★ BEST INVESTING TOOLS COMPARISON ★
VOL. XCIV, NO. 247
Source checks: Cash App checked August 4, 2026 · Public.com checked July 17, 2026
Tool Comparison
Cash App vs Public.com
Pick Cash App if
Cash App
Transaction-priced · Fees vary by offer and jurisdiction · Mobile · Web
Pick Public.com if
Public.com
Transaction-priced · Fees vary by offer and jurisdiction · Web · Mobile
- You care about watchlist and options, things Cash App doesn't offer
- You've outgrown the basics and want pro-level depth
Skip both if: Neither one clicks with how you research; there are strong third options.
See alternativesOutbound links may include affiliate or sponsor codes.
Our take
The bottom line
Cash App and Public.com cover a lot of the same ground (3 shared categories, brokerage, portfolio, and downloadable tax reports), so for the basics you won't go far wrong with either. On paper they're closely matched, so let pricing, platform fit, and the details below break the tie.
What readers say
Cash App
Vote once to reveal the community verdict.
Public.com
Vote once to reveal the community verdict.
See for yourself
How they stack up
The side-by-side table: pricing, platforms, data, and coverage at a glance.ShowHide
How they stack up
The side-by-side table: pricing, platforms, data, and coverage at a glance.| Attribute | ||
|---|---|---|
| Pricing & plans | ||
Starting price | Transaction-priced · Fees vary by offer and jurisdiction | Transaction-priced · Fees vary by offer and jurisdiction |
Free tier | No | No |
Free trial | — | — |
Plan limits | 4 limits: Cash App Investing: stock etf commission: $0, Cash App Investing: minimum stock purchase: $1 +2 more | — |
| Platforms & access | ||
Web app | Yes | Yes |
Mobile app | Yes | Yes |
API access | No | No |
Broker sync | No | — |
| Audience & fit | ||
Experience level | Beginner, Intermediate | Beginner, Intermediate, Advanced |
Best for | — | — |
Categories covered | 3 | 5 |
Regions | North America | North America |
| Data & capabilities | ||
Security | Status page | — |
| Try it | Visit Cash App | Visit Public.com |
Where each one shines
What Cash App and Public.com each do best.ShowHide
Where each one shines
What Cash App and Public.com each do best.What Cash App does best
- Buying and selling U.S.-listed stocks and ETFs with fractional shares and small-dollar purchases where Cash App supports the security.
- Auto Invest to schedule recurring purchases of selected stocks, ETFs, or Bitcoin.
- Round Ups to invest spare change from Cash App Card purchases into a chosen stock, Bitcoin, or savings balance.
- Trading access for Bitcoin inside the same app, including send and receive support through the Lightning Network where available.
- Custom price-triggered orders for stocks and Bitcoin; these are not guaranteed limit orders.
What Public.com does best
- Regular-hours U.S.-listed stock and ETF trades with $0 stated commission.
- Listed stock and ETF options with no base commission or standard contract fee.
- Eligible stock and ETF fractions from $5, with security and transfer limitations.
- Cash or margin brokerage plus Traditional and Roth IRA registrations.
- Recurring Investment Plans spanning up to 20 stock and ETF symbols per purchase.
Every detail we compared
Every tracked attribute for Cash App and Public.com, side by side.ShowHide
Every detail we compared
Every tracked attribute for Cash App and Public.com, side by side.| Attribute | ||
|---|---|---|
| Coverage & fit | ||
Asset types | StocksETFsCryptos | StocksETFsOptionsBonds |
Experience | BeginnerIntermediate | BeginnerIntermediateAdvanced |
Regions | North America | North America |
Coverage details | Countries: USIdentifiers: Ticker | Identifiers: Ticker and CUSIP |
| Access & integrations | ||
Export formats | PDF | CSVPDF |
| Plans & trust | ||
Security & compliance | Status page | Not specified |
Vendor & support | Cash App Investing LLCCountry: United StatesSupport: Phone and Chat | Open to the Public Investing, Inc.Country: United StatesSupport: Chat and Email |
Green tags are exclusive to that tool in this comparison.
What you'll actually pay
Plans, billing, trials, and per-month pricing for both tools.ShowHide
What you'll actually pay
Plans, billing, trials, and per-month pricing for both tools.| Tier | ||
|---|---|---|
| Free plan | Free“Cash App Investing”stock etf commission: $0 · minimum stock purchase: $1 · +2 more | Free“Standard” |
| Entry paid plan | — | $10/mo“Public Premium” |
Questions we keep getting
What's the difference between Cash App and Public.com?
Cash App leans toward brokerage, portfolio, and downloadable tax reports, while Public.com puts more weight on brokerage, portfolio, and watchlist. They overlap in 3 categories, so for most people it comes down to workflow preference and price.
How much do Cash App and Public.com cost?
Neither has a free plan; you'll need a paid subscription for the full feature set of either. Check each tool's current plan details before buying.
Which is better for beginners: Cash App or Public.com?
Honestly, neither is aimed at beginners. Expect a learning curve either way; that's the trade-off for the depth they offer.
Should I choose Cash App or Public.com?
It depends on what you're after. Pick Cash App if you prefer its overall approach; go with Public.com if you'd rather have watchlist and options. And if you only need the basics both share, let price decide.
What asset classes do Cash App and Public.com cover?
Both cover stocks and ETFs. Cash App also handles cryptos. Public.com adds options and bonds on top.
Can I export data from Cash App and Public.com?
Public.com exports to CSV. Cash App is stingier about getting data out.
Can I track my portfolio with Cash App or Public.com?
Yes, both do portfolio tracking: holdings, performance, and allocation in one place.
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Curation & Accuracy
This directory blends AI‑assisted discovery with human curation. Entries are reviewed, edited, and organized with the goal of expanding coverage and sharpening quality over time. Your feedback helps steer improvements (because no single human can capture everything all at once).
Details change. Pricing, features, and availability may be incomplete or out of date. Treat listings as a starting point and verify on the provider’s site before making decisions. If you spot an error or a gap, send a quick note and I’ll adjust.