Tool Comparison
Cash App vs Rakuten Securities
- Paid from
- —
- Free plan
- No
- Platforms
- Web, Mobile
Best if
- You want watchlist and options.
- You've outgrown the basics and want pro-level depth
Pick Cash App if
Cash App
Transaction-priced · Fees vary by offer and jurisdiction · Mobile · Web
Pick Rakuten Securities if
Rakuten Securities
Transaction-priced · Fees vary by offer and jurisdiction · Web · Mobile
- You want watchlist and options.
- You've outgrown the basics and want pro-level depth
Skip both if: Neither one clicks with how you research; there are strong third options.
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Our take
The bottom line
Cash App and Rakuten Securities cover a lot of the same ground (3 shared categories, brokerage, portfolio, and downloadable tax reports), so for the basics you won't go far wrong with either. On paper they're closely matched, so let pricing, platform fit, and the details below break the tie.
What readers say
Cash App
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Rakuten Securities
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What Cash App does best
- Buying and selling U.S.-listed stocks and ETFs with fractional shares and small-dollar purchases where Cash App supports the security.
- Auto Invest to schedule recurring purchases of selected stocks, ETFs, or Bitcoin.
- Round Ups to invest spare change from Cash App Card purchases into a chosen stock, Bitcoin, or savings balance.
- Trading access for Bitcoin inside the same app, including send and receive support through the Lightning Network where available.
- Custom price-triggered orders for stocks and Bitcoin; these are not guaranteed limit orders.
What Rakuten Securities does best
- Japanese cash equities with a conditional ¥0 Zero Course.
- U.S. stocks and ETFs at 0.495%, capped at $22 per trade.
- Kabumini eligible Japanese odd lots from one whole share; real-time trades have a 0.22% spread.
- Mutual funds, bonds, NISA and derivatives in the wider account suite.
- Free eligible real-time deposits and standard domestic withdrawals.
Side by side
Pricing comparison
See for yourself
Side by side
Price, platforms, data, and market coverage.ShowHide
Side by side
| Attribute | ||
|---|---|---|
| Pricing & plans | ||
Starting price | Transaction-priced · Fees vary by offer and jurisdiction | Transaction-priced · Fees vary by offer and jurisdiction |
Free tier | No | No |
Free trial | — | — |
Plan limits | 5 limits: Cash App Investing: stock etf commission: $0, Cash App Investing: minimum stock purchase: $1 +3 more | — |
| Platforms & access | ||
Web app | Yes | Yes |
Mobile app | Yes | Yes |
API access | No | No |
Broker sync | No | — |
| Audience & fit | ||
Experience level | Beginner, Intermediate | Beginner, Intermediate, Advanced |
Best for | — | — |
Categories covered | 3 | 5 |
Regions | North America | APAC |
| Data & capabilities | ||
Security | Status page | — |
| Try it | Visit Cash App | Visit Rakuten Securities |
Standout features
The best features of Cash App and Rakuten Securities.ShowHide
Standout features
What Cash App does best
- Buying and selling U.S.-listed stocks and ETFs with fractional shares and small-dollar purchases where Cash App supports the security.
- Auto Invest to schedule recurring purchases of selected stocks, ETFs, or Bitcoin.
- Round Ups to invest spare change from Cash App Card purchases into a chosen stock, Bitcoin, or savings balance.
- Trading access for Bitcoin inside the same app, including send and receive support through the Lightning Network where available.
- Custom price-triggered orders for stocks and Bitcoin; these are not guaranteed limit orders.
What Rakuten Securities does best
- Japanese cash equities with a conditional ¥0 Zero Course.
- U.S. stocks and ETFs at 0.495%, capped at $22 per trade.
- Kabumini eligible Japanese odd lots from one whole share; real-time trades have a 0.22% spread.
- Mutual funds, bonds, NISA and derivatives in the wider account suite.
- Free eligible real-time deposits and standard domestic withdrawals.
All details
Every attribute we track for Cash App and Rakuten Securities.ShowHide
All details
| Attribute | ||
|---|---|---|
| Coverage & fit | ||
Asset types | StocksETFsCryptos | StocksETFsMutual FundsBondsOptionsFutures |
Experience | BeginnerIntermediate | BeginnerIntermediateAdvanced |
Regions | North America | APAC |
Coverage details | Countries: USIdentifiers: Ticker | Countries: JPExchanges: XTKS, XNAS, and XNYSIdentifiers: Ticker and ISIN |
| Access & integrations | ||
Export formats | PDF | CSVPDF |
| Plans & trust | ||
Security & compliance | Status page | Not specified |
Vendor & support | Cash App Investing LLCCountry: United StatesSupport: Phone and Chat | Rakuten Securities, Inc.Country: JapanSupport: Phone and Chat |
Green tags are exclusive to that tool in this comparison.
Pricing
Plans, billing, free trials, and monthly prices.ShowHide
Pricing
| Tier | ||
|---|---|---|
| Free plan | Free“Cash App Investing”stock etf commission: $0 · minimum stock purchase: $1 · +3 more | — |
Questions we keep getting
What's the difference between Cash App and Rakuten Securities?
Cash App leans toward brokerage, portfolio, and downloadable tax reports, while Rakuten Securities puts more weight on brokerage, portfolio, and watchlist. They overlap in 3 categories, so for most people it comes down to workflow preference and price.
How much do Cash App and Rakuten Securities cost?
Neither has a free plan; you'll need a paid subscription for the full feature set of either. Check each tool's current plan details before buying.
Which is better for beginners: Cash App or Rakuten Securities?
Honestly, neither is aimed at beginners. Expect a learning curve either way; that's the trade-off for the depth they offer.
Should I choose Cash App or Rakuten Securities?
It depends on what you're after. Pick Cash App if you prefer its overall approach; go with Rakuten Securities if you'd rather have watchlist and options. And if you only need the basics both share, let price decide.
What asset classes do Cash App and Rakuten Securities cover?
Both cover stocks and ETFs. Cash App also handles cryptos. Rakuten Securities adds mutual funds, bonds, and options on top.
Which covers international markets: Cash App or Rakuten Securities?
Rakuten Securities has documented international coverage (APAC), so it's the safer bet if you hold non-US stocks. Cash App is more region-specific, mainly North America.
Can I export data from Cash App and Rakuten Securities?
Rakuten Securities exports to CSV. Cash App is stingier about getting data out.
Can I track my portfolio with Cash App or Rakuten Securities?
Yes, both do portfolio tracking: holdings, performance, and allocation in one place.
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