Tool Comparison
Cash App vs SoFi Invest
- Paid from
- —
- Free plan
- No
- Platforms
- Web, Mobile
Best if
- You want watchlist and options.
Pick Cash App if
Cash App
Transaction-priced · Fees vary by offer and jurisdiction · Mobile · Web
Pick SoFi Invest if
SoFi Invest
Transaction-priced · Fees vary by offer and jurisdiction · Web · Mobile
- You want watchlist and options.
Skip both if: Neither one clicks with how you research; there are strong third options.
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Our take
The bottom line
Cash App and SoFi Invest cover a lot of the same ground (3 shared categories, brokerage, portfolio, and downloadable tax reports), so for the basics you won't go far wrong with either. On paper they're closely matched, so let pricing, platform fit, and the details below break the tie.
What readers say
Cash App
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SoFi Invest
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What Cash App does best
- Buying and selling U.S.-listed stocks and ETFs with fractional shares and small-dollar purchases where Cash App supports the security.
- Auto Invest to schedule recurring purchases of selected stocks, ETFs, or Bitcoin.
- Round Ups to invest spare change from Cash App Card purchases into a chosen stock, Bitcoin, or savings balance.
- Trading access for Bitcoin inside the same app, including send and receive support through the Lightning Network where available.
- Custom price-triggered orders for stocks and Bitcoin; these are not guaranteed limit orders.
What SoFi Invest does best
- Online U.S. stock, ETF, and listed-options trading with $0 stated commissions.
- More than 4,000 eligible stock and ETF fractions starting at $5.
- Individual, joint, community-property, tenancy-by-entirety, and eligible IRA registrations.
- Mutual funds, interval funds and tender-offer funds with product-specific transaction costs.
- Recurring deposits, portfolio monitoring and watchlists in the SoFi app.
Side by side
Pricing comparison
See for yourself
Side by side
Price, platforms, data, and market coverage.ShowHide
Side by side
| Attribute | ||
|---|---|---|
| Pricing & plans | ||
Starting price | Transaction-priced · Fees vary by offer and jurisdiction | Transaction-priced · Fees vary by offer and jurisdiction |
Free tier | No | No |
Free trial | — | — |
Plan limits | 5 limits: Cash App Investing: stock etf commission: $0, Cash App Investing: minimum stock purchase: $1 +3 more | — |
| Platforms & access | ||
Web app | Yes | Yes |
Mobile app | Yes | Yes |
API access | No | No |
Broker sync | No | — |
| Audience & fit | ||
Experience level | Beginner, Intermediate | Beginner, Intermediate |
Best for | — | — |
Categories covered | 3 | 5 |
Regions | North America | North America |
| Data & capabilities | ||
Security | Status page | — |
| Try it | Visit Cash App | Visit SoFi Invest |
Standout features
The best features of Cash App and SoFi Invest.ShowHide
Standout features
What Cash App does best
- Buying and selling U.S.-listed stocks and ETFs with fractional shares and small-dollar purchases where Cash App supports the security.
- Auto Invest to schedule recurring purchases of selected stocks, ETFs, or Bitcoin.
- Round Ups to invest spare change from Cash App Card purchases into a chosen stock, Bitcoin, or savings balance.
- Trading access for Bitcoin inside the same app, including send and receive support through the Lightning Network where available.
- Custom price-triggered orders for stocks and Bitcoin; these are not guaranteed limit orders.
What SoFi Invest does best
- Online U.S. stock, ETF, and listed-options trading with $0 stated commissions.
- More than 4,000 eligible stock and ETF fractions starting at $5.
- Individual, joint, community-property, tenancy-by-entirety, and eligible IRA registrations.
- Mutual funds, interval funds and tender-offer funds with product-specific transaction costs.
- Recurring deposits, portfolio monitoring and watchlists in the SoFi app.
All details
Every attribute we track for Cash App and SoFi Invest.ShowHide
All details
| Attribute | ||
|---|---|---|
| Coverage & fit | ||
Asset types | StocksETFsCryptos | StocksETFsOptionsMutual Funds |
Experience | BeginnerIntermediate | BeginnerIntermediate |
Regions | North America | North America |
Coverage details | Countries: USIdentifiers: Ticker | Identifiers: Ticker |
| Access & integrations | ||
Export formats | PDF | CSVPDF |
| Plans & trust | ||
Security & compliance | Status page | Not specified |
Vendor & support | Cash App Investing LLCCountry: United StatesSupport: Phone and Chat | SoFi Securities LLCCountry: United StatesSupport: Phone and Chat |
Green tags are exclusive to that tool in this comparison.
Pricing
Plans, billing, free trials, and monthly prices.ShowHide
Pricing
| Tier | ||
|---|---|---|
| Free plan | Free“Cash App Investing”stock etf commission: $0 · minimum stock purchase: $1 · +3 more | — |
Alternatives
Free alternatives
Questions we keep getting
What's the difference between Cash App and SoFi Invest?
Cash App leans toward brokerage, portfolio, and downloadable tax reports, while SoFi Invest puts more weight on brokerage, portfolio, and watchlist. They overlap in 3 categories, so for most people it comes down to workflow preference and price.
How much do Cash App and SoFi Invest cost?
Neither has a free plan; you'll need a paid subscription for the full feature set of either. Check each tool's current plan details before buying.
Should I choose Cash App or SoFi Invest?
It depends on what you're after. Pick Cash App if you prefer its overall approach; go with SoFi Invest if you'd rather have watchlist and options. And if you only need the basics both share, let price decide.
What asset classes do Cash App and SoFi Invest cover?
Both cover stocks and ETFs. Cash App also handles cryptos. SoFi Invest adds options and mutual funds on top.
Can I export data from Cash App and SoFi Invest?
SoFi Invest exports to CSV. Cash App is stingier about getting data out.
Can I track my portfolio with Cash App or SoFi Invest?
Yes, both do portfolio tracking: holdings, performance, and allocation in one place.
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