Tool Comparison
Ghostfolio vs Quicken (Simplifi & Classic)
- Paid from
- $48/yr, billed annually
- Free plan
- Yes
- Platforms
- Web, Mobile, API
Best if
- You'd rather start free and only pay if you outgrow it
- You want an API so you can script or automate things
- You want data visualizations and APIs & data feeds.
- Paid from
- —
- Free plan
- No
- Platforms
- Desktop, Web, Mobile
Best if
- Delayed quotes won't cut it; you need real-time data
- You want watchlist, tax lots / lot optimization, and capital gains estimator.
Pick Ghostfolio instead if
Ghostfolio
Free • From $48/yr, billed annually · Web · Mobile · API
- You'd rather start free and only pay if you outgrow it
- You want an API so you can script or automate things
Start here
Quicken (Simplifi & Classic)
Subscription · Desktop · Web · Mobile
- Delayed quotes won't cut it; you need real-time data
- You want watchlist, tax lots / lot optimization, and capital gains estimator.
Skip both if: Neither one clicks with how you research; there are strong third options.
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Our take
The bottom line
Quicken (Simplifi & Classic) simply does more: 9 categories to Ghostfolio's 3, including watchlist, tax lots / lot optimization, and capital gains estimator. Ghostfolio counters by letting you start free. On paper they're closely matched, so let pricing, platform fit, and the details below break the tie.
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Ghostfolio
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Quicken (Simplifi & Classic)
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Key differences at a glance
- Free plan
- Ghostfolio
- Broader coverage
- Quicken (Simplifi & Classic)9 vs 3 categories
- Desktop app
- Quicken (Simplifi & Classic)
- API access
- Ghostfolio
- Real-time data
- Quicken (Simplifi & Classic)
What Ghostfolio does best
- Self-host an AGPL-3.0 open-source portfolio and personal finance dashboard, or use free Basic or paid Premium cloud hosting.
- Tracking net worth across cash, stocks, ETFs, cryptocurrencies, custom assets, accounts, and platforms.
- Management tools for portfolio activity with transaction create/read/update/delete workflows, imports, exports, charts, static risk analysis, and standard performance timeframes.
- The progressive web app and Android wrapper for mobile-first access to the same Ghostfolio instance.
- Deploy with official Docker images for common architectures and community templates for home-server platforms.
What Quicken (Simplifi & Classic) does best
- Aggregate investment, retirement, brokerage, bank, credit, loan, and other household accounts across supported financial institutions.
- Simplifi on web and mobile for investment dashboards with holdings, balances, IRR, TWR, real-time prices, and a news feed based on owned securities.
- Quicken Classic desktop for deeper investment views, including performance, realized gains, asset-class grouping, account grouping, and historical snapshots.
- Portfolio Analyzer in US Classic Windows reports average annual return, asset allocation, standard-deviation-based risk, largest holdings, account concentration, and tax implications.
- Portfolio X-Ray in US Classic Premier or Business & Personal on Windows looks through mutual funds, ETFs, and equity funds to show underlying stock exposure.
Side by side
Pricing comparison
See for yourself
Side by side
Price, platforms, data, and market coverage.ShowHide
Side by side
| Attribute | ||
|---|---|---|
| Pricing & plans | ||
Starting price | Free • From $48/yr, billed annually | Subscription |
Free tier | Yes | No |
Free trial | — | — |
Plan limits | — | 7 limits: Quicken Business & Personal: businesses: 10, Quicken Classic Deluxe: observed offer: 40% off the first year shown September 24, 2026; generic pricing page... +5 more |
| Platforms & access | ||
Web app | Yes | Yes |
Desktop app | No | Yes |
Mobile app | Yes | Yes |
API access | Yes | No |
Broker sync | — | Yes |
Integrations | — | TurboTax |
| Audience & fit | ||
Experience level | Beginner, Intermediate, Advanced | Beginner, Intermediate |
Best for | Retail Traders and Long-term Investors | Retail Traders and Long-term Investors |
Categories covered | 3 | 9 |
Regions | — | North America |
| Data & capabilities | ||
Data quality | — | 5 signals: Latency: Real-time and End of Day, Granularity: EOD +3 more |
Data partners | Yahoo Finance and CoinGecko | — |
Capabilities | — | 4 signals: Broker sync, Tax lots +2 more |
Security | Status page | Encryption at rest and Encryption in transit |
| Try it | Visit Ghostfolio | Visit Quicken (Simplifi & Classic) |
Standout features
The best features of Ghostfolio and Quicken (Simplifi & Classic).ShowHide
Standout features
What Ghostfolio does best
- Self-host an AGPL-3.0 open-source portfolio and personal finance dashboard, or use free Basic or paid Premium cloud hosting.
- Tracking net worth across cash, stocks, ETFs, cryptocurrencies, custom assets, accounts, and platforms.
- Management tools for portfolio activity with transaction create/read/update/delete workflows, imports, exports, charts, static risk analysis, and standard performance timeframes.
- The progressive web app and Android wrapper for mobile-first access to the same Ghostfolio instance.
- Deploy with official Docker images for common architectures and community templates for home-server platforms.
What Quicken (Simplifi & Classic) does best
- Aggregate investment, retirement, brokerage, bank, credit, loan, and other household accounts across supported financial institutions.
- Simplifi on web and mobile for investment dashboards with holdings, balances, IRR, TWR, real-time prices, and a news feed based on owned securities.
- Quicken Classic desktop for deeper investment views, including performance, realized gains, asset-class grouping, account grouping, and historical snapshots.
- Portfolio Analyzer in US Classic Windows reports average annual return, asset allocation, standard-deviation-based risk, largest holdings, account concentration, and tax implications.
- Portfolio X-Ray in US Classic Premier or Business & Personal on Windows looks through mutual funds, ETFs, and equity funds to show underlying stock exposure.
All details
Every attribute we track for Ghostfolio and Quicken (Simplifi & Classic).ShowHide
All details
| Attribute | ||
|---|---|---|
| Coverage & fit | ||
Asset types | StocksETFsCryptosOther | StocksETFsMutual FundsBondsCryptosFunds |
Experience | BeginnerIntermediateAdvanced | BeginnerIntermediate |
Target audience | Retail TradersLong-term Investors | Retail TradersLong-term Investors |
Regions | Not specified | North America |
Coverage details | Identifiers: Ticker | Countries: US and CAIdentifiers: Ticker |
| Data | ||
Data freshness | Not specified | Real-timeEnd of Day |
Data granularity | Not specified | EOD |
Data partners | Yahoo FinanceCoinGecko | Not specified |
| Access & integrations | ||
API protocols | REST | Not specified |
API auth & delivery | Auth: APIKeyDocs | Not specified |
Import methods | CSVManual | Manual |
Integrations | Not specified | TurboTax |
Export formats | JSON | CSVExcel |
| Plans & trust | ||
Security & compliance | Status page | Encryption at restEncryption in transit |
Capability signals | Not specified | Broker syncTax lotsMulti-currencyCost basis: FIFO and LIFO |
Vendor & support | Ghostfolio GmbHCountry: SwitzerlandFounded 2025Support: Email, Chat, and Forum | Quicken Inc.Country: USFounded 1983Support: Chat, Phone, and Forum |
Green tags are exclusive to that tool in this comparison.
Pricing
Plans, billing, free trials, and monthly prices.ShowHide
Pricing
| Tier | ||
|---|---|---|
| Free plan | Free“Self-hosted (Open Source)” | — |
| Entry paid plan | $48/yrBilled annually≈ $4/mo“Ghostfolio Premium (Cloud)” | SubscriptionBilled annually“Quicken Simplifi” |
| Tier 2 | — | SubscriptionBilled annually“Quicken Business & Personal”businesses: 10 |
| Tier 3 | — | SubscriptionBilled annually“Quicken Classic Deluxe”observed offer: 40% off the first year shown September 24, 2026; generic pricing page... · displayed monthly equivalent: $6.99, billed annually |
| Tier 4 | — | SubscriptionBilled annually“Quicken Classic Premier”observed offer: 40% off the first year shown September 24, 2026; generic pricing page... · displayed monthly equivalent: $7.99, billed annually |
| Tier 5 | — | SubscriptionBilled annually“Quicken Family Enterprise” |
| Top plan | — | SubscriptionBilled annually“Quicken Classic Business & Personal”observed offer: 40% off the first year shown September 24, 2026; generic pricing page... · displayed monthly equivalent: $10.99, billed annually |
Questions we keep getting
What's the difference between Ghostfolio and Quicken (Simplifi & Classic)?
Ghostfolio leans toward portfolio, data visualizations, and APIs & data feeds, while Quicken (Simplifi & Classic) puts more weight on portfolio, watchlist, and tax lots / lot optimization. They overlap in 1 categories, so for most people it comes down to workflow preference and price.
Is Ghostfolio or Quicken (Simplifi & Classic) free to use?
Ghostfolio has a free tier, so you can get started without paying anything. Quicken (Simplifi & Classic) is paid-only. If budget matters, start with Ghostfolio and see how far it takes you before opening your wallet.
Which is better for beginners: Ghostfolio or Quicken (Simplifi & Classic)?
Honestly, neither is aimed at beginners. Expect a learning curve either way; that's the trade-off for the depth they offer.
Does Ghostfolio or Quicken (Simplifi & Classic) have an API?
Ghostfolio has an API for programmatic access and custom integrations. Quicken (Simplifi & Classic) doesn't, so you're working through its interface.
Should I choose Ghostfolio or Quicken (Simplifi & Classic)?
It depends on what you're after. Pick Ghostfolio if data visualizations and APIs & data feeds matter to you; go with Quicken (Simplifi & Classic) if you'd rather have watchlist and tax lots / lot optimization. And if you only need the basics both share, let price decide.
What asset classes do Ghostfolio and Quicken (Simplifi & Classic) cover?
Both cover stocks, ETFs, and cryptos. Ghostfolio also handles other. Quicken (Simplifi & Classic) adds mutual funds, bonds, and funds on top.
Does Ghostfolio or Quicken (Simplifi & Classic) have real-time data?
Quicken (Simplifi & Classic) offers real-time data, which matters if you trade actively. Ghostfolio runs on delayed or end-of-day data, which is perfectly fine for longer-term investors who don't live and die by the tick.
Can I export data from Ghostfolio and Quicken (Simplifi & Classic)?
Quicken (Simplifi & Classic) exports to CSV and Excel. Ghostfolio is stingier about getting data out.
Are Ghostfolio and Quicken (Simplifi & Classic) good for long-term investing?
Yes, both are aimed squarely at long-term investors. Compare their coverage, workflow, and price before assuming they solve the same long-term research job.
Can I track my portfolio with Ghostfolio or Quicken (Simplifi & Classic)?
Yes, both do portfolio tracking: holdings, performance, and allocation in one place.
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