BEST INVESTING TOOLS COMPARISON

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Checked September 24, 2026

Tool Comparison

AJ Bell vs Freetrade

Paid from
—
Free plan
No
Platforms
Web, Mobile

Best if

  • You've outgrown the basics and want pro-level depth
Paid from
—
Free plan
No
Platforms
Web, Mobile

Best if

    Pick AJ Bell if

    AJ Bell logo

    AJ Bell

    ajbell.co.uk

    Transaction-priced · Fees vary by offer and jurisdiction · Web · Mobile

    • You've outgrown the basics and want pro-level depth

    Pick Freetrade if

    Freetrade logo

    Freetrade

    freetrade.io

    Transaction-priced · Fees vary by offer and jurisdiction · Web · Mobile

    Skip both if: These two cover the same ground; it really comes down to price and which interface you enjoy using.

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    Not set on either one? See the top 50 tools, ranked by user votes, or the deals page for big discounts on popular tools.

    Our take

    The bottom line

    AJ Bell and Freetrade cover a lot of the same ground (5 shared categories, including brokerage, portfolio, and watchlist), so for the basics you won't go far wrong with either. On paper they're closely matched, so let pricing, platform fit, and the details below break the tie.

    What readers say

    AJ Bell

    No votes yet. Cast the first one.

    Freetrade

    No votes yet. Cast the first one.

    AJ Bell logo

    What AJ Bell does best

    1. Open Dealing, Stocks and Shares ISA, Lifetime ISA, Junior ISA, SIPP, Junior SIPP, trust, or eligible company accounts.
    2. Choose from more than 4,000 funds plus UK and international shares, ETFs, investment trusts, gilts, and bonds.
    3. Pay wrapper-specific account charges, with caps for listed assets and tiered charges for funds.
    4. Set up free regular investments from £25 a month, limit orders, stop losses, watchlists, portfolio monitoring, and research.
    5. Earn variable interest on cleared GBP cash, with rates that differ by account type.
    Freetrade logo

    What Freetrade does best

    1. Commission-free dealing in the available stocks, ETFs, investment trusts, funds, gilts, and UK Treasury bills.
    2. A free Basic plan with GIA, Stocks and Shares ISA, Junior Stocks and Shares ISA, and SIPP access.
    3. Optional Standard and Plus plans with lower FX fees and higher capped GBP cash interest.
    4. Supported US stock fractions are bought by GBP value; EU shares can be fractional in recurring orders.
    5. Recurring orders, limit orders, stop losses, portfolio monitoring, and watchlists.

    Side by side

    Pricing & plans
    Starting price
    Transaction-priced · Fees vary by offer and jurisdiction
    Transaction-priced · Fees vary by offer and jurisdiction
    Free tier
    No
    No
    Free trial
    —
    —
    Platforms & access
    Web app
    Yes
    Yes
    Mobile app
    Yes
    Yes
    API access
    No
    No
    Coverage & data
    Asset types
    StocksETFsBondsMutual Funds
    StocksETFsBondsMutual Funds
    Export formats
    CSVPDF
    CSVPDF

    Pricing comparison

    Free plan
    —
    Free“Basic”
    Entry paid plan
    —
    £5.99/mo“Standard”
    Top plan
    —
    £11.99/mo“Plus”

    See for yourself

    Side by side

    Price, platforms, data, and market coverage.
    Show
    Side-by-side comparison of AJ Bell and Freetrade
    Attribute
    AJ Bell logo
    AJ Bell
    Freetrade logo
    Freetrade
    Pricing & plans
    Starting price
    Transaction-priced · Fees vary by offer and jurisdictionTransaction-priced · Fees vary by offer and jurisdiction
    Free tier
    NoNo
    Free trial
    ——
    Platforms & access
    Web app
    YesYes
    Mobile app
    YesYes
    API access
    NoNo
    Audience & fit
    Experience level
    Beginner, Intermediate, AdvancedBeginner, Intermediate
    Best for
    ——
    Categories covered
    55
    Regions
    Europe, North AmericaEurope, North America
    Try itVisit AJ BellVisit Freetrade

    Standout features

    The best features of AJ Bell and Freetrade.
    Show
    AJ Bell logo

    What AJ Bell does best

    1. Open Dealing, Stocks and Shares ISA, Lifetime ISA, Junior ISA, SIPP, Junior SIPP, trust, or eligible company accounts.
    2. Choose from more than 4,000 funds plus UK and international shares, ETFs, investment trusts, gilts, and bonds.
    3. Pay wrapper-specific account charges, with caps for listed assets and tiered charges for funds.
    4. Set up free regular investments from £25 a month, limit orders, stop losses, watchlists, portfolio monitoring, and research.
    5. Earn variable interest on cleared GBP cash, with rates that differ by account type.
    Freetrade logo

    What Freetrade does best

    1. Commission-free dealing in the available stocks, ETFs, investment trusts, funds, gilts, and UK Treasury bills.
    2. A free Basic plan with GIA, Stocks and Shares ISA, Junior Stocks and Shares ISA, and SIPP access.
    3. Optional Standard and Plus plans with lower FX fees and higher capped GBP cash interest.
    4. Supported US stock fractions are bought by GBP value; EU shares can be fractional in recurring orders.
    5. Recurring orders, limit orders, stop losses, portfolio monitoring, and watchlists.

    All details

    Every attribute we track for AJ Bell and Freetrade.
    Show
    Attribute
    AJ Bell logo
    AJ Bell
    Freetrade logo
    Freetrade
    Coverage & fit
    Asset types
    StocksETFsBondsMutual Funds
    StocksETFsBondsMutual Funds
    Experience
    BeginnerIntermediateAdvanced
    BeginnerIntermediate
    Regions
    EuropeNorth America
    EuropeNorth America
    Coverage details
    Identifiers: Ticker and ISIN
    Identifiers: Ticker and ISIN
    Access & integrations
    Export formats
    CSVPDF
    CSVPDF
    Plans & trust
    Vendor & support
    AJ Bell Securities LimitedCountry: United KingdomSupport: Phone and Email
    Freetrade LimitedCountry: United KingdomSupport: Chat and Email

    Green tags are exclusive to that tool in this comparison.

    Pricing

    Plans, billing, free trials, and monthly prices.
    Show
    Plan-by-plan pricing comparison of AJ Bell and Freetrade
    Tier
    AJ Bell logo
    AJ Bell
    Freetrade logo
    Freetrade
    Free plan—
    Free“Basic”
    Entry paid plan—
    £5.99/mo“Standard”
    Top plan—
    £11.99/mo“Plus”

    Questions we keep getting

    What's the difference between AJ Bell and Freetrade?

    AJ Bell leans toward brokerage, portfolio, and watchlist, while Freetrade puts more weight on brokerage, advanced order types, and portfolio. They overlap in 5 categories, so for most people it comes down to workflow preference and price.

    How much do AJ Bell and Freetrade cost?

    Neither has a free plan; you'll need a paid subscription for the full feature set of either. Check each tool's current plan details before buying.

    Which is better for beginners: AJ Bell or Freetrade?

    Honestly, neither is aimed at beginners. Expect a learning curve either way; that's the trade-off for the depth they offer.

    Can I export data from AJ Bell and Freetrade?

    Yes, both export to spreadsheets (CSV), which is handy if you like running your own numbers.

    Can I track my portfolio with AJ Bell or Freetrade?

    Yes, both do portfolio tracking: holdings, performance, and allocation in one place.

    Feedback

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    Curation & Accuracy

    This directory blends AI‑assisted discovery with human curation. Entries are reviewed, edited, and organized with the goal of expanding coverage and sharpening quality over time. Your feedback helps steer improvements (because no single human can capture everything all at once).

    Details change. Pricing, features, and availability may be incomplete or out of date. Treat listings as a starting point and verify on the provider’s site before making decisions. If you spot an error or a gap, send a quick note and I’ll adjust.