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Groww Review, Pricing, and Features

By Jera Value · Verified Sep 2026

Groww combines Indian brokerage investing with mutual funds, IPO access, and derivatives. Use a demat account for NSE and BSE shares or ETFs, buy direct mutual-fund plans, and follow holdings through watchlists and reports. Eligible account routes differ for residents, entities, and NRIs. Account opening and maintenance are free, but orders, DP debits, derivatives, and optional margin services have separate charges. Check the route and fees that apply to you.

Verdict

Worth it if you want Indian shares, funds, IPOs, and eligible derivatives in one app.

  • Indian investing: buy shares, ETFs, and direct mutual funds
  • New issues: review eligible IPO applications
  • Active products: trade approved equity or commodity derivatives

Skip it if you need NRI margin or commodity access, or trading without minimum charges.

  • NRI restrictions: Non-PIS NRO excludes margin and commodities
  • Total charges: brokerage, DP, and regulatory fees apply
  • U.S. access: new U.S. stock account opening is paused

Web / Mobile · How this site is funded

Pricing

Key fees from the official fee schedule

Source-checked · Aug 23, 2026

Trading and demat account

₹0 opening; ₹0 maintenance

Equity delivery and intraday brokerage

Lower of ₹20 or 0.1%; minimum lower of ₹5 or 2.5%

Equity and commodity futures and options

₹20 per executed order

Depository charge on share sale

₹20 male / ₹19.75 female plus GST for debit value ≥₹100

Margin Trading Facility

0.1% brokerage plus 14.95% p.a. on funded amount

Disclosures reviewed Sep 24, 2026 · Groww, Groww, Groww, Groww

This profile models resident Indian individuals and eligible Indian entities. Groww now advertises a Non-PIS NRO account for eligible NRIs and OCI/PIO cardholders; its equity delivery, F&O, fund, ETF, and IPO access excludes MTF and commodities. Indian shares are held through beneficial-owner demat accounts. Futures, options, commodity contracts and MTF borrowing have separate margin, settlement and loss characteristics and are not direct cash-equity ownership. The existing Groww IPO record remains a narrow discovery and application workflow. New U.S.-stocks account opening is paused, and Groww AMC, PMS, loans and other managed or credit products are outside this self-directed brokerage profile. See the Groww fee schedule for your country.

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Key features

  • Indian shares and ETFs

    Trade eligible securities through a demat account.

  • Direct mutual funds

    Buy direct fund plans in the app.

  • Derivative trading

    Access eligible equity and MCX commodity futures or options.

  • IPO applications

    Review and apply for supported Indian offerings.

  • Portfolio tracking

    Follow holdings with watchlists and account reports.

  • Tax reports

    Export capital-gains and profit-and-loss statements.

Broker details

Account and availability

Available in 1 country

India

Accounts reviewed Aug 23, 2026 · Groww, Groww, Groww, Groww

Account

Individual, Hindu Undivided Family, Partnership firm, Limited liability partnership, Private limited company, Trust · INR base currency · ₹0 account opening; no general trading deposit minimum stated

Cash and trading

Cash interest reviewed Aug 23, 2026 · Groww, Groww, Groww

Interest on uninvested cash

No customer interest rate established

Deposits and withdrawals reviewed Aug 23, 2026 · Groww, Groww, Groww

Deposits

No Groww deposit fee stated

UPI, net banking or IMPS/NEFT/RTGS bank transfer · UPI, net banking and RTGS/IMPS can be instant; NEFT can take up to one hour

Withdrawals

No Groww withdrawal fee stated

Transfer settled Groww Balance to a registered Indian bank account · Up to one business day; eligible withdrawals under ₹1 lakh can be instant from 9:30 a.m. to 4 p.m.

Fractional shares reviewed Aug 23, 2026 · Groww, Groww

Fractional shares

Not confirmed

Indian exchange-listed stocks and ETFs

Tax reports reviewed Aug 23, 2026 · Groww, Groww

Tax support · India

Country tax report provided

Regulation and protection

Entities reviewed Aug 23, 2026 · Groww, Groww

Offers reviewed Aug 23, 2026 · Groww, Groww

Groww Invest Tech Private Limited

Securities and Exchange Board of India; CDSL and NSDL depository participant · SEBI stock broker INZ000301838; DP IN-DP-417-2019; NSE 90187; BSE 6699; MCX 57420

Protections reviewed Aug 23, 2026 · Groww, Groww

SEBI-regulated brokerage with segregated CDSL/NSDL beneficial-owner demat accounts · No fixed customer compensation cap stated

Each beneficial owner's dematerialized securities must be held in a separate account and not mixed with the participant's own holdings. The depository can indemnify loss caused by its or the participant's negligence. This does not protect market value or derivative losses.

Source-checked · Reviewed Sep 24, 2026 · Official sources: Groww brokerage charges and pricing, Groww equity client guidance, Groww futures and options pricing, How to complete Groww account creation, Groww Non-PIS NRO demat account for NRIs, How to open a HUF demat account on Groww, Corporate demat and trading accounts with Groww, Add or transfer money to Groww Balance, Groww Balance withdrawal availability, Withdraw money from a Groww account, Groww U.S. stocks account opening status, Groww stocks capital gains report, Groww profit and loss report

FAQ

Is Groww free?

Groww should not be treated as free software. Brokerage access may have no monthly charge, but transaction, FX, market-data, custody, transfer, product, or spread costs can apply depending on the offer and jurisdiction. Check the broker details and official fee schedule.

Who is Groww best for?

It suits beginner, intermediate, and advanced users.

What platforms and connections does Groww support?

You can use Groww on Web and Mobile.

Which markets does Groww cover?

Groww covers APAC. Examples include IN. It tracks Stocks, ETFs, Mutual Funds, Options, Futures, and Commodities. Identifiers include Ticker and ISIN.

Tool details

Highlights

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Asset types

  • Stocks
  • ETFs
  • Mutual Funds
  • Options
  • Futures
  • Commodities

Coverage regions

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Curation & Accuracy

This directory blends AI‑assisted discovery with human curation. Entries are reviewed, edited, and organized with the goal of expanding coverage and sharpening quality over time. Your feedback helps steer improvements (because no single human can capture everything all at once).

Details change. Pricing, features, and availability may be incomplete or out of date. Treat listings as a starting point and verify on the provider’s site before making decisions. If you spot an error or a gap, send a quick note and I’ll adjust.