pay
Plans, billing, trials, and per-month pricing for both tools.ShowHide
What you'll actually pay
Plans, billing, trials, and per-month pricing for both tools.| Tier | ||
|---|---|---|
| Free plan | Free | Free“Account” |
| Entry paid plan | $99.99/yr≈ $8.33/mo“getquin premium” | — |
Questions we keep getting
What's the difference between getquin and Lightyear?
getquin leans toward portfolio, watchlist, and institutional ownership, while Lightyear puts more weight on brokerage, portfolio, and watchlist. They overlap in 4 categories, so for most people it comes down to workflow preference and price.
Is getquin or Lightyear free to use?
getquin has a free tier, so you can get started without paying anything. Lightyear is paid-only. If budget matters, start with getquin and see how far it takes you before opening your wallet.
Should I choose getquin or Lightyear?
It depends on what you're after. Pick getquin if institutional ownership and market sentiment matter to you; go with Lightyear if you'd rather have brokerage and ETF analysis. And if you only need the basics both share, let price decide.
What asset classes do getquin and Lightyear cover?
Both cover stocks, ETFs, funds, and cryptos. getquin also handles real estate, commodities, and other. Lightyear adds bonds on top.
Does getquin or Lightyear have real-time data?
getquin offers real-time data, which matters if you trade actively. Lightyear runs on delayed or end-of-day data, which is perfectly fine for longer-term investors who don't live and die by the tick.
Can getquin or Lightyear connect to my broker?
getquin syncs with brokers automatically. With Lightyear, you're entering holdings by hand or importing files.
Are getquin and Lightyear good for long-term investing?
Yes, both are aimed squarely at long-term investors. Compare their coverage, workflow, and price before assuming they solve the same long-term research job.
Can I track my portfolio with getquin or Lightyear?
Yes, both do portfolio tracking: holdings, performance, and allocation in one place.
Keep researching
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Curation & Accuracy
This directory blends AI‑assisted discovery with human curation. Entries are reviewed, edited, and organized with the goal of expanding coverage and sharpening quality over time. Your feedback helps steer improvements (because no single human can capture everything all at once).
Details change. Pricing, features, and availability may be incomplete or out of date. Treat listings as a starting point and verify on the provider’s site before making decisions. If you spot an error or a gap, send a quick note and I’ll adjust.