VOL. XCIV, NO. 247
BEST INVESTING TOOLS COMPARISON
Source checks: Fiscal.ai checked August 23, 2026 · Optuma checked September 5, 2026
Tool Comparison
Fiscal.ai vs Optuma
Pick Fiscal.ai if
Fiscal.ai
Free • From $39/mo · Web · API
- You'd rather start free and only pay if you outgrow it
- You want the cheaper way in: plans start at $39/mo instead of $67.5/mo
- You want an API so you can script or automate things
Pick Optuma if
Optuma
From $810/yr · Desktop
- You care about ETF comparison, quant, and backtesting, things Fiscal.ai doesn't offer
Skip both if: Neither one clicks with how you research; there are strong third options.
See alternativesOutbound links may include affiliate or sponsor codes.
Our take
The bottom line
Fiscal.ai and Optuma cover a lot of the same ground (5 shared categories, including screeners, stock comparison, and data visualizations), so for the basics you won't go far wrong with either. Fiscal.ai simply does more: 29 categories to Optuma's 10, including stock ideas, institutional ownership, and ETF analysis. Optuma counters by keeping things simpler.
What readers say
Fiscal.ai
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Optuma
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Key differences at a glance
- Free plan
- Fiscal.ai
- Cheaper paid plan
- Fiscal.ai$39/mo vs $67.5/mo
- Broader coverage
- Fiscal.ai29 vs 10 categories
- Desktop app
- Optuma
- API access
- Fiscal.ai
- Beginner friendly
- Fiscal.ai
See for yourself
How they stack up
The side-by-side table: pricing, platforms, data, and coverage at a glance.ShowHide
How they stack up
The side-by-side table: pricing, platforms, data, and coverage at a glance.| Attribute | ||
|---|---|---|
| Pricing & plans | ||
Starting price | Free • From $39/mo | From $810/yr |
Free tier | Yes | No |
Free trial | 14 days | 14 days |
Plan limits | 37 limits: Terminal - Free: financials history (annual): 10, Terminal - Free: financials history (quarterly): 6 +35 more | — |
| Platforms & access | ||
Web app | Yes | No |
Desktop app | No | Yes |
Mobile app | No | No |
API access | Yes | No |
Broker sync | No | No |
Integrations | MCP, Claude Connector +7 more | Bloomberg |
| Audience & fit | ||
Experience level | Beginner, Intermediate, Advanced | Intermediate, Advanced |
Best for | Retail Traders, Pro Retail +11 more | Pro Retail, Analysts +3 more |
Categories covered | 29 | 10 |
Regions | North America, Europe, APAC, LatAm, Middle East, Africa | North America, Europe, APAC, LatAm, Middle East, Africa |
| Data & capabilities | ||
Data quality | 3 signals: Latency: Real-time, 15-min Delayed, and End of Day, Granularity: Tick and EOD +1 more | 3 signals: Latency: Real-time and End of Day, Granularity: Minute and EOD +1 more |
Data partners | 5 partners: Fiscal.ai Data Feed, S&P Global Market Intelligence +3 more | RRG Research and Bloomberg |
Capabilities | 4 signals: Custom formulas, Universe builder +2 more | 9 signals: Custom formulas, Ranking backtests +7 more |
Security | SOC2 and Status page | — |
| Try it | Visit Fiscal.ai | Visit Optuma |
Where each one shines
What Fiscal.ai and Optuma each do best.ShowHide
Where each one shines
What Fiscal.ai and Optuma each do best.What Fiscal.ai does best
- Research coverage for global stocks, ETFs, mutual funds, and funds through dashboards, watchlists, portfolio views, visualizations, fundamentals, estimates, transcripts, filings, news, and event data.
- Use AI Copilot, summaries, and generated reports for earnings, filings, peer comparisons, financial analysis, and company research.
- Analysis of fundamentals, ratios, standardized financials, as-reported data, adjusted metrics, segment data, KPIs, analyst estimates, revisions, ratings, and price targets.
- Run 24 documented Fiscal Skills in MCP clients for financial models, company snapshots, screens, valuation, ownership, fund letters, filings, credit, quality scores, and earnings analysis.
- Trace research back to source filings, transcripts, slides, company news, investor-relations material, and source-to-filing images or PDFs where supported.
What Optuma does best
- Build static or animated RRGs for securities, indices, asset classes, custom lists, and portfolios.
- Change tail length, comparison index, history, and daily, weekly, or monthly timeframes in RRG Lite.
- Use price-weighted, cap-weighted, selected-index, or fixed annual-return comparisons.
- Higher service levels add one-minute intraday and Forex RRGs, scripting, filters, scans, quantitative tests, and quadrant-colored bars.
- Connect a real-time provider for live intraday RRGs or use included and optional end-of-day market data.
Every detail we compared
Every tracked attribute for Fiscal.ai and Optuma, side by side.ShowHide
Every detail we compared
Every tracked attribute for Fiscal.ai and Optuma, side by side.| Attribute | ||
|---|---|---|
| Coverage & fit | ||
Asset types | StocksETFsMutual FundsFunds | StocksETFsMutual FundsCurrenciesCommoditiesFuturesCryptosOther |
Experience | BeginnerIntermediateAdvanced | IntermediateAdvanced |
Target audience | Retail TradersPro RetailInstitutional InvestorsAnalystsQuants/DevelopersLong-term InvestorsValue InvestorsGrowth Investors+5 more | Pro RetailAnalystsQuants/DevelopersAsset ManagersHedge Funds |
Regions | North AmericaEuropeAPACLatAmMiddle EastAfrica | North AmericaEuropeAPACLatAmMiddle EastAfrica |
Coverage details | Identifiers: Ticker, CUSIP, ISIN, and FIGI | Identifiers: Ticker |
| Data | ||
Data freshness | Real-time15-min DelayedEnd of Day | Real-timeEnd of Day |
Data granularity | TickEOD | MinuteEOD |
Data partners | Fiscal.ai Data FeedS&P Global Market IntelligenceMorningstarYChartsPerplexity | RRG ResearchBloomberg |
| Access & integrations | ||
API protocols | REST | Not specified |
API auth & delivery | Auth: APIKeyWebhooks50 req/minDocs | Not specified |
Import methods | Manual | CSVManual |
Integrations | MCPClaude ConnectorChatGPTCodex CLICursorVS Code CopilotGemini CLIPerplexity+1 more | Bloomberg |
Export formats | CSVImagePDF | ImagePDF |
| Plans & trust | ||
Security & compliance | SOC2Status page | Not specified |
Capability signals | Custom formulasUniverse builderCitation pinningAI summaries: Filings, Transcripts, and News | Custom formulasRanking backtestsUniverse builderFactors: Value, Quality, Momentum, Growth, LowVol, and SizeFactor exposurePerformance attributionPortfolio attributionPortfolio factor exposure+1 more |
Vendor & support | Stratosphere Technology Inc.Country: CanadaFounded 2021Support: Email | Optuma Pty LtdCountry: AUSupport: Email and Forum |
Curation ratings | Methodology 5/5Reliability 4/5UX 5/5 | Not specified |
Green tags are exclusive to that tool in this comparison.
What you'll actually pay
Plans, billing, trials, and per-month pricing for both tools.ShowHide
What you'll actually pay
Plans, billing, trials, and per-month pricing for both tools.| Tier | ||
|---|---|---|
| Free plan | Free“Terminal - Free”financials history (annual): 10 · financials history (quarterly): 6 · +8 more | — |
| Entry paid plan | $39/mo“Terminal - Pro (Monthly)”financials history (annual): 15 · financials history (quarterly): 20 · +10 more | $810/yr≈ $67.50/mo“Trader Services — annual renewal” |
| Tier 2 | $199/mo“Terminal - Enterprise (Monthly)”financials history (annual): 20+ · financials history (quarterly): 40+ · +10 more | $75/mo“Trader Services — monthly renewal” |
| Top plan | — | $995/yr“Trader Services — first 12 months” |
| Custom / enterprise | Contact sales“API - Paid” | — |
| Free trial | 14 days | 14 days |
Questions we keep getting
What's the difference between Fiscal.ai and Optuma?
Fiscal.ai leans toward stock ideas, screeners, and stock comparison, while Optuma puts more weight on data visualizations, stock comparison, and ETF comparison. They overlap in 5 categories, so for most people it comes down to workflow preference and price.
Is Fiscal.ai or Optuma free to use?
Fiscal.ai has a free tier, so you can get started without paying anything. Optuma is paid-only. If budget matters, start with Fiscal.ai and see how far it takes you before opening your wallet.
Which is better for beginners: Fiscal.ai or Optuma?
Fiscal.ai is the friendlier place to start; its interface takes less getting used to. Both work fine once you're past the basics.
Does Fiscal.ai or Optuma have an API?
Fiscal.ai has an API for programmatic access and custom integrations. Optuma doesn't, so you're working through its interface.
Should I choose Fiscal.ai or Optuma?
It depends on what you're after. Pick Fiscal.ai if stock ideas and institutional ownership matter to you; go with Optuma if you'd rather have ETF comparison and quant. And if you only need the basics both share, let price decide.
What asset classes do Fiscal.ai and Optuma cover?
Both cover stocks, ETFs, and mutual funds. Fiscal.ai also handles funds. Optuma adds currencies, commodities, and futures on top.
Do Fiscal.ai and Optuma offer real-time data?
Yes, both serve real-time market data, so either works when timing matters.
Can I export data from Fiscal.ai and Optuma?
Fiscal.ai exports to CSV. Optuma is stingier about getting data out.
Which has a better stock screener: Fiscal.ai or Optuma?
Both Fiscal.ai and Optuma include stock screeners, and they differ more in interface than raw power; try both and see which one clicks for you.
Can I track my portfolio with Fiscal.ai or Optuma?
Yes, both do portfolio tracking: holdings, performance, and allocation in one place.
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Curation & Accuracy
This directory blends AI‑assisted discovery with human curation. Entries are reviewed, edited, and organized with the goal of expanding coverage and sharpening quality over time. Your feedback helps steer improvements (because no single human can capture everything all at once).
Details change. Pricing, features, and availability may be incomplete or out of date. Treat listings as a starting point and verify on the provider’s site before making decisions. If you spot an error or a gap, send a quick note and I’ll adjust.