Tool Comparison
Portfolio123 vs Wise (Interest & Stocks)
- Paid from
- $25/mo
- Free plan
- Yes
- Platforms
- Web, API, Desktop
Best if
- Delayed quotes won't cut it; you need real-time data
- You want screeners, data visualizations, and quant.
- Paid from
- —
- Free plan
- Yes
- Platforms
- Web, Mobile, API
Best if
- You do a lot of your research from your phone
- You want wealth management and downloadable tax reports.
Start here
Portfolio123
Free • From $300/yr · Web · API · Desktop
- Delayed quotes won't cut it; you need real-time data
- You want screeners, data visualizations, and quant.
Pick Wise (Interest & Stocks) instead if
Wise (Interest & Stocks)
Free · Web · Mobile · API
- You do a lot of your research from your phone
- You want wealth management and downloadable tax reports.
Skip both if: Neither one clicks with how you research; there are strong third options.
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Our take
The bottom line
Portfolio123 simply does more: 19 categories to Wise (Interest & Stocks)'s 3, including screeners, data visualizations, and quant. Wise (Interest & Stocks) counters by being completely free. On paper they're closely matched, so let pricing, platform fit, and the details below break the tie.
What readers say
Portfolio123
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Wise (Interest & Stocks)
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Key differences at a glance
- Real-time data
- Portfolio123
- Broader coverage
- Portfolio12319 vs 3 categories
- Mobile app
- Wise (Interest & Stocks)
- Desktop app
- Portfolio123
- Broker sync
- Portfolio123
- Free plan
- Both
What Portfolio123 does best
- Build multifactor ranking systems, stock screens, ETF screens, and rules-based strategies.
- Run simulations with custom universes, buy and sell rules, position sizing, hedging, rebalancing, slippage, and commissions.
- Point-in-time data designed to avoid survivorship and look-ahead bias, with fundamentals, estimates, corporate actions, sector and industry classifications, and historical issues.
- Create ranking systems from fundamental, technical, sentiment, and macro factors, including public factor documentation and FRED-linked economic series.
- AI Factor to train machine-learning predictors for expected returns and feed those predictions into rankings, simulations, and asset-level analysis.
What Wise (Interest & Stocks) does best
- Wise Interest in eligible UK and EEA markets where balances are allocated to government money-market funds, with capital at risk.
- U.S.
- Investment access for available balances or jars through Stocks where eligible, using a selected index fund rather than choosing individual stocks or ETFs.
- Stocks uses BlackRock iShares World Equity Index Fund in eligible UK and EEA markets and LionGlobal Infinity Global Stock Index Fund in Singapore; US residents and taxpayers cannot currently open it.
- Review regional fee tables before using Stocks, including Wise service fees and embedded fund manager fees that differ by market.
Side by side
Pricing comparison
See for yourself
Side by side
Price, platforms, data, and market coverage.ShowHide
Side by side
| Attribute | ||
|---|---|---|
| Pricing & plans | ||
Starting price | Free • From $300/yr | Free |
Free tier | Yes | Yes |
Free trial | — | — |
Plan limits | 25 limits: Free Screener & Backtesting Access: duration days: 30, Screener (Annual): backtest history years: 5 +23 more | — |
| Platforms & access | ||
Web app | Yes | Yes |
Desktop app | Yes | No |
Mobile app | No | Yes |
API access | Yes | Yes |
Broker sync | Yes | No |
Integrations | Interactive Brokers and Tradier | Xero and QuickBooks |
| Audience & fit | ||
Experience level | Beginner, Intermediate, Advanced | Beginner, Intermediate, Advanced |
Best for | Retail Traders, Pro Retail +5 more | — |
Categories covered | 19 | 3 |
Regions | North America, Europe | Europe, North America, APAC, LatAm |
| Data & capabilities | ||
Data quality | 5 signals: Latency: Real-time and End of Day, Granularity: EOD +3 more | — |
Data partners | 4 partners: FactSet, S&P Global Market Intelligence +2 more | — |
Capabilities | 6 signals: Custom formulas, Ranking backtests +4 more | — |
Security | — | Status page |
| Try it | Visit Portfolio123 | Visit Wise (Interest & Stocks) |
Standout features
The best features of Portfolio123 and Wise (Interest & Stocks).ShowHide
Standout features
What Portfolio123 does best
- Build multifactor ranking systems, stock screens, ETF screens, and rules-based strategies.
- Run simulations with custom universes, buy and sell rules, position sizing, hedging, rebalancing, slippage, and commissions.
- Point-in-time data designed to avoid survivorship and look-ahead bias, with fundamentals, estimates, corporate actions, sector and industry classifications, and historical issues.
- Create ranking systems from fundamental, technical, sentiment, and macro factors, including public factor documentation and FRED-linked economic series.
- AI Factor to train machine-learning predictors for expected returns and feed those predictions into rankings, simulations, and asset-level analysis.
What Wise (Interest & Stocks) does best
- Wise Interest in eligible UK and EEA markets where balances are allocated to government money-market funds, with capital at risk.
- U.S.
- Investment access for available balances or jars through Stocks where eligible, using a selected index fund rather than choosing individual stocks or ETFs.
- Stocks uses BlackRock iShares World Equity Index Fund in eligible UK and EEA markets and LionGlobal Infinity Global Stock Index Fund in Singapore; US residents and taxpayers cannot currently open it.
- Review regional fee tables before using Stocks, including Wise service fees and embedded fund manager fees that differ by market.
