★ BEST INVESTING TOOLS COMPARISON ★
VOL. XCIV, NO. 247
Source check: The Ledger Terminal checked July 18, 2026
Tool Comparison
OnlyDividends vs The Ledger Terminal
Pick OnlyDividends if
OnlyDividends
Free • Paid plans available · Web · Mobile
- You do a lot of your research from your phone
- You care about portfolio, calendar, and splits, things The Ledger Terminal doesn't offer
Pick The Ledger Terminal if
The Ledger Terminal
Free • From $100.80/yr · Web
- You care about stock comparison, watchlist, and news, things OnlyDividends doesn't offer
- You've outgrown the basics and want pro-level depth
Skip both if: Neither one clicks with how you research; there are strong third options.
See alternativesOutbound links may include affiliate or sponsor codes.
Our take
The bottom line
OnlyDividends and The Ledger Terminal cover a lot of the same ground (10 shared categories, including stock ideas, screeners, and data visualizations), so for the basics you won't go far wrong with either. The real difference is focus: only OnlyDividends gives you portfolio and calendar, and only The Ledger Terminal gives you stock comparison and watchlist.
What readers say
OnlyDividends
Vote once to reveal the community verdict.
The Ledger Terminal
Vote once to reveal the community verdict.
Key differences at a glance
- Mobile app
- OnlyDividends
- Free trial
- The Ledger Terminal7 days
- Global coverage
- OnlyDividends
- Free plan
- Both
See for yourself
How they stack up
The side-by-side table: pricing, platforms, data, and coverage at a glance.ShowHide
How they stack up
The side-by-side table: pricing, platforms, data, and coverage at a glance.| Attribute | ||
|---|---|---|
| Pricing & plans | ||
Starting price | Free • Paid plans available | Free • From $100.80/yr |
Free tier | Yes | Yes |
Free trial | — | 7 days |
Plan limits | 8 limits: Free Forever: tracked stocks: 3, Free Forever: currencies: EUR, USD, GBP, CAD, CHF, AUD +6 more | 7 limits: Free: anonymous daily stock views: 5, Free: authenticated daily stock views: 10 +5 more |
| Platforms & access | ||
Web app | Yes | Yes |
Mobile app | Yes | No |
API access | No | No |
Broker sync | No | No |
Integrations | Apple Sign-In, Google Sign-In +2 more | SEC EDGAR source links and Third-party financial data |
| Audience & fit | ||
Experience level | Beginner, Intermediate | Beginner, Intermediate, Advanced |
Best for | Retail Traders, Pro Retail +2 more | Retail Traders, Pro Retail +7 more |
Categories covered | 16 | 16 |
Regions | North America, Europe, APAC, LatAm, Middle East, Africa | North America |
| Data & capabilities | ||
Data quality | Pricing: Vendor and Multi-currency | 3 signals: Latency: End of Day, Granularity: EOD +1 more |
Data partners | 3 partners: Financial Modeling Prep, Twelve Data +1 more | 3 partners: SEC EDGAR, Third-party financial data +1 more |
Capabilities | Universe builder and Multi-currency | Universe builder and Factors: Value, Quality, Growth, and Size |
Security | 3 signals: Data residency: EU, Encryption at rest +1 more | Data residency: EU and Other and Encryption in transit |
| Try it | Visit OnlyDividends | Visit The Ledger Terminal |
Where each one shines
What OnlyDividends and The Ledger Terminal each do best.ShowHide
Where each one shines
What OnlyDividends and The Ledger Terminal each do best.What OnlyDividends does best
- Tracking dividend holdings manually by entering a stock ticker and share count, without brokerage login or bank account access.
- Estimates for gross and net dividend income after a user-configured withholding tax rate.
- A dividend calendar for past, current, and future payments, including recent received payments and upcoming income.
- Visualizations for monthly income, sector exposure, stock exposure, projected annual earnings, year-over-year growth, payout frequency, and income-goal progress.
- Receive tax-adjusted dividend payday push notifications on supported mobile workflows.
What The Ledger Terminal does best
- Direct access to one-page stock tearsheets that combine business description, historical financials, valuation visuals, quality checks, SEC filing links, and relevant news.
- Research coverage for 10,000+ quality-filtered U.S.-listed stocks while noting that OTC stocks, shell companies, penny stocks, and SPACs are excluded in the pricing FAQ.
- Views for reviewing SEC EDGAR-derived financial-statement history with source filing links, automated QA checks, annual and quarterly data, and trailing twelve months where available.
- Log-scale valuation charts to compare price against fair value views such as P/E, P/FCF, P/CF, and P/OE owner earnings.
- Support for applying a 9-point quality checklist covering profitability, growth, capital efficiency, shareholder returns, fair value, and balance-sheet health.
Every detail we compared
Every tracked attribute for OnlyDividends and The Ledger Terminal, side by side.ShowHide
Every detail we compared
Every tracked attribute for OnlyDividends and The Ledger Terminal, side by side.| Attribute | ||
|---|---|---|
| Coverage & fit | ||
Asset types | Stocks | Stocks |
Experience | BeginnerIntermediate | BeginnerIntermediateAdvanced |
Target audience | Retail TradersPro RetailLong-term InvestorsDividend Investors | Retail TradersPro RetailLong-term InvestorsValue InvestorsQuality InvestorsGrowth InvestorsDividend InvestorsAnalysts+1 more |
Regions | North AmericaEuropeAPACLatAmMiddle EastAfrica | North America |
Coverage details | 50 countries71 exchangesIdentifiers: Ticker | Countries: USIdentifiers: Ticker |
| Data | ||
Data freshness | Not specified | End of Day |
Data granularity | Not specified | EOD |
Pricing sources | Vendor | VendorModel |
Data partners | Financial Modeling PrepTwelve DataLogo.dev | SEC EDGARThird-party financial dataFinancial outlets and wire services |
| Access & integrations | ||
Import methods | Manual | Manual |
Integrations | Apple Sign-InGoogle Sign-InApple App Store paymentsGoogle Play Store payments | SEC EDGAR source linksThird-party financial data |
Export formats | Not specified | Excel |
| Plans & trust | ||
Security & compliance | Data residency: EUEncryption at restEncryption in transit | Data residency: EU and OtherEncryption in transit |
Capability signals | Universe builderMulti-currency | Universe builderFactors: Value, Quality, Growth, and Size |
Vendor & support | El Mourad Sroutou, entrepreneur individuelCountry: FranceSupport: Email | The Ledger TerminalCountry: PortugalSupport: Email |
Green tags are exclusive to that tool in this comparison.
What you'll actually pay
Plans, billing, trials, and per-month pricing for both tools.ShowHide
What you'll actually pay
Plans, billing, trials, and per-month pricing for both tools.| Tier | ||
|---|---|---|
| Free plan | Free“Free Forever”tracked stocks: 3 · currencies: EUR, USD, GBP, CAD, CHF, AUD · +1 more | Freeanonymous daily stock views: 5 · authenticated daily stock views: 10 |
| Entry paid plan | €6.99/mo“Premium Monthly”tracked stocks: 50 · cancellation: Cancel anytime | $100.80/yr≈ $8.40/mo“Pro (Annual)”public starting price monthly usd: 12 · introductory first year usd: 100.8 · +3 more |
| Top plan | €49.99/yr“Premium Annual”tracked stocks: 50 · advertised monthly equivalent eur: 4.17 · +1 more | — |
| Free trial | — | 7 days |
Questions we keep getting
What's the difference between OnlyDividends and The Ledger Terminal?
OnlyDividends leans toward stock ideas, screeners, and portfolio, while The Ledger Terminal puts more weight on stock ideas, screeners, and stock comparison. They overlap in 10 categories, so for most people it comes down to workflow preference and price.
How much do OnlyDividends and The Ledger Terminal cost?
Good news: both OnlyDividends and The Ledger Terminal have free plans, so you can run them side by side and only pay if you hit a wall.
Which is better for beginners: OnlyDividends or The Ledger Terminal?
Honestly, neither is aimed at beginners. Expect a learning curve either way; that's the trade-off for the depth they offer.
Can I use OnlyDividends or The Ledger Terminal on my phone?
OnlyDividends lists a dedicated mobile app, so it travels better. The Ledger Terminal doesn't list a dedicated mobile app; its documented access is web.
Should I choose OnlyDividends or The Ledger Terminal?
It depends on what you're after. Pick OnlyDividends if portfolio and calendar matter to you; go with The Ledger Terminal if you'd rather have stock comparison and watchlist. And if you only need the basics both share, let price decide.
Which covers international markets: OnlyDividends or The Ledger Terminal?
OnlyDividends has documented international coverage (North America, Europe, APAC, LatAm, and more), so it's the safer bet if you hold non-US stocks. The Ledger Terminal is more region-specific, mainly North America.
Can I export data from OnlyDividends and The Ledger Terminal?
The Ledger Terminal exports to Excel. OnlyDividends is stingier about getting data out.
Are OnlyDividends and The Ledger Terminal good for long-term investing?
Yes, both are aimed squarely at long-term investors. Compare their coverage, workflow, and price before assuming they solve the same long-term research job.
Which has a better stock screener: OnlyDividends or The Ledger Terminal?
Both OnlyDividends and The Ledger Terminal include stock screeners, and they differ more in interface than raw power; try both and see which one clicks for you.
Can I track my portfolio with OnlyDividends or The Ledger Terminal?
OnlyDividends handles portfolio tracking. The Ledger Terminal is really a research tool; you'd track your portfolio elsewhere.
Keep researching
More comparisons to check
Other tools you might like
Keep Exploring
Feedback
Spot stale pricing, missing features, or a comparison that feels off? Send feedback on the verdict, table, alternatives, or recommendation.
Curation & Accuracy
This directory blends AI‑assisted discovery with human curation. Entries are reviewed, edited, and organized with the goal of expanding coverage and sharpening quality over time. Your feedback helps steer improvements (because no single human can capture everything all at once).
Details change. Pricing, features, and availability may be incomplete or out of date. Treat listings as a starting point and verify on the provider’s site before making decisions. If you spot an error or a gap, send a quick note and I’ll adjust.