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Groww Review, Pricing, and Features

Groww is an India-resident self-directed broker for NSE/BSE shares and ETFs, mutual funds, IPOs, equity derivatives and MCX commodity contracts. Accounts have no opening or maintenance fee, while equity orders, derivatives, DP debits and optional MTF each have separate charges.

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Pricing

Key fees from the official fee schedule

Source-checked · Jul 17, 2026

Trading and demat account

₹0 opening; ₹0 maintenance

Equity delivery and intraday brokerage

Lower of ₹20 or 0.1% per executed order; ₹5 minimum

Equity and commodity futures and options

₹20 per executed order

Depository charge on share sale

₹20 male / ₹19.75 female plus GST for debit value ≥₹100

Margin Trading Facility

0.1% brokerage plus 14.95% p.a. on funded amount

Groww does not currently support NRI investment accounts. This profile therefore models resident Indian individuals and eligible Indian entities, not a cross-border Indian diaspora route. Indian shares are held through beneficial-owner demat accounts. Futures, options, commodity contracts and MTF borrowing have separate margin, settlement and loss characteristics and are not direct cash-equity ownership. The existing Groww IPO record remains a narrow discovery and application workflow. New U.S.-stocks account opening is paused, and Groww AMC, PMS, loans and other managed or credit products are outside this self-directed brokerage profile. See the Groww fee schedule for your country.

Key features

  • Indian stocks and ETFs through a CDSL/NSDL beneficial-owner demat account.
  • Equity brokerage at the lower of ₹20 or 0.1%, with a ₹5 minimum.
  • Equity and commodity futures and options at ₹20 per executed order.
  • Direct mutual funds, IPO access, watchlists and portfolio tracking in the same app.
  • Resident individual, HUF, partnership, LLP, private company and trust routes.
  • Indian capital-gains and profit-and-loss reports for self-filing support.

Broker details

Account and availability

Available in 1 country

India

Account

Individual, Hindu Undivided Family, Partnership firm, Limited liability partnership, Private limited company, Trust · INR base currency · ₹0 account opening; no general trading deposit minimum stated

Cash and trading

Interest on uninvested cash

No customer interest rate established

Deposits

No Groww deposit fee stated

UPI, net banking or IMPS/NEFT/RTGS bank transfer · UPI, net banking and RTGS/IMPS can be instant; NEFT can take up to one hour

Withdrawals

No Groww withdrawal fee stated

Transfer settled Groww Balance to a registered Indian bank account · Up to one business day; eligible withdrawals under ₹1 lakh can be instant from 9:30 a.m. to 4 p.m.

Fractional shares

Not confirmed

Indian exchange-listed stocks and ETFs

Tax support · India

Country tax report provided

Regulation and protection

Groww Invest Tech Private Limited

Securities and Exchange Board of India; CDSL and NSDL depository participant · SEBI stock broker INZ000301838; DP IN-DP-417-2019; NSE 90187; BSE 6699; MCX 57420

SEBI-regulated brokerage with segregated CDSL/NSDL beneficial-owner demat accounts · No fixed customer compensation cap stated

Each beneficial owner's dematerialized securities must be held in a separate account and not mixed with the participant's own holdings. The depository can indemnify loss caused by its or the participant's negligence. This does not protect market value or derivative losses.

Source-checked · Reviewed Jul 17, 2026 · Official sources: Groww brokerage charges and pricing, Groww equity client guidance, Groww futures and options pricing, How to complete Groww account creation, Groww support for NRI investments, How to open a HUF demat account on Groww, Corporate demat and trading accounts with Groww, Add or transfer money to Groww Balance, Groww Balance withdrawal availability, Withdraw money from a Groww account, Groww U.S. stocks account opening status, Groww stocks capital gains report, Groww profit and loss report

FAQ

Is Groww free?

Groww should not be treated as free software. Brokerage access may have no monthly charge, but transaction, FX, market-data, custody, transfer, product, or spread costs can apply depending on the offer and jurisdiction. Check the broker details and official fee schedule.

Who is Groww best for?

It suits beginner, intermediate, and advanced users.

What platforms and connections does Groww support?

You can use Groww on Web and Mobile.

Which markets does Groww cover?

Groww covers APAC. Examples include IN. It tracks Stocks, ETFs, Mutual Funds, Options, Futures, and Commodities. Identifiers include Ticker and ISIN.

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