All details
Every attribute we track for Portfolio123 and Wise (Interest & Stocks).ShowHide
All details
| Attribute | ||
|---|---|---|
| Coverage & fit | ||
Asset types | StocksETFsClosed-End Funds | Mutual FundsCurrencies |
Experience | BeginnerIntermediateAdvanced | BeginnerIntermediateAdvanced |
Target audience | Retail TradersPro RetailInstitutional InvestorsAnalystsQuants/DevelopersFinancial AdvisorsStudents/Researchers | Not specified |
Regions | North AmericaEurope | EuropeNorth AmericaAPACLatAm |
Coverage details | Countries: US and CAIdentifiers: Ticker | 22 countriesIdentifiers: ISIN |
| Data | ||
Data freshness | Real-timeEnd of Day | Not specified |
Data granularity | EOD | Not specified |
Data partners | FactSetS&P Global Market IntelligenceICE Data ServicesFRED | Not specified |
| Access & integrations | ||
API protocols | REST | REST |
API auth & delivery | Auth: APIKeyDocs | Auth: OAuth2Webhooks |
Import methods | BrokerOAuthCSV | Not specified |
Integrations | Interactive BrokersTradier | XeroQuickBooks |
Export formats | CSVJSON | CSVExcelPDF |
| Plans & trust | ||
Security & compliance | Not specified | Status page |
Capability signals | Custom formulasRanking backtestsUniverse builderBroker syncRebalancingCorrelation | Not specified |
Vendor & support | Portfolio123Support: Forum | Wise plcCountry: United KingdomFounded 2011Support: Email, Chat, and Phone |
Curation ratings | Not specified | Methodology 3/5Reliability 4/5UX 4/5 |
Green tags are exclusive to that tool in this comparison.
Pricing
Plans, billing, free trials, and monthly prices.ShowHide
Pricing
| Tier | ||
|---|---|---|
| Free plan | Free“Manage (Free)” | Free |
| Entry paid plan | $300/yr≈ $25/mo“Screener (Annual)”backtest history years: 5 · resource units: 400 · +1 more | — |
| Tier 2 | $35/mo“Screener (Monthly)”backtest history years: 5 · resource units: 400 · +1 more | — |
| Tier 3 | $1000/yr≈ $83.33/mo“Backtest (Annual)”backtest history years: 10 · resource units: 1,000 · +1 more | — |
| Tier 4 | $116/mo“Backtest (Monthly)”backtest history years: 10 · resource units: 1,000 · +1 more | — |
| Tier 5 | $1500/yr≈ $125/mo“Portfolio (Annual)”backtest history years: 15 · resource units: 5,000 · +1 more | — |
| Tier 6 | $174/mo“Portfolio (Monthly)”backtest history years: 15 · resource units: 5,000 · +1 more | — |
| Tier 7 | $2400/yr≈ $200/mo“Ultimate (Annual)”backtest history years: 20 · resource units: 10,000 · +1 more | — |
| Top plan | $278/mo“Ultimate (Monthly)”backtest history years: 20 · resource units: 10,000 · +1 more | — |
| Custom / enterprise | Contact sales“Professional / API & Data Licenses” | — |
Questions we keep getting
What's the difference between Portfolio123 and Wise (Interest & Stocks)?
Portfolio123 leans toward screeners, data visualizations, and quant, while Wise (Interest & Stocks) puts more weight on wealth management, downloadable tax reports, and APIs & data feeds. They overlap in 1 categories, so for most people it comes down to workflow preference and price.
How much do Portfolio123 and Wise (Interest & Stocks) cost?
Good news: both Portfolio123 and Wise (Interest & Stocks) have free plans, so you can run them side by side and only pay if you hit a wall.
Can I use Portfolio123 or Wise (Interest & Stocks) on my phone?
Wise (Interest & Stocks) lists a dedicated mobile app, so it travels better. Portfolio123 doesn't list a dedicated mobile app; its documented access is web, API, and desktop.
Do Portfolio123 and Wise (Interest & Stocks) have APIs?
Yes, both offer API access, so developers and quants can pull data programmatically or wire up their own integrations.
Should I choose Portfolio123 or Wise (Interest & Stocks)?
It depends on what you're after. Pick Portfolio123 if screeners and data visualizations matter to you; go with Wise (Interest & Stocks) if you'd rather have wealth management and downloadable tax reports. And if you only need the basics both share, let price decide.
What asset classes do Portfolio123 and Wise (Interest & Stocks) cover?
Portfolio123 covers stocks, ETFs, and closed-end funds. Wise (Interest & Stocks) covers mutual funds and currencies.
Does Portfolio123 or Wise (Interest & Stocks) have real-time data?
Portfolio123 offers real-time data, which matters if you trade actively. Wise (Interest & Stocks) runs on delayed or end-of-day data, which is perfectly fine for longer-term investors who don't live and die by the tick.
Can I export data from Portfolio123 and Wise (Interest & Stocks)?
Yes, both export to spreadsheets (CSV), which is handy if you like running your own numbers.
Can Portfolio123 or Wise (Interest & Stocks) connect to my broker?
Portfolio123 syncs with brokers automatically. With Wise (Interest & Stocks), you're entering holdings by hand or importing files.
Which has a better stock screener: Portfolio123 or Wise (Interest & Stocks)?
Portfolio123 has a stock screener for surfacing ideas; Wise (Interest & Stocks) doesn't, and focuses its energy elsewhere.
Can I track my portfolio with Portfolio123 or Wise (Interest & Stocks)?
Portfolio123 handles portfolio tracking. Wise (Interest & Stocks) is really a research tool; you'd track your portfolio elsewhere.
